📊 Investment Calculator

Model any deal — adjust every variable in real time and see instant ROI, cashflow, and break-even projections.

🏷️ Purchase

Purchase Price $350,000

Down Payment 20%

Interest Rate 6.85%

Loan Term 30 yrs

Closing Costs 3%

Rehab / Repairs $15,000

💰 Income & Expenses

Monthly Rent $2,200

Property Tax (annual) $4,200

Insurance (annual) $1,800

HOA (monthly) $0

Vacancy Rate 8%

CapEx Reserve 5%

Property Management 0%

Annual Appreciation 3%

Monthly Cashflow

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Cash-on-Cash ROI

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Cap Rate

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Total Cash In

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Annual NOI

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GRM

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📋 Monthly Breakdown

Gross Rent—

− Vacancy—

= Effective Income—

− Mortgage (P+I)—

− Tax & Insurance—

− HOA—

− CapEx + Mgmt—

Net Cashflow—

📈 5-Year Projection

⚡ Scenarios

Conservative

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Base Case

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Optimistic

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🏆 Deal Grade

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🏷️ Acquisition

Purchase Price $200,000

Down Payment % 20%

Closing Costs 3%

🔨 Rehab

Rehab Budget $45,000

Holding Period (months) 6

Monthly Carrying Costs $1,800

💵 Sale

After Repair Value (ARV) $320,000

Agent Commissions 6%

Net Profit

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ROI on Cash

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Total Cash In

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Annualized ROI

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📋 Cost Breakdown

Purchase Price—

Rehab—

Closing Costs—

Carrying Costs—

Agent Commissions—

Total All-In Cost—

Sale Proceeds—

Net Profit—

📏 The 70% Rule Check

Max Offer = (ARV × 70%) − Rehab. Stay under this to ensure profit margin.

70% of ARV—

− Rehab—

Max Offer Price—

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🏠 Property Details

Bedrooms

Property Type

Florida Market

Condition / Tier

HUD Fair Market Rent

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Est. Market Rent

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Est. Monthly Utilities

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Tenant Take-Home

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📊 Rental Range

Low (85th percentile)—

Mid (market rate)—

High (premium)—

Annual Gross (mid)—

🔌 Utility Breakdown (Monthly)

Electricity—

Water & Sewer—

Internet—

Gas—

Total Utilities—