12 of 12 properties · Live · Refreshed 97s ago
Down Payment 3.5%: $9,100
Loan Amount: $255,291
Upfront MIP: $4,391
Closing Costs: $7,800
Reserves (3mo): $5,363
Total Cash Needed: $22,263
Mortgage P&I+MIP: $1,787.82
Property Tax: $422.50
Insurance: $150.00
HOA: $500.00
Maint + CapEx: $303.34
Vacancy + Mgmt: $274.30
Total: $3,437.95/mo
Market Rent (all units): $2,110
Your Rental Income: $2,110
Cashflow: $-1,328/mo
Annual: $-15,935/yr
Cash-on-Cash ROI: -71.6%
Cap Rate: 2.1% · DSCR: 1.18x
| Pri | Upgrade | Cost | Value Add | ROI |
|---|---|---|---|---|
| Crit | New A/C System This property is ~53 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership. |
$7,500 | +$9,750 | 130% |
| Crit | Electrical Panel Upgrade Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer. |
$4,500 | +$5,400 | 120% |
| Crit | Full Re-Pipe Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs. |
$9,000 | +$9,900 | 110% |
| Crit | Full Roof Replacement | $10,640 | +$11,704 | 110% |
| Crit | Professional Deep Clean Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better. |
$550 | +$2,750 | 500% |
| Full Reno Total | $85,867 | +$144,812 | 169% | |
Down Payment 3.5%: $17,146
Loan Amount: $481,027
Upfront MIP: $8,273
Closing Costs: $14,697
Reserves (3mo): $10,106
Total Cash Needed: $41,949
Mortgage P&I+MIP: $3,368.65
Property Tax: $796.09
Insurance: $209.60
HOA: $0.00
Maint + CapEx: $571.55
Vacancy + Mgmt: $340.55
Total: $5,286.43/mo
Market Rent (all units): $2,620
Your Rental Income: $2,620
Cashflow: $-2,667/mo
Annual: $-32,002/yr
Cash-on-Cash ROI: -76.3%
Cap Rate: 1.7% · DSCR: 0.78x
| Pri | Upgrade | Cost | Value Add | ROI |
|---|---|---|---|---|
| Crit | New A/C System This property is ~35 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership. |
$7,500 | +$9,750 | 130% |
| Crit | Electrical Panel Upgrade Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer. |
$4,500 | +$5,400 | 120% |
| Crit | Professional Deep Clean Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better. |
$550 | +$2,750 | 500% |
| Crit | Full Interior Paint Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period. |
$4,323 | +$12,969 | 300% |
| Crit | GFCI Outlets (Kitchen/Bath) | $1,650 | +$1,650 | 100% |
| Full Reno Total | $67,731 | +$129,363 | 191% | |
Down Payment 3.5%: $20,646
Loan Amount: $579,215
Upfront MIP: $9,962
Closing Costs: $17,697
Reserves (3mo): $12,169
Total Cash Needed: $50,512
Mortgage P&I+MIP: $4,056.27
Property Tax: $958.59
Insurance: $192.53
HOA: $0.00
Maint + CapEx: $688.21
Vacancy + Mgmt: $378.44
Total: $6,274.05/mo
Market Rent (all units): $2,911
Your Rental Income: $2,911
Cashflow: $-3,363/mo
Annual: $-40,356/yr
Cash-on-Cash ROI: -79.9%
Cap Rate: 1.4% · DSCR: 0.72x
| Pri | Upgrade | Cost | Value Add | ROI |
|---|---|---|---|---|
| Crit | New A/C System This property is ~75 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership. |
$7,500 | +$9,750 | 130% |
| Crit | Electrical Panel Upgrade Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer. |
$4,500 | +$5,400 | 120% |
| Crit | Full Re-Pipe Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs. |
$9,000 | +$9,900 | 110% |
| Crit | Full Roof Replacement | $13,718 | +$15,090 | 110% |
| Crit | Professional Deep Clean Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better. |
$550 | +$2,750 | 500% |
| Full Reno Total | $92,460 | +$156,265 | 169% | |
Down Payment 3.5%: $9,975
Loan Amount: $279,838
Upfront MIP: $4,813
Closing Costs: $8,550
Reserves (3mo): $5,879
Total Cash Needed: $24,404
Mortgage P&I+MIP: $1,959.71
Property Tax: $463.12
Insurance: $150.00
HOA: $445.00
Maint + CapEx: $332.50
Vacancy + Mgmt: $256.52
Total: $3,606.86/mo
Market Rent (all units): $1,973
Your Rental Income: $1,973
Cashflow: $-1,634/mo
Annual: $-19,603/yr
Cash-on-Cash ROI: -80.3%
Cap Rate: 1.4% · DSCR: 1.01x
| Pri | Upgrade | Cost | Value Add | ROI |
|---|---|---|---|---|
| Crit | New A/C System This property is ~55 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership. |
$7,500 | +$9,750 | 130% |
| Crit | Electrical Panel Upgrade Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer. |
$4,500 | +$5,400 | 120% |
| Crit | Full Re-Pipe Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs. |
$9,000 | +$9,900 | 110% |
| Crit | Full Roof Replacement | $8,550 | +$9,405 | 110% |
| Crit | Professional Deep Clean Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better. |
$550 | +$2,750 | 500% |
| Full Reno Total | $75,865 | +$127,422 | 168% | |
Down Payment 3.5%: $16,275
Loan Amount: $456,578
Upfront MIP: $7,853
Closing Costs: $13,950
Reserves (3mo): $9,592
Total Cash Needed: $39,817
Mortgage P&I+MIP: $3,197.44
Property Tax: $755.62
Insurance: $186.67
HOA: $285.00
Maint + CapEx: $542.50
Vacancy + Mgmt: $334.36
Total: $5,301.60/mo
Market Rent (all units): $2,572
Your Rental Income: $2,572
Cashflow: $-2,730/mo
Annual: $-32,754/yr
Cash-on-Cash ROI: -82.3%
Cap Rate: 1.2% · DSCR: 0.80x
| Pri | Upgrade | Cost | Value Add | ROI |
|---|---|---|---|---|
| Crit | New A/C System This property is ~28 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership. |
$7,500 | +$9,750 | 130% |
| Crit | Professional Deep Clean Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better. |
$550 | +$2,750 | 500% |
| Crit | Full Interior Paint Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period. |
$3,850 | +$11,550 | 300% |
| High | New Water Heater Water heaters last 10–15 yrs. At ~28 yrs, replacement likely before or shortly after purchase. |
$2,650 | +$3,445 | 130% |
| High | Door/Cabinet Hardware Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar. |
$475 | +$1,425 | 300% |
| Full Reno Total | $54,125 | +$105,910 | 196% | |
Down Payment 3.5%: $22,750
Loan Amount: $638,227
Upfront MIP: $10,977
Closing Costs: $19,500
Reserves (3mo): $13,409
Total Cash Needed: $55,659
Mortgage P&I+MIP: $4,469.53
Property Tax: $1,056.25
Insurance: $212.00
HOA: $0.00
Maint + CapEx: $758.34
Vacancy + Mgmt: $378.99
Total: $6,875.10/mo
Market Rent (all units): $2,915
Your Rental Income: $2,915
Cashflow: $-3,960/mo
Annual: $-47,518/yr
Cash-on-Cash ROI: -85.4%
Cap Rate: 0.9% · DSCR: 0.65x
| Pri | Upgrade | Cost | Value Add | ROI |
|---|---|---|---|---|
| Crit | New A/C System This property is ~71 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership. |
$7,500 | +$9,750 | 130% |
| Crit | Electrical Panel Upgrade Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer. |
$4,500 | +$5,400 | 120% |
| Crit | Full Re-Pipe Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs. |
$9,000 | +$9,900 | 110% |
| Crit | Full Roof Replacement | $15,105 | +$16,616 | 110% |
| Crit | Professional Deep Clean Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better. |
$550 | +$2,750 | 500% |
| Full Reno Total | $95,432 | +$161,426 | 169% | |
Down Payment 3.5%: $20,965
Loan Amount: $588,151
Upfront MIP: $10,116
Closing Costs: $17,970
Reserves (3mo): $12,357
Total Cash Needed: $51,292
Mortgage P&I+MIP: $4,118.84
Property Tax: $973.38
Insurance: $228.80
HOA: $242.00
Maint + CapEx: $698.84
Vacancy + Mgmt: $381.60
Total: $6,643.44/mo
Market Rent (all units): $2,935
Your Rental Income: $2,935
Cashflow: $-3,708/mo
Annual: $-44,497/yr
Cash-on-Cash ROI: -86.8%
Cap Rate: 0.8% · DSCR: 0.71x
| Pri | Upgrade | Cost | Value Add | ROI |
|---|---|---|---|---|
| Crit | New A/C System This property is ~52 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership. |
$7,500 | +$9,750 | 130% |
| Crit | Electrical Panel Upgrade Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer. |
$4,500 | +$5,400 | 120% |
| Crit | Full Re-Pipe Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs. |
$9,000 | +$9,900 | 110% |
| Crit | Full Roof Replacement | $16,302 | +$17,932 | 110% |
| Crit | Professional Deep Clean Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better. |
$550 | +$2,750 | 500% |
| Full Reno Total | $97,996 | +$165,881 | 169% | |
Down Payment 3.5%: $15,925
Loan Amount: $446,759
Upfront MIP: $7,684
Closing Costs: $13,650
Reserves (3mo): $9,386
Total Cash Needed: $38,961
Mortgage P&I+MIP: $3,128.67
Property Tax: $739.38
Insurance: $187.07
HOA: $450.00
Maint + CapEx: $530.84
Vacancy + Mgmt: $331.14
Total: $5,367.08/mo
Market Rent (all units): $2,547
Your Rental Income: $2,547
Cashflow: $-2,820/mo
Annual: $-33,839/yr
Cash-on-Cash ROI: -86.8%
Cap Rate: 0.8% · DSCR: 0.81x
| Pri | Upgrade | Cost | Value Add | ROI |
|---|---|---|---|---|
| Crit | Professional Deep Clean Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better. |
$550 | +$2,750 | 500% |
| Crit | Full Interior Paint Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period. |
$3,858 | +$11,575 | 300% |
| High | Door/Cabinet Hardware Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar. |
$475 | +$1,425 | 300% |
| High | Landscaping & Curb Appeal Curb appeal sets buyer/tenant first impressions. Highest ROI per dollar — typically done in 1–2 days. |
$2,250 | +$9,000 | 400% |
| High | Light Fixture Update Replacing dated fixtures with modern LED pendants/recessed lights takes 1–2 days and dramatically modernizes the feel. |
$1,800 | +$3,600 | 200% |
| Full Reno Total | $8,933 | +$28,350 | 317% | |
Down Payment 3.5%: $8,225
Loan Amount: $230,744
Upfront MIP: $3,969
Closing Costs: $7,050
Reserves (3mo): $4,848
Total Cash Needed: $20,123
Mortgage P&I+MIP: $1,615.91
Property Tax: $381.88
Insurance: $150.00
HOA: $527.00
Maint + CapEx: $274.16
Vacancy + Mgmt: $202.98
Total: $3,151.93/mo
Market Rent (all units): $1,561
Your Rental Income: $1,561
Cashflow: $-1,591/mo
Annual: $-19,087/yr
Cash-on-Cash ROI: -94.8%
Cap Rate: 0.1% · DSCR: 0.97x
| Pri | Upgrade | Cost | Value Add | ROI |
|---|---|---|---|---|
| Crit | New A/C System This property is ~52 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership. |
$7,500 | +$9,750 | 130% |
| Crit | Electrical Panel Upgrade Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer. |
$4,500 | +$5,400 | 120% |
| Crit | Full Re-Pipe Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs. |
$9,000 | +$9,900 | 110% |
| Crit | Full Roof Replacement | $6,916 | +$7,608 | 110% |
| Crit | Professional Deep Clean Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better. |
$550 | +$2,750 | 500% |
| Full Reno Total | $72,365 | +$121,342 | 168% | |
Down Payment 3.5%: $6,300
Loan Amount: $176,740
Upfront MIP: $3,040
Closing Costs: $5,400
Reserves (3mo): $3,713
Total Cash Needed: $15,413
Mortgage P&I+MIP: $1,237.71
Property Tax: $292.50
Insurance: $150.00
HOA: $433.00
Maint + CapEx: $210.00
Vacancy + Mgmt: $161.98
Total: $2,485.19/mo
Market Rent (all units): $1,246
Your Rental Income: $1,246
Cashflow: $-1,239/mo
Annual: $-14,870/yr
Cash-on-Cash ROI: -96.5%
Cap Rate: -0.0% · DSCR: 1.01x
| Pri | Upgrade | Cost | Value Add | ROI |
|---|---|---|---|---|
| Crit | New A/C System This property is ~54 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership. |
$7,500 | +$9,750 | 130% |
| Crit | Electrical Panel Upgrade Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer. |
$4,500 | +$5,400 | 120% |
| Crit | Full Re-Pipe Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs. |
$9,000 | +$9,900 | 110% |
| Crit | Full Roof Replacement | $5,510 | +$6,061 | 110% |
| Crit | Professional Deep Clean Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better. |
$550 | +$2,750 | 500% |
| Full Reno Total | $69,353 | +$116,110 | 167% | |
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