SpillDeals is a free real estate deal finder for Florida investors. Every property listing is automatically analyzed with cash flow projections, cap rate, ROI grade (A through F), and house hack scenarios. Updated daily with live FL listings.

What is a good cap rate for investment property in Florida?

A good cap rate in Florida is typically 5-8% for residential investment properties. In Miami-Dade, cap rates of 5-6% are common due to high appreciation. In markets like Hialeah, Homestead, and Opa-locka, you can find 7-9% cap rates. SpillDeals grades every property A through F based on cash flow, cap rate, and ROI so you can instantly identify the best deals.

What does an A-grade property mean on SpillDeals?

An A-grade property on SpillDeals is a top-tier investment with strong positive cash flow, a cap rate above 7%, and excellent ROI relative to the market. These are the rarest deals — typically cash flowing $500+/month after all expenses including mortgage, taxes, insurance, and maintenance.

How does SpillDeals analyze properties?

SpillDeals automatically calculates monthly cash flow, cap rate, cash-on-cash return, and overall ROI for every property using current market rent estimates, property taxes, insurance, HOA fees, and a 30-year fixed mortgage at current rates. It also models house hack scenarios for multi-unit properties and FHA loan scenarios for owner-occupants.

Is SpillDeals free to use?

Yes. SpillDeals is free to sign up and use. Free users can view C, D, and F-grade properties with full analysis. Pro users ($67/month, or $33.25/month billed annually as $399/yr) unlock all A and B-grade deals — the highest cash-flowing properties in Florida — plus unlimited access, deal alerts, advanced filters, and a 14-day free trial.

What is cash-on-cash return for real estate?

Cash-on-cash return (CoC ROI) measures your annual cash flow divided by the total cash you invested (down payment + closing costs). For example, if you invested $60,000 to buy a rental and it generates $6,000 in annual cash flow, your CoC ROI is 10%. SpillDeals calculates this automatically on every property using current mortgage rates and market rent estimates.

How do I find Section 8 investment properties in Florida?

Section 8 (Housing Choice Voucher) properties in Florida are regular rental properties that accept government-subsidized tenants. To find them: filter by the Section 8 tab on SpillDeals, which shows properties where HUD Fair Market Rents in that zip code exceed the estimated market rent — meaning Section 8 can pay you above-market rent. Jacksonville, Tampa, and Miami-Dade have the strongest Section 8 rental demand.

What is a DSCR loan and how does it work for Florida investors?

A DSCR (Debt Service Coverage Ratio) loan lets real estate investors qualify based on rental income instead of personal income or W-2s. The property must generate enough rent to cover 1.0–1.25x the monthly mortgage payment. DSCR loans are ideal for self-employed investors and those with multiple properties. Current DSCR rates in Florida range from 6.25%–7.50%. SpillDeals calculates DSCR for every property automatically.

What is the 1% rule for rental properties, and does it still work in Florida?

The 1% rule states that a rental property's monthly rent should equal at least 1% of its purchase price. For example, a $200,000 home should rent for $2,000/month. In Florida's current market (2026), the 1% rule is hard to hit in most coastal markets but achievable in Jacksonville, parts of Tampa, and smaller markets like Daytona Beach and Lakeland. SpillDeals shows the rent-to-price ratio on every listing so you can spot these deals instantly.

How often are properties updated on SpillDeals?

SpillDeals pulls live listing data from MLS and public sources daily. The scraper runs every 20–30 minutes, continuously ingesting new listings and updating prices. New properties are automatically analyzed and graded within minutes of appearing. Pro users get priority access to new listings as they hit the database.

Can I use SpillDeals to find fix and flip properties in Florida?

Yes. SpillDeals has a dedicated Flip tab that shows properties with high ARV (after-repair value) potential. The analysis estimates rehab costs, projected resale price, and profit margin on every fix-and-flip opportunity. Filter by condition, grade, and maximum renovation budget to find deals that fit your criteria.

What Florida cities have the best rental property cash flow in 2026?

The top Florida cities for rental cash flow in 2026 are: 1) Jacksonville (7.2% avg cap rate, strong rent-to-price ratio), 2) Tampa East/Sulphur Springs (6.8% cap rate, affordable duplexes), 3) Orlando/Kissimmee (6.5% cap rate, STR demand), 4) Fort Myers/Cape Coral (6.1% cap rate, post-hurricane buying opportunities), and 5) Miami/Hialeah (5.8% cap rate, strong appreciation). SpillDeals shows live deals from all of these markets.

What is house hacking and how does it work in Florida?

House hacking means buying a multi-unit property (duplex, triplex, or fourplex), living in one unit, and renting the others. The rental income covers your mortgage — often making your housing free or profitable. In Florida, FHA loans let you buy a 2-4 unit property with just 3.5% down, as long as you live in one unit. SpillDeals shows house hack scenarios on all multi-unit properties, including estimated rent from the other units and net housing cost.

SpillDeals | FL Investment Property Deals — Graded A-F

FL 🌴 Miami ⛵ Fort Lauderdale 🏌️ Palm Beach 🌉 Tampa 🎡 Orlando 🏙️ Jacksonville 🦅 Naples 🎨 Sarasota 🚤 Cape Coral 🌊 Port St Lucie 🏎️ Daytona Beach 🎓 Gainesville 🐎 Ocala 🏛️ Tallahassee 🏖️ Pensacola 🦢 Lakeland

Quick Filter:

All Multi-Unit Single Refreshing Florida markets...

136 of 138 properties · ✕ Clear filters · Refreshing Florida markets...

3 A · 57 F

Deal gradesA — 12%+ ROI 🔒B — 8%+ ROI 🔒C — 5%+ ROI ✓ FreeA & B unlock with Pro

⚡ Go Pro

Grade

Cash+ only

$70,000🔒 Pro Deal

$70,000

541 Linwood Ave, Jacksonville

3bd1ba Single1,330sf $53/sf Built 1928

Monthly Cashflow+$689/mo

CoC ROI

••.•%

Rent Est

$•,•••/mo

Cap Rate

•.•%

🔓 Unlock Pro

$79,900🔒 Pro Deal

$79,900

1310 Neva St, Jacksonville

3bd1ba Single990sf $81/sf Built 1945

Monthly Cashflow+$637/mo

CoC ROI

••.•%

Rent Est

$•,•••/mo

Cap Rate

•.•%

🔓 Unlock Pro

$114,900🔒 Pro Deal

$114,900

6303 Hyde Park Hvn, Jacksonville

3bd2ba Single1,364sf $84/sf Built 1955

Monthly Cashflow+$324/mo

CoC ROI

••.•%

Rent Est

$•,•••/mo

Cap Rate

•.•%

🔓 Unlock Pro

$150,000💡 🏦 DSCR 25%dn: +$163/mo

$150,000

3636 Hartsfield Forest Cir, Jacksonville

3bd2ba Single1,701sf $88/sf Built 2013

Cashflow

$-3/mo

CoC ROI

-0.3%

Rent Est

$1,924/mo

HUD FMR · GRM 6.5

Cap Rate

8.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: +$107/mo🏦 DSCR 25%dn: +$163/mo

🏠 Listing

$200,000💡 🏦 DSCR 25%dn: $-7/mo

$200,000

2417 W 25th St, Jacksonville

4bd2ba Single2,280sf $88/sf Built 1955

Cashflow

$-252/mo

CoC ROI

-17.7%

Rent Est

$2,282/mo

HUD FMR · GRM 7.3

Cap Rate

6.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-81/mo🏦 DSCR 25%dn: $-7/mo

🏠 Listing

🏆

🔒 Unlock full financials, cashflow projections, and loan analysis for every deal

3 Grade A/B deals locked — Pro only locked — Pro members see all A/B grade deals

⚡ Start Free Trial

$149,900💡 🏦 DSCR 25%dn: $-359/mo

$149,900

3737 Loretto Rd #905, Jacksonville

2bd2ba Single908sf $165/sf Built 1986

Cashflow

$-557/mo

CoC ROI

-52.1%

Rent Est

$1,532/mo

HUD FMR · GRM 8.2

Cap Rate

3.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-414/mo🏦 DSCR 25%dn: $-359/mo

🏠 Listing

$274,900💡 🏦 DSCR 25%dn: $-235/mo

$274,900

7065 Plymouth Grove Ct, Jacksonville

4bd2ba Single1,670sf $165/sf Built 2020

Cashflow

$-610/mo

CoC ROI

-31.1%

Rent Est

$2,668/mo

HUD FMR · GRM 8.6

Cap Rate

5.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-337/mo🏦 DSCR 25%dn: $-235/mo

🏠 Listing

$193,900💡 🏦 DSCR 25%dn: $-365/mo

$193,900

5260 Collins Rd #105, Jacksonville

3bd2ba Single1,729sf $112/sf Built 2005

Cashflow

$-620/mo

CoC ROI

-44.8%

Rent Est

$2,006/mo

HUD FMR · GRM 8.1

Cap Rate

4.4%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-437/mo🏦 DSCR 25%dn: $-365/mo

🏠 Listing

$140,000💡 🏦 DSCR 25%dn: $-524/mo

$140,000

5349 Hansel Ave #1, Cape Coral

1bd1ba Single730sf $192/sf Built 1970

Cashflow

$-715/mo

CoC ROI

-71.6%

Rent Est

$1,358/mo

HUD FMR · GRM 8.6

Cap Rate

2.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-576/mo🏦 DSCR 25%dn: $-524/mo

🏠 Listing

$260,000💡 🏦 DSCR 25%dn: $-351/mo

$260,000

877 Jackson Rd, Jacksonville

3bd2ba Single1,336sf $195/sf Built 1991

Cashflow

$-727/mo

CoC ROI

-39.2%

Rent Est

$2,259/mo

HUD FMR · GRM 9.6

Cap Rate

4.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-448/mo🏦 DSCR 25%dn: $-351/mo

🏠 Listing

$145,900💡 🏦 DSCR 25%dn: $-570/mo

$145,900

Unit 15H, Cape Coral

1bd1ba Single730sf $200/sf Built 1970

Cashflow

$-773/mo

CoC ROI

-74.2%

Rent Est

$1,365/mo

HUD FMR · GRM 8.9

Cap Rate

1.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-624/mo🏦 DSCR 25%dn: $-570/mo

🏠 Listing

$185,000💡 🏦 DSCR 25%dn: $-545/mo

$185,000

10203 Courtney Palms Blvd #103, Tampa

2bd2ba Single1,095sf $169/sf Built 2003

Cashflow

$-794/mo

CoC ROI

-60.2%

Rent Est

$1,832/mo

HUD FMR · GRM 8.4

Cap Rate

3.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-614/mo🏦 DSCR 25%dn: $-545/mo

🏠 Listing

$150,000💡 🏦 DSCR 25%dn: $-590/mo

$150,000

5407 Hansel Ave Unit G12, Cape Coral

1bd1ba Single730sf $205/sf Built 1970

Cashflow

$-801/mo

CoC ROI

-74.8%

Rent Est

$1,370/mo

HUD FMR · GRM 9.1

Cap Rate

1.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-645/mo🏦 DSCR 25%dn: $-590/mo

🏠 Listing

$290,000💡 🏦 DSCR 25%dn: $-475/mo

$290,000

6992 Deer Island Rd, Jacksonville

3bd2ba Single1,575sf $184/sf Built 2004

Cashflow

$-899/mo

CoC ROI

-43.4%

Rent Est

$2,455/mo

HUD FMR · GRM 9.8

Cap Rate

4.5%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-582/mo🏦 DSCR 25%dn: $-475/mo

🏠 Listing

$189,900💡 🏦 DSCR 25%dn: $-728/mo

$189,900

5441 Hansel Ave Unit J15, Cape Coral

2bd2ba Single981sf $194/sf Built 1970

Cashflow

$-993/mo

CoC ROI

-73.3%

Rent Est

$1,755/mo

HUD FMR · GRM 9.0

Cap Rate

2.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-798/mo🏦 DSCR 25%dn: $-728/mo

🏠 Listing

$338,900💡 🏦 DSCR 25%dn: $-540/mo

$338,900

5221 Chenault Ave, Cape Coral

4bd2ba Single1,834sf $185/sf Built 1959

Cashflow

$-1,036/mo

CoC ROI

-42.8%

Rent Est

$2,857/mo

HUD FMR · GRM 9.9

Cap Rate

4.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-665/mo🏦 DSCR 25%dn: $-540/mo

🏠 Listing

$200,000💡 🏦 DSCR 25%dn: $-776/mo

$200,000

5307 Hansel Ave Unit D8, Cape Coral

2bd2ba Single1,071sf $187/sf Built 1970

Cashflow

$-1,056/mo

CoC ROI

-74.0%

Rent Est

$1,833/mo

HUD FMR · GRM 9.1

Cap Rate

1.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-849/mo🏦 DSCR 25%dn: $-776/mo

🏠 Listing

$325,000💡 🏦 DSCR 25%dn: $-604/mo

$325,000

1904 Landwood St, Jacksonville

3bd2ba Single1,776sf $183/sf Built 1963

Cashflow

$-1,088/mo

CoC ROI

-46.9%

Rent Est

$2,633/mo

HUD FMR · GRM 10.3

Cap Rate

4.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-725/mo🏦 DSCR 25%dn: $-604/mo

🏠 Listing

$295,000💡 🏦 DSCR 25%dn: $-658/mo

$295,000

8638 Deermoss Way W, Jacksonville

3bd2ba Single1,147sf $257/sf Built 1984

Cashflow

$-1,114/mo

CoC ROI

-52.9%

Rent Est

$2,177/mo

HUD FMR · GRM 11.3

Cap Rate

3.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-767/mo🏦 DSCR 25%dn: $-658/mo

🏠 Listing

$300,000💡 🏦 DSCR 25%dn: $-669/mo

$300,000

8446 Allwine Ct, Jacksonville

3bd2ba Single1,297sf $231/sf Built 1986

Cashflow

$-1,127/mo

CoC ROI

-52.6%

Rent Est

$2,283/mo

HUD FMR · GRM 11.0

Cap Rate

3.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-779/mo🏦 DSCR 25%dn: $-669/mo

🏠 Listing

$299,900💡 🏦 DSCR 25%dn: $-670/mo

$299,900

10914 N 22nd St, Tampa

3bd2ba Single1,189sf $252/sf Built 1961

Cashflow

$-1,134/mo

CoC ROI

-53.0%

Rent Est

$2,211/mo

HUD FMR · GRM 11.3

Cap Rate

3.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-781/mo🏦 DSCR 25%dn: $-670/mo

🏠 Listing

$349,990💡 🏦 DSCR 25%dn: $-653/mo

$349,990

1954 Hubbard St, Jacksonville

3bd2ba Single2,068sf $169/sf Built 1914

Cashflow

$-1,173/mo

CoC ROI

-47.0%

Rent Est

$2,858/mo

HUD FMR · GRM 10.2

Cap Rate

4.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-783/mo🏦 DSCR 25%dn: $-653/mo

🏠 Listing

$215,000💡 🏦 DSCR 25%dn: $-891/mo

$215,000

5323 Hansel Ave Unit E14, Cape Coral

🏘️ S8 +1%

3bd2ba Single1,341sf $160/sf Built 1970

Cashflow

$-1,187/mo

CoC ROI

-77.4%

Rent Est

$2,046/mo

HUD FMR · GRM 8.8

Cap Rate

1.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-971/mo🏦 DSCR 25%dn: $-891/mo

🏠 Listing

$300,000💡 🏦 DSCR 25%dn: $-771/mo

$300,000

14925 Fisher Rd, Tampa

🏘️ S8 +2%

3bd1ba Single983sf $305/sf Built 1959

Cashflow

$-1,246/mo

CoC ROI

-58.2%

Rent Est

$2,074/mo

HUD FMR · GRM 12.1

Cap Rate

3.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-881/mo🏦 DSCR 25%dn: $-771/mo

🏠 Listing

$349,999💡 🏦 DSCR 25%dn: $-762/mo

$349,999

7412 Kingston Dr, Tampa

4bd2ba Single1,453sf $241/sf Built 1971

Cashflow

$-1,301/mo

CoC ROI

-52.1%

Rent Est

$2,617/mo

HUD FMR · GRM 11.1

Cap Rate

3.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-891/mo🏦 DSCR 25%dn: $-762/mo

🏠 Listing

$365,000💡 🏦 DSCR 25%dn: $-752/mo

$365,000

12675 Green Meadow Dr, Jacksonville

4bd2ba Single1,811sf $202/sf Built 2023

Cashflow

$-1,302/mo

CoC ROI

-50.0%

Rent Est

$2,874/mo

HUD FMR · GRM 10.6

Cap Rate

4.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-887/mo🏦 DSCR 25%dn: $-752/mo

🏠 Listing

$318,999💡 🏦 DSCR 25%dn: $-806/mo

$318,999

17 Kepner St, Cape Coral

3bd2ba Single1,161sf $275/sf Built 1959

Cashflow

$-1,311/mo

CoC ROI

-57.6%

Rent Est

$2,216/mo

HUD FMR · GRM 12.0

Cap Rate

3.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-924/mo🏦 DSCR 25%dn: $-806/mo

🏠 Listing

$389,999💡 🏦 DSCR 25%dn: $-799/mo

$389,999

5116 Serena Dr, Tampa

4bd3ba Single2,025sf $193/sf Built 1984

Cashflow

$-1,389/mo

CoC ROI

-49.9%

Rent Est

$3,048/mo

HUD FMR · GRM 10.7

Cap Rate

4.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-944/mo🏦 DSCR 25%dn: $-799/mo

🏠 Listing

$299,000💡 🏦 DSCR 25%dn: $-1,000/mo

$299,000

10610 SW 158th Ct #303, Miami

🏘️ S8 +14%

2bd2ba Single1,075sf $278/sf Built 1990

Cashflow

$-1,490/mo

CoC ROI

-69.8%

Rent Est

$1,865/mo

HUD FMR · GRM 13.4

Cap Rate

2.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,110/mo🏦 DSCR 25%dn: $-1,000/mo

🏠 Listing

$370,000💡 🏦 DSCR 25%dn: $-972/mo

$370,000

10464 Osprey Nest Dr W, Jacksonville

3bd2ba Single1,616sf $229/sf Built 1990

Cashflow

$-1,556/mo

CoC ROI

-58.9%

Rent Est

$2,583/mo

HUD FMR · GRM 11.9

Cap Rate

3.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,108/mo🏦 DSCR 25%dn: $-972/mo

🏠 Listing

$349,900💡 🏦 DSCR 25%dn: $-1,031/mo

$349,900

1508 W Hamilton Ave, Tampa

3bd1ba Single1,108sf $316/sf Built 1962

Cashflow

$-1,602/mo

CoC ROI

-64.2%

Rent Est

$2,220/mo

HUD FMR · GRM 13.1

Cap Rate

2.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,161/mo🏦 DSCR 25%dn: $-1,031/mo

🏠 Listing

$430,000💡 🏦 DSCR 25%dn: $-1,018/mo

$430,000

12290 Hagan Creek Dr W, Jacksonville

4bd3ba Single2,283sf $188/sf Built 2007

Cashflow

$-1,675/mo

CoC ROI

-54.6%

Rent Est

$3,269/mo

HUD FMR · GRM 11.0

Cap Rate

3.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,177/mo🏦 DSCR 25%dn: $-1,018/mo

🏠 Listing

$235,000💡 🏦 DSCR 25%dn: $-1,370/mo

$235,000

601 Ives Dairy Rd Unit 401-8, Miami

🏘️ S8 +25%

2bd2ba Single1,405sf $167/sf Built 1984

Cashflow

$-1,737/mo

CoC ROI

-103.6%

Rent Est

$1,692/mo

HUD FMR · GRM 11.6

Cap Rate

-0.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,457/mo🏦 DSCR 25%dn: $-1,370/mo

🏠 Listing

$290,000💡 🏦 DSCR 25%dn: $-1,332/mo

$290,000

14873 SW 104th St Unit 6-203, Miami

🏘️ S8 +30%

2bd2ba Single770sf $377/sf Built 1982

Cashflow

$-1,821/mo

CoC ROI

-88.0%

Rent Est

$1,629/mo

HUD FMR · GRM 14.8

Cap Rate

0.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,439/mo🏦 DSCR 25%dn: $-1,332/mo

🏠 Listing

$405,000💡 🏦 DSCR 25%dn: $-1,227/mo

$405,000

4825 Highridge Ct, Cape Coral

3bd2ba Single1,581sf $256/sf Built 1992

Cashflow

$-1,885/mo

CoC ROI

-65.2%

Rent Est

$2,603/mo

HUD FMR · GRM 13.0

Cap Rate

2.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,377/mo🏦 DSCR 25%dn: $-1,227/mo

🏠 Listing

$225,000💡 🏦 DSCR 25%dn: $-1,542/mo

$225,000

7795 NE Bayshore Ct #502, Miami

🏘️ S8 +18%

1bd1ba Single593sf $379/sf Built 1974

Cashflow

$-1,909/mo

CoC ROI

-118.9%

Rent Est

$1,428/mo

HUD FMR · GRM 13.1

Cap Rate

-1.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,625/mo🏦 DSCR 25%dn: $-1,542/mo

🏠 Listing

$395,000💡 🏦 DSCR 25%dn: $-1,294/mo

$395,000

11715 N 51st St, Tampa

2bd2ba Single1,689sf $234/sf Built 1957

Cashflow

$-1,945/mo

CoC ROI

-69.0%

Rent Est

$2,413/mo

HUD FMR · GRM 13.6

Cap Rate

2.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,439/mo🏦 DSCR 25%dn: $-1,294/mo

🏠 Listing

$345,000💡 🏦 DSCR 25%dn: $-1,402/mo

$345,000

11 SW 109th Ave Unit C9, Miami

🏘️ S8 +22%

3bd2ba Single1,044sf $330/sf Built 1974

Cashflow

$-1,960/mo

CoC ROI

-79.6%

Rent Est

$2,244/mo

HUD FMR · GRM 12.8

Cap Rate

1.4%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,530/mo🏦 DSCR 25%dn: $-1,402/mo

🏠 Listing

$269,500💡 🏦 DSCR 25%dn: $-1,510/mo

$269,500

120 14th Ave #12, Tampa

1bd1ba Single447sf $603/sf Built 1928

Cashflow

$-1,981/mo

CoC ROI

-103.0%

Rent Est

$1,312/mo

HUD FMR · GRM 17.1

Cap Rate

-0.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,610/mo🏦 DSCR 25%dn: $-1,510/mo

🏠 Listing

$250,000💡 🏦 DSCR 25%dn: $-1,576/mo

$250,000

425 Vine St #421, Tampa

🏘️ S8 +6%

1bd1ba Single349sf $716/sf Built 1998

Cashflow

$-2,014/mo

CoC ROI

-112.9%

Rent Est

$1,215/mo

HUD FMR · GRM 17.1

Cap Rate

-1.4%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,669/mo🏦 DSCR 25%dn: $-1,576/mo

🏠 Listing

$479,900💡 🏦 DSCR 25%dn: $-1,296/mo

$479,900

4250 Davinci Ave, Jacksonville

5bd2ba Single2,259sf $212/sf Built 1924

Cashflow

$-2,056/mo

CoC ROI

-60.0%

Rent Est

$3,316/mo

HUD FMR · GRM 12.1

Cap Rate

3.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,473/mo🏦 DSCR 25%dn: $-1,296/mo

🏠 Listing

$420,000💡 🏦 DSCR 25%dn: $-1,384/mo

$420,000

5205 Chenault Ave, Cape Coral

3bd2ba Single1,374sf $306/sf Built 1959

Cashflow

$-2,082/mo

CoC ROI

-69.5%

Rent Est

$2,484/mo

HUD FMR · GRM 14.1

Cap Rate

2.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,539/mo🏦 DSCR 25%dn: $-1,384/mo

🏠 Listing

$429,900💡 🏦 DSCR 25%dn: $-1,393/mo

$429,900

5418 Chenault Ave, Cape Coral

3bd2ba Single1,556sf $276/sf Built 1959

Cashflow

$-2,102/mo

CoC ROI

-68.5%

Rent Est

$2,618/mo

HUD FMR · GRM 13.7

Cap Rate

2.4%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,552/mo🏦 DSCR 25%dn: $-1,393/mo

🏠 Listing

$349,000💡 🏦 DSCR 25%dn: $-1,553/mo

$349,000

671 NE 195th St Unit 205E, Miami

2bd2ba Single1,255sf $278/sf Built 1975

Cashflow

$-2,127/mo

CoC ROI

-85.4%

Rent Est

$2,155/mo

HUD FMR · GRM 13.5

Cap Rate

0.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,682/mo🏦 DSCR 25%dn: $-1,553/mo

🏠 Listing

$430,000💡 🏦 DSCR 25%dn: $-1,424/mo

$430,000

4601 N Emerald Ave, Tampa

3bd2ba Single1,439sf $299/sf Built 1958

Cashflow

$-2,139/mo

CoC ROI

-69.7%

Rent Est

$2,540/mo

HUD FMR · GRM 14.1

Cap Rate

2.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,583/mo🏦 DSCR 25%dn: $-1,424/mo

🏠 Listing

$359,000💡 🏦 DSCR 25%dn: $-1,534/mo

$359,000

106 S Habana Ave #7, Tampa

2bd2ba Single1,020sf $352/sf Built 1983

Cashflow

$-2,147/mo

CoC ROI

-83.8%

Rent Est

$1,923/mo

HUD FMR · GRM 15.6

Cap Rate

1.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,667/mo🏦 DSCR 25%dn: $-1,534/mo

🏠 Listing

$419,900💡 🏦 DSCR 25%dn: $-1,447/mo

$419,900

907 Leisure Ave, Tampa

3bd3ba Single1,212sf $346/sf Built 1959

Cashflow

$-2,154/mo

CoC ROI

-71.9%

Rent Est

$2,376/mo

HUD FMR · GRM 14.7

Cap Rate

2.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,602/mo🏦 DSCR 25%dn: $-1,447/mo

🏠 Listing

$350,000💡 🏦 DSCR 25%dn: $-1,543/mo

$350,000

5605 SW 80th St Unit 10D, Miami

🏘️ S8 +7%

1bd1ba Single665sf $526/sf Built 1950

Cashflow

$-2,165/mo

CoC ROI

-86.7%

Rent Est

$1,573/mo

HUD FMR · GRM 18.5

Cap Rate

0.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,673/mo🏦 DSCR 25%dn: $-1,543/mo

🏠 Listing

$425,000💡 🏦 DSCR 25%dn: $-1,500/mo

$425,000

500 NW 120th St, Miami

2bd1ba Single1,664sf $255/sf Built 1953

Cashflow

$-2,213/mo

CoC ROI

-73.0%

Rent Est

$2,434/mo

HUD FMR · GRM 14.6

Cap Rate

2.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,657/mo🏦 DSCR 25%dn: $-1,500/mo

🏠 Listing

$300,000💡 🏦 DSCR 25%dn: $-1,687/mo

$300,000

3624 Whitman Ave N #1, Tampa

🏘️ S8 $1,295/mo

1bd1ba Single370sf $811/sf Built 1906

Cashflow

$-2,225/mo

CoC ROI

-103.9%

Rent Est

$1,293/mo

HUD FMR · GRM 19.3

Cap Rate

-0.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,798/mo🏦 DSCR 25%dn: $-1,687/mo

🏠 Listing

$440,000💡 🏦 DSCR 25%dn: $-1,492/mo

$440,000

7110 Hollowell Dr, Tampa

3bd2ba Single1,482sf $297/sf Built 1986

Cashflow

$-2,226/mo

CoC ROI

-70.9%

Rent Est

$2,581/mo

HUD FMR · GRM 14.2

Cap Rate

2.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,655/mo🏦 DSCR 25%dn: $-1,492/mo

🏠 Listing

$425,000💡 🏦 DSCR 25%dn: $-1,537/mo

$425,000

220 14Th St, Hollywood

🏘️ S8 +19%

5bd5ba Single3,545sf $120/sf Built 2021

Cashflow

$-2,229/mo

CoC ROI

-73.5%

Rent Est

$2,704/mo

HUD FMR · GRM 13.1

Cap Rate

2.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,694/mo🏦 DSCR 25%dn: $-1,537/mo

🏠 Listing

$285,000💡 🏦 DSCR 25%dn: $-1,739/mo

$285,000

3045 20th Ave W #209, Tampa

1bd1ba Single584sf $488/sf Built 1988

Cashflow

$-2,234/mo

CoC ROI

-109.8%

Rent Est

$1,432/mo

HUD FMR · GRM 16.6

Cap Rate

-1.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,844/mo🏦 DSCR 25%dn: $-1,739/mo

🏠 Listing

$474,500💡 🏦 DSCR 25%dn: $-1,485/mo

$474,500

589 Del Rio St, Cape Coral

4bd2ba Single1,688sf $281/sf Built 1970

Cashflow

$-2,264/mo

CoC ROI

-66.9%

Rent Est

$2,929/mo

HUD FMR · GRM 13.5

Cap Rate

2.5%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,660/mo🏦 DSCR 25%dn: $-1,485/mo

🏠 Listing

$425,000💡 🏦 DSCR 25%dn: $-1,550/mo

$425,000

1911 W Cherry St, Tampa

3bd2ba Single1,056sf $402/sf Built 1976

Cashflow

$-2,276/mo

CoC ROI

-75.0%

Rent Est

$2,279/mo

HUD FMR · GRM 15.5

Cap Rate

1.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,707/mo🏦 DSCR 25%dn: $-1,550/mo

🏠 Listing

$295,000💡 🏦 DSCR 25%dn: $-1,770/mo

$295,000

1323 Boren Ave #206, Tampa

1bd1ba Single545sf $541/sf Built 2001

Cashflow

$-2,287/mo

CoC ROI

-108.7%

Rent Est

$1,416/mo

HUD FMR · GRM 17.4

Cap Rate

-1.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,879/mo🏦 DSCR 25%dn: $-1,770/mo

🏠 Listing

$250,000💡 💰 Negotiate: Offer -1% → positive

$250,000

626 4th Ave W #104, Tampa

1bd1ba Single533sf $469/sf Built 1996

Cashflow

$-2,345/mo

CoC ROI

-131.4%

Rent Est

$1,351/mo

HUD FMR · GRM 15.4

Cap Rate

-3.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,011/mo🏦 DSCR 25%dn: $-1,918/mo💰 Negotiate: Offer -1% → positive

🏠 Listing

$299,997💡 🏦 DSCR 25%dn: $-1,840/mo

$299,997

519 W Roy St #413, Tampa

1bd1ba Single531sf $565/sf Built 1930

Cashflow

$-2,368/mo

CoC ROI

-110.6%

Rent Est

$1,412/mo

HUD FMR · GRM 17.7

Cap Rate

-1.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,951/mo🏦 DSCR 25%dn: $-1,840/mo

🏠 Listing

$500,000💡 🏦 DSCR 25%dn: $-1,566/mo

$500,000

11904 Trevino Pl, Tampa

4bd2ba Single1,957sf $255/sf Built 1982

Cashflow

$-2,383/mo

CoC ROI

-66.8%

Rent Est

$3,140/mo

HUD FMR · GRM 13.3

Cap Rate

2.5%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,751/mo🏦 DSCR 25%dn: $-1,566/mo

🏠 Listing

$500,000💡 🏦 DSCR 25%dn: $-1,587/mo

$500,000

4515 Bradley Ave, Cape Coral

4bd3ba Single1,852sf $270/sf Built 1960

Cashflow

$-2,410/mo

CoC ROI

-67.5%

Rent Est

$3,070/mo

HUD FMR · GRM 13.6

Cap Rate

2.5%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,772/mo🏦 DSCR 25%dn: $-1,587/mo

🏠 Listing

#	Grade	Type	Property	Price	Rent	Cash In	CF/mo	ROI	Your Cost	Flip Equity
1	A	Single	541 Linwood Ave Jacksonville · 3bd/1.0ba · 1,330sf	$70,000	$???	$???	$???	$???/mo	?.?%	🔒 Unlock Pro
2	A	Single	1310 Neva St Jacksonville · 3bd/1.0ba · 990sf	$79,900	$???	$???	$???	$???/mo	?.?%	🔒 Unlock Pro
3	A	Single	6303 Hyde Park Hvn Jacksonville · 3bd/2.0ba · 1,364sf	$114,900	$???	$???	$???	$???/mo	?.?%	🔒 Unlock Pro
4	F	Single	3636 Hartsfield Forest Cir Jacksonville · 3bd/2.5ba · 1,701sf · 2013	$150,000	$1,924	$12,844	$-3	-0.3%	$1,627/mo	$21,056
5	F	Single	2417 W 25th St Jacksonville · 4bd/2.0ba · 2,280sf · 1955	$200,000	$2,282	$17,126	$-252	-17.7%	$2,171/mo	$76,345
6	F	Single	7065 Plymouth Grove Ct Jacksonville · 4bd/2.0ba · 1,670sf · 2020	$274,900	$2,668	$23,539	$-610	-31.1%	$2,839/mo	$20,885
7	F	Single	877 Jackson Rd Jacksonville · 3bd/2.0ba · 1,336sf · 1991	$260,000	$2,259	$22,263	$-727	-39.2%	$2,605/mo	$58,316
8	F	Single	5221 Chenault Ave Cape Coral · 4bd/2.5ba · 1,834sf · 1959	$338,900	$2,857	$29,020	$-1,036	-42.8%	$3,408/mo	$69,655
9	F	Single	6992 Deer Island Rd Jacksonville · 3bd/2.0ba · 1,575sf · 2004	$290,000	$2,455	$24,832	$-899	-43.4%	$2,938/mo	$53,692
10	F	Single	5260 Collins Rd #105 Jacksonville · 3bd/2.5ba · 1,729sf · 2005	$193,900	$2,006	$16,603	$-620	-44.8%	$2,300/mo	$55,371
11	F	Single	1904 Landwood St Jacksonville · 3bd/2.0ba · 1,776sf · 1963	$325,000	$2,633	$27,829	$-1,088	-46.9%	$3,271/mo	$68,785
12	F	Single	1954 Hubbard St Jacksonville · 3bd/2.5ba · 2,068sf · 1914	$349,990	$2,858	$29,969	$-1,173	-47.0%	$3,543/mo	$73,165
13	F	Single	5116 Serena Dr Tampa · 4bd/3.0ba · 2,025sf · 1984	$389,999	$3,048	$33,395	$-1,389	-49.9%	$3,910/mo	$72,984
14	F	Single	12675 Green Meadow Dr Jacksonville · 4bd/2.0ba · 1,811sf · 2023	$365,000	$2,874	$31,254	$-1,302	-50.0%	$3,681/mo	$13,110
15	F	Single	1505 W Arch St #2 Tampa · 3bd/2.5ba · 2,365sf · 2026	$699,999	$3,493	$90,766	$-3,819	-50.5%	$6,625/mo	$16,158
16	F	Single	7412 Kingston Dr Tampa · 4bd/2.0ba · 1,453sf · 1971	$349,999	$2,617	$29,970	$-1,301	-52.1%	$3,461/mo	$63,940
17	F	Single	3737 Loretto Rd #905 Jacksonville · 2bd/2.0ba · 908sf · 1986	$149,900	$1,532	$12,836	$-557	-52.1%	$1,840/mo	$52,302
18	F	Single	8446 Allwine Ct Jacksonville · 3bd/2.0ba · 1,297sf · 1986	$300,000	$2,283	$25,689	$-1,127	-52.6%	$3,013/mo	$57,768
19	F	Single	8638 Deermoss Way W Jacksonville · 3bd/2.0ba · 1,147sf · 1984	$295,000	$2,177	$25,260	$-1,114	-52.9%	$2,910/mo	$56,560
20	F	Single	10914 N 22nd St Tampa · 3bd/1.5ba · 1,189sf · 1961	$299,900	$2,211	$25,680	$-1,134	-53.0%	$2,958/mo	$55,892
21	F	Single	12330 SW 195th Ter Miami · 4bd/2.0ba · 1,824sf · 2026	$697,000	$3,298	$87,677	$-3,909	-53.5%	$6,546/mo	$13,182
22	F	Single	12290 Hagan Creek Dr W Jacksonville · 4bd/3.0ba · 2,283sf · 2007	$430,000	$3,269	$36,820	$-1,675	-54.6%	$4,376/mo	$65,497
23	F	Single	2816 NW 80th St Tampa · 3bd/2.0ba · 1,510sf · 1995	$699,500	$2,924	$90,252	$-4,199	-55.8%	$6,510/mo	$60,760
24	F	Single	11310 Peachtree Dr Miami · 3bd/3.0ba · 1,204sf · 1955	$699,999	$2,763	$90,766	$-4,300	-56.8%	$6,470/mo	$64,292
25	F	Single	17 Kepner St Cape Coral · 3bd/2.0ba · 1,161sf · 1959	$318,999	$2,216	$27,315	$-1,311	-57.6%	$3,132/mo	$59,560
26	F	Single	14925 Fisher Rd Tampa · 3bd/1.0ba · 983sf · 1959	$300,000	$2,074	$25,689	$-1,246	-58.2%	$2,950/mo	$52,802
27	F	Single	10464 Osprey Nest Dr W Jacksonville · 3bd/2.0ba · 1,616sf · 1990	$370,000	$2,583	$31,683	$-1,556	-58.9%	$3,679/mo	$62,250
28	F	Single	8856 24th Ave SW Tampa · 2bd/2.0ba · 1,340sf · 2008	$699,950	$2,562	$90,715	$-4,492	-59.4%	$6,488/mo	$48,881
29	F	Single	7154 44TH Ave S Tampa · 3bd/2.0ba · 1,340sf · 2023	$695,000	$2,805	$85,617	$-4,267	-59.8%	$6,476/mo	$10,520
30	F	Single	4250 Davinci Ave Jacksonville · 5bd/2.0ba · 2,259sf · 1924	$479,900	$3,316	$41,093	$-2,056	-60.0%	$4,781/mo	$76,030
31	F	Single	10203 Courtney Palms Blvd #103 Tampa · 2bd/2.0ba · 1,095sf · 2003	$185,000	$1,832	$15,841	$-794	-60.2%	$2,327/mo	$48,460
32	F	Single	4120 W Northa St #6 Tampa · 4bd/3.5ba · 2,038sf · 2024	$689,000	$3,430	$79,437	$-4,070	-61.5%	$6,824/mo	$14,359
33	F	Single	1508 W Hamilton Ave Tampa · 3bd/1.0ba · 1,108sf · 1962	$349,900	$2,220	$29,961	$-1,602	-64.2%	$3,416/mo	$54,678
34	F	Single	4825 Highridge Ct Cape Coral · 3bd/2.0ba · 1,581sf · 1992	$405,000	$2,603	$34,680	$-1,885	-65.2%	$4,014/mo	$61,758
35	F	Single	12647 Julington Oaks Dr Jacksonville · 4bd/2.5ba · 2,492sf · 2014	$549,900	$3,558	$47,087	$-2,608	-66.5%	$5,520/mo	$25,406
36	F	Single	11904 Trevino Pl Tampa · 4bd/2.0ba · 1,957sf · 1982	$500,000	$3,140	$42,814	$-2,383	-66.8%	$4,948/mo	$67,941
37	F	Single	589 Del Rio St Cape Coral · 4bd/2.0ba · 1,688sf · 1970	$474,500	$2,929	$40,631	$-2,264	-66.9%	$4,654/mo	$67,465
38	F	Single	4515 Bradley Ave Cape Coral · 4bd/3.0ba · 1,852sf · 1960	$500,000	$3,070	$42,814	$-2,410	-67.5%	$4,914/mo	$74,012
39	F	Single	5108 Legacy Oaks Dr Fl , Cape Coral · 5bd/3.0ba · 2,812sf · 2007	$625,000	$3,865	$53,518	$-3,055	-68.5%	$6,209/mo	$71,263
40	F	Single	5418 Chenault Ave Cape Coral · 3bd/2.0ba · 1,556sf · 1959	$429,900	$2,618	$36,812	$-2,102	-68.5%	$4,236/mo	$65,485
41	F	Single	11715 N 51st St Tampa · 2bd/2.0ba · 1,689sf · 1957	$395,000	$2,413	$33,823	$-1,945	-69.0%	$3,912/mo	$67,480
42	F	Single	5205 Chenault Ave Cape Coral · 3bd/2.0ba · 1,374sf · 1959	$420,000	$2,484	$35,964	$-2,082	-69.5%	$4,104/mo	$62,755
43	F	Single	4601 N Emerald Ave Tampa · 3bd/2.0ba · 1,439sf · 1958	$430,000	$2,540	$36,820	$-2,139	-69.7%	$4,206/mo	$63,730
44	F	Single	10610 SW 158th Ct #303 Miami · 2bd/2.0ba · 1,075sf · 1990	$299,000	$1,865	$25,603	$-1,490	-69.8%	$3,012/mo	$54,649
45	F	Single	18507 Country Crest Pl Tampa · 3bd/2.0ba · 2,371sf · 1994	$535,000	$3,291	$45,811	$-2,677	-70.1%	$5,362/mo	$72,858
46	F	Single	6318 5th Ave NE Unit C Tampa · 2bd/1.5ba · 838sf · 2001	$699,950	$2,287	$90,715	$-5,328	-70.5%	$7,085/mo	$41,572
47	F	Single	7110 Hollowell Dr Tampa · 3bd/2.0ba · 1,482sf · 1986	$440,000	$2,581	$37,677	$-2,226	-70.9%	$4,325/mo	$60,367
48	F	Single	5349 Hansel Ave #1 Cape Coral · 1bd/1.0ba · 730sf · 1970	$140,000	$1,358	$11,988	$-715	-71.6%	$1,850/mo	$49,008
49	F	Single	907 Leisure Ave Tampa · 3bd/3.0ba · 1,212sf · 1959	$419,900	$2,376	$35,955	$-2,154	-71.9%	$4,081/mo	$64,412
50	F	Single	500 NW 120th St Miami · 2bd/1.0ba · 1,664sf · 1953	$425,000	$2,434	$36,392	$-2,213	-73.0%	$4,189/mo	$63,018
51	F	Single	5441 Hansel Ave Unit J15 Cape Coral · 2bd/2.0ba · 981sf · 1970	$189,900	$1,755	$16,261	$-993	-73.3%	$2,457/mo	$56,860
52	F	Single	220 14Th St Hollywood · 5bd/5.0ba · 3,545sf · 2021	$425,000	$2,704	$36,392	$-2,229	-73.5%	$4,440/mo	$22,648
53	F	Single	7415 S Elliott St Tampa · 5bd/3.5ba · 2,160sf · 2007	$605,000	$3,406	$51,805	$-3,174	-73.5%	$5,935/mo	$64,156
54	F	Single	5307 Hansel Ave Unit D8 Cape Coral · 2bd/2.0ba · 1,071sf · 1970	$200,000	$1,833	$17,126	$-1,056	-74.0%	$2,585/mo	$58,210
55	F	Single	Unit 15H Cape Coral · 1bd/1.0ba · 730sf · 1970	$145,900	$1,365	$12,493	$-773	-74.2%	$1,912/mo	$49,008
56	F	Single	1409 W Wood St Tampa · 3bd/2.0ba · 1,720sf · 2023	$515,000	$2,833	$44,099	$-2,744	-74.7%	$5,037/mo	$12,610
57	F	Single	5407 Hansel Ave Unit G12 Cape Coral · 1bd/1.0ba · 730sf · 1970	$150,000	$1,370	$12,844	$-801	-74.8%	$1,943/mo	$49,008
58	F	Single	805 S Donovan St Tampa · 5bd/2.0ba · 1,820sf · 1905	$595,000	$3,231	$50,949	$-3,184	-75.0%	$5,797/mo	$69,445
59	F	Single	1911 W Cherry St Tampa · 3bd/2.0ba · 1,056sf · 1976	$425,000	$2,279	$36,392	$-2,276	-75.0%	$4,117/mo	$55,282
60	F	Single	9059 Carkeek Dr S Tampa · 4bd/2.0ba · 2,250sf · 1918	$649,900	$3,522	$55,650	$-3,519	-75.9%	$6,367/mo	$75,895

🏠

$70,000

541 Linwood Ave

Jacksonville · 3bd/1.0ba · Single

1,330 sf · Built 1928

🔒 Unlock Pro

—

Cash Flow

—

CoC ROI

—

Cap Rate

—

Cash In

🏠

$79,900

1310 Neva St

Jacksonville · 3bd/1.0ba · Single

990 sf · Built 1945

🔒 Unlock Pro

—

Cash Flow

—

CoC ROI

—

Cap Rate

—

Cash In

🏠

$114,900

6303 Hyde Park Hvn

Jacksonville · 3bd/2.0ba · Single

1,364 sf · Built 1955

🔒 Unlock Pro

—

Cash Flow

—

CoC ROI

—

Cap Rate

—

Cash In

🏠

$150,000

3636 Hartsfield Forest Cir

Jacksonville · 3bd/2.5ba · Single

1,701 sf · Built 2013

$-3

Cash Flow

-0.3%

CoC ROI

8.2%

Cap Rate

$12,844

Cash In

🏠

$200,000

2417 W 25th St

Jacksonville · 4bd/2.0ba · Single

2,280 sf · Built 1955

$-252

Cash Flow

-17.7%

CoC ROI

6.7%

Cap Rate

$17,126

Cash In

🏠

$274,900

7065 Plymouth Grove Ct

Jacksonville · 4bd/2.0ba · Single

1,670 sf · Built 2020

$-610

Cash Flow

-31.1%

CoC ROI

5.6%

Cap Rate

$23,539

Cash In

🏠

$260,000

877 Jackson Rd

Jacksonville · 3bd/2.0ba · Single

1,336 sf · Built 1991

$-727

Cash Flow

-39.2%

CoC ROI

4.9%

Cap Rate

$22,263

Cash In

🏠

$338,900

5221 Chenault Ave

Cape Coral · 4bd/2.5ba · Single

1,834 sf · Built 1959

$-1,036

Cash Flow

-42.8%

CoC ROI

4.6%

Cap Rate

$29,020

Cash In

🏠

$290,000

6992 Deer Island Rd

Jacksonville · 3bd/2.0ba · Single

1,575 sf · Built 2004

$-899

Cash Flow

-43.4%

CoC ROI

4.5%

Cap Rate

$24,832

Cash In

🏠

$193,900

5260 Collins Rd #105

Jacksonville · 3bd/2.5ba · Single

1,729 sf · Built 2005

$-620

Cash Flow

-44.8%

CoC ROI

4.4%

Cap Rate

$16,603

Cash In

🏠

$325,000

1904 Landwood St

Jacksonville · 3bd/2.0ba · Single

1,776 sf · Built 1963

$-1,088

Cash Flow

-46.9%

CoC ROI

4.2%

Cap Rate

$27,829

Cash In

🏠

$349,990

1954 Hubbard St

Jacksonville · 3bd/2.5ba · Single

2,068 sf · Built 1914

$-1,173

Cash Flow

-47.0%

CoC ROI

4.2%

Cap Rate

$29,969

Cash In

🏠

$389,999

5116 Serena Dr

Tampa · 4bd/3.0ba · Single

2,025 sf · Built 1984

$-1,389

Cash Flow

-49.9%

CoC ROI

4.0%

Cap Rate

$33,395

Cash In

🏠

$365,000

12675 Green Meadow Dr

Jacksonville · 4bd/2.0ba · Single

1,811 sf · Built 2023

$-1,302

Cash Flow

-50.0%

CoC ROI

4.0%

Cap Rate

$31,254

Cash In

🏠

$699,999

1505 W Arch St #2

Tampa · 3bd/2.5ba · Single

2,365 sf · Built 2026

$-3,819

Cash Flow

-50.5%

CoC ROI

1.3%

Cap Rate

$90,766

Cash In

🏠

$349,999

7412 Kingston Dr

Tampa · 4bd/2.0ba · Single

1,453 sf · Built 1971

$-1,301

Cash Flow

-52.1%

CoC ROI

3.8%

Cap Rate

$29,970

Cash In

🏘

$149,900

3737 Loretto Rd #905

Jacksonville · 2bd/2.0ba · Single

908 sf · Built 1986

$-557

Cash Flow

-52.1%

CoC ROI

3.8%

Cap Rate

$12,836

Cash In

🏠

$300,000

8446 Allwine Ct

Jacksonville · 3bd/2.0ba · Single

1,297 sf · Built 1986

$-1,127

Cash Flow

-52.6%

CoC ROI

3.7%

Cap Rate

$25,689

Cash In

🏠

$295,000

8638 Deermoss Way W

Jacksonville · 3bd/2.0ba · Single

1,147 sf · Built 1984

$-1,114

Cash Flow

-52.9%

CoC ROI

3.7%

Cap Rate

$25,260

Cash In

🏠

$299,900

10914 N 22nd St

Tampa · 3bd/1.5ba · Single

1,189 sf · Built 1961

$-1,134

Cash Flow

-53.0%

CoC ROI

3.7%

Cap Rate

$25,680

Cash In

🏠

$697,000

12330 SW 195th Ter

Miami · 4bd/2.0ba · Single

1,824 sf · Built 2026

$-3,909

Cash Flow

-53.5%

CoC ROI

1.2%

Cap Rate

$87,677

Cash In

🏠

$430,000

12290 Hagan Creek Dr W

Jacksonville · 4bd/3.0ba · Single

2,283 sf · Built 2007

$-1,675

Cash Flow

-54.6%

CoC ROI

3.6%

Cap Rate

$36,820

Cash In

🏠

$699,500

2816 NW 80th St

Tampa · 3bd/2.0ba · Single

1,510 sf · Built 1995

$-4,199

Cash Flow

-55.8%

CoC ROI

0.7%

Cap Rate

$90,252

Cash In

🏠

$699,999

11310 Peachtree Dr

Miami · 3bd/3.0ba · Single

1,204 sf · Built 1955

$-4,300

Cash Flow

-56.8%

CoC ROI

0.5%

Cap Rate

$90,766

Cash In

🏠

$318,999

17 Kepner St

Cape Coral · 3bd/2.0ba · Single

1,161 sf · Built 1959

$-1,311

Cash Flow

-57.6%

CoC ROI

3.3%

Cap Rate

$27,315

Cash In

🏠

$300,000

14925 Fisher Rd

Tampa · 3bd/1.0ba · Single

983 sf · Built 1959

🏘️ S8 +2%

$-1,246

Cash Flow

-58.2%

CoC ROI

3.3%

Cap Rate

$25,689

Cash In

🏠

$370,000

10464 Osprey Nest Dr W

Jacksonville · 3bd/2.0ba · Single

1,616 sf · Built 1990

$-1,556

Cash Flow

-58.9%

CoC ROI

3.2%

Cap Rate

$31,683

Cash In

🏠

$699,950

8856 24th Ave SW

Tampa · 2bd/2.0ba · Single

1,340 sf · Built 2008

$-4,492

Cash Flow

-59.4%

CoC ROI

0.2%

Cap Rate

$90,715

Cash In

🏠

$695,000

7154 44TH Ave S

Tampa · 3bd/2.0ba · Single

1,340 sf · Built 2023

$-4,267

Cash Flow

-59.8%

CoC ROI

0.6%

Cap Rate

$85,617

Cash In

🏠

$479,900

4250 Davinci Ave

Jacksonville · 5bd/2.0ba · Single

2,259 sf · Built 1924

$-2,056

Cash Flow

-60.0%

CoC ROI

3.1%

Cap Rate

$41,093

Cash In

🏘

$185,000

10203 Courtney Palms Blvd #103

Tampa · 2bd/2.0ba · Single

1,095 sf · Built 2003

$-794

Cash Flow

-60.2%

CoC ROI

3.1%

Cap Rate

$15,841

Cash In

🏠

$689,000

4120 W Northa St #6

Tampa · 4bd/3.5ba · Single

2,038 sf · Built 2024

$-4,070

Cash Flow

-61.5%

CoC ROI

0.9%

Cap Rate

$79,437

Cash In

🏠

$349,900

1508 W Hamilton Ave

Tampa · 3bd/1.0ba · Single

1,108 sf · Built 1962

$-1,602

Cash Flow

-64.2%

CoC ROI

2.8%

Cap Rate

$29,961

Cash In

🏠

$405,000

4825 Highridge Ct

Cape Coral · 3bd/2.0ba · Single

1,581 sf · Built 1992

$-1,885

Cash Flow

-65.2%

CoC ROI

2.7%

Cap Rate

$34,680

Cash In

🏠

$549,900

12647 Julington Oaks Dr

Jacksonville · 4bd/2.5ba · Single

2,492 sf · Built 2014

$-2,608

Cash Flow

-66.5%

CoC ROI

2.6%

Cap Rate

$47,087

Cash In

🏠

$500,000

11904 Trevino Pl

Tampa · 4bd/2.0ba · Single

1,957 sf · Built 1982

$-2,383

Cash Flow

-66.8%

CoC ROI

2.5%

Cap Rate

$42,814

Cash In

🏠

$474,500

589 Del Rio St

Cape Coral · 4bd/2.0ba · Single

1,688 sf · Built 1970

$-2,264

Cash Flow

-66.9%

CoC ROI

2.5%

Cap Rate

$40,631

Cash In

🏠

$500,000

4515 Bradley Ave

Cape Coral · 4bd/3.0ba · Single

1,852 sf · Built 1960

$-2,410

Cash Flow

-67.5%

CoC ROI

2.5%

Cap Rate

$42,814

Cash In

🏠

$625,000

5108 Legacy Oaks Dr Fl ,

Cape Coral · 5bd/3.0ba · Single

2,812 sf · Built 2007

$-3,055

Cash Flow

-68.5%

CoC ROI

2.4%

Cap Rate

$53,518

Cash In

🏠

$429,900

5418 Chenault Ave

Cape Coral · 3bd/2.0ba · Single

1,556 sf · Built 1959

$-2,102

Cash Flow

-68.5%

CoC ROI

2.4%

Cap Rate

$36,812

Cash In

🏠

$395,000

11715 N 51st St

Tampa · 2bd/2.0ba · Single

1,689 sf · Built 1957

$-1,945

Cash Flow

-69.0%

CoC ROI

2.3%

Cap Rate

$33,823

Cash In

🏠

$420,000

5205 Chenault Ave

Cape Coral · 3bd/2.0ba · Single

1,374 sf · Built 1959

$-2,082

Cash Flow

-69.5%

CoC ROI

2.3%

Cap Rate

$35,964

Cash In

🏠

$430,000

4601 N Emerald Ave

Tampa · 3bd/2.0ba · Single

1,439 sf · Built 1958

$-2,139

Cash Flow

-69.7%

CoC ROI

2.3%

Cap Rate

$36,820

Cash In

🏘

$299,000

10610 SW 158th Ct #303

Miami · 2bd/2.0ba · Single

1,075 sf · Built 1990

🏘️ S8 +14%

$-1,490

Cash Flow

-69.8%

CoC ROI

2.3%

Cap Rate

$25,603

Cash In

🏠

$535,000

18507 Country Crest Pl

Tampa · 3bd/2.0ba · Single

2,371 sf · Built 1994

$-2,677

Cash Flow

-70.1%

CoC ROI

2.2%

Cap Rate

$45,811

Cash In

🏘

$699,950

6318 5th Ave NE Unit C

Tampa · 2bd/1.5ba · Single

838 sf · Built 2001

$-5,328

Cash Flow

-70.5%

CoC ROI

-1.3%

Cap Rate

$90,715

Cash In

🏠

$440,000

7110 Hollowell Dr

Tampa · 3bd/2.0ba · Single

1,482 sf · Built 1986

$-2,226

Cash Flow

-70.9%

CoC ROI

2.2%

Cap Rate

$37,677

Cash In

🏘

$140,000

5349 Hansel Ave #1

Cape Coral · 1bd/1.0ba · Single

730 sf · Built 1970

$-715

Cash Flow

-71.6%

CoC ROI

2.1%

Cap Rate

$11,988

Cash In

🏠

$419,900

907 Leisure Ave

Tampa · 3bd/3.0ba · Single

1,212 sf · Built 1959

$-2,154

Cash Flow

-71.9%

CoC ROI

2.1%

Cap Rate

$35,955

Cash In

🏠

$425,000

500 NW 120th St

Miami · 2bd/1.0ba · Single

1,664 sf · Built 1953

$-2,213

Cash Flow

-73.0%

CoC ROI

2.0%

Cap Rate

$36,392

Cash In

🏘

$189,900

5441 Hansel Ave Unit J15

Cape Coral · 2bd/2.0ba · Single

981 sf · Built 1970

$-993

Cash Flow

-73.3%

CoC ROI

2.0%

Cap Rate

$16,261

Cash In

🏠

$425,000

220 14Th St

Hollywood · 5bd/5.0ba · Single

3,545 sf · Built 2021

🏘️ S8 +19%

$-2,229

Cash Flow

-73.5%

CoC ROI

2.0%

Cap Rate

$36,392

Cash In

🏠

$605,000

7415 S Elliott St

Tampa · 5bd/3.5ba · Single

2,160 sf · Built 2007

$-3,174

Cash Flow

-73.5%

CoC ROI

2.0%

Cap Rate

$51,805

Cash In

🏘

$200,000

5307 Hansel Ave Unit D8

Cape Coral · 2bd/2.0ba · Single

1,071 sf · Built 1970

$-1,056

Cash Flow

-74.0%

CoC ROI

1.9%

Cap Rate

$17,126

Cash In

🏘

$145,900

Unit 15H

Cape Coral · 1bd/1.0ba · Single

730 sf · Built 1970

$-773

Cash Flow

-74.2%

CoC ROI

1.9%

Cap Rate

$12,493

Cash In

🏠

$515,000

1409 W Wood St

Tampa · 3bd/2.0ba · Single

1,720 sf · Built 2023

$-2,744

Cash Flow

-74.7%

CoC ROI

1.9%

Cap Rate

$44,099

Cash In

🏘

$150,000

5407 Hansel Ave Unit G12

Cape Coral · 1bd/1.0ba · Single

730 sf · Built 1970

$-801

Cash Flow

-74.8%

CoC ROI

1.8%

Cap Rate

$12,844

Cash In

🏠

$595,000

805 S Donovan St

Tampa · 5bd/2.0ba · Single

1,820 sf · Built 1905

$-3,184

Cash Flow

-75.0%

CoC ROI

1.8%

Cap Rate

$50,949

Cash In

🏠

$425,000

1911 W Cherry St

Tampa · 3bd/2.0ba · Single

1,056 sf · Built 1976

$-2,276

Cash Flow

-75.0%

CoC ROI

1.8%

Cap Rate

$36,392

Cash In

🏠

$649,900

9059 Carkeek Dr S

Tampa · 4bd/2.0ba · Single

2,250 sf · Built 1918

$-3,519

Cash Flow

-75.9%

CoC ROI

1.8%

Cap Rate

$55,650

Cash In

Property Breakdowns

541 Linwood Ave SingleFL

Jacksonville, FL 32206 · 3bd/1.0ba · 1,330sf

$70,000
Asking Price

Cash Flow
$???/mo

ROI
??.?%

Cash Needed
$???,???

DSCR
?.??

🔒

Pro Deal — Grade A/B deal

Full analysis, FHA breakdown, flip & reno numbers, and owner data

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1310 Neva St SingleFL

Jacksonville, FL 32205 · 3bd/1.0ba · 990sf

$79,900
Asking Price

Cash Flow
$???/mo

ROI
??.?%

Cash Needed
$???,???

DSCR
?.??

🔒

Pro Deal — Grade A/B deal

Full analysis, FHA breakdown, flip & reno numbers, and owner data

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6303 Hyde Park Hvn SingleFL

Jacksonville, FL 32210 · 3bd/2.0ba · 1,364sf

$114,900
Asking Price

Cash Flow
$???/mo

ROI
??.?%

Cash Needed
$???,???

DSCR
?.??

🔒

Pro Deal — Grade A/B deal

Full analysis, FHA breakdown, flip & reno numbers, and owner data

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3636 Hartsfield Forest Cir Single

Jacksonville, FL 32277 · 3bd/2.5ba · 1,701sf · Built 2013

$150,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $5,250

Loan Amount: $147,283

Fees / MIP: $2,533

Closing Costs: $4,500

Reserves (3mo): $3,094

Total Cash Needed: $12,844

Monthly Expenses

Mortgage P&I+MIP: $1,031.43

Property Tax: $243.75

Insurance: $226.80

HOA: $0.00

Maint + CapEx: $175.00

Vacancy + Mgmt: $250.13

Total: $1,927.11/mo

Returns

Market Rent (all units): $1,924

Your Rental Income: $1,924

Cashflow: $-3/mo

Annual: $-36/yr

Cash-on-Cash ROI: -0.3%

Cap Rate: 8.2% · DSCR: 1.00x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $304/mo (vs $-3/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $317/mo — saves $320/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $773/mo.

💲 Negotiate Price

Offer $135,544 ($14,456 below asking). At this price, projected cashflow turns to +$100/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-493/mo

STR vs LTR

-59%

BREAKEVEN OCC

54%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-3/mo · STR: $-493/mo · CoC ROI: -28.0%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,924/mo

RANGE

$1,924 – $1,924

CONFIDENCE

LOW

N/A

Our estimate $1,924/mo ✅ Inline with market

No comparable rentals found in 32277

Purchase + Close$154,500

Reno Cost$9,753

Holding (6mo)$11,563

Total All-In$175,815

ARV$180,808

Selling Costs 8%$14,465

Flip Profit$-9,472

Flip ROI-49%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,678	+$14,033	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Landscaping & Curb Appeal	$2,250	+$9,000	400%
📌 Curb appeal sets buyer/tenant first impressions. Highest ROI per dollar — typically done in 1–2 days.
HIGH	Light Fixture Update	$1,800	+$3,600	200%
📌 Replacing dated fixtures with modern LED pendants/recessed lights takes 1–2 days and dramatically modernizes the feel.

RENO COST

$9,753

VALUE ADDED

+$30,808

OVERALL ROI

316%

♻ HYBRID (BRRRR) Medium Confidence

• Adequate DSCR (1.00x)
• High cap rate (8.2%) — strong rental market
• Decent forced equity (+$21,056)
• Excellent reno ROI (316%)

👎 IS IT WORTH IT?

PROBABLY NOT — Risky

• Slight negative cashflow — manageable if house-hacking
• Low barrier to entry ($12,844 cash needed)

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

56/100

👍 Solid

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

2417 W 25th St Single

Jacksonville, FL 32209 · 4bd/2.0ba · 2,280sf · Built 1955

$200,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $7,000

Loan Amount: $196,378

Fees / MIP: $3,378

Closing Costs: $6,000

Reserves (3mo): $4,126

Total Cash Needed: $17,126

Monthly Expenses

Mortgage P&I+MIP: $1,375.24

Property Tax: $325.00

Insurance: $304.00

HOA: $0.00

Maint + CapEx: $233.34

Vacancy + Mgmt: $296.64

Total: $2,534.21/mo

Returns

Market Rent (all units): $2,282

Your Rental Income: $2,282

Cashflow: $-252/mo

Annual: $-3,028/yr

Cash-on-Cash ROI: -17.7%

Cap Rate: 6.7% · DSCR: 0.82x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-252/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $157/mo (vs $-252/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $175/mo — saves $427/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $1,066/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-666/mo

STR vs LTR

-55%

BREAKEVEN OCC

52%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-252/mo · STR: $-666/mo · CoC ROI: -30.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,281/mo

RANGE

$2,281 – $2,281

CONFIDENCE

LOW

N/A

Our estimate $2,281/mo ✅ Inline with market

No comparable rentals found in 32209

Purchase + Close$206,000

Reno Cost$109,473

Holding (6mo)$15,205

Total All-In$330,678

ARV$385,818

Selling Costs 8%$30,865

Flip Profit+$24,274

Flip ROI20%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~71 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$21,660	+$23,826	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$109,473

VALUE ADDED

+$185,818

OVERALL ROI

170%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$76,345)
• Excellent reno ROI (170%)
• Older build (1955) — high value-add potential
• Negative cashflow ($-252/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Slight negative cashflow — manageable if house-hacking
• Low barrier to entry ($17,126 cash needed)
• Has flip exit strategy if hold doesn't work
• High-crime area (High Risk) — higher risk

🛡 NEIGHBORHOOD SAFETY

2/10 High Risk

Significantly elevated crime rates — factor into investment risk

AI Deal Score

47/100

⚠️ Borderline

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

7065 Plymouth Grove Ct Single

Jacksonville, FL 32220 · 4bd/2.0ba · 1,670sf · Built 2020

$274,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $9,622

Loan Amount: $269,921

Fees / MIP: $4,642

Closing Costs: $8,247

Reserves (3mo): $5,671

Total Cash Needed: $23,539

Monthly Expenses

Mortgage P&I+MIP: $1,890.27

Property Tax: $446.71

Insurance: $222.67

HOA: $50.00

Maint + CapEx: $320.71

Vacancy + Mgmt: $346.79

Total: $3,277.16/mo

Returns

Market Rent (all units): $2,668

Your Rental Income: $2,668

Cashflow: $-610/mo

Annual: $-7,314/yr

Cash-on-Cash ROI: -31.1%

Cap Rate: 5.6% · DSCR: 0.68x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-610/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-47/mo (vs $-610/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-22/mo — saves $587/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $323/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-1,239/mo

STR vs LTR

-57%

BREAKEVEN OCC

58%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-610/mo · STR: $-1,239/mo · CoC ROI: -47.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,667/mo

RANGE

$2,667 – $2,667

CONFIDENCE

LOW

N/A

Our estimate $2,667/mo ✅ Inline with market

No comparable rentals found in 32220

Purchase + Close$283,147

Reno Cost$9,668

Holding (6mo)$19,663

Total All-In$312,477

ARV$305,452

Selling Costs 8%$24,436

Flip Profit$-31,461

Flip ROI-114%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

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Upgrade to Pro

TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,592	+$13,778	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Landscaping & Curb Appeal	$2,250	+$9,000	400%
📌 Curb appeal sets buyer/tenant first impressions. Highest ROI per dollar — typically done in 1–2 days.
HIGH	Light Fixture Update	$1,800	+$3,600	200%
📌 Replacing dated fixtures with modern LED pendants/recessed lights takes 1–2 days and dramatically modernizes the feel.

RENO COST

$9,668

VALUE ADDED

+$30,552

OVERALL ROI

316%

🔨 FIX & FLIP High Confidence

• Decent forced equity (+$20,885)
• Excellent reno ROI (316%)
• Negative cashflow ($-610/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-610/mo)
• Low barrier to entry ($23,539 cash needed)

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

39/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

877 Jackson Rd Single

Jacksonville, FL 32225 · 3bd/2.0ba · 1,336sf · Built 1991

$260,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $9,100

Loan Amount: $255,291

Fees / MIP: $4,391

Closing Costs: $7,800

Reserves (3mo): $5,363

Total Cash Needed: $22,263

Monthly Expenses

Mortgage P&I+MIP: $1,787.82

Property Tax: $422.50

Insurance: $178.13

HOA: $0.00

Maint + CapEx: $303.34

Vacancy + Mgmt: $293.65

Total: $2,985.44/mo

Returns

Market Rent (all units): $2,259

Your Rental Income: $2,259

Cashflow: $-727/mo

Annual: $-8,719/yr

Cash-on-Cash ROI: -39.2%

Cap Rate: 4.9% · DSCR: 0.59x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-727/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-195/mo (vs $-727/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-171/mo — saves $555/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-285/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,360/mo

STR vs LTR

-62%

BREAKEVEN OCC

66%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-727/mo · STR: $-1,360/mo · CoC ROI: -57.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,258/mo

RANGE

$2,258 – $2,258

CONFIDENCE

LOW

N/A

Our estimate $2,258/mo ✅ Inline with market

No comparable rentals found in 32225

Purchase + Close$267,800

Reno Cost$65,171

Holding (6mo)$17,913

Total All-In$350,883

ARV$383,486

Selling Costs 8%$30,679

Flip Profit+$1,924

Flip ROI2%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~35 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,674	+$11,022	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$65,171

VALUE ADDED

+$123,486

OVERALL ROI

190%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$58,316)
• Excellent reno ROI (190%)
• Aging property (1991) — renovation upside
• Negative cashflow ($-727/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-727/mo)
• Low barrier to entry ($22,263 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

40/100

⚠️ Borderline

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

5221 Chenault Ave Single

Cape Coral, FL 32839 · 4bd/2.5ba · 1,834sf · Built 1959

$338,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $11,862

Loan Amount: $332,762

Fees / MIP: $5,723

Closing Costs: $10,167

Reserves (3mo): $6,991

Total Cash Needed: $29,020

Monthly Expenses

Mortgage P&I+MIP: $2,330.34

Property Tax: $550.71

Insurance: $244.53

HOA: $0.00

Maint + CapEx: $395.39

Vacancy + Mgmt: $371.36

Total: $3,892.34/mo

Returns

Market Rent (all units): $2,857

Your Rental Income: $2,857

Cashflow: $-1,036/mo

Annual: $-12,428/yr

Cash-on-Cash ROI: -42.8%

Cap Rate: 4.6% · DSCR: 0.56x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,036/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-343/mo (vs $-1,036/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-312/mo — saves $724/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-292/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-1,763/mo

STR vs LTR

-61%

BREAKEVEN OCC

64%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,036/mo · STR: $-1,763/mo · CoC ROI: -59.9%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,856/mo

RANGE

$2,856 – $2,856

CONFIDENCE

LOW

N/A

Our estimate $2,856/mo ✅ Inline with market

No comparable rentals found in 32839

Purchase + Close$349,067

Reno Cost$100,397

Holding (6mo)$23,354

Total All-In$472,818

ARV$508,952

Selling Costs 8%$40,716

Flip Profit$-4,582

Flip ROI-4%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~67 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$17,423	+$19,165	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$100,397

VALUE ADDED

+$170,052

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$69,655)
• Excellent reno ROI (169%)
• Older build (1959) — high value-add potential
• Negative cashflow ($-1,036/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,036/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

38/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

6992 Deer Island Rd Single

Jacksonville, FL 32244 · 3bd/2.0ba · 1,575sf · Built 2004

$290,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,150

Loan Amount: $284,747

Fees / MIP: $4,897

Closing Costs: $8,700

Reserves (3mo): $5,982

Total Cash Needed: $24,832

Monthly Expenses

Mortgage P&I+MIP: $1,994.09

Property Tax: $471.25

Insurance: $210.00

HOA: $21.00

Maint + CapEx: $338.34

Vacancy + Mgmt: $319.20

Total: $3,353.86/mo

Returns

Market Rent (all units): $2,455

Your Rental Income: $2,455

Cashflow: $-899/mo

Annual: $-10,782/yr

Cash-on-Cash ROI: -43.4%

Cap Rate: 4.5% · DSCR: 0.55x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-899/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-306/mo (vs $-899/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-279/mo — saves $619/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-654/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,680/mo

STR vs LTR

-67%

BREAKEVEN OCC

71%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-899/mo · STR: $-1,680/mo · CoC ROI: -66.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,455/mo

RANGE

$2,455 – $2,455

CONFIDENCE

LOW

N/A

Our estimate $2,455/mo ✅ Inline with market

No comparable rentals found in 32244

Purchase + Close$298,700

Reno Cost$55,656

Holding (6mo)$20,123

Total All-In$374,479

ARV$399,349

Selling Costs 8%$31,948

Flip Profit$-7,079

Flip ROI-10%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~22 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,331	+$12,994	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~22 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$55,656

VALUE ADDED

+$109,349

OVERALL ROI

196%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$53,692)
• Excellent reno ROI (196%)
• Negative cashflow ($-899/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-899/mo)
• Low barrier to entry ($24,832 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

39/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

5260 Collins Rd #105 Single

Jacksonville, FL 32244 · 3bd/2.5ba · 1,729sf · Built 2005

$193,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $6,786

Loan Amount: $190,388

Fees / MIP: $3,274

Closing Costs: $5,817

Reserves (3mo): $4,000

Total Cash Needed: $16,603

Monthly Expenses

Mortgage P&I+MIP: $1,333.29

Property Tax: $315.09

Insurance: $230.53

HOA: $260.00

Maint + CapEx: $226.21

Vacancy + Mgmt: $260.83

Total: $2,625.96/mo

Returns

Market Rent (all units): $2,006

Your Rental Income: $2,006

Cashflow: $-620/mo

Annual: $-7,435/yr

Cash-on-Cash ROI: -44.8%

Cap Rate: 4.4% · DSCR: 0.54x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-620/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-223/mo (vs $-620/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-205/mo — saves $414/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $74/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,131/mo

STR vs LTR

-61%

BREAKEVEN OCC

63%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-620/mo · STR: $-1,131/mo · CoC ROI: -56.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,006/mo

RANGE

$2,006 – $2,006

CONFIDENCE

LOW

N/A

Our estimate $2,006/mo ✅ Inline with market

No comparable rentals found in 32244

Purchase + Close$199,717

Reno Cost$57,004

Holding (6mo)$15,756

Total All-In$272,477

ARV$306,275

Selling Costs 8%$24,502

Flip Profit+$9,296

Flip ROI13%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~21 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,755	+$14,264	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~21 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$57,004

VALUE ADDED

+$112,375

OVERALL ROI

197%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$55,371)
• Excellent reno ROI (197%)
• Negative cashflow ($-620/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-620/mo)
• Low barrier to entry ($16,603 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

39/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

1904 Landwood St Single

Jacksonville, FL 32211 · 3bd/2.0ba · 1,776sf · Built 1963

$325,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $11,375

Loan Amount: $319,113

Fees / MIP: $5,488

Closing Costs: $9,750

Reserves (3mo): $6,704

Total Cash Needed: $27,829

Monthly Expenses

Mortgage P&I+MIP: $2,234.76

Property Tax: $528.12

Insurance: $236.80

HOA: $0.00

Maint + CapEx: $379.16

Vacancy + Mgmt: $342.26

Total: $3,721.11/mo

Returns

Market Rent (all units): $2,633

Your Rental Income: $2,633

Cashflow: $-1,088/mo

Annual: $-13,060/yr

Cash-on-Cash ROI: -46.9%

Cap Rate: 4.2% · DSCR: 0.51x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,088/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-424/mo (vs $-1,088/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-394/mo — saves $694/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,994/mo

STR vs LTR

-71%

BREAKEVEN OCC

75%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,088/mo · STR: $-1,994/mo · CoC ROI: -73.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,632/mo

RANGE

$2,632 – $2,632

CONFIDENCE

LOW

N/A

Our estimate $2,632/mo ✅ Inline with market

No comparable rentals found in 32211

Purchase + Close$334,750

Reno Cost$99,217

Holding (6mo)$22,327

Total All-In$456,293

ARV$493,002

Selling Costs 8%$39,440

Flip Profit$-2,732

Flip ROI-2%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~63 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$16,872	+$18,559	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$99,217

VALUE ADDED

+$168,002

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$68,785)
• Excellent reno ROI (169%)
• Older build (1963) — high value-add potential
• Negative cashflow ($-1,088/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,088/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

35/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

1954 Hubbard St Single

Jacksonville, FL 32206 · 3bd/2.5ba · 2,068sf · Built 1914

$349,990
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,250

Loan Amount: $343,651

Fees / MIP: $5,910

Closing Costs: $10,500

Reserves (3mo): $7,220

Total Cash Needed: $29,969

Monthly Expenses

Mortgage P&I+MIP: $2,406.60

Property Tax: $568.73

Insurance: $275.73

HOA: $0.00

Maint + CapEx: $408.32

Vacancy + Mgmt: $371.56

Total: $4,030.95/mo

Returns

Market Rent (all units): $2,858

Your Rental Income: $2,858

Cashflow: $-1,173/mo

Annual: $-14,073/yr

Cash-on-Cash ROI: -47.0%

Cap Rate: 4.2% · DSCR: 0.51x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,173/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-457/mo (vs $-1,173/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-425/mo — saves $747/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,261/mo

STR vs LTR

-75%

BREAKEVEN OCC

79%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,173/mo · STR: $-2,261/mo · CoC ROI: -79.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,858/mo

RANGE

$2,858 – $2,858

CONFIDENCE

LOW

N/A

Our estimate $2,858/mo ✅ Inline with market

No comparable rentals found in 32206

Purchase + Close$360,490

Reno Cost$105,159

Holding (6mo)$24,186

Total All-In$489,834

ARV$528,314

Selling Costs 8%$42,265

Flip Profit$-3,786

Flip ROI-3%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~112 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$19,646	+$21,611	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$105,159

VALUE ADDED

+$178,324

OVERALL ROI

170%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$73,165)
• Excellent reno ROI (170%)
• Older build (1914) — high value-add potential
• Negative cashflow ($-1,173/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,173/mo)
• Has flip exit strategy if hold doesn't work
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

33/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

5116 Serena Dr Single

Tampa, FL 33617 · 4bd/3.0ba · 2,025sf · Built 1984

$389,999
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $13,650

Loan Amount: $382,935

Fees / MIP: $6,586

Closing Costs: $11,700

Reserves (3mo): $8,045

Total Cash Needed: $33,395

Monthly Expenses

Mortgage P&I+MIP: $2,681.71

Property Tax: $633.75

Insurance: $270.00

HOA: $0.00

Maint + CapEx: $455.00

Vacancy + Mgmt: $396.19

Total: $4,436.64/mo

Returns

Market Rent (all units): $3,048

Your Rental Income: $3,048

Cashflow: $-1,389/mo

Annual: $-16,669/yr

Cash-on-Cash ROI: -49.9%

Cap Rate: 4.0% · DSCR: 0.48x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,389/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-592/mo (vs $-1,389/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-556/mo — saves $833/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-837/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,233/mo

STR vs LTR

-64%

BREAKEVEN OCC

69%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,389/mo · STR: $-2,233/mo · CoC ROI: -69.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,047/mo

RANGE

$3,047 – $3,047

CONFIDENCE

LOW

N/A

Our estimate $3,047/mo ✅ Inline with market

No comparable rentals found in 33617

Purchase + Close$401,699

Reno Cost$87,171

Holding (6mo)$26,620

Total All-In$515,490

ARV$550,154

Selling Costs 8%$44,012

Flip Profit$-9,348

Flip ROI-8%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~42 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,569	+$16,706	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$87,171

VALUE ADDED

+$160,155

OVERALL ROI

184%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$72,984)
• Excellent reno ROI (184%)
• Older build (1984) — high value-add potential
• Negative cashflow ($-1,389/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,389/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

12675 Green Meadow Dr Single

Jacksonville, FL 32218 · 4bd/2.0ba · 1,811sf · Built 2023

$365,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,775

Loan Amount: $358,389

Fees / MIP: $6,164

Closing Costs: $10,950

Reserves (3mo): $7,529

Total Cash Needed: $31,254

Monthly Expenses

Mortgage P&I+MIP: $2,509.82

Property Tax: $593.12

Insurance: $241.47

HOA: $32.00

Maint + CapEx: $425.84

Vacancy + Mgmt: $373.62

Total: $4,175.87/mo

Returns

Market Rent (all units): $2,874

Your Rental Income: $2,874

Cashflow: $-1,302/mo

Annual: $-15,622/yr

Cash-on-Cash ROI: -50.0%

Cap Rate: 4.0% · DSCR: 0.48x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,302/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-555/mo (vs $-1,302/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-522/mo — saves $780/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-576/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,013/mo

STR vs LTR

-61%

BREAKEVEN OCC

67%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,302/mo · STR: $-2,013/mo · CoC ROI: -65.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,874/mo

RANGE

$2,874 – $2,874

CONFIDENCE

LOW

N/A

Our estimate $2,874/mo ✅ Inline with market

No comparable rentals found in 32218

Purchase + Close$375,950

Reno Cost$6,005

Holding (6mo)$25,055

Total All-In$407,010

ARV$384,116

Selling Costs 8%$30,729

Flip Profit$-53,624

Flip ROI-180%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,980	+$14,941	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$6,005

VALUE ADDED

+$19,116

OVERALL ROI

318%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (318%)
• Negative cashflow ($-1,302/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,302/mo)

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

1505 W Arch St #2 Single

Tampa, FL 33607 · 3bd/2.5ba · 2,365sf · Built 2026

$699,999
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $55,999

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $21,000

Reserves (3mo): $13,767

Total Cash Needed: $90,766

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,137.50

Insurance: $315.33

HOA: $0.00

Maint + CapEx: $816.66

Vacancy + Mgmt: $454.11

Total: $7,312.50/mo

Returns

Market Rent (all units): $3,493

Your Rental Income: $3,493

Cashflow: $-3,819/mo

Annual: $-45,832/yr

Cash-on-Cash ROI: -50.5%

Cap Rate: 1.3% · DSCR: 0.17x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,819/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,612/mo (vs $-3,819/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,549/mo — saves $1,271/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-5,068/mo

STR vs LTR

-81%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-3,819/mo · STR: $-5,068/mo · CoC ROI: -68.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,493/mo

RANGE

$3,493 – $3,493

CONFIDENCE

LOW

N/A

Our estimate $3,493/mo ✅ Inline with market

No comparable rentals found in 33607

Purchase + Close$720,999

Reno Cost$7,529

Holding (6mo)$43,875

Total All-In$772,403

ARV$723,685

Selling Costs 8%$57,895

Flip Profit$-106,612

Flip ROI-126%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$6,504	+$19,511	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$7,529

VALUE ADDED

+$23,686

OVERALL ROI

315%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (315%)
• Negative cashflow ($-3,819/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,819/mo)
• High cash requirement ($90,766)

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

21/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

7412 Kingston Dr Single

Tampa, FL 33619 · 4bd/2.0ba · 1,453sf · Built 1971

$349,999
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,250

Loan Amount: $343,660

Fees / MIP: $5,911

Closing Costs: $10,500

Reserves (3mo): $7,220

Total Cash Needed: $29,970

Monthly Expenses

Mortgage P&I+MIP: $2,406.66

Property Tax: $568.75

Insurance: $193.73

HOA: $0.00

Maint + CapEx: $408.34

Vacancy + Mgmt: $340.24

Total: $3,917.71/mo

Returns

Market Rent (all units): $2,617

Your Rental Income: $2,617

Cashflow: $-1,301/mo

Annual: $-15,606/yr

Cash-on-Cash ROI: -52.1%

Cap Rate: 3.8% · DSCR: 0.46x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,301/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-585/mo (vs $-1,301/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-553/mo — saves $747/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-318/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-1,787/mo

STR vs LTR

-55%

BREAKEVEN OCC

64%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,301/mo · STR: $-1,787/mo · CoC ROI: -59.5%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,617/mo

RANGE

$2,617 – $2,617

CONFIDENCE

LOW

N/A

Our estimate $2,617/mo ✅ Inline with market

No comparable rentals found in 33619

Purchase + Close$360,499

Reno Cost$92,644

Holding (6mo)$23,506

Total All-In$476,649

ARV$506,583

Selling Costs 8%$40,527

Flip Profit$-10,593

Flip ROI-9%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~55 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$13,804	+$15,184	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$92,644

VALUE ADDED

+$156,584

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$63,940)
• Excellent reno ROI (169%)
• Older build (1971) — high value-add potential
• Negative cashflow ($-1,301/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,301/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

3737 Loretto Rd #905 Single

Jacksonville, FL 32223 · 2bd/2.0ba · 908sf · Built 1986

$149,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $5,246

Loan Amount: $147,185

Fees / MIP: $2,531

Closing Costs: $4,497

Reserves (3mo): $3,092

Total Cash Needed: $12,836

Monthly Expenses

Mortgage P&I+MIP: $1,030.74

Property Tax: $243.59

Insurance: $150.00

HOA: $291.00

Maint + CapEx: $174.89

Vacancy + Mgmt: $199.20

Total: $2,089.41/mo

Returns

Market Rent (all units): $1,532

Your Rental Income: $1,532

Cashflow: $-557/mo

Annual: $-6,685/yr

Cash-on-Cash ROI: -52.1%

Cap Rate: 3.8% · DSCR: 0.46x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-557/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-251/mo (vs $-557/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-237/mo — saves $320/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-976/mo

STR vs LTR

-62%

BREAKEVEN OCC

68%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-557/mo · STR: $-976/mo · CoC ROI: -61.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,532/mo

RANGE

$1,532 – $1,532

CONFIDENCE

LOW

N/A

Our estimate $1,532/mo ✅ Inline with market

No comparable rentals found in 32223

Purchase + Close$154,397

Reno Cost$60,527

Holding (6mo)$12,536

Total All-In$227,460

ARV$262,729

Selling Costs 8%$21,018

Flip Profit+$14,251

Flip ROI20%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~40 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$2,497	+$7,491	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$60,527

VALUE ADDED

+$112,829

OVERALL ROI

186%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$52,302)
• Excellent reno ROI (186%)
• Aging property (1986) — renovation upside
• Negative cashflow ($-557/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-557/mo)
• Low barrier to entry ($12,836 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

36/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

8446 Allwine Ct Single

Jacksonville, FL 32244 · 3bd/2.0ba · 1,297sf · Built 1986

$300,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,500

Loan Amount: $294,566

Fees / MIP: $5,066

Closing Costs: $9,000

Reserves (3mo): $6,189

Total Cash Needed: $25,689

Monthly Expenses

Mortgage P&I+MIP: $2,062.86

Property Tax: $487.50

Insurance: $172.93

HOA: $40.00

Maint + CapEx: $350.00

Vacancy + Mgmt: $296.79

Total: $3,410.08/mo

Returns

Market Rent (all units): $2,283

Your Rental Income: $2,283

Cashflow: $-1,127/mo

Annual: $-13,526/yr

Cash-on-Cash ROI: -52.6%

Cap Rate: 3.7% · DSCR: 0.45x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,127/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-514/mo (vs $-1,127/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-486/mo — saves $641/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-710/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,732/mo

STR vs LTR

-62%

BREAKEVEN OCC

72%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,127/mo · STR: $-1,732/mo · CoC ROI: -67.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,282/mo

RANGE

$2,282 – $2,282

CONFIDENCE

LOW

N/A

Our estimate $2,282/mo ✅ Inline with market

No comparable rentals found in 32244

Purchase + Close$309,000

Reno Cost$64,747

Holding (6mo)$20,460

Total All-In$394,208

ARV$422,515

Selling Costs 8%$33,801

Flip Profit$-5,494

Flip ROI-7%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~40 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,567	+$10,700	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$64,747

VALUE ADDED

+$122,515

OVERALL ROI

189%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$57,768)
• Excellent reno ROI (189%)
• Aging property (1986) — renovation upside
• Negative cashflow ($-1,127/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,127/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

30/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

8638 Deermoss Way W Single

Jacksonville, FL 32217 · 3bd/2.0ba · 1,147sf · Built 1984

$295,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,325

Loan Amount: $289,657

Fees / MIP: $4,982

Closing Costs: $8,850

Reserves (3mo): $6,085

Total Cash Needed: $25,260

Monthly Expenses

Mortgage P&I+MIP: $2,028.48

Property Tax: $479.38

Insurance: $152.93

HOA: $3.00

Maint + CapEx: $344.16

Vacancy + Mgmt: $283.01

Total: $3,290.96/mo

Returns

Market Rent (all units): $2,177

Your Rental Income: $2,177

Cashflow: $-1,114/mo

Annual: $-13,368/yr

Cash-on-Cash ROI: -52.9%

Cap Rate: 3.7% · DSCR: 0.45x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,114/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-511/mo (vs $-1,114/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-484/mo — saves $630/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-591/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,625/mo

STR vs LTR

-59%

BREAKEVEN OCC

70%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,114/mo · STR: $-1,625/mo · CoC ROI: -63.9%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,176/mo

RANGE

$2,176 – $2,176

CONFIDENCE

LOW

N/A

Our estimate $2,176/mo ✅ Inline with market

No comparable rentals found in 32217

Purchase + Close$303,850

Reno Cost$72,120

Holding (6mo)$19,746

Total All-In$395,716

ARV$423,680

Selling Costs 8%$33,894

Flip Profit$-5,930

Flip ROI-6%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~42 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,154	+$9,463	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$72,120

VALUE ADDED

+$128,680

OVERALL ROI

178%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$56,560)
• Excellent reno ROI (178%)
• Older build (1984) — high value-add potential
• Negative cashflow ($-1,114/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,114/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

10914 N 22nd St Single

Tampa, FL 33612 · 3bd/1.5ba · 1,189sf · Built 1961

$299,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,496

Loan Amount: $294,468

Fees / MIP: $5,065

Closing Costs: $8,997

Reserves (3mo): $6,187

Total Cash Needed: $25,680

Monthly Expenses

Mortgage P&I+MIP: $2,062.17

Property Tax: $487.34

Insurance: $158.53

HOA: $0.00

Maint + CapEx: $349.89

Vacancy + Mgmt: $287.43

Total: $3,345.36/mo

Returns

Market Rent (all units): $2,211

Your Rental Income: $2,211

Cashflow: $-1,134/mo

Annual: $-13,612/yr

Cash-on-Cash ROI: -53.0%

Cap Rate: 3.7% · DSCR: 0.45x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,134/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-521/mo (vs $-1,134/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-494/mo — saves $640/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-645/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,671/mo

STR vs LTR

-60%

BREAKEVEN OCC

71%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,134/mo · STR: $-1,671/mo · CoC ROI: -65.0%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,211/mo

RANGE

$2,211 – $2,211

CONFIDENCE

LOW

N/A

Our estimate $2,211/mo ✅ Inline with market

No comparable rentals found in 33612

Purchase + Close$308,897

Reno Cost$81,746

Holding (6mo)$20,072

Total All-In$410,715

ARV$437,539

Selling Costs 8%$35,003

Flip Profit$-8,180

Flip ROI-8%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~65 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$11,296	+$12,425	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$81,746

VALUE ADDED

+$137,639

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$55,892)
• Excellent reno ROI (168%)
• Older build (1961) — high value-add potential
• Negative cashflow ($-1,134/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,134/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

12330 SW 195th Ter Single

Miami, FL 33177 · 4bd/2.0ba · 1,824sf · Built 2026

$697,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $53,000

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,910

Reserves (3mo): $13,767

Total Cash Needed: $87,677

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,132.62

Insurance: $243.20

HOA: $0.00

Maint + CapEx: $813.16

Vacancy + Mgmt: $428.69

Total: $7,206.58/mo

Returns

Market Rent (all units): $3,298

Your Rental Income: $3,298

Cashflow: $-3,909/mo

Annual: $-46,907/yr

Cash-on-Cash ROI: -53.5%

Cap Rate: 1.2% · DSCR: 0.15x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,909/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,687/mo (vs $-3,909/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,624/mo — saves $1,285/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-3,607/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-4,623/mo

STR vs LTR

-67%

BREAKEVEN OCC

96%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-3,909/mo · STR: $-4,623/mo · CoC ROI: -63.6%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$3,297/mo

RANGE

$3,297 – $3,297

CONFIDENCE

LOW

N/A

Our estimate $3,297/mo ✅ Inline with market

No comparable rentals found in 33177

Purchase + Close$717,910

Reno Cost$6,041

Holding (6mo)$43,239

Total All-In$767,190

ARV$716,223

Selling Costs 8%$57,298

Flip Profit$-108,265

Flip ROI-135%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,016	+$15,048	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$6,041

VALUE ADDED

+$19,223

OVERALL ROI

318%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (318%)
• Negative cashflow ($-3,909/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,909/mo)
• High cash requirement ($87,677)

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

21/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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12290 Hagan Creek Dr W Single

Jacksonville, FL 32218 · 4bd/3.0ba · 2,283sf · Built 2007

$430,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $15,050

Loan Amount: $422,212

Fees / MIP: $7,262

Closing Costs: $12,900

Reserves (3mo): $8,870

Total Cash Needed: $36,820

Monthly Expenses

Mortgage P&I+MIP: $2,956.77

Property Tax: $698.75

Insurance: $304.40

HOA: $58.00

Maint + CapEx: $501.66

Vacancy + Mgmt: $424.99

Total: $4,944.57/mo

Returns

Market Rent (all units): $3,269

Your Rental Income: $3,269

Cashflow: $-1,675/mo

Annual: $-20,105/yr

Cash-on-Cash ROI: -54.6%

Cap Rate: 3.6% · DSCR: 0.43x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,675/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-796/mo (vs $-1,675/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-757/mo — saves $918/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,345/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,680/mo

STR vs LTR

-68%

BREAKEVEN OCC

74%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,675/mo · STR: $-2,680/mo · CoC ROI: -78.0%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,269/mo

RANGE

$3,269 – $3,269

CONFIDENCE

LOW

N/A

Our estimate $3,269/mo ✅ Inline with market

No comparable rentals found in 32218

Purchase + Close$442,900

Reno Cost$66,826

Holding (6mo)$29,667

Total All-In$539,394

ARV$562,323

Selling Costs 8%$44,986

Flip Profit$-22,056

Flip ROI-23%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~19 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$6,278	+$18,835	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~19 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$66,826

VALUE ADDED

+$132,323

OVERALL ROI

198%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$65,497)
• Excellent reno ROI (198%)
• Negative cashflow ($-1,675/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,675/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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2816 NW 80th St Single

Tampa, FL 98117 · 3bd/2.0ba · 1,510sf · Built 1995

$699,500
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $55,500

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,985

Reserves (3mo): $13,767

Total Cash Needed: $90,252

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,136.69

Insurance: $201.33

HOA: $0.00

Maint + CapEx: $816.09

Vacancy + Mgmt: $380.12

Total: $7,123.11/mo

Returns

Market Rent (all units): $2,924

Your Rental Income: $2,924

Cashflow: $-4,199/mo

Annual: $-50,390/yr

Cash-on-Cash ROI: -55.8%

Cap Rate: 0.7% · DSCR: 0.08x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-4,199/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,990/mo (vs $-4,199/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,926/mo — saves $1,273/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-4,907/mo

STR vs LTR

-72%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-4,199/mo · STR: $-4,907/mo · CoC ROI: -67.0%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,923/mo

RANGE

$2,923 – $2,923

CONFIDENCE

LOW

N/A

Our estimate $2,923/mo ✅ Inline with market

No comparable rentals found in 98117

Purchase + Close$720,485

Reno Cost$67,058

Holding (6mo)$42,739

Total All-In$830,282

ARV$827,319

Selling Costs 8%$66,186

Flip Profit$-69,149

Flip ROI-48%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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🔒 Pro Feature

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TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~31 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,152	+$12,458	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$67,058

VALUE ADDED

+$127,819

OVERALL ROI

191%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$60,760)
• Excellent reno ROI (191%)
• Aging property (1995) — renovation upside
• Negative cashflow ($-4,199/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-4,199/mo)
• High cash requirement ($90,252)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

22/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

11310 Peachtree Dr Single

Miami, FL 33161 · 3bd/3.0ba · 1,204sf · Built 1955

$699,999
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $55,999

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $21,000

Reserves (3mo): $13,767

Total Cash Needed: $90,766

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,137.50

Insurance: $160.53

HOA: $0.00

Maint + CapEx: $816.66

Vacancy + Mgmt: $359.22

Total: $7,062.81/mo

Returns

Market Rent (all units): $2,763

Your Rental Income: $2,763

Cashflow: $-4,300/mo

Annual: $-51,595/yr

Cash-on-Cash ROI: -56.8%

Cap Rate: 0.5% · DSCR: 0.06x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-4,300/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-3,093/mo (vs $-4,300/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-3,029/mo — saves $1,271/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-4,872/mo

STR vs LTR

-69%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-4,300/mo · STR: $-4,872/mo · CoC ROI: -66.2%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,763/mo

RANGE

$2,763 – $2,763

CONFIDENCE

LOW

N/A

Our estimate $2,763/mo ✅ Inline with market

No comparable rentals found in 33161

Purchase + Close$720,999

Reno Cost$93,101

Holding (6mo)$42,377

Total All-In$856,477

ARV$857,393

Selling Costs 8%$68,591

Flip Profit$-67,676

Flip ROI-40%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~71 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$11,438	+$12,582	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$93,101

VALUE ADDED

+$157,394

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$64,292)
• Excellent reno ROI (169%)
• Older build (1955) — high value-add potential
• Negative cashflow ($-4,300/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-4,300/mo)
• High cash requirement ($90,766)
• Has flip exit strategy if hold doesn't work
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

15/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

17 Kepner St Single

Cape Coral, FL 32839 · 3bd/2.0ba · 1,161sf · Built 1959

$318,999
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $11,165

Loan Amount: $313,221

Fees / MIP: $5,387

Closing Costs: $9,570

Reserves (3mo): $6,580

Total Cash Needed: $27,315

Monthly Expenses

Mortgage P&I+MIP: $2,193.50

Property Tax: $518.37

Insurance: $154.80

HOA: $0.00

Maint + CapEx: $372.16

Vacancy + Mgmt: $288.11

Total: $3,526.95/mo

Returns

Market Rent (all units): $2,216

Your Rental Income: $2,216

Cashflow: $-1,311/mo

Annual: $-15,728/yr

Cash-on-Cash ROI: -57.6%

Cap Rate: 3.3% · DSCR: 0.40x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,311/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-658/mo (vs $-1,311/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-629/mo — saves $681/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-827/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,828/mo

STR vs LTR

-60%

BREAKEVEN OCC

73%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,311/mo · STR: $-1,828/mo · CoC ROI: -68.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,216/mo

RANGE

$2,216 – $2,216

CONFIDENCE

LOW

N/A

Our estimate $2,216/mo ✅ Inline with market

No comparable rentals found in 32839

Purchase + Close$328,569

Reno Cost$86,701

Holding (6mo)$21,162

Total All-In$436,432

ARV$465,260

Selling Costs 8%$37,221

Flip Profit$-8,392

Flip ROI-8%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~67 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$11,030	+$12,132	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$86,701

VALUE ADDED

+$146,261

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$59,560)
• Excellent reno ROI (169%)
• Older build (1959) — high value-add potential
• Negative cashflow ($-1,311/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,311/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

14925 Fisher Rd Single

Tampa, FL 33613 · 3bd/1.0ba · 983sf · Built 1959

$300,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,500

Loan Amount: $294,566

Fees / MIP: $5,066

Closing Costs: $9,000

Reserves (3mo): $6,189

Total Cash Needed: $25,689

Monthly Expenses

Mortgage P&I+MIP: $2,062.86

Property Tax: $487.50

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $350.00

Vacancy + Mgmt: $269.64

Total: $3,320.00/mo

Returns

Market Rent (all units): $2,074

Your Rental Income: $2,074

Cashflow: $-1,246/mo

Annual: $-14,950/yr

Cash-on-Cash ROI: -58.2%

Cap Rate: 3.3% · DSCR: 0.40x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,246/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-632/mo (vs $-1,246/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-605/mo — saves $641/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-620/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,660/mo

STR vs LTR

-57%

BREAKEVEN OCC

71%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,246/mo · STR: $-1,660/mo · CoC ROI: -64.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,074/mo

RANGE

$2,074 – $2,074

CONFIDENCE

LOW

N/A

Our estimate $2,074/mo ✅ Inline with market

No comparable rentals found in 33613

Purchase + Close$309,000

Reno Cost$77,554

Holding (6mo)$19,920

Total All-In$406,474

ARV$430,357

Selling Costs 8%$34,429

Flip Profit$-10,546

Flip ROI-11%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~67 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$9,338	+$10,272	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$77,554

VALUE ADDED

+$130,357

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$52,802)
• Excellent reno ROI (168%)
• Older build (1959) — high value-add potential
• Negative cashflow ($-1,246/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,246/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

30/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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10464 Osprey Nest Dr W Single

Jacksonville, FL 32257 · 3bd/2.0ba · 1,616sf · Built 1990

$370,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,950

Loan Amount: $363,298

Fees / MIP: $6,248

Closing Costs: $11,100

Reserves (3mo): $7,633

Total Cash Needed: $31,683

Monthly Expenses

Mortgage P&I+MIP: $2,544.20

Property Tax: $601.25

Insurance: $215.47

HOA: $10.00

Maint + CapEx: $431.66

Vacancy + Mgmt: $335.74

Total: $4,138.32/mo

Returns

Market Rent (all units): $2,583

Your Rental Income: $2,583

Cashflow: $-1,556/mo

Annual: $-18,669/yr

Cash-on-Cash ROI: -58.9%

Cap Rate: 3.2% · DSCR: 0.39x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,556/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-799/mo (vs $-1,556/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-766/mo — saves $790/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,357/mo

STR vs LTR

-69%

BREAKEVEN OCC

81%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,556/mo · STR: $-2,357/mo · CoC ROI: -79.9%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,582/mo

RANGE

$2,582 – $2,582

CONFIDENCE

LOW

N/A

Our estimate $2,582/mo ✅ Inline with market

No comparable rentals found in 32257

Purchase + Close$381,100

Reno Cost$68,209

Holding (6mo)$24,830

Total All-In$474,139

ARV$500,458

Selling Costs 8%$40,037

Flip Profit$-13,717

Flip ROI-15%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~36 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,444	+$13,332	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$68,209

VALUE ADDED

+$130,458

OVERALL ROI

191%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$62,250)
• Excellent reno ROI (191%)
• Aging property (1990) — renovation upside
• Negative cashflow ($-1,556/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,556/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

32/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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8856 24th Ave SW Single

Tampa, FL 98106 · 2bd/2.0ba · 1,340sf · Built 2008

$699,950
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $55,950

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,998

Reserves (3mo): $13,767

Total Cash Needed: $90,715

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,137.42

Insurance: $178.67

HOA: $0.00

Maint + CapEx: $816.61

Vacancy + Mgmt: $333.09

Total: $7,054.68/mo

Returns

Market Rent (all units): $2,562

Your Rental Income: $2,562

Cashflow: $-4,492/mo

Annual: $-53,909/yr

Cash-on-Cash ROI: -59.4%

Cap Rate: 0.2% · DSCR: 0.02x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-4,492/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-3,285/mo (vs $-4,492/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-3,222/mo — saves $1,271/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-5,177/mo

STR vs LTR

-79%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-4,492/mo · STR: $-5,177/mo · CoC ROI: -71.9%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,562/mo

RANGE

$2,562 – $2,562

CONFIDENCE

LOW

N/A

Our estimate $2,562/mo ✅ Inline with market

No comparable rentals found in 98106

Purchase + Close$720,948

Reno Cost$46,100

Holding (6mo)$42,328

Total All-In$809,377

ARV$794,931

Selling Costs 8%$63,594

Flip Profit$-78,040

Flip ROI-63%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,685	+$11,055	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~18 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Luxury Vinyl Plank (LVP)	$8,040	+$15,276	190%
📌 Waterproof LVP is ideal for Miami's humidity and withstands tenant use — low maintenance, 25-yr lifespan.

RENO COST

$46,100

VALUE ADDED

+$94,981

OVERALL ROI

206%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$48,881)
• Excellent reno ROI (206%)
• Negative cashflow ($-4,492/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-4,492/mo)
• High cash requirement ($90,715)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

18/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

7154 44TH Ave S Single

Tampa, FL 98118 · 3bd/2.0ba · 1,340sf · Built 2023

$695,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $51,000

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,850

Reserves (3mo): $13,767

Total Cash Needed: $85,617

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,129.38

Insurance: $178.67

HOA: $0.00

Maint + CapEx: $810.84

Vacancy + Mgmt: $364.69

Total: $7,072.45/mo

Returns

Market Rent (all units): $2,805

Your Rental Income: $2,805

Cashflow: $-4,267/mo

Annual: $-51,206/yr

Cash-on-Cash ROI: -59.8%

Cap Rate: 0.6% · DSCR: 0.07x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-4,267/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-3,036/mo (vs $-4,267/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,973/mo — saves $1,294/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-4,868/mo

STR vs LTR

-70%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-4,267/mo · STR: $-4,868/mo · CoC ROI: -70.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,805/mo

RANGE

$2,805 – $2,805

CONFIDENCE

LOW

N/A

Our estimate $2,805/mo ✅ Inline with market

No comparable rentals found in 98118

Purchase + Close$715,850

Reno Cost$4,710

Holding (6mo)$42,435

Total All-In$762,995

ARV$710,230

Selling Costs 8%$56,818

Flip Profit$-109,583

Flip ROI-143%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

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Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,685	+$11,055	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$4,710

VALUE ADDED

+$15,230

OVERALL ROI

323%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (323%)
• Negative cashflow ($-4,267/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-4,267/mo)
• High cash requirement ($85,617)

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

18/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

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4250 Davinci Ave Single

Jacksonville, FL 32210 · 5bd/2.0ba · 2,259sf · Built 1924

$479,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $16,796

Loan Amount: $471,208

Fees / MIP: $8,104

Closing Costs: $14,397

Reserves (3mo): $9,900

Total Cash Needed: $41,093

Monthly Expenses

Mortgage P&I+MIP: $3,299.89

Property Tax: $779.84

Insurance: $301.20

HOA: $0.00

Maint + CapEx: $559.89

Vacancy + Mgmt: $431.02

Total: $5,371.83/mo

Returns

Market Rent (all units): $3,316

Your Rental Income: $3,316

Cashflow: $-2,056/mo

Annual: $-24,675/yr

Cash-on-Cash ROI: -60.0%

Cap Rate: 3.1% · DSCR: 0.38x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,056/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,075/mo (vs $-2,056/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,031/mo — saves $1,025/mo.

👥 Rent by Room

Rent 5 rooms at ~$900/room = $4,500/mo. Projected cashflow: $-872/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-3,241/mo

STR vs LTR

-75%

BREAKEVEN OCC

80%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $630
Management (20%): $900
Utilities: $575
Taxes (12%): $540
Other: $460

FURNITURE SETUP

Furniture: $11,500
Appliances: $800
Kitchen + Linens: $1,350
Electronics: $600
Decor + Supplies: $700
Total Setup: $15,250

🛡

LTR is safer bet

LTR: $-2,056/mo · STR: $-3,241/mo · CoC ROI: -83.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,315/mo

RANGE

$3,315 – $3,315

CONFIDENCE

LOW

N/A

Our estimate $3,315/mo ✅ Inline with market

No comparable rentals found in 32210

Purchase + Close$494,297

Reno Cost$109,046

Holding (6mo)$32,231

Total All-In$635,574

ARV$664,976

Selling Costs 8%$53,198

Flip Profit$-23,796

Flip ROI-17%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~102 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$21,460	+$23,607	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$109,046

VALUE ADDED

+$185,076

OVERALL ROI

170%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$76,030)
• Excellent reno ROI (170%)
• Older build (1924) — high value-add potential
• Negative cashflow ($-2,056/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,056/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

30/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

10203 Courtney Palms Blvd #103 Single

Tampa, FL 33619 · 2bd/2.0ba · 1,095sf · Built 2003

$185,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $6,475

Loan Amount: $181,649

Fees / MIP: $3,124

Closing Costs: $5,550

Reserves (3mo): $3,816

Total Cash Needed: $15,841

Monthly Expenses

Mortgage P&I+MIP: $1,272.09

Property Tax: $300.62

Insurance: $150.00

HOA: $450.00

Maint + CapEx: $215.84

Vacancy + Mgmt: $238.21

Total: $2,626.75/mo

Returns

Market Rent (all units): $1,832

Your Rental Income: $1,832

Cashflow: $-794/mo

Annual: $-9,533/yr

Cash-on-Cash ROI: -60.2%

Cap Rate: 3.1% · DSCR: 0.38x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-794/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-416/mo (vs $-794/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-399/mo — saves $395/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-1,433/mo

STR vs LTR

-68%

BREAKEVEN OCC

77%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-794/mo · STR: $-1,433/mo · CoC ROI: -80.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,832/mo

RANGE

$1,832 – $1,832

CONFIDENCE

LOW

N/A

Our estimate $1,832/mo ✅ Inline with market

No comparable rentals found in 33619

Purchase + Close$190,550

Reno Cost$51,456

Holding (6mo)$15,760

Total All-In$257,767

ARV$284,917

Selling Costs 8%$22,793

Flip Profit+$4,357

Flip ROI7%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~23 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,011	+$9,034	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~23 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$51,456

VALUE ADDED

+$99,917

OVERALL ROI

194%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$48,460)
• Excellent reno ROI (194%)
• Negative cashflow ($-794/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-794/mo)
• Low barrier to entry ($15,841 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

33/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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📈 10-YEAR EQUITY PROJECTION

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4120 W Northa St #6 Single

Tampa, FL 33609 · 4bd/3.5ba · 2,038sf · Built 2024

$689,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $45,000

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,670

Reserves (3mo): $13,767

Total Cash Needed: $79,437

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,119.62

Insurance: $271.73

HOA: $270.00

Maint + CapEx: $803.84

Vacancy + Mgmt: $445.90

Total: $7,499.98/mo

Returns

Market Rent (all units): $3,430

Your Rental Income: $3,430

Cashflow: $-4,070/mo

Annual: $-48,840/yr

Cash-on-Cash ROI: -61.5%

Cap Rate: 0.9% · DSCR: 0.11x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-4,070/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,810/mo (vs $-4,070/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,747/mo — saves $1,323/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-3,900/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-4,899/mo

STR vs LTR

-68%

BREAKEVEN OCC

99%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-4,070/mo · STR: $-4,899/mo · CoC ROI: -74.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,429/mo

RANGE

$3,429 – $3,429

CONFIDENCE

LOW

N/A

Our estimate $3,429/mo ✅ Inline with market

No comparable rentals found in 33609

Purchase + Close$709,670

Reno Cost$6,630

Holding (6mo)$45,000

Total All-In$761,299

ARV$709,988

Selling Costs 8%$56,799

Flip Profit$-108,110

Flip ROI-150%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,604	+$16,814	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$6,630

VALUE ADDED

+$20,988

OVERALL ROI

317%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (317%)
• Negative cashflow ($-4,070/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-4,070/mo)
• High cash requirement ($79,437)

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

24/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

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📈 10-YEAR EQUITY PROJECTION

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1508 W Hamilton Ave Single

Tampa, FL 33604 · 3bd/1.0ba · 1,108sf · Built 1962

$349,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,246

Loan Amount: $343,562

Fees / MIP: $5,909

Closing Costs: $10,497

Reserves (3mo): $7,218

Total Cash Needed: $29,961

Monthly Expenses

Mortgage P&I+MIP: $2,405.98

Property Tax: $568.59

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $408.21

Vacancy + Mgmt: $288.55

Total: $3,821.34/mo

Returns

Market Rent (all units): $2,220

Your Rental Income: $2,220

Cashflow: $-1,602/mo

Annual: $-19,220/yr

Cash-on-Cash ROI: -64.2%

Cap Rate: 2.8% · DSCR: 0.33x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,602/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-886/mo (vs $-1,602/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-854/mo — saves $747/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-1,121/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,084/mo

STR vs LTR

-60%

BREAKEVEN OCC

77%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,602/mo · STR: $-2,084/mo · CoC ROI: -73.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,219/mo

RANGE

$2,219 – $2,219

CONFIDENCE

LOW

N/A

Our estimate $2,219/mo ✅ Inline with market

No comparable rentals found in 33604

Purchase + Close$360,397

Reno Cost$80,098

Holding (6mo)$22,928

Total All-In$463,423

ARV$484,675

Selling Costs 8%$38,774

Flip Profit$-17,522

Flip ROI-17%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~64 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$10,526	+$11,579	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$80,098

VALUE ADDED

+$134,775

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$54,678)
• Excellent reno ROI (168%)
• Older build (1962) — high value-add potential
• Negative cashflow ($-1,602/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,602/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

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📈 10-YEAR EQUITY PROJECTION

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4825 Highridge Ct Single

Cape Coral, FL 32839 · 3bd/2.0ba · 1,581sf · Built 1992

$405,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $14,175

Loan Amount: $397,664

Fees / MIP: $6,839

Closing Costs: $12,150

Reserves (3mo): $8,355

Total Cash Needed: $34,680

Monthly Expenses

Mortgage P&I+MIP: $2,784.86

Property Tax: $658.12

Insurance: $210.80

HOA: $23.00

Maint + CapEx: $472.50

Vacancy + Mgmt: $338.39

Total: $4,487.68/mo

Returns

Market Rent (all units): $2,603

Your Rental Income: $2,603

Cashflow: $-1,885/mo

Annual: $-22,615/yr

Cash-on-Cash ROI: -65.2%

Cap Rate: 2.7% · DSCR: 0.32x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,885/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,056/mo (vs $-1,885/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,020/mo — saves $865/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,661/mo

STR vs LTR

-69%

BREAKEVEN OCC

85%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,885/mo · STR: $-2,661/mo · CoC ROI: -84.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,603/mo

RANGE

$2,603 – $2,603

CONFIDENCE

LOW

N/A

Our estimate $2,603/mo ✅ Inline with market

No comparable rentals found in 32839

Purchase + Close$417,150

Reno Cost$67,829

Holding (6mo)$26,926

Total All-In$511,905

ARV$534,587

Selling Costs 8%$42,767

Flip Profit$-20,085

Flip ROI-21%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~34 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,348	+$13,043	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$67,829

VALUE ADDED

+$129,587

OVERALL ROI

191%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$61,758)
• Excellent reno ROI (191%)
• Aging property (1992) — renovation upside
• Negative cashflow ($-1,885/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,885/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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12647 Julington Oaks Dr Single

Jacksonville, FL 32223 · 4bd/2.5ba · 2,492sf · Built 2014

$549,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $19,246

Loan Amount: $539,940

Fees / MIP: $9,286

Closing Costs: $16,497

Reserves (3mo): $11,344

Total Cash Needed: $47,087

Monthly Expenses

Mortgage P&I+MIP: $3,781.23

Property Tax: $893.59

Insurance: $332.27

HOA: $55.00

Maint + CapEx: $641.55

Vacancy + Mgmt: $462.54

Total: $6,166.18/mo

Returns

Market Rent (all units): $3,558

Your Rental Income: $3,558

Cashflow: $-2,608/mo

Annual: $-31,298/yr

Cash-on-Cash ROI: -66.5%

Cap Rate: 2.6% · DSCR: 0.31x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,608/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,484/mo (vs $-2,608/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,434/mo — saves $1,174/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-3,735/mo

STR vs LTR

-72%

BREAKEVEN OCC

86%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-2,608/mo · STR: $-3,735/mo · CoC ROI: -91.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,558/mo

RANGE

$3,558 – $3,558

CONFIDENCE

LOW

N/A

Our estimate $3,558/mo ✅ Inline with market

No comparable rentals found in 32223

Purchase + Close$566,397

Reno Cost$11,928

Holding (6mo)$36,997

Total All-In$615,322

ARV$587,234

Selling Costs 8%$46,979

Flip Profit$-75,067

Flip ROI-157%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$6,853	+$20,559	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Landscaping & Curb Appeal	$2,250	+$9,000	400%
📌 Curb appeal sets buyer/tenant first impressions. Highest ROI per dollar — typically done in 1–2 days.
HIGH	Light Fixture Update	$1,800	+$3,600	200%
📌 Replacing dated fixtures with modern LED pendants/recessed lights takes 1–2 days and dramatically modernizes the feel.

RENO COST

$11,928

VALUE ADDED

+$37,334

OVERALL ROI

313%

🔨 FIX & FLIP High Confidence

• Decent forced equity (+$25,406)
• Excellent reno ROI (313%)
• Negative cashflow ($-2,608/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,608/mo)

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

32/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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11904 Trevino Pl Single

Tampa, FL 33624 · 4bd/2.0ba · 1,957sf · Built 1982

$500,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $17,500

Loan Amount: $490,944

Fees / MIP: $8,444

Closing Costs: $15,000

Reserves (3mo): $10,314

Total Cash Needed: $42,814

Monthly Expenses

Mortgage P&I+MIP: $3,438.10

Property Tax: $812.50

Insurance: $260.93

HOA: $20.00

Maint + CapEx: $583.34

Vacancy + Mgmt: $408.18

Total: $5,523.05/mo

Returns

Market Rent (all units): $3,140

Your Rental Income: $3,140

Cashflow: $-2,383/mo

Annual: $-28,598/yr

Cash-on-Cash ROI: -66.8%

Cap Rate: 2.5% · DSCR: 0.31x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,383/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,361/mo (vs $-2,383/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,315/mo — saves $1,068/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,923/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-3,176/mo

STR vs LTR

-65%

BREAKEVEN OCC

80%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-2,383/mo · STR: $-3,176/mo · CoC ROI: -83.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,139/mo

RANGE

$3,139 – $3,139

CONFIDENCE

LOW

N/A

Our estimate $3,139/mo ✅ Inline with market

No comparable rentals found in 33624

Purchase + Close$515,000

Reno Cost$80,908

Holding (6mo)$33,138

Total All-In$629,047

ARV$648,849

Selling Costs 8%$51,908

Flip Profit$-32,105

Flip ROI-28%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~44 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,382	+$16,145	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$80,908

VALUE ADDED

+$148,849

OVERALL ROI

184%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$67,941)
• Excellent reno ROI (184%)
• Older build (1982) — high value-add potential
• Negative cashflow ($-2,383/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,383/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

589 Del Rio St Single

Cape Coral, FL 32839 · 4bd/2.0ba · 1,688sf · Built 1970

$474,500
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $16,608

Loan Amount: $465,906

Fees / MIP: $8,013

Closing Costs: $14,235

Reserves (3mo): $9,788

Total Cash Needed: $40,631

Monthly Expenses

Mortgage P&I+MIP: $3,262.76

Property Tax: $771.06

Insurance: $225.07

HOA: $0.00

Maint + CapEx: $553.59

Vacancy + Mgmt: $380.78

Total: $5,193.25/mo

Returns

Market Rent (all units): $2,929

Your Rental Income: $2,929

Cashflow: $-2,264/mo

Annual: $-27,170/yr

Cash-on-Cash ROI: -66.9%

Cap Rate: 2.5% · DSCR: 0.31x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,264/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,294/mo (vs $-2,264/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,251/mo — saves $1,013/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,593/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,889/mo

STR vs LTR

-61%

BREAKEVEN OCC

76%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-2,264/mo · STR: $-2,889/mo · CoC ROI: -78.5%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,929/mo

RANGE

$2,929 – $2,929

CONFIDENCE

LOW

N/A

Our estimate $2,929/mo ✅ Inline with market

No comparable rentals found in 32839

Purchase + Close$488,735

Reno Cost$97,426

Holding (6mo)$31,160

Total All-In$617,320

ARV$639,391

Selling Costs 8%$51,151

Flip Profit$-29,081

Flip ROI-23%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~56 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$16,036	+$17,640	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$97,426

VALUE ADDED

+$164,891

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$67,465)
• Excellent reno ROI (169%)
• Older build (1970) — high value-add potential
• Negative cashflow ($-2,264/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,264/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

4515 Bradley Ave Single

Cape Coral, FL 32839 · 4bd/3.0ba · 1,852sf · Built 1960

$500,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $17,500

Loan Amount: $490,944

Fees / MIP: $8,444

Closing Costs: $15,000

Reserves (3mo): $10,314

Total Cash Needed: $42,814

Monthly Expenses

Mortgage P&I+MIP: $3,438.10

Property Tax: $812.50

Insurance: $246.93

HOA: $0.00

Maint + CapEx: $583.34

Vacancy + Mgmt: $399.10

Total: $5,479.97/mo

Returns

Market Rent (all units): $3,070

Your Rental Income: $3,070

Cashflow: $-2,410/mo

Annual: $-28,919/yr

Cash-on-Cash ROI: -67.5%

Cap Rate: 2.5% · DSCR: 0.30x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,410/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,388/mo (vs $-2,410/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,342/mo — saves $1,068/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,880/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-3,136/mo

STR vs LTR

-64%

BREAKEVEN OCC

79%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-2,410/mo · STR: $-3,136/mo · CoC ROI: -82.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,070/mo

RANGE

$3,070 – $3,070

CONFIDENCE

LOW

N/A

Our estimate $3,070/mo ✅ Inline with market

No comparable rentals found in 32839

Purchase + Close$515,000

Reno Cost$106,288

Holding (6mo)$32,880

Total All-In$654,168

ARV$680,301

Selling Costs 8%$54,424

Flip Profit$-28,291

Flip ROI-20%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~66 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$17,594	+$19,353	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$106,288

VALUE ADDED

+$180,301

OVERALL ROI

170%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$74,012)
• Excellent reno ROI (170%)
• Older build (1960) — high value-add potential
• Negative cashflow ($-2,410/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,410/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

5108 Legacy Oaks Dr Fl , Single

Cape Coral, FL 32839 · 5bd/3.0ba · 2,812sf · Built 2007

$625,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $21,875

Loan Amount: $613,680

Fees / MIP: $10,555

Closing Costs: $18,750

Reserves (3mo): $12,893

Total Cash Needed: $53,518

Monthly Expenses

Mortgage P&I+MIP: $4,297.62

Property Tax: $1,015.62

Insurance: $374.93

HOA: $0.00

Maint + CapEx: $729.16

Vacancy + Mgmt: $502.40

Total: $6,919.75/mo

Returns

Market Rent (all units): $3,865

Your Rental Income: $3,865

Cashflow: $-3,055/mo

Annual: $-36,661/yr

Cash-on-Cash ROI: -68.5%

Cap Rate: 2.4% · DSCR: 0.29x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,055/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,777/mo (vs $-3,055/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,720/mo — saves $1,335/mo.

👥 Rent by Room

Rent 5 rooms at ~$900/room = $4,500/mo. Projected cashflow: $-2,420/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-4,578/mo

STR vs LTR

-81%

BREAKEVEN OCC

95%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $630
Management (20%): $900
Utilities: $575
Taxes (12%): $540
Other: $460

FURNITURE SETUP

Furniture: $11,500
Appliances: $800
Kitchen + Linens: $1,350
Electronics: $600
Decor + Supplies: $700
Total Setup: $15,250

🛡

LTR is safer bet

LTR: $-3,055/mo · STR: $-4,578/mo · CoC ROI: -98.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,864/mo

RANGE

$3,864 – $3,864

CONFIDENCE

LOW

N/A

Our estimate $3,864/mo ✅ Inline with market

No comparable rentals found in 32839

Purchase + Close$643,750

Reno Cost$71,455

Holding (6mo)$41,518

Total All-In$756,724

ARV$767,718

Selling Costs 8%$61,417

Flip Profit$-50,423

Flip ROI-45%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~19 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$7,733	+$23,199	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~19 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$71,455

VALUE ADDED

+$142,718

OVERALL ROI

200%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$71,263)
• Excellent reno ROI (200%)
• Negative cashflow ($-3,055/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,055/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

5418 Chenault Ave Single

Cape Coral, FL 32839 · 3bd/2.0ba · 1,556sf · Built 1959

$429,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $15,046

Loan Amount: $422,113

Fees / MIP: $7,260

Closing Costs: $12,897

Reserves (3mo): $8,868

Total Cash Needed: $36,812

Monthly Expenses

Mortgage P&I+MIP: $2,956.08

Property Tax: $698.59

Insurance: $207.47

HOA: $16.00

Maint + CapEx: $501.55

Vacancy + Mgmt: $340.28

Total: $4,719.97/mo

Returns

Market Rent (all units): $2,618

Your Rental Income: $2,618

Cashflow: $-2,102/mo

Annual: $-25,229/yr

Cash-on-Cash ROI: -68.5%

Cap Rate: 2.4% · DSCR: 0.29x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,102/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,223/mo (vs $-2,102/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,184/mo — saves $918/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,861/mo

STR vs LTR

-69%

BREAKEVEN OCC

88%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-2,102/mo · STR: $-2,861/mo · CoC ROI: -87.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,617/mo

RANGE

$2,617 – $2,617

CONFIDENCE

LOW

N/A

Our estimate $2,617/mo ✅ Inline with market

No comparable rentals found in 32839

Purchase + Close$442,797

Reno Cost$94,740

Holding (6mo)$28,320

Total All-In$565,856

ARV$590,125

Selling Costs 8%$47,210

Flip Profit$-22,942

Flip ROI-19%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~67 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$14,782	+$16,260	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$94,740

VALUE ADDED

+$160,225

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$65,485)
• Excellent reno ROI (169%)
• Older build (1959) — high value-add potential
• Negative cashflow ($-2,102/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,102/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

11715 N 51st St Single

Tampa, FL 33617 · 2bd/2.0ba · 1,689sf · Built 1957

$395,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $13,825

Loan Amount: $387,846

Fees / MIP: $6,671

Closing Costs: $11,850

Reserves (3mo): $8,148

Total Cash Needed: $33,823

Monthly Expenses

Mortgage P&I+MIP: $2,716.10

Property Tax: $641.88

Insurance: $225.20

HOA: $0.00

Maint + CapEx: $460.84

Vacancy + Mgmt: $313.71

Total: $4,357.72/mo

Returns

Market Rent (all units): $2,413

Your Rental Income: $2,413

Cashflow: $-1,945/mo

Annual: $-23,334/yr

Cash-on-Cash ROI: -69.0%

Cap Rate: 2.3% · DSCR: 0.28x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,945/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,137/mo (vs $-1,945/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,101/mo — saves $844/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-2,874/mo

STR vs LTR

-80%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-1,945/mo · STR: $-2,874/mo · CoC ROI: -98.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,413/mo

RANGE

$2,413 – $2,413

CONFIDENCE

LOW

N/A

Our estimate $2,413/mo ✅ Inline with market

No comparable rentals found in 33617

Purchase + Close$406,850

Reno Cost$97,446

Holding (6mo)$26,146

Total All-In$530,442

ARV$559,926

Selling Costs 8%$44,794

Flip Profit$-15,310

Flip ROI-12%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~69 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$16,046	+$17,650	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$97,446

VALUE ADDED

+$164,926

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$67,480)
• Excellent reno ROI (169%)
• Older build (1957) — high value-add potential
• Negative cashflow ($-1,945/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,945/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

5205 Chenault Ave Single

Cape Coral, FL 32839 · 3bd/2.0ba · 1,374sf · Built 1959

$420,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $14,700

Loan Amount: $412,393

Fees / MIP: $7,093

Closing Costs: $12,600

Reserves (3mo): $8,664

Total Cash Needed: $35,964

Monthly Expenses

Mortgage P&I+MIP: $2,888.00

Property Tax: $682.50

Insurance: $183.20

HOA: $0.00

Maint + CapEx: $490.00

Vacancy + Mgmt: $322.94

Total: $4,566.64/mo

Returns

Market Rent (all units): $2,484

Your Rental Income: $2,484

Cashflow: $-2,082/mo

Annual: $-24,990/yr

Cash-on-Cash ROI: -69.5%

Cap Rate: 2.3% · DSCR: 0.28x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,082/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,224/mo (vs $-2,082/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,185/mo — saves $897/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-1,867/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,727/mo

STR vs LTR

-66%

BREAKEVEN OCC

86%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-2,082/mo · STR: $-2,727/mo · CoC ROI: -84.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,484/mo

RANGE

$2,484 – $2,484

CONFIDENCE

LOW

N/A

Our estimate $2,484/mo ✅ Inline with market

No comparable rentals found in 32839

Purchase + Close$432,600

Reno Cost$91,036

Holding (6mo)$27,400

Total All-In$551,036

ARV$573,791

Selling Costs 8%$45,903

Flip Profit$-23,148

Flip ROI-20%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

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TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~67 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$13,053	+$14,358	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$91,036

VALUE ADDED

+$153,791

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$62,755)
• Excellent reno ROI (169%)
• Older build (1959) — high value-add potential
• Negative cashflow ($-2,082/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,082/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

4601 N Emerald Ave Single

Tampa, FL 33614 · 3bd/2.0ba · 1,439sf · Built 1958

$430,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $15,050

Loan Amount: $422,212

Fees / MIP: $7,262

Closing Costs: $12,900

Reserves (3mo): $8,870

Total Cash Needed: $36,820

Monthly Expenses

Mortgage P&I+MIP: $2,956.77

Property Tax: $698.75

Insurance: $191.87

HOA: $0.00

Maint + CapEx: $501.66

Vacancy + Mgmt: $330.18

Total: $4,679.24/mo

Returns

Market Rent (all units): $2,540

Your Rental Income: $2,540

Cashflow: $-2,139/mo

Annual: $-25,672/yr

Cash-on-Cash ROI: -69.7%

Cap Rate: 2.3% · DSCR: 0.28x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,139/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,260/mo (vs $-2,139/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,221/mo — saves $918/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-1,979/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,824/mo

STR vs LTR

-67%

BREAKEVEN OCC

87%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-2,139/mo · STR: $-2,824/mo · CoC ROI: -86.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,539/mo

RANGE

$2,539 – $2,539

CONFIDENCE

LOW

N/A

Our estimate $2,539/mo ✅ Inline with market

No comparable rentals found in 33614

Purchase + Close$442,900

Reno Cost$92,359

Holding (6mo)$28,075

Total All-In$563,334

ARV$586,089

Selling Costs 8%$46,887

Flip Profit$-24,133

Flip ROI-20%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~68 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$13,670	+$15,038	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$92,359

VALUE ADDED

+$156,089

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$63,730)
• Excellent reno ROI (169%)
• Older build (1958) — high value-add potential
• Negative cashflow ($-2,139/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,139/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

10610 SW 158th Ct #303 Single

Miami, FL 33196 · 2bd/2.0ba · 1,075sf · Built 1990

$299,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,465

Loan Amount: $293,584

Fees / MIP: $5,049

Closing Costs: $8,970

Reserves (3mo): $6,168

Total Cash Needed: $25,603

Monthly Expenses

Mortgage P&I+MIP: $2,055.99

Property Tax: $485.88

Insurance: $150.00

HOA: $71.00

Maint + CapEx: $348.84

Vacancy + Mgmt: $242.40

Total: $3,354.09/mo

Returns

Market Rent (all units): $1,865

Your Rental Income: $1,865

Cashflow: $-1,490/mo

Annual: $-17,874/yr

Cash-on-Cash ROI: -69.8%

Cap Rate: 2.3% · DSCR: 0.28x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,490/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-878/mo (vs $-1,490/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-851/mo — saves $639/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-2,044/mo

STR vs LTR

-70%

BREAKEVEN OCC

89%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-1,490/mo · STR: $-2,044/mo · CoC ROI: -85.1%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$1,864/mo

RANGE

$1,864 – $1,864

CONFIDENCE

LOW

N/A

Our estimate $1,864/mo ✅ Inline with market

No comparable rentals found in 33196

Purchase + Close$307,970

Reno Cost$62,339

Holding (6mo)$20,125

Total All-In$390,433

ARV$415,988

Selling Costs 8%$33,279

Flip Profit$-7,725

Flip ROI-9%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~36 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$2,956	+$8,869	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$62,339

VALUE ADDED

+$116,988

OVERALL ROI

188%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$54,649)
• Excellent reno ROI (188%)
• Aging property (1990) — renovation upside
• Negative cashflow ($-1,490/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,490/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

18507 Country Crest Pl Single

Tampa, FL 33647 · 3bd/2.0ba · 2,371sf · Built 1994

$535,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $18,725

Loan Amount: $525,310

Fees / MIP: $9,035

Closing Costs: $16,050

Reserves (3mo): $11,036

Total Cash Needed: $45,811

Monthly Expenses

Mortgage P&I+MIP: $3,678.77

Property Tax: $869.38

Insurance: $316.13

HOA: $52.00

Maint + CapEx: $624.16

Vacancy + Mgmt: $427.82

Total: $5,968.26/mo

Returns

Market Rent (all units): $3,291

Your Rental Income: $3,291

Cashflow: $-2,677/mo

Annual: $-32,128/yr

Cash-on-Cash ROI: -70.1%

Cap Rate: 2.2% · DSCR: 0.27x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,677/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,583/mo (vs $-2,677/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,535/mo — saves $1,143/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-3,943/mo

STR vs LTR

-80%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-2,677/mo · STR: $-3,943/mo · CoC ROI: -102.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,290/mo

RANGE

$3,290 – $3,290

CONFIDENCE

LOW

N/A

Our estimate $3,290/mo ✅ Inline with market

No comparable rentals found in 33647

Purchase + Close$551,050

Reno Cost$76,400

Holding (6mo)$35,810

Total All-In$663,260

ARV$684,258

Selling Costs 8%$54,741

Flip Profit$-33,743

Flip ROI-30%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~32 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$6,520	+$19,561	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$76,400

VALUE ADDED

+$149,258

OVERALL ROI

195%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$72,858)
• Excellent reno ROI (195%)
• Aging property (1994) — renovation upside
• Negative cashflow ($-2,677/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,677/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

32/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

6318 5th Ave NE Unit C Single

Tampa, FL 98115 · 2bd/1.5ba · 838sf · Built 2001

$699,950
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $55,950

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,998

Reserves (3mo): $13,767

Total Cash Needed: $90,715

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,137.42

Insurance: $150.00

HOA: $625.00

Maint + CapEx: $816.61

Vacancy + Mgmt: $297.33

Total: $7,615.24/mo

Returns

Market Rent (all units): $2,287

Your Rental Income: $2,287

Cashflow: $-5,328/mo

Annual: $-63,937/yr

Cash-on-Cash ROI: -70.5%

Cap Rate: -1.3% · DSCR: -0.16x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-5,328/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-4,121/mo (vs $-5,328/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-4,057/mo — saves $1,271/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-5,762/mo

STR vs LTR

-74%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-5,328/mo · STR: $-5,762/mo · CoC ROI: -80.1%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,287/mo

RANGE

$2,287 – $2,287

CONFIDENCE

LOW

N/A

Our estimate $2,287/mo ✅ Inline with market

No comparable rentals found in 98115

Purchase + Close$720,948

Reno Cost$44,232

Holding (6mo)$45,691

Total All-In$810,872

ARV$785,754

Selling Costs 8%$62,860

Flip Profit$-87,979

Flip ROI-73%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~25 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$2,304	+$6,914	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~25 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$44,232

VALUE ADDED

+$85,804

OVERALL ROI

194%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$41,572)
• Excellent reno ROI (194%)
• Negative cashflow ($-5,328/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-5,328/mo)
• High cash requirement ($90,715)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

16/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

7110 Hollowell Dr Single

Tampa, FL 33634 · 3bd/2.0ba · 1,482sf · Built 1986

$440,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $15,400

Loan Amount: $432,030

Fees / MIP: $7,430

Closing Costs: $13,200

Reserves (3mo): $9,077

Total Cash Needed: $37,677

Monthly Expenses

Mortgage P&I+MIP: $3,025.53

Property Tax: $715.00

Insurance: $197.60

HOA: $20.00

Maint + CapEx: $513.34

Vacancy + Mgmt: $335.53

Total: $4,806.99/mo

Returns

Market Rent (all units): $2,581

Your Rental Income: $2,581

Cashflow: $-2,226/mo

Annual: $-26,712/yr

Cash-on-Cash ROI: -70.9%

Cap Rate: 2.2% · DSCR: 0.26x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,226/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,326/mo (vs $-2,226/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,286/mo — saves $940/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,937/mo

STR vs LTR

-68%

BREAKEVEN OCC

89%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-2,226/mo · STR: $-2,937/mo · CoC ROI: -88.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,580/mo

RANGE

$2,580 – $2,580

CONFIDENCE

LOW

N/A

Our estimate $2,580/mo ✅ Inline with market

No comparable rentals found in 33634

Purchase + Close$453,200

Reno Cost$66,755

Holding (6mo)$28,842

Total All-In$548,797

ARV$567,122

Selling Costs 8%$45,370

Flip Profit$-27,045

Flip ROI-28%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~40 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,076	+$12,226	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$66,755

VALUE ADDED

+$127,122

OVERALL ROI

190%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$60,367)
• Excellent reno ROI (190%)
• Aging property (1986) — renovation upside
• Negative cashflow ($-2,226/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,226/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

30/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

5349 Hansel Ave #1 Single

Cape Coral, FL 32809 · 1bd/1.0ba · 730sf · Built 1970

$140,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $4,900

Loan Amount: $137,464

Fees / MIP: $2,364

Closing Costs: $4,200

Reserves (3mo): $2,888

Total Cash Needed: $11,988

Monthly Expenses

Mortgage P&I+MIP: $962.67

Property Tax: $227.50

Insurance: $150.00

HOA: $393.00

Maint + CapEx: $163.34

Vacancy + Mgmt: $176.54

Total: $2,073.04/mo

Returns

Market Rent (all units): $1,358

Your Rental Income: $1,358

Cashflow: $-715/mo

Annual: $-8,580/yr

Cash-on-Cash ROI: -71.6%

Cap Rate: 2.1% · DSCR: 0.26x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-715/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-429/mo (vs $-715/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-416/mo — saves $299/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$120

OCCUPANCY

60%

GROSS / MO

$2,160

STR CASHFLOW

$-1,273/mo

STR vs LTR

-77%

BREAKEVEN OCC

86%

STR EXPENSES BREAKDOWN

Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213

FURNITURE SETUP

Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450

🛡

LTR is safer bet

LTR: $-715/mo · STR: $-1,273/mo · CoC ROI: -92.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,358/mo

RANGE

$1,358 – $1,358

CONFIDENCE

LOW

N/A

Our estimate $1,358/mo ✅ Inline with market

No comparable rentals found in 32809

Purchase + Close$144,200

Reno Cost$72,406

Holding (6mo)$12,438

Total All-In$229,044

ARV$261,413

Selling Costs 8%$20,913

Flip Profit+$11,456

Flip ROI14%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~56 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$6,935	+$7,628	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$72,406

VALUE ADDED

+$121,413

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$49,008)
• Excellent reno ROI (168%)
• Older build (1970) — high value-add potential
• Negative cashflow ($-715/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-715/mo)
• Low barrier to entry ($11,988 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

34/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

907 Leisure Ave Single

Tampa, FL 33613 · 3bd/3.0ba · 1,212sf · Built 1959

$419,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $14,696

Loan Amount: $412,295

Fees / MIP: $7,091

Closing Costs: $12,597

Reserves (3mo): $8,662

Total Cash Needed: $35,955

Monthly Expenses

Mortgage P&I+MIP: $2,887.32

Property Tax: $682.34

Insurance: $161.60

HOA: $0.00

Maint + CapEx: $489.89

Vacancy + Mgmt: $308.92

Total: $4,530.06/mo

Returns

Market Rent (all units): $2,376

Your Rental Income: $2,376

Cashflow: $-2,154/mo

Annual: $-25,845/yr

Cash-on-Cash ROI: -71.9%

Cap Rate: 2.1% · DSCR: 0.25x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,154/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,295/mo (vs $-2,154/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,257/mo — saves $897/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-1,830/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,696/mo

STR vs LTR

-63%

BREAKEVEN OCC

86%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-2,154/mo · STR: $-2,696/mo · CoC ROI: -83.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,376/mo

RANGE

$2,376 – $2,376

CONFIDENCE

LOW

N/A

Our estimate $2,376/mo ✅ Inline with market

No comparable rentals found in 33613

Purchase + Close$432,497

Reno Cost$93,264

Holding (6mo)$27,180

Total All-In$552,942

ARV$577,577

Selling Costs 8%$46,206

Flip Profit$-21,571

Flip ROI-18%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~67 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$11,514	+$12,665	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$93,264

VALUE ADDED

+$157,677

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$64,412)
• Excellent reno ROI (169%)
• Older build (1959) — high value-add potential
• Negative cashflow ($-2,154/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,154/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

30/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

500 NW 120th St Single

Miami, FL 33168 · 2bd/1.0ba · 1,664sf · Built 1953

$425,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $14,875

Loan Amount: $417,302

Fees / MIP: $7,177

Closing Costs: $12,750

Reserves (3mo): $8,767

Total Cash Needed: $36,392

Monthly Expenses

Mortgage P&I+MIP: $2,922.38

Property Tax: $690.62

Insurance: $221.87

HOA: $0.00

Maint + CapEx: $495.84

Vacancy + Mgmt: $316.42

Total: $4,647.13/mo

Returns

Market Rent (all units): $2,434

Your Rental Income: $2,434

Cashflow: $-2,213/mo

Annual: $-26,557/yr

Cash-on-Cash ROI: -73.0%

Cap Rate: 2.0% · DSCR: 0.24x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,213/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,344/mo (vs $-2,213/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,305/mo — saves $908/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-3,145/mo

STR vs LTR

-81%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-2,213/mo · STR: $-3,145/mo · CoC ROI: -101.9%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,434/mo

RANGE

$2,434 – $2,434

CONFIDENCE

LOW

N/A

Our estimate $2,434/mo ✅ Inline with market

No comparable rentals found in 33168

Purchase + Close$437,750

Reno Cost$91,412

Holding (6mo)$27,883

Total All-In$557,045

ARV$579,430

Selling Costs 8%$46,354

Flip Profit$-23,970

Flip ROI-20%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~73 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$15,808	+$17,389	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$91,412

VALUE ADDED

+$154,430

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$63,018)
• Excellent reno ROI (169%)
• Older build (1953) — high value-add potential
• Negative cashflow ($-2,213/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,213/mo)
• Has flip exit strategy if hold doesn't work
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

28/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

5441 Hansel Ave Unit J15 Single

Cape Coral, FL 32809 · 2bd/2.0ba · 981sf · Built 1970

$189,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $6,646

Loan Amount: $186,460

Fees / MIP: $3,207

Closing Costs: $5,697

Reserves (3mo): $3,917

Total Cash Needed: $16,261

Monthly Expenses

Mortgage P&I+MIP: $1,305.79

Property Tax: $308.59

Insurance: $150.00

HOA: $534.00

Maint + CapEx: $221.55

Vacancy + Mgmt: $228.10

Total: $2,748.03/mo

Returns

Market Rent (all units): $1,755

Your Rental Income: $1,755

Cashflow: $-993/mo

Annual: $-11,920/yr

Cash-on-Cash ROI: -73.3%

Cap Rate: 2.0% · DSCR: 0.24x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-993/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-605/mo (vs $-993/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-588/mo — saves $406/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-1,559/mo

STR vs LTR

-66%

BREAKEVEN OCC

80%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-993/mo · STR: $-1,559/mo · CoC ROI: -86.0%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,754/mo

RANGE

$1,754 – $1,754

CONFIDENCE

LOW

N/A

Our estimate $1,754/mo ✅ Inline with market

No comparable rentals found in 32809

Purchase + Close$195,597

Reno Cost$83,038

Holding (6mo)$16,488

Total All-In$295,124

ARV$329,798

Selling Costs 8%$26,384

Flip Profit+$8,291

Flip ROI9%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~56 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$9,320	+$10,251	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$83,038

VALUE ADDED

+$139,898

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$56,860)
• Excellent reno ROI (168%)
• Older build (1970) — high value-add potential
• Negative cashflow ($-993/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-993/mo)
• Low barrier to entry ($16,261 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

220 14Th St Single

Hollywood, FL 33051 · 5bd/5.0ba · 3,545sf · Built 2021

$425,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $14,875

Loan Amount: $417,302

Fees / MIP: $7,177

Closing Costs: $12,750

Reserves (3mo): $8,767

Total Cash Needed: $36,392

Monthly Expenses

Mortgage P&I+MIP: $2,922.38

Property Tax: $690.62

Insurance: $472.67

HOA: $0.00

Maint + CapEx: $495.84

Vacancy + Mgmt: $351.49

Total: $4,932.99/mo

Returns

Market Rent (all units): $2,704

Your Rental Income: $2,704

Cashflow: $-2,229/mo

Annual: $-26,751/yr

Cash-on-Cash ROI: -73.5%

Cap Rate: 2.0% · DSCR: 0.24x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,229/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,360/mo (vs $-2,229/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,322/mo — saves $908/mo.

👥 Rent by Room

Rent 5 rooms at ~$900/room = $4,500/mo. Projected cashflow: $-433/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-3,015/mo

STR vs LTR

-78%

BREAKEVEN OCC

77%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $630
Management (20%): $900
Utilities: $575
Taxes (12%): $540
Other: $460

FURNITURE SETUP

Furniture: $11,500
Appliances: $800
Kitchen + Linens: $1,350
Electronics: $600
Decor + Supplies: $700
Total Setup: $15,250

🛡

LTR is safer bet

LTR: $-2,229/mo · STR: $-3,015/mo · CoC ROI: -84.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,703/mo

RANGE

$2,703 – $2,703

CONFIDENCE

LOW

N/A

Our estimate $2,703/mo ✅ Inline with market

No comparable rentals found in 33051

Purchase + Close$437,750

Reno Cost$10,774

Holding (6mo)$29,598

Total All-In$478,122

ARV$458,421

Selling Costs 8%$36,674

Flip Profit$-56,374

Flip ROI-147%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

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TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$9,749	+$29,246	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$10,774

VALUE ADDED

+$33,421

OVERALL ROI

310%

🔨 FIX & FLIP High Confidence

• Decent forced equity (+$22,648)
• Excellent reno ROI (310%)
• Negative cashflow ($-2,229/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,229/mo)

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

27/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

7415 S Elliott St Single

Tampa, FL 33616 · 5bd/3.5ba · 2,160sf · Built 2007

$605,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $21,175

Loan Amount: $594,042

Fees / MIP: $10,217

Closing Costs: $18,150

Reserves (3mo): $12,480

Total Cash Needed: $51,805

Monthly Expenses

Mortgage P&I+MIP: $4,160.10

Property Tax: $983.12

Insurance: $288.00

HOA: $0.00

Maint + CapEx: $705.84

Vacancy + Mgmt: $442.80

Total: $6,579.85/mo

Returns

Market Rent (all units): $3,406

Your Rental Income: $3,406

Cashflow: $-3,174/mo

Annual: $-38,085/yr

Cash-on-Cash ROI: -73.5%

Cap Rate: 2.0% · DSCR: 0.24x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,174/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,937/mo (vs $-3,174/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,882/mo — saves $1,292/mo.

👥 Rent by Room

Rent 5 rooms at ~$900/room = $4,500/mo. Projected cashflow: $-2,080/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-4,286/mo

STR vs LTR

-75%

BREAKEVEN OCC

92%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $630
Management (20%): $900
Utilities: $575
Taxes (12%): $540
Other: $460

FURNITURE SETUP

Furniture: $11,500
Appliances: $800
Kitchen + Linens: $1,350
Electronics: $600
Decor + Supplies: $700
Total Setup: $15,250

🛡

LTR is safer bet

LTR: $-3,174/mo · STR: $-4,286/mo · CoC ROI: -94.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,406/mo

RANGE

$3,406 – $3,406

CONFIDENCE

LOW

N/A

Our estimate $3,406/mo ✅ Inline with market

No comparable rentals found in 33616

Purchase + Close$623,150

Reno Cost$65,750

Holding (6mo)$39,479

Total All-In$728,379

ARV$734,906

Selling Costs 8%$58,793

Flip Profit$-52,265

Flip ROI-50%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~19 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,940	+$17,820	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~19 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$65,750

VALUE ADDED

+$129,906

OVERALL ROI

198%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$64,156)
• Excellent reno ROI (198%)
• Negative cashflow ($-3,174/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,174/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

27/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

5307 Hansel Ave Unit D8 Single

Cape Coral, FL 32809 · 2bd/2.0ba · 1,071sf · Built 1970

$200,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $7,000

Loan Amount: $196,378

Fees / MIP: $3,378

Closing Costs: $6,000

Reserves (3mo): $4,126

Total Cash Needed: $17,126

Monthly Expenses

Mortgage P&I+MIP: $1,375.24

Property Tax: $325.00

Insurance: $150.00

HOA: $568.00

Maint + CapEx: $233.34

Vacancy + Mgmt: $238.34

Total: $2,889.92/mo

Returns

Market Rent (all units): $1,833

Your Rental Income: $1,833

Cashflow: $-1,056/mo

Annual: $-12,678/yr

Cash-on-Cash ROI: -74.0%

Cap Rate: 1.9% · DSCR: 0.23x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,056/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-648/mo (vs $-1,056/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-629/mo — saves $427/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-1,679/mo

STR vs LTR

-68%

BREAKEVEN OCC

82%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-1,056/mo · STR: $-1,679/mo · CoC ROI: -89.9%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,833/mo

RANGE

$1,833 – $1,833

CONFIDENCE

LOW

N/A

Our estimate $1,833/mo ✅ Inline with market

No comparable rentals found in 32809

Purchase + Close$206,000

Reno Cost$84,870

Holding (6mo)$17,340

Total All-In$308,209

ARV$343,080

Selling Costs 8%$27,446

Flip Profit+$7,424

Flip ROI8%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~56 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$10,174	+$11,192	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$84,870

VALUE ADDED

+$143,080

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$58,210)
• Excellent reno ROI (169%)
• Older build (1970) — high value-add potential
• Negative cashflow ($-1,056/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,056/mo)
• Low barrier to entry ($17,126 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

Unit 15H Single

Cape Coral, FL 32809 · 1bd/1.0ba · 730sf · Built 1970

$145,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $5,106

Loan Amount: $143,257

Fees / MIP: $2,464

Closing Costs: $4,377

Reserves (3mo): $3,010

Total Cash Needed: $12,493

Monthly Expenses

Mortgage P&I+MIP: $1,003.24

Property Tax: $237.09

Insurance: $150.00

HOA: $400.00

Maint + CapEx: $170.21

Vacancy + Mgmt: $177.50

Total: $2,138.04/mo

Returns

Market Rent (all units): $1,365

Your Rental Income: $1,365

Cashflow: $-773/mo

Annual: $-9,272/yr

Cash-on-Cash ROI: -74.2%

Cap Rate: 1.9% · DSCR: 0.23x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-773/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-474/mo (vs $-773/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-461/mo — saves $312/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$120

OCCUPANCY

60%

GROSS / MO

$2,160

STR CASHFLOW

$-1,331/mo

STR vs LTR

-77%

BREAKEVEN OCC

88%

STR EXPENSES BREAKDOWN

Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213

FURNITURE SETUP

Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450

🛡

LTR is safer bet

LTR: $-773/mo · STR: $-1,331/mo · CoC ROI: -94.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,365/mo

RANGE

$1,365 – $1,365

CONFIDENCE

LOW

N/A

Our estimate $1,365/mo ✅ Inline with market

No comparable rentals found in 32809

Purchase + Close$150,277

Reno Cost$72,406

Holding (6mo)$12,828

Total All-In$235,511

ARV$267,313

Selling Costs 8%$21,385

Flip Profit+$10,417

Flip ROI13%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~56 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$6,935	+$7,628	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$72,406

VALUE ADDED

+$121,413

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$49,008)
• Excellent reno ROI (168%)
• Older build (1970) — high value-add potential
• Negative cashflow ($-773/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-773/mo)
• Low barrier to entry ($12,493 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

1409 W Wood St Single

Tampa, FL 33604 · 3bd/2.0ba · 1,720sf · Built 2023

$515,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $18,025

Loan Amount: $505,672

Fees / MIP: $8,697

Closing Costs: $15,450

Reserves (3mo): $10,624

Total Cash Needed: $44,099

Monthly Expenses

Mortgage P&I+MIP: $3,541.24

Property Tax: $836.88

Insurance: $229.33

HOA: $0.00

Maint + CapEx: $600.84

Vacancy + Mgmt: $368.29

Total: $5,576.57/mo

Returns

Market Rent (all units): $2,833

Your Rental Income: $2,833

Cashflow: $-2,744/mo

Annual: $-32,923/yr

Cash-on-Cash ROI: -74.7%

Cap Rate: 1.9% · DSCR: 0.23x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,744/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,691/mo (vs $-2,744/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,644/mo — saves $1,100/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-3,599/mo

STR vs LTR

-72%

BREAKEVEN OCC

98%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-2,744/mo · STR: $-3,599/mo · CoC ROI: -96.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,833/mo

RANGE

$2,833 – $2,833

CONFIDENCE

LOW

N/A

Our estimate $2,833/mo ✅ Inline with market

No comparable rentals found in 33604

Purchase + Close$530,450

Reno Cost$5,755

Holding (6mo)$33,459

Total All-In$569,664

ARV$533,365

Selling Costs 8%$42,669

Flip Profit$-78,969

Flip ROI-201%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,730	+$14,190	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$5,755

VALUE ADDED

+$18,365

OVERALL ROI

319%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (319%)
• Negative cashflow ($-2,744/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,744/mo)

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

21/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

5407 Hansel Ave Unit G12 Single

Cape Coral, FL 32809 · 1bd/1.0ba · 730sf · Built 1970

$150,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $5,250

Loan Amount: $147,283

Fees / MIP: $2,533

Closing Costs: $4,500

Reserves (3mo): $3,094

Total Cash Needed: $12,844

Monthly Expenses

Mortgage P&I+MIP: $1,031.43

Property Tax: $243.75

Insurance: $150.00

HOA: $393.00

Maint + CapEx: $175.00

Vacancy + Mgmt: $178.17

Total: $2,171.35/mo

Returns

Market Rent (all units): $1,370

Your Rental Income: $1,370

Cashflow: $-801/mo

Annual: $-9,610/yr

Cash-on-Cash ROI: -74.8%

Cap Rate: 1.8% · DSCR: 0.22x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-801/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-494/mo (vs $-801/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-480/mo — saves $320/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$120

OCCUPANCY

60%

GROSS / MO

$2,160

STR CASHFLOW

$-1,358/mo

STR vs LTR

-77%

BREAKEVEN OCC

88%

STR EXPENSES BREAKDOWN

Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213

FURNITURE SETUP

Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450

🛡

LTR is safer bet

LTR: $-801/mo · STR: $-1,358/mo · CoC ROI: -94.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,370/mo

RANGE

$1,370 – $1,370

CONFIDENCE

LOW

N/A

Our estimate $1,370/mo ✅ Inline with market

No comparable rentals found in 32809

Purchase + Close$154,500

Reno Cost$72,406

Holding (6mo)$13,028

Total All-In$239,934

ARV$271,413

Selling Costs 8%$21,713

Flip Profit+$9,766

Flip ROI12%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~56 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$6,935	+$7,628	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$72,406

VALUE ADDED

+$121,413

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$49,008)
• Excellent reno ROI (168%)
• Older build (1970) — high value-add potential
• Negative cashflow ($-801/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-801/mo)
• Low barrier to entry ($12,844 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

805 S Donovan St Single

Tampa, FL 98108 · 5bd/2.0ba · 1,820sf · Built 1905

$595,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $20,825

Loan Amount: $584,223

Fees / MIP: $10,048

Closing Costs: $17,850

Reserves (3mo): $12,274

Total Cash Needed: $50,949

Monthly Expenses

Mortgage P&I+MIP: $4,091.34

Property Tax: $966.88

Insurance: $242.67

HOA: $0.00

Maint + CapEx: $694.16

Vacancy + Mgmt: $420.06

Total: $6,415.10/mo

Returns

Market Rent (all units): $3,231

Your Rental Income: $3,231

Cashflow: $-3,184/mo

Annual: $-38,207/yr

Cash-on-Cash ROI: -75.0%

Cap Rate: 1.8% · DSCR: 0.22x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,184/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,967/mo (vs $-3,184/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,913/mo — saves $1,271/mo.

👥 Rent by Room

Rent 5 rooms at ~$900/room = $4,500/mo. Projected cashflow: $-1,915/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-4,138/mo

STR vs LTR

-72%

BREAKEVEN OCC

90%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $630
Management (20%): $900
Utilities: $575
Taxes (12%): $540
Other: $460

FURNITURE SETUP

Furniture: $11,500
Appliances: $800
Kitchen + Linens: $1,350
Electronics: $600
Decor + Supplies: $700
Total Setup: $15,250

🛡

LTR is safer bet

LTR: $-3,184/mo · STR: $-4,138/mo · CoC ROI: -92.1%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,231/mo

RANGE

$3,231 – $3,231

CONFIDENCE

LOW

N/A

Our estimate $3,231/mo ✅ Inline with market

No comparable rentals found in 98108

Purchase + Close$612,850

Reno Cost$100,112

Holding (6mo)$38,491

Total All-In$751,453

ARV$764,557

Selling Costs 8%$61,165

Flip Profit$-48,060

Flip ROI-35%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

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📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~121 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$17,290	+$19,019	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$100,112

VALUE ADDED

+$169,557

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$69,445)
• Excellent reno ROI (169%)
• Older build (1905) — high value-add potential
• Negative cashflow ($-3,184/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,184/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

21/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

1911 W Cherry St Single

Tampa, FL 33607 · 3bd/2.0ba · 1,056sf · Built 1976

$425,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $14,875

Loan Amount: $417,302

Fees / MIP: $7,177

Closing Costs: $12,750

Reserves (3mo): $8,767

Total Cash Needed: $36,392

Monthly Expenses

Mortgage P&I+MIP: $2,922.38

Property Tax: $690.62

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $495.84

Vacancy + Mgmt: $296.27

Total: $4,555.10/mo

Returns

Market Rent (all units): $2,279

Your Rental Income: $2,279

Cashflow: $-2,276/mo

Annual: $-27,314/yr

Cash-on-Cash ROI: -75.0%

Cap Rate: 1.8% · DSCR: 0.22x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,276/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,407/mo (vs $-2,276/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,369/mo — saves $908/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-1,855/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,723/mo

STR vs LTR

-61%

BREAKEVEN OCC

86%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-2,276/mo · STR: $-2,723/mo · CoC ROI: -83.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,278/mo

RANGE

$2,278 – $2,278

CONFIDENCE

LOW

N/A

Our estimate $2,278/mo ✅ Inline with market

No comparable rentals found in 33607

Purchase + Close$437,750

Reno Cost$71,133

Holding (6mo)$27,331

Total All-In$536,213

ARV$551,414

Selling Costs 8%$44,113

Flip Profit$-28,912

Flip ROI-29%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~50 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$2,904	+$8,712	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$71,133

VALUE ADDED

+$126,414

OVERALL ROI

178%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$55,282)
• Excellent reno ROI (178%)
• Older build (1976) — high value-add potential
• Negative cashflow ($-2,276/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,276/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

21/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

9059 Carkeek Dr S Single

Tampa, FL 98118 · 4bd/2.0ba · 2,250sf · Built 1918

$649,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $22,746

Loan Amount: $638,129

Fees / MIP: $10,975

Closing Costs: $19,497

Reserves (3mo): $13,407

Total Cash Needed: $55,650

Monthly Expenses

Mortgage P&I+MIP: $4,468.85

Property Tax: $1,056.09

Insurance: $300.00

HOA: $0.00

Maint + CapEx: $758.21

Vacancy + Mgmt: $457.87

Total: $7,041.02/mo

Returns

Market Rent (all units): $3,522

Your Rental Income: $3,522

Cashflow: $-3,519/mo

Annual: $-42,227/yr

Cash-on-Cash ROI: -75.9%

Cap Rate: 1.8% · DSCR: 0.21x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,519/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,190/mo (vs $-3,519/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,131/mo — saves $1,388/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-4,485/mo

STR vs LTR

-70%

BREAKEVEN OCC

94%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-3,519/mo · STR: $-4,485/mo · CoC ROI: -96.9%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,522/mo

RANGE

$3,522 – $3,522

CONFIDENCE

LOW

N/A

Our estimate $3,522/mo ✅ Inline with market

No comparable rentals found in 98118

Purchase + Close$669,397

Reno Cost$108,862

Holding (6mo)$42,246

Total All-In$820,506

ARV$834,658

Selling Costs 8%$66,773

Flip Profit$-52,621

Flip ROI-35%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~108 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$21,375	+$23,512	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$108,862

VALUE ADDED

+$184,758

OVERALL ROI

170%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$75,895)
• Excellent reno ROI (170%)
• Older build (1918) — high value-add potential
• Negative cashflow ($-3,519/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,519/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

22/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

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Sofia R.4h ago

📊 ran AI analysis on

1954 Hubbard St

🔥 1954 Hubbard St in Jacksonville — 4.2% cap rate, Grade F

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💾 saved a deal

541 Linwood Ave

💾 saved 541 Linwood Ave — $+689/mo cash flow A grade

SpillDeals v5 · Estimates only — verify before making offers

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