SpillDeals is a free real estate deal finder for Florida investors. Every property listing is automatically analyzed with cash flow projections, cap rate, ROI grade (A through F), and house hack scenarios. Updated daily with live FL listings.

What is a good cap rate for investment property in Florida?

A good cap rate in Florida is typically 5-8% for residential investment properties. In Miami-Dade, cap rates of 5-6% are common due to high appreciation. In markets like Hialeah, Homestead, and Opa-locka, you can find 7-9% cap rates. SpillDeals grades every property A through F based on cash flow, cap rate, and ROI so you can instantly identify the best deals.

What does an A-grade property mean on SpillDeals?

An A-grade property on SpillDeals is a top-tier investment with strong positive cash flow, a cap rate above 7%, and excellent ROI relative to the market. These are the rarest deals — typically cash flowing $500+/month after all expenses including mortgage, taxes, insurance, and maintenance.

How does SpillDeals analyze properties?

SpillDeals automatically calculates monthly cash flow, cap rate, cash-on-cash return, and overall ROI for every property using current market rent estimates, property taxes, insurance, HOA fees, and a 30-year fixed mortgage at current rates. It also models house hack scenarios for multi-unit properties and FHA loan scenarios for owner-occupants.

Is SpillDeals free to use?

Yes. SpillDeals is free to sign up and use. Free users can view C, D, and F-grade properties with full analysis. Pro users ($67/month, or $33.25/month billed annually as $399/yr) unlock all A and B-grade deals — the highest cash-flowing properties in Florida — plus unlimited access, deal alerts, advanced filters, and a 14-day free trial.

What is cash-on-cash return for real estate?

Cash-on-cash return (CoC ROI) measures your annual cash flow divided by the total cash you invested (down payment + closing costs). For example, if you invested $60,000 to buy a rental and it generates $6,000 in annual cash flow, your CoC ROI is 10%. SpillDeals calculates this automatically on every property using current mortgage rates and market rent estimates.

How do I find Section 8 investment properties in Florida?

Section 8 (Housing Choice Voucher) properties in Florida are regular rental properties that accept government-subsidized tenants. To find them: filter by the Section 8 tab on SpillDeals, which shows properties where HUD Fair Market Rents in that zip code exceed the estimated market rent — meaning Section 8 can pay you above-market rent. Jacksonville, Tampa, and Miami-Dade have the strongest Section 8 rental demand.

What is a DSCR loan and how does it work for Florida investors?

A DSCR (Debt Service Coverage Ratio) loan lets real estate investors qualify based on rental income instead of personal income or W-2s. The property must generate enough rent to cover 1.0–1.25x the monthly mortgage payment. DSCR loans are ideal for self-employed investors and those with multiple properties. Current DSCR rates in Florida range from 6.25%–7.50%. SpillDeals calculates DSCR for every property automatically.

What is the 1% rule for rental properties, and does it still work in Florida?

The 1% rule states that a rental property's monthly rent should equal at least 1% of its purchase price. For example, a $200,000 home should rent for $2,000/month. In Florida's current market (2026), the 1% rule is hard to hit in most coastal markets but achievable in Jacksonville, parts of Tampa, and smaller markets like Daytona Beach and Lakeland. SpillDeals shows the rent-to-price ratio on every listing so you can spot these deals instantly.

How often are properties updated on SpillDeals?

SpillDeals pulls live listing data from MLS and public sources daily. The scraper runs every 20–30 minutes, continuously ingesting new listings and updating prices. New properties are automatically analyzed and graded within minutes of appearing. Pro users get priority access to new listings as they hit the database.

Can I use SpillDeals to find fix and flip properties in Florida?

Yes. SpillDeals has a dedicated Flip tab that shows properties with high ARV (after-repair value) potential. The analysis estimates rehab costs, projected resale price, and profit margin on every fix-and-flip opportunity. Filter by condition, grade, and maximum renovation budget to find deals that fit your criteria.

What Florida cities have the best rental property cash flow in 2026?

The top Florida cities for rental cash flow in 2026 are: 1) Jacksonville (7.2% avg cap rate, strong rent-to-price ratio), 2) Tampa East/Sulphur Springs (6.8% cap rate, affordable duplexes), 3) Orlando/Kissimmee (6.5% cap rate, STR demand), 4) Fort Myers/Cape Coral (6.1% cap rate, post-hurricane buying opportunities), and 5) Miami/Hialeah (5.8% cap rate, strong appreciation). SpillDeals shows live deals from all of these markets.

What is house hacking and how does it work in Florida?

House hacking means buying a multi-unit property (duplex, triplex, or fourplex), living in one unit, and renting the others. The rental income covers your mortgage — often making your housing free or profitable. In Florida, FHA loans let you buy a 2-4 unit property with just 3.5% down, as long as you live in one unit. SpillDeals shows house hack scenarios on all multi-unit properties, including estimated rent from the other units and net housing cost.

SpillDeals | FL Investment Property Deals — Graded A-F

FL 🌴 Miami ⛵ Fort Lauderdale 🏌️ Palm Beach 🌉 Tampa 🎡 Orlando 🏙️ Jacksonville 🦅 Naples 🎨 Sarasota 🚤 Cape Coral 🌊 Port St Lucie 🏎️ Daytona Beach 🎓 Gainesville 🐎 Ocala 🏛️ Tallahassee 🏖️ Pensacola 🦢 Lakeland

Quick Filter:

All Multi-Unit Single Search results for “Spring Hill”

60 of 60 properties · ✕ Clear filters · Search: “Spring Hill” — 60 result(s)

1 A · 59 F

Deal gradesA — 12%+ ROI 🔒B — 8%+ ROI 🔒C — 5%+ ROI ✓ FreeA & B unlock with Pro

⚡ Go Pro

Grade

Cash+ only

$100,000🔒 Pro Deal

$100,000

1910 Cotant St, Spring Hill

3bd2ba Single936sf $107/sf Built 1971

Monthly Cashflow+$476/mo

CoC ROI

••.•%

Rent Est

$•,•••/mo

Cap Rate

•.•%

🔓 Unlock Pro

$174,900💡 🏦 DSCR 25%dn: +$26/mo

$174,900

1097 McDuff Ave S, Spring Hill

3bd1ba Single943sf $185/sf Built 1943

Cashflow

$-196/mo

CoC ROI

-15.7%

Rent Est

$1,891/mo

HUD FMR · GRM 7.7

Cap Rate

6.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-37/mo🏦 DSCR 25%dn: +$26/mo

🏠 Listing

$144,000💡 🏦 DSCR 25%dn: $-72/mo

$144,000

10733 Gladwynne Rd, Spring Hill

2bd2ba Single744sf $194/sf Built 1982

Cashflow

$-262/mo

CoC ROI

-25.5%

Rent Est

$1,471/mo

HUD FMR · GRM 8.2

Cap Rate

6.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-125/mo🏦 DSCR 25%dn: $-72/mo

🏠 Listing

$204,000💡 🏦 DSCR 25%dn: $-43/mo

$204,000

6219 Moncrief Rd W, Spring Hill

3bd2ba Single1,188sf $172/sf Built 2024

Cashflow

$-312/mo

CoC ROI

-21.4%

Rent Est

$2,090/mo

HUD FMR · GRM 8.1

Cap Rate

6.4%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-118/mo🏦 DSCR 25%dn: $-43/mo

🏠 Listing

$149,000💡 🏦 DSCR 25%dn: $-117/mo

$149,000

14928 Pinecrest Rd, Spring Hill

2bd1ba Single720sf $207/sf Built 1957

Cashflow

$-319/mo

CoC ROI

-30.0%

Rent Est

$1,461/mo

HUD FMR · GRM 8.5

Cap Rate

5.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-172/mo🏦 DSCR 25%dn: $-117/mo

🏠 Listing

🏆

🔒 Unlock full financials, cashflow projections, and loan analysis for every deal

1 Grade A/B deal locked — Pro only locked — Pro members see all A/B grade deals

⚡ Start Free Trial

$219,900💡 🏦 DSCR 25%dn: $-139/mo

$219,900

1844 41st St W, Spring Hill

3bd2ba Single1,209sf $182/sf Built 2026

Cashflow

$-439/mo

CoC ROI

-28.0%

Rent Est

$2,124/mo

HUD FMR · GRM 8.6

Cap Rate

5.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-220/mo🏦 DSCR 25%dn: $-139/mo

🏠 Listing

$256,500💡 🏦 DSCR 25%dn: $-291/mo

$256,500

332 Marisco Way, Spring Hill

4bd2ba Single1,760sf $146/sf Built 2007

Cashflow

$-648/mo

CoC ROI

-35.4%

Rent Est

$2,388/mo

HUD FMR · GRM 9.0

Cap Rate

5.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-386/mo🏦 DSCR 25%dn: $-291/mo

🏠 Listing

$249,000💡 🏦 DSCR 25%dn: $-301/mo

$249,000

4745 Blackburn St, Spring Hill

3bd1ba Single1,282sf $194/sf Built 1941

Cashflow

$-656/mo

CoC ROI

-36.9%

Rent Est

$2,209/mo

HUD FMR · GRM 9.4

Cap Rate

5.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-393/mo🏦 DSCR 25%dn: $-301/mo

🏠 Listing

$282,000💡 🏦 DSCR 25%dn: $-432/mo

$282,000

4341 Lake Woodbourne Dr S, Spring Hill

3bd2ba Single1,540sf $183/sf Built 1989

Cashflow

$-841/mo

CoC ROI

-41.8%

Rent Est

$2,422/mo

HUD FMR · GRM 9.7

Cap Rate

4.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-537/mo🏦 DSCR 25%dn: $-432/mo

🏠 Listing

$225,000💡 🏦 DSCR 25%dn: $-541/mo

$225,000

8451 NW 4th Ave #8451, Spring Hill

3bd2ba Single1,150sf $196/sf Built 1958

Cashflow

$-858/mo

CoC ROI

-53.5%

Rent Est

$2,046/mo

HUD FMR · GRM 9.2

Cap Rate

3.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-624/mo🏦 DSCR 25%dn: $-541/mo

🏠 Listing

$199,000💡 🏦 DSCR 25%dn: $-649/mo

$199,000

8713 Liberty Pl, Spring Hill

2bd2ba Single1,092sf $182/sf Built 1987

Cashflow

$-933/mo

CoC ROI

-65.7%

Rent Est

$1,771/mo

HUD FMR · GRM 9.4

Cap Rate

2.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-723/mo🏦 DSCR 25%dn: $-649/mo

🏠 Listing

$137,900💡 🏦 DSCR 25%dn: $-753/mo

$137,900

311 W Ashley St #1602, Spring Hill

1bd2ba Single573sf $241/sf Built 1949

Cashflow

$-948/mo

CoC ROI

-96.4%

Rent Est

$1,240/mo

HUD FMR · GRM 9.3

Cap Rate

-0.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-804/mo🏦 DSCR 25%dn: $-753/mo

🏠 Listing

$182,500💡 🏦 DSCR 25%dn: $-693/mo

$182,500

13810 Sutton Park Dr #1537, Spring Hill

2bd2ba Single1,212sf $151/sf Built 2002

Cashflow

$-956/mo

CoC ROI

-73.4%

Rent Est

$1,593/mo

HUD FMR · GRM 9.5

Cap Rate

2.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-760/mo🏦 DSCR 25%dn: $-693/mo

🏠 Listing

$229,000💡 🏦 DSCR 25%dn: $-620/mo

$229,000

8125 Summer Point Ct, Spring Hill

2bd2ba Single1,248sf $183/sf Built 2006

Cashflow

$-957/mo

CoC ROI

-58.5%

Rent Est

$1,912/mo

HUD FMR · GRM 10.0

Cap Rate

3.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-705/mo🏦 DSCR 25%dn: $-620/mo

🏠 Listing

$289,999💡 🏦 DSCR 25%dn: $-598/mo

$289,999

3107 N 16th St, Spring Hill

3bd2ba Single1,209sf $240/sf Built 1925

Cashflow

$-1,040/mo

CoC ROI

-50.3%

Rent Est

$2,212/mo

HUD FMR · GRM 10.9

Cap Rate

4.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-705/mo🏦 DSCR 25%dn: $-598/mo

🏠 Listing

$149,900💡 🏦 DSCR 25%dn: $-829/mo

$149,900

1750 NE 191st St Unit 508-2, Spring Hill

1bd2ba Single1,036sf $145/sf Built 1970

Cashflow

$-1,046/mo

CoC ROI

-97.8%

Rent Est

$1,297/mo

HUD FMR · GRM 9.6

Cap Rate

-0.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-884/mo🏦 DSCR 25%dn: $-829/mo

🏠 Listing

$199,900💡 🏦 DSCR 25%dn: $-783/mo

$199,900

4315 Aegean Dr Unit 102C, Spring Hill

2bd1ba Single1,000sf $200/sf Built 1981

Cashflow

$-1,068/mo

CoC ROI

-74.9%

Rent Est

$1,781/mo

HUD FMR · GRM 9.4

Cap Rate

1.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-857/mo🏦 DSCR 25%dn: $-783/mo

🏠 Listing

$260,000💡 🏦 DSCR 25%dn: $-700/mo

$260,000

1810 NW 55th St, Spring Hill

2bd1ba Single994sf $262/sf Built 1956

Cashflow

$-1,113/mo

CoC ROI

-60.0%

Rent Est

$1,782/mo

HUD FMR · GRM 12.2

Cap Rate

3.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-796/mo🏦 DSCR 25%dn: $-700/mo

🏠 Listing

$307,000💡 🏦 DSCR 25%dn: $-672/mo

$307,000

3970 Whippoorwill Holler Ln #312, Spring Hill

3bd2ba Single1,782sf $172/sf Built 2024

Cashflow

$-1,119/mo

CoC ROI

-51.1%

Rent Est

$2,614/mo

HUD FMR · GRM 9.8

Cap Rate

3.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-786/mo🏦 DSCR 25%dn: $-672/mo

🏠 Listing

$180,000💡 🏦 DSCR 25%dn: $-922/mo

$180,000

8550 Touchton Rd #511, Spring Hill

2bd2ba Single1,195sf $151/sf Built 2005

Cashflow

$-1,179/mo

CoC ROI

-91.8%

Rent Est

$1,589/mo

HUD FMR · GRM 9.4

Cap Rate

0.4%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-988/mo🏦 DSCR 25%dn: $-922/mo

🏠 Listing

$211,500💡 🏦 DSCR 25%dn: $-919/mo

$211,500

399 NW 72nd Ave #104, Spring Hill

1bd1ba Single680sf $311/sf Built 1973

Cashflow

$-1,262/mo

CoC ROI

-83.7%

Rent Est

$1,359/mo

HUD FMR · GRM 13.0

Cap Rate

1.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-997/mo🏦 DSCR 25%dn: $-919/mo

🏠 Listing

$409,000💡 🏦 DSCR 25%dn: $-761/mo

$409,000

1209 Eagle Bend Ct, Spring Hill

4bd2ba Single2,542sf $161/sf Built 1980

Cashflow

$-1,362/mo

CoC ROI

-46.7%

Rent Est

$3,415/mo

HUD FMR · GRM 10.0

Cap Rate

4.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-912/mo🏦 DSCR 25%dn: $-761/mo

🏠 Listing

$319,589💡 🏦 DSCR 25%dn: $-878/mo

$319,589

3964 Palladian Ct, Spring Hill

3bd2ba Single1,483sf $216/sf Built 2026

Cashflow

$-1,366/mo

CoC ROI

-59.9%

Rent Est

$2,431/mo

HUD FMR · GRM 11.0

Cap Rate

3.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-996/mo🏦 DSCR 25%dn: $-878/mo

🏠 Listing

$359,000💡 🏦 DSCR 25%dn: $-815/mo

$359,000

4510 N 42nd St, Spring Hill

4bd2ba Single1,468sf $245/sf Built 2026

Cashflow

$-1,371/mo

CoC ROI

-53.5%

Rent Est

$2,638/mo

HUD FMR · GRM 11.3

Cap Rate

3.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-948/mo🏦 DSCR 25%dn: $-815/mo

🏠 Listing

$325,000💡 🏦 DSCR 25%dn: $-895/mo

$325,000

4341 Cambio Gardens Ct, Spring Hill

3bd2ba Single1,737sf $187/sf Built 2025

Cashflow

$-1,381/mo

CoC ROI

-59.5%

Rent Est

$2,607/mo

HUD FMR · GRM 10.4

Cap Rate

3.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,015/mo🏦 DSCR 25%dn: $-895/mo

🏠 Listing

$325,000💡 🏦 DSCR 25%dn: $-895/mo

$325,000

4343 Cambio Gardens Ct, Spring Hill

3bd2ba Single1,737sf $187/sf Built 2025

Cashflow

$-1,381/mo

CoC ROI

-59.5%

Rent Est

$2,607/mo

HUD FMR · GRM 10.4

Cap Rate

3.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,015/mo🏦 DSCR 25%dn: $-895/mo

🏠 Listing

$225,000💡 🏦 DSCR 25%dn: $-1,078/mo

$225,000

13604 S Village Dr #104, Spring Hill

2bd2ba Single1,035sf $217/sf Built 1984

Cashflow

$-1,412/mo

CoC ROI

-88.0%

Rent Est

$1,838/mo

HUD FMR · GRM 10.2

Cap Rate

0.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,161/mo🏦 DSCR 25%dn: $-1,078/mo

🏠 Listing

$380,985💡 🏦 DSCR 25%dn: $-849/mo

$380,985

561 Avalon Woods Ln, Spring Hill

4bd3ba Single2,094sf $182/sf Built 2026

Cashflow

$-1,417/mo

CoC ROI

-52.1%

Rent Est

$3,082/mo

HUD FMR · GRM 10.3

Cap Rate

3.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-990/mo🏦 DSCR 25%dn: $-849/mo

🏠 Listing

$395,985💡 🏦 DSCR 25%dn: $-881/mo

$395,985

558 Avalon Woods Ln, Spring Hill

4bd4ba Single2,263sf $175/sf Built 2026

Cashflow

$-1,470/mo

CoC ROI

-52.0%

Rent Est

$3,213/mo

HUD FMR · GRM 10.3

Cap Rate

3.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,028/mo🏦 DSCR 25%dn: $-881/mo

🏠 Listing

$330,000💡 🏦 DSCR 25%dn: $-967/mo

$330,000

11012 Brightside Dr, Spring Hill

3bd2ba Single1,164sf $284/sf Built 1984

Cashflow

$-1,494/mo

CoC ROI

-63.4%

Rent Est

$2,232/mo

HUD FMR · GRM 12.3

Cap Rate

2.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,089/mo🏦 DSCR 25%dn: $-967/mo

🏠 Listing

$219,900💡 🏦 DSCR 25%dn: $-1,285/mo

$219,900

2010 E Palm Ave #14317, Spring Hill

1bd1ba Single1,044sf $211/sf Built 2001

Cashflow

$-1,620/mo

CoC ROI

-103.2%

Rent Est

$1,689/mo

HUD FMR · GRM 10.9

Cap Rate

-0.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,366/mo🏦 DSCR 25%dn: $-1,285/mo

🏠 Listing

$391,900💡 🏦 DSCR 25%dn: $-1,028/mo

$391,900

4220 E Eva St, Spring Hill

4bd3ba Single1,475sf $266/sf Built 1954

Cashflow

$-1,650/mo

CoC ROI

-59.0%

Rent Est

$2,684/mo

HUD FMR · GRM 12.2

Cap Rate

3.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,172/mo🏦 DSCR 25%dn: $-1,028/mo

🏠 Listing

$310,000💡 🏦 DSCR 25%dn: $-1,176/mo

$310,000

4515 LA Capri Ct, Spring Hill

2bd2ba Single1,044sf $297/sf Built 1972

Cashflow

$-1,688/mo

CoC ROI

-76.3%

Rent Est

$1,878/mo

HUD FMR · GRM 13.8

Cap Rate

1.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,290/mo🏦 DSCR 25%dn: $-1,176/mo

🏠 Listing

$210,000💡 🏦 DSCR 25%dn: $-1,423/mo

$210,000

1061 SW 131 Pl, Spring Hill

3bd2ba Single1,000sf $210/sf Built 2004

Cashflow

$-1,721/mo

CoC ROI

-114.8%

Rent Est

$1,889/mo

HUD FMR · GRM 9.3

Cap Rate

-1.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,500/mo🏦 DSCR 25%dn: $-1,423/mo

🏠 Listing

$371,990💡 🏦 DSCR 25%dn: $-1,153/mo

$371,990

4014 Lingo Ln, Spring Hill

3bd2ba Single1,799sf $207/sf Built 2026

Cashflow

$-1,731/mo

CoC ROI

-65.2%

Rent Est

$2,707/mo

HUD FMR · GRM 11.5

Cap Rate

2.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,290/mo🏦 DSCR 25%dn: $-1,153/mo

🏠 Listing

$245,000💡 🏦 DSCR 25%dn: $-1,388/mo

$245,000

7851 Miller Dr Unit A117, Spring Hill

2bd2ba Single1,000sf $245/sf Built 1971

Cashflow

$-1,765/mo

CoC ROI

-101.0%

Rent Est

$1,838/mo

HUD FMR · GRM 11.1

Cap Rate

-0.4%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,479/mo🏦 DSCR 25%dn: $-1,388/mo

🏠 Listing

$355,000💡 🏦 DSCR 25%dn: $-1,615/mo

$355,000

8820 SW 123rd Ct Unit L410, Spring Hill

3bd2ba Single1,150sf $309/sf Built 1983

Cashflow

$-2,195/mo

CoC ROI

-86.7%

Rent Est

$2,230/mo

HUD FMR · GRM 13.3

Cap Rate

0.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,746/mo🏦 DSCR 25%dn: $-1,615/mo

🏠 Listing

$459,000💡 🏦 DSCR 25%dn: $-1,548/mo

$459,000

9205 Celebration Ct, Spring Hill

3bd2ba Single2,181sf $210/sf Built 1995

Cashflow

$-2,283/mo

CoC ROI

-69.7%

Rent Est

$3,070/mo

HUD FMR · GRM 12.5

Cap Rate

2.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,717/mo🏦 DSCR 25%dn: $-1,548/mo

🏠 Listing

$339,900💡 🏦 DSCR 25%dn: $-1,739/mo

$339,900

7001 Interbay Blvd #151, Spring Hill

2bd2ba Single1,264sf $269/sf Built 2013

Cashflow

$-2,301/mo

CoC ROI

-94.9%

Rent Est

$2,062/mo

HUD FMR · GRM 13.7

Cap Rate

0.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,865/mo🏦 DSCR 25%dn: $-1,739/mo

🏠 Listing

$499,999💡 🏦 DSCR 25%dn: $-1,503/mo

$499,999

11865 Mountain Ash Rd E, Spring Hill

4bd2ba Single2,103sf $238/sf Built 1995

Cashflow

$-2,312/mo

CoC ROI

-64.8%

Rent Est

$3,237/mo

HUD FMR · GRM 12.9

Cap Rate

2.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,688/mo🏦 DSCR 25%dn: $-1,503/mo

🏠 Listing

$499,000💡 🏦 DSCR 25%dn: $-1,634/mo

$499,000

4403 Oakmont Ln, Spring Hill

5bd3ba Single1,716sf $291/sf Built 1961

Cashflow

$-2,462/mo

CoC ROI

-69.1%

Rent Est

$2,978/mo

HUD FMR · GRM 14.0

Cap Rate

2.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,818/mo🏦 DSCR 25%dn: $-1,634/mo

🏠 Listing

$489,900💡 🏦 DSCR 25%dn: $-1,712/mo

$489,900

1915 E Mulberry Dr, Spring Hill

3bd2ba Single1,704sf $288/sf Built 1969

Cashflow

$-2,535/mo

CoC ROI

-72.5%

Rent Est

$2,791/mo

HUD FMR · GRM 14.6

Cap Rate

2.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,893/mo🏦 DSCR 25%dn: $-1,712/mo

🏠 Listing

$450,000💡 🏦 DSCR 25%dn: $-2,047/mo

$450,000

14150 SW 120th Ct, Spring Hill

3bd2ba Single1,300sf $346/sf Built 2000

Cashflow

$-2,819/mo

CoC ROI

-87.8%

Rent Est

$2,368/mo

HUD FMR · GRM 15.8

Cap Rate

0.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,213/mo🏦 DSCR 25%dn: $-2,047/mo

🏠 Listing

$579,999💡 🏦 DSCR 25%dn: $-1,883/mo

$579,999

15808 Ashbury Pl, Spring Hill

4bd4ba Single2,432sf $238/sf Built 1978

Cashflow

$-2,838/mo

CoC ROI

-68.6%

Rent Est

$3,556/mo

HUD FMR · GRM 13.6

Cap Rate

2.4%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,098/mo🏦 DSCR 25%dn: $-1,883/mo

🏠 Listing

$560,000💡 🏦 DSCR 25%dn: $-2,059/mo

$560,000

16364 SW 44th Way, Spring Hill

4bd3ba Single1,650sf $339/sf Built 2007

Cashflow

$-3,015/mo

CoC ROI

-75.4%

Rent Est

$3,011/mo

HUD FMR · GRM 15.5

Cap Rate

1.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,266/mo🏦 DSCR 25%dn: $-2,059/mo

🏠 Listing

$630,000💡 🏦 DSCR 25%dn: $-2,060/mo

$630,000

12441 Tierra Chase Way, Spring Hill

5bd4ba Single3,132sf $201/sf Built 2024

Cashflow

$-3,080/mo

CoC ROI

-68.5%

Rent Est

$4,084/mo

HUD FMR · GRM 12.9

Cap Rate

2.4%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,293/mo🏦 DSCR 25%dn: $-2,060/mo

🏠 Listing

$625,000💡 🏦 DSCR 25%dn: $-2,089/mo

$625,000

20211 Heritage Point Dr, Spring Hill

4bd4ba Single3,192sf $196/sf Built 2009

Cashflow

$-3,095/mo

CoC ROI

-69.4%

Rent Est

$4,117/mo

HUD FMR · GRM 12.6

Cap Rate

2.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,320/mo🏦 DSCR 25%dn: $-2,089/mo

🏠 Listing

$499,000💡 🏦 DSCR 25%dn: $-2,362/mo

$499,000

460 NW 86th Pl #101, Spring Hill

3bd2ba Single1,580sf $316/sf Built 1991

Cashflow

$-3,217/mo

CoC ROI

-90.4%

Rent Est

$2,636/mo

HUD FMR · GRM 15.8

Cap Rate

0.5%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,547/mo🏦 DSCR 25%dn: $-2,362/mo

🏠 Listing

$540,000💡 🏦 DSCR 25%dn: $-2,314/mo

$540,000

15216 SW 112th Pl, Spring Hill

3bd2ba Single1,112sf $486/sf Built 1984

Cashflow

$-3,271/mo

CoC ROI

-84.9%

Rent Est

$2,460/mo

HUD FMR · GRM 18.3

Cap Rate

1.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,513/mo🏦 DSCR 25%dn: $-2,314/mo

🏠 Listing

$599,000💡 🏦 DSCR 25%dn: $-2,319/mo

$599,000

2102 W Ferris Ave, Spring Hill

4bd3ba Single1,637sf $366/sf Built 1947

Cashflow

$-3,355/mo

CoC ROI

-78.5%

Rent Est

$3,051/mo

HUD FMR · GRM 16.4

Cap Rate

1.5%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,541/mo🏦 DSCR 25%dn: $-2,319/mo

🏠 Listing

$635,000💡 🏦 DSCR 25%dn: $-2,669/mo

$635,000

2355 SW 1st St, Spring Hill

4bd2ba Single1,592sf $399/sf Built 1949

Cashflow

$-3,790/mo

CoC ROI

-83.6%

Rent Est

$2,945/mo

HUD FMR · GRM 18.0

Cap Rate

1.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,903/mo🏦 DSCR 25%dn: $-2,669/mo

🏠 Listing

$670,000💡 🏦 DSCR 25%dn: $-2,676/mo

$670,000

3207 W Nassau St, Spring Hill

4bd2ba Single1,913sf $350/sf Built 1955

Cashflow

$-3,823/mo

CoC ROI

-76.6%

Rent Est

$3,323/mo

HUD FMR · GRM 16.8

Cap Rate

1.4%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,924/mo🏦 DSCR 25%dn: $-2,676/mo

🏠 Listing

$650,000💡 🏦 DSCR 25%dn: $-2,716/mo

$650,000

12281 SW 121st Ter, Spring Hill

4bd3ba Single2,310sf $281/sf Built 2002

Cashflow

$-3,830/mo

CoC ROI

-82.6%

Rent Est

$3,441/mo

HUD FMR · GRM 15.7

Cap Rate

1.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,956/mo🏦 DSCR 25%dn: $-2,716/mo

🏠 Listing

$699,000💡 🏦 DSCR 25%dn: $-2,846/mo

$699,000

15891 SW 84th St, Spring Hill

4bd2ba Single2,073sf $337/sf Built 1997

Cashflow

$-3,844/mo

CoC ROI

-51.4%

Rent Est

$3,466/mo

HUD FMR · GRM 16.8

Cap Rate

1.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-3,104/mo🏦 DSCR 25%dn: $-2,846/mo

🏠 Listing

$499,000💡 🏦 DSCR 25%dn: $-3,041/mo

$499,000

1723 SW 2nd Ave #909, Spring Hill

2bd2ba Single829sf $602/sf Built 2007

Cashflow

$-3,929/mo

CoC ROI

-110.3%

Rent Est

$2,228/mo

HUD FMR · GRM 18.7

Cap Rate

-1.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-3,225/mo🏦 DSCR 25%dn: $-3,041/mo

🏠 Listing

$695,000💡 🏦 DSCR 25%dn: $-3,138/mo

$695,000

4449 SW 164th Path, Spring Hill

3bd2ba Single1,490sf $466/sf Built 2008

Cashflow

$-4,200/mo

CoC ROI

-58.9%

Rent Est

$2,905/mo

HUD FMR · GRM 19.9

Cap Rate

0.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-3,395/mo🏦 DSCR 25%dn: $-3,138/mo

🏠 Listing

$700,000💡 🏦 DSCR 25%dn: $-3,213/mo

$700,000

334 NW 110th St, Spring Hill

3bd3ba Single1,383sf $506/sf Built 1948

Cashflow

$-4,257/mo

CoC ROI

-56.3%

Rent Est

$2,840/mo

HUD FMR · GRM 20.5

Cap Rate

0.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-3,471/mo🏦 DSCR 25%dn: $-3,213/mo

🏠 Listing

$699,000💡 🏦 DSCR 25%dn: $-3,224/mo

$699,000

85 SW 30th Ave, Spring Hill

4bd3ba Single1,244sf $562/sf Built 2025

Cashflow

$-4,276/mo

CoC ROI

-57.2%

Rent Est

$2,793/mo

HUD FMR · GRM 20.9

Cap Rate

0.5%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-3,482/mo🏦 DSCR 25%dn: $-3,224/mo

🏠 Listing

$540,000💡 🏦 DSCR 25%dn: $-3,624/mo

$540,000

3232 SW 22nd Ter #1510, Spring Hill

2bd2ba Single1,242sf $435/sf Built 2007

Cashflow

$-4,587/mo

CoC ROI

-119.0%

Rent Est

$2,384/mo

HUD FMR · GRM 18.9

Cap Rate

-1.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-3,824/mo🏦 DSCR 25%dn: $-3,624/mo

🏠 Listing

$650,000💡 🏦 DSCR 25%dn: $-4,275/mo

$650,000

1611 SW 2nd Ave #1005, Spring Hill

1bd1ba Single1,000sf $650/sf Built 2026

Cashflow

$-5,475/mo

CoC ROI

-118.0%

Rent Est

$2,356/mo

HUD FMR · GRM 23.0

Cap Rate

-1.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-4,515/mo🏦 DSCR 25%dn: $-4,275/mo

🏠 Listing

#	Grade	Type	Property	Price	Rent	Cash In	CF/mo	ROI	Your Cost	Flip Equity
1	A	Single	1910 Cotant St Spring Hill · 3bd/1.5ba · 936sf	$100,000	$???	$???	$???	$???/mo	?.?%	🔒 Unlock Pro
2	F	Single	1097 McDuff Ave S Spring Hill · 3bd/1.0ba · 943sf · 1943	$174,900	$1,891	$14,976	$-196	-15.7%	$1,783/mo	$52,202
3	F	Single	6219 Moncrief Rd W Spring Hill · 3bd/2.0ba · 1,188sf · 2024	$204,000	$2,090	$17,468	$-312	-21.4%	$2,063/mo	$9,684
4	F	Single	10733 Gladwynne Rd Spring Hill · 2bd/2.0ba · 744sf · 1982	$144,000	$1,471	$12,331	$-262	-25.5%	$1,494/mo	$50,898
5	F	Single	1844 41st St W Spring Hill · 3bd/2.0ba · 1,209sf · 2026	$219,900	$2,124	$18,830	$-439	-28.0%	$2,214/mo	$9,800
6	F	Single	14928 Pinecrest Rd Spring Hill · 2bd/1.0ba · 720sf · 1957	$149,000	$1,461	$12,759	$-319	-30.0%	$1,541/mo	$48,858
7	F	Single	332 Marisco Way Spring Hill · 4bd/2.0ba · 1,760sf · 2007	$256,500	$2,388	$21,964	$-648	-35.4%	$2,640/mo	$55,709
8	F	Single	4745 Blackburn St Spring Hill · 3bd/1.0ba · 1,282sf · 1941	$249,000	$2,209	$21,322	$-656	-36.9%	$2,495/mo	$57,288
9	F	Single	4341 Lake Woodbourne Dr S Spring Hill · 3bd/2.0ba · 1,540sf · 1989	$282,000	$2,422	$24,147	$-841	-41.8%	$2,855/mo	$61,182
10	F	Single	1209 Eagle Bend Ct Spring Hill · 4bd/2.5ba · 2,542sf · 1980	$409,000	$3,415	$35,022	$-1,362	-46.7%	$4,197/mo	$76,160
11	F	Single	3107 N 16th St Spring Hill · 3bd/2.0ba · 1,209sf · 1925	$289,999	$2,212	$24,832	$-1,040	-50.3%	$2,868/mo	$60,280
12	F	Single	3970 Whippoorwill Holler Ln #312 Spring Hill · 3bd/2.5ba · 1,782sf · 2024	$307,000	$2,614	$26,288	$-1,119	-51.1%	$3,291/mo	$12,951
13	F	Single	15891 SW 84th St Spring Hill · 4bd/2.5ba · 2,073sf · 1997	$699,000	$3,466	$89,737	$-3,844	-51.4%	$6,627/mo	$59,121
14	F	Single	558 Avalon Woods Ln Spring Hill · 4bd/3.5ba · 2,263sf · 2026	$395,985	$3,213	$33,908	$-1,470	-52.0%	$4,134/mo	$15,596
15	F	Single	561 Avalon Woods Ln Spring Hill · 4bd/3.0ba · 2,094sf · 2026	$380,985	$3,082	$32,623	$-1,417	-52.1%	$3,972/mo	$14,667
16	F	Single	8451 NW 4th Ave #8451 Spring Hill · 3bd/2.0ba · 1,150sf · 1958	$225,000	$2,046	$19,266	$-858	-53.5%	$2,564/mo	$59,395
17	F	Single	4510 N 42nd St Spring Hill · 4bd/2.0ba · 1,468sf · 2026	$359,000	$2,638	$30,741	$-1,371	-53.5%	$3,547/mo	$11,224
18	F	Single	334 NW 110th St Spring Hill · 3bd/3.0ba · 1,383sf · 1948	$700,000	$2,840	$90,767	$-4,257	-56.3%	$6,494/mo	$66,978
19	F	Single	85 SW 30th Ave Spring Hill · 4bd/3.0ba · 1,244sf · 2025	$699,000	$2,793	$89,737	$-4,276	-57.2%	$6,473/mo	$9,992
20	F	Single	8125 Summer Point Ct Spring Hill · 2bd/2.5ba · 1,248sf · 2006	$229,000	$1,912	$19,609	$-957	-58.5%	$2,544/mo	$50,128
21	F	Single	4449 SW 164th Path Spring Hill · 3bd/2.0ba · 1,490sf · 2008	$695,000	$2,905	$85,617	$-4,200	-58.9%	$6,496/mo	$50,516
22	F	Single	4220 E Eva St Spring Hill · 4bd/3.0ba · 1,475sf · 1954	$391,900	$2,684	$33,558	$-1,650	-59.0%	$3,855/mo	$68,358
23	F	Single	4341 Cambio Gardens Ct Spring Hill · 3bd/2.5ba · 1,737sf · 2025	$325,000	$2,607	$27,829	$-1,381	-59.5%	$3,540/mo	$12,704
24	F	Single	4343 Cambio Gardens Ct Spring Hill · 3bd/2.5ba · 1,737sf · 2025	$325,000	$2,607	$27,829	$-1,381	-59.5%	$3,540/mo	$12,704
25	F	Single	3964 Palladian Ct Spring Hill · 3bd/2.5ba · 1,483sf · 2026	$319,589	$2,431	$27,366	$-1,366	-59.9%	$3,375/mo	$11,306
26	F	Single	1810 NW 55th St Spring Hill · 2bd/1.0ba · 994sf · 1956	$260,000	$1,782	$22,263	$-1,113	-60.0%	$2,577/mo	$52,968
27	F	Single	11012 Brightside Dr Spring Hill · 3bd/2.0ba · 1,164sf · 1984	$330,000	$2,232	$28,257	$-1,494	-63.4%	$3,326/mo	$56,799
28	F	Single	11865 Mountain Ash Rd E Spring Hill · 4bd/2.0ba · 2,103sf · 1995	$499,999	$3,237	$42,814	$-2,312	-64.8%	$4,962/mo	$69,092
29	F	Single	4014 Lingo Ln Spring Hill · 3bd/2.5ba · 1,799sf · 2026	$371,990	$2,707	$31,853	$-1,731	-65.2%	$3,962/mo	$13,044
30	F	Single	8713 Liberty Pl Spring Hill · 2bd/2.5ba · 1,092sf · 1987	$199,000	$1,771	$17,040	$-933	-65.7%	$2,408/mo	$54,888
31	F	Single	12441 Tierra Chase Way Spring Hill · 5bd/3.5ba · 3,132sf · 2024	$630,000	$4,084	$53,946	$-3,080	-68.5%	$6,422/mo	$20,376
32	F	Single	15808 Ashbury Pl Spring Hill · 4bd/3.5ba · 2,432sf · 1978	$579,999	$3,556	$49,664	$-2,838	-68.6%	$5,738/mo	$78,702
33	F	Single	4403 Oakmont Ln Spring Hill · 5bd/3.0ba · 1,716sf · 1961	$499,000	$2,978	$42,729	$-2,462	-69.1%	$4,887/mo	$71,972
34	F	Single	20211 Heritage Point Dr Spring Hill · 4bd/3.5ba · 3,192sf · 2009	$625,000	$4,117	$53,518	$-3,095	-69.4%	$6,469/mo	$73,155
35	F	Single	9205 Celebration Ct Spring Hill · 3bd/2.5ba · 2,181sf · 1995	$459,000	$3,070	$39,304	$-2,283	-69.7%	$4,800/mo	$70,188
36	F	Single	1915 E Mulberry Dr Spring Hill · 3bd/2.0ba · 1,704sf · 1969	$489,900	$2,791	$41,949	$-2,535	-72.5%	$4,800/mo	$67,705
37	F	Single	13810 Sutton Park Dr #1537 Spring Hill · 2bd/2.0ba · 1,212sf · 2002	$182,500	$1,593	$15,627	$-956	-73.4%	$2,281/mo	$49,736
38	F	Single	4315 Aegean Dr Unit 102C Spring Hill · 2bd/1.0ba · 1,000sf · 1981	$199,900	$1,781	$17,117	$-1,068	-74.9%	$2,551/mo	$50,408
39	F	Single	16364 SW 44th Way Spring Hill · 4bd/3.0ba · 1,650sf · 2007	$560,000	$3,011	$47,952	$-3,015	-75.4%	$5,447/mo	$58,598
40	F	Single	4515 LA Capri Ct Spring Hill · 2bd/1.5ba · 1,044sf · 1972	$310,000	$1,878	$26,545	$-1,688	-76.3%	$3,219/mo	$53,718
41	F	Single	3207 W Nassau St Spring Hill · 4bd/2.0ba · 1,913sf · 1955	$670,000	$3,323	$59,867	$-3,823	-76.6%	$6,491/mo	$70,840
42	F	Single	2102 W Ferris Ave Spring Hill · 4bd/3.0ba · 1,637sf · 1947	$599,000	$3,051	$51,292	$-3,355	-78.5%	$5,810/mo	$70,788
43	F	Single	12281 SW 121st Ter Spring Hill · 4bd/3.0ba · 2,310sf · 2002	$650,000	$3,441	$55,659	$-3,830	-82.6%	$6,606/mo	$65,792
44	F	Single	2355 SW 1st St Spring Hill · 4bd/2.0ba · 1,592sf · 1949	$635,000	$2,945	$54,374	$-3,790	-83.6%	$6,140/mo	$66,025
45	F	Single	399 NW 72nd Ave #104 Spring Hill · 1bd/1.0ba · 680sf · 1973	$211,500	$1,359	$18,110	$-1,262	-83.7%	$2,374/mo	$48,258
46	F	Single	15216 SW 112th Pl Spring Hill · 3bd/2.0ba · 1,112sf · 1984	$540,000	$2,460	$46,239	$-3,271	-84.9%	$5,231/mo	$56,069
47	F	Single	8820 SW 123rd Ct Unit L410 Spring Hill · 3bd/2.0ba · 1,150sf · 1983	$355,000	$2,230	$30,398	$-2,195	-86.7%	$4,017/mo	$56,602
48	F	Single	14150 SW 120th Ct Spring Hill · 3bd/2.5ba · 1,300sf · 2000	$450,000	$2,368	$38,533	$-2,819	-87.8%	$4,729/mo	$50,695
49	F	Single	13604 S Village Dr #104 Spring Hill · 2bd/2.0ba · 1,035sf · 1984	$225,000	$1,838	$19,266	$-1,412	-88.0%	$2,936/mo	$54,987
50	F	Single	460 NW 86th Pl #101 Spring Hill · 3bd/2.5ba · 1,580sf · 1991	$499,000	$2,636	$42,729	$-3,217	-90.4%	$5,345/mo	$61,744
51	F	Single	8550 Touchton Rd #511 Spring Hill · 2bd/2.0ba · 1,195sf · 2005	$180,000	$1,589	$15,413	$-1,179	-91.8%	$2,502/mo	$49,550
52	F	Single	7001 Interbay Blvd #151 Spring Hill · 2bd/2.0ba · 1,264sf · 2013	$339,900	$2,062	$29,105	$-2,301	-94.9%	$3,981/mo	$18,652
53	F	Single	311 W Ashley St #1602 Spring Hill · 1bd/1.5ba · 573sf · 1949	$137,900	$1,240	$11,808	$-948	-96.4%	$1,981/mo	$46,652
54	F	Single	1750 NE 191st St Unit 508-2 Spring Hill · 1bd/1.5ba · 1,036sf · 1970	$149,900	$1,297	$12,836	$-1,046	-97.8%	$2,124/mo	$53,598
55	F	Single	7851 Miller Dr Unit A117 Spring Hill · 2bd/2.0ba · 1,000sf · 1971	$245,000	$1,838	$20,979	$-1,765	-101.0%	$3,282/mo	$57,145
56	F	Single	2010 E Palm Ave #14317 Spring Hill · 1bd/1.0ba · 1,044sf · 2001	$219,900	$1,689	$18,830	$-1,620	-103.2%	$3,016/mo	$43,817
57	F	Single	1723 SW 2nd Ave #909 Spring Hill · 2bd/2.0ba · 829sf · 2007	$499,000	$2,228	$42,729	$-3,929	-110.3%	$5,701/mo	$45,561
58	F	Single	1061 SW 131 Pl Spring Hill · 3bd/2.0ba · 1,000sf · 2004	$210,000	$1,889	$17,982	$-1,721	-114.8%	$3,294/mo	$47,425
59	F	Single	1611 SW 2nd Ave #1005 Spring Hill · 1bd/1.0ba · 1,000sf · 2026	$650,000	$2,356	$55,659	$-5,475	-118.0%	$7,307/mo	$8,650
60	F	Single	3232 SW 22nd Ter #1510 Spring Hill · 2bd/2.0ba · 1,242sf · 2007	$540,000	$2,384	$46,239	$-4,587	-119.0%	$6,481/mo	$50,063

🏠

$100,000

1910 Cotant St

Spring Hill · 3bd/1.5ba · Single

936 sf · Built 1971

🔒 Unlock Pro

—

Cash Flow

—

CoC ROI

—

Cap Rate

—

Cash In

🏠

$174,900

1097 McDuff Ave S

Spring Hill · 3bd/1.0ba · Single

943 sf · Built 1943

$-196

Cash Flow

-15.7%

CoC ROI

6.9%

Cap Rate

$14,976

Cash In

🏠

$204,000

6219 Moncrief Rd W

Spring Hill · 3bd/2.0ba · Single

1,188 sf · Built 2024

$-312

Cash Flow

-21.4%

CoC ROI

6.4%

Cap Rate

$17,468

Cash In

🏠

$144,000

10733 Gladwynne Rd

Spring Hill · 2bd/2.0ba · Single

744 sf · Built 1982

$-262

Cash Flow

-25.5%

CoC ROI

6.1%

Cap Rate

$12,331

Cash In

🏠

$219,900

1844 41st St W

Spring Hill · 3bd/2.0ba · Single

1,209 sf · Built 2026

$-439

Cash Flow

-28.0%

CoC ROI

5.9%

Cap Rate

$18,830

Cash In

🏠

$149,000

14928 Pinecrest Rd

Spring Hill · 2bd/1.0ba · Single

720 sf · Built 1957

$-319

Cash Flow

-30.0%

CoC ROI

5.7%

Cap Rate

$12,759

Cash In

🏠

$256,500

332 Marisco Way

Spring Hill · 4bd/2.0ba · Single

1,760 sf · Built 2007

$-648

Cash Flow

-35.4%

CoC ROI

5.2%

Cap Rate

$21,964

Cash In

🏠

$249,000

4745 Blackburn St

Spring Hill · 3bd/1.0ba · Single

1,282 sf · Built 1941

$-656

Cash Flow

-36.9%

CoC ROI

5.1%

Cap Rate

$21,322

Cash In

🏠

$282,000

4341 Lake Woodbourne Dr S

Spring Hill · 3bd/2.0ba · Single

1,540 sf · Built 1989

$-841

Cash Flow

-41.8%

CoC ROI

4.7%

Cap Rate

$24,147

Cash In

🏠

$409,000

1209 Eagle Bend Ct

Spring Hill · 4bd/2.5ba · Single

2,542 sf · Built 1980

$-1,362

Cash Flow

-46.7%

CoC ROI

4.3%

Cap Rate

$35,022

Cash In

🏠

$289,999

3107 N 16th St

Spring Hill · 3bd/2.0ba · Single

1,209 sf · Built 1925

$-1,040

Cash Flow

-50.3%

CoC ROI

4.0%

Cap Rate

$24,832

Cash In

🏠

$307,000

3970 Whippoorwill Holler Ln #312

Spring Hill · 3bd/2.5ba · Single

1,782 sf · Built 2024

$-1,119

Cash Flow

-51.1%

CoC ROI

3.9%

Cap Rate

$26,288

Cash In

🏠

$699,000

15891 SW 84th St

Spring Hill · 4bd/2.5ba · Single

2,073 sf · Built 1997

$-3,844

Cash Flow

-51.4%

CoC ROI

1.3%

Cap Rate

$89,737

Cash In

🏠

$395,985

558 Avalon Woods Ln

Spring Hill · 4bd/3.5ba · Single

2,263 sf · Built 2026

$-1,470

Cash Flow

-52.0%

CoC ROI

3.8%

Cap Rate

$33,908

Cash In

🏠

$380,985

561 Avalon Woods Ln

Spring Hill · 4bd/3.0ba · Single

2,094 sf · Built 2026

$-1,417

Cash Flow

-52.1%

CoC ROI

3.8%

Cap Rate

$32,623

Cash In

🏘

$225,000

8451 NW 4th Ave #8451

Spring Hill · 3bd/2.0ba · Single

1,150 sf · Built 1958

$-858

Cash Flow

-53.5%

CoC ROI

3.7%

Cap Rate

$19,266

Cash In

🏠

$359,000

4510 N 42nd St

Spring Hill · 4bd/2.0ba · Single

1,468 sf · Built 2026

$-1,371

Cash Flow

-53.5%

CoC ROI

3.7%

Cap Rate

$30,741

Cash In

🏠

$700,000

334 NW 110th St

Spring Hill · 3bd/3.0ba · Single

1,383 sf · Built 1948

$-4,257

Cash Flow

-56.3%

CoC ROI

0.6%

Cap Rate

$90,767

Cash In

🏠

$699,000

85 SW 30th Ave

Spring Hill · 4bd/3.0ba · Single

1,244 sf · Built 2025

$-4,276

Cash Flow

-57.2%

CoC ROI

0.5%

Cap Rate

$89,737

Cash In

🏠

$229,000

8125 Summer Point Ct

Spring Hill · 2bd/2.5ba · Single

1,248 sf · Built 2006

$-957

Cash Flow

-58.5%

CoC ROI

3.2%

Cap Rate

$19,609

Cash In

🏠

$695,000

4449 SW 164th Path

Spring Hill · 3bd/2.0ba · Single

1,490 sf · Built 2008

$-4,200

Cash Flow

-58.9%

CoC ROI

0.7%

Cap Rate

$85,617

Cash In

🏠

$391,900

4220 E Eva St

Spring Hill · 4bd/3.0ba · Single

1,475 sf · Built 1954

$-1,650

Cash Flow

-59.0%

CoC ROI

3.2%

Cap Rate

$33,558

Cash In

🏠

$325,000

4341 Cambio Gardens Ct

Spring Hill · 3bd/2.5ba · Single

1,737 sf · Built 2025

$-1,381

Cash Flow

-59.5%

CoC ROI

3.1%

Cap Rate

$27,829

Cash In

🏠

$325,000

4343 Cambio Gardens Ct

Spring Hill · 3bd/2.5ba · Single

1,737 sf · Built 2025

$-1,381

Cash Flow

-59.5%

CoC ROI

3.1%

Cap Rate

$27,829

Cash In

🏠

$319,589

3964 Palladian Ct

Spring Hill · 3bd/2.5ba · Single

1,483 sf · Built 2026

$-1,366

Cash Flow

-59.9%

CoC ROI

3.1%

Cap Rate

$27,366

Cash In

🏠

$260,000

1810 NW 55th St

Spring Hill · 2bd/1.0ba · Single

994 sf · Built 1956

$-1,113

Cash Flow

-60.0%

CoC ROI

3.1%

Cap Rate

$22,263

Cash In

🏠

$330,000

11012 Brightside Dr

Spring Hill · 3bd/2.0ba · Single

1,164 sf · Built 1984

$-1,494

Cash Flow

-63.4%

CoC ROI

2.8%

Cap Rate

$28,257

Cash In

🏠

$499,999

11865 Mountain Ash Rd E

Spring Hill · 4bd/2.0ba · Single

2,103 sf · Built 1995

$-2,312

Cash Flow

-64.8%

CoC ROI

2.7%

Cap Rate

$42,814

Cash In

🏠

$371,990

4014 Lingo Ln

Spring Hill · 3bd/2.5ba · Single

1,799 sf · Built 2026

$-1,731

Cash Flow

-65.2%

CoC ROI

2.7%

Cap Rate

$31,853

Cash In

🏠

$199,000

8713 Liberty Pl

Spring Hill · 2bd/2.5ba · Single

1,092 sf · Built 1987

$-933

Cash Flow

-65.7%

CoC ROI

2.6%

Cap Rate

$17,040

Cash In

🏠

$630,000

12441 Tierra Chase Way

Spring Hill · 5bd/3.5ba · Single

3,132 sf · Built 2024

$-3,080

Cash Flow

-68.5%

CoC ROI

2.4%

Cap Rate

$53,946

Cash In

🏠

$579,999

15808 Ashbury Pl

Spring Hill · 4bd/3.5ba · Single

2,432 sf · Built 1978

$-2,838

Cash Flow

-68.6%

CoC ROI

2.4%

Cap Rate

$49,664

Cash In

🏠

$499,000

4403 Oakmont Ln

Spring Hill · 5bd/3.0ba · Single

1,716 sf · Built 1961

$-2,462

Cash Flow

-69.1%

CoC ROI

2.3%

Cap Rate

$42,729

Cash In

🏠

$625,000

20211 Heritage Point Dr

Spring Hill · 4bd/3.5ba · Single

3,192 sf · Built 2009

$-3,095

Cash Flow

-69.4%

CoC ROI

2.3%

Cap Rate

$53,518

Cash In

🏠

$459,000

9205 Celebration Ct

Spring Hill · 3bd/2.5ba · Single

2,181 sf · Built 1995

$-2,283

Cash Flow

-69.7%

CoC ROI

2.3%

Cap Rate

$39,304

Cash In

🏠

$489,900

1915 E Mulberry Dr

Spring Hill · 3bd/2.0ba · Single

1,704 sf · Built 1969

$-2,535

Cash Flow

-72.5%

CoC ROI

2.0%

Cap Rate

$41,949

Cash In

🏘

$182,500

13810 Sutton Park Dr #1537

Spring Hill · 2bd/2.0ba · Single

1,212 sf · Built 2002

$-956

Cash Flow

-73.4%

CoC ROI

2.0%

Cap Rate

$15,627

Cash In

🏘

$199,900

4315 Aegean Dr Unit 102C

Spring Hill · 2bd/1.0ba · Single

1,000 sf · Built 1981

$-1,068

Cash Flow

-74.9%

CoC ROI

1.8%

Cap Rate

$17,117

Cash In

🏠

$560,000

16364 SW 44th Way

Spring Hill · 4bd/3.0ba · Single

1,650 sf · Built 2007

$-3,015

Cash Flow

-75.4%

CoC ROI

1.8%

Cap Rate

$47,952

Cash In

🏠

$310,000

4515 LA Capri Ct

Spring Hill · 2bd/1.5ba · Single

1,044 sf · Built 1972

$-1,688

Cash Flow

-76.3%

CoC ROI

1.7%

Cap Rate

$26,545

Cash In

🏠

$670,000

3207 W Nassau St

Spring Hill · 4bd/2.0ba · Single

1,913 sf · Built 1955

$-3,823

Cash Flow

-76.6%

CoC ROI

1.4%

Cap Rate

$59,867

Cash In

🏠

$599,000

2102 W Ferris Ave

Spring Hill · 4bd/3.0ba · Single

1,637 sf · Built 1947

$-3,355

Cash Flow

-78.5%

CoC ROI

1.5%

Cap Rate

$51,292

Cash In

🏠

$650,000

12281 SW 121st Ter

Spring Hill · 4bd/3.0ba · Single

2,310 sf · Built 2002

$-3,830

Cash Flow

-82.6%

CoC ROI

1.2%

Cap Rate

$55,659

Cash In

🏠

$635,000

2355 SW 1st St

Spring Hill · 4bd/2.0ba · Single

1,592 sf · Built 1949

$-3,790

Cash Flow

-83.6%

CoC ROI

1.1%

Cap Rate

$54,374

Cash In

🏘

$211,500

399 NW 72nd Ave #104

Spring Hill · 1bd/1.0ba · Single

680 sf · Built 1973

$-1,262

Cash Flow

-83.7%

CoC ROI

1.1%

Cap Rate

$18,110

Cash In

🏠

$540,000

15216 SW 112th Pl

Spring Hill · 3bd/2.0ba · Single

1,112 sf · Built 1984

$-3,271

Cash Flow

-84.9%

CoC ROI

1.0%

Cap Rate

$46,239

Cash In

🏘

$355,000

8820 SW 123rd Ct Unit L410

Spring Hill · 3bd/2.0ba · Single

1,150 sf · Built 1983

$-2,195

Cash Flow

-86.7%

CoC ROI

0.8%

Cap Rate

$30,398

Cash In

🏠

$450,000

14150 SW 120th Ct

Spring Hill · 3bd/2.5ba · Single

1,300 sf · Built 2000

$-2,819

Cash Flow

-87.8%

CoC ROI

0.7%

Cap Rate

$38,533

Cash In

🏘

$225,000

13604 S Village Dr #104

Spring Hill · 2bd/2.0ba · Single

1,035 sf · Built 1984

$-1,412

Cash Flow

-88.0%

CoC ROI

0.7%

Cap Rate

$19,266

Cash In

🏠

$499,000

460 NW 86th Pl #101

Spring Hill · 3bd/2.5ba · Single

1,580 sf · Built 1991

$-3,217

Cash Flow

-90.4%

CoC ROI

0.5%

Cap Rate

$42,729

Cash In

🏘

$180,000

8550 Touchton Rd #511

Spring Hill · 2bd/2.0ba · Single

1,195 sf · Built 2005

$-1,179

Cash Flow

-91.8%

CoC ROI

0.4%

Cap Rate

$15,413

Cash In

🏠

$339,900

7001 Interbay Blvd #151

Spring Hill · 2bd/2.0ba · Single

1,264 sf · Built 2013

$-2,301

Cash Flow

-94.9%

CoC ROI

0.1%

Cap Rate

$29,105

Cash In

🏘

$137,900

311 W Ashley St #1602

Spring Hill · 1bd/1.5ba · Single

573 sf · Built 1949

$-948

Cash Flow

-96.4%

CoC ROI

-0.0%

Cap Rate

$11,808

Cash In

🏘

$149,900

1750 NE 191st St Unit 508-2

Spring Hill · 1bd/1.5ba · Single

1,036 sf · Built 1970

$-1,046

Cash Flow

-97.8%

CoC ROI

-0.1%

Cap Rate

$12,836

Cash In

🏘

$245,000

7851 Miller Dr Unit A117

Spring Hill · 2bd/2.0ba · Single

1,000 sf · Built 1971

$-1,765

Cash Flow

-101.0%

CoC ROI

-0.4%

Cap Rate

$20,979

Cash In

🏘

$219,900

2010 E Palm Ave #14317

Spring Hill · 1bd/1.0ba · Single

1,044 sf · Built 2001

$-1,620

Cash Flow

-103.2%

CoC ROI

-0.6%

Cap Rate

$18,830

Cash In

🏘

$499,000

1723 SW 2nd Ave #909

Spring Hill · 2bd/2.0ba · Single

829 sf · Built 2007

$-3,929

Cash Flow

-110.3%

CoC ROI

-1.2%

Cap Rate

$42,729

Cash In

🏠

$210,000

1061 SW 131 Pl

Spring Hill · 3bd/2.0ba · Single

1,000 sf · Built 2004

$-1,721

Cash Flow

-114.8%

CoC ROI

-1.6%

Cap Rate

$17,982

Cash In

🏘

$650,000

1611 SW 2nd Ave #1005

Spring Hill · 1bd/1.0ba · Single

1,000 sf · Built 2026

$-5,475

Cash Flow

-118.0%

CoC ROI

-1.9%

Cap Rate

$55,659

Cash In

🏘

$540,000

3232 SW 22nd Ter #1510

Spring Hill · 2bd/2.0ba · Single

1,242 sf · Built 2007

$-4,587

Cash Flow

-119.0%

CoC ROI

-1.9%

Cap Rate

$46,239

Cash In

Property Breakdowns

1910 Cotant St SingleFL

Spring Hill, FL 32209 · 3bd/1.5ba · 936sf

$100,000
Asking Price

Cash Flow
$???/mo

ROI
??.?%

Cash Needed
$???,???

DSCR
?.??

🔒

Pro Deal — Grade A/B deal

Full analysis, FHA breakdown, flip & reno numbers, and owner data

⚡ Unlock Pro →

1097 McDuff Ave S Single

Spring Hill, FL 32205 · 3bd/1.0ba · 943sf · Built 1943

$174,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $6,122

Loan Amount: $171,732

Fees / MIP: $2,954

Closing Costs: $5,247

Reserves (3mo): $3,608

Total Cash Needed: $14,976

Monthly Expenses

Mortgage P&I+MIP: $1,202.65

Property Tax: $284.21

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $204.05

Vacancy + Mgmt: $245.85

Total: $2,086.76/mo

Returns

Market Rent (all units): $1,891

Your Rental Income: $1,891

Cashflow: $-196/mo

Annual: $-2,347/yr

Cash-on-Cash ROI: -15.7%

Cap Rate: 6.9% · DSCR: 0.84x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-196/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $162/mo (vs $-196/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $178/mo — saves $374/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $613/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-597/mo

STR vs LTR

-53%

BREAKEVEN OCC

55%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-196/mo · STR: $-597/mo · CoC ROI: -31.5%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,891/mo

RANGE

$1,891 – $1,891

CONFIDENCE

LOW

N/A

Our estimate $1,891/mo ✅ Inline with market

No comparable rentals found in 32205

Purchase + Close$180,147

Reno Cost$76,740

Holding (6mo)$12,521

Total All-In$269,408

ARV$303,843

Selling Costs 8%$24,307

Flip Profit+$10,128

Flip ROI11%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~83 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$8,958	+$9,854	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$76,740

VALUE ADDED

+$128,943

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$52,202)
• Excellent reno ROI (168%)
• Older build (1943) — high value-add potential

👎 IS IT WORTH IT?

PROBABLY NOT — Risky

• Slight negative cashflow — manageable if house-hacking
• Low barrier to entry ($14,976 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

50/100

⚠️ Borderline

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

6219 Moncrief Rd W Single

Spring Hill, FL 32219 · 3bd/2.0ba · 1,188sf · Built 2024

$204,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $7,140

Loan Amount: $200,305

Fees / MIP: $3,445

Closing Costs: $6,120

Reserves (3mo): $4,208

Total Cash Needed: $17,468

Monthly Expenses

Mortgage P&I+MIP: $1,402.75

Property Tax: $331.50

Insurance: $158.40

HOA: $0.00

Maint + CapEx: $238.00

Vacancy + Mgmt: $271.76

Total: $2,402.41/mo

Returns

Market Rent (all units): $2,090

Your Rental Income: $2,090

Cashflow: $-312/mo

Annual: $-3,743/yr

Cash-on-Cash ROI: -21.4%

Cap Rate: 6.4% · DSCR: 0.78x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-312/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $105/mo (vs $-312/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $124/mo — saves $436/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $298/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-856/mo

STR vs LTR

-58%

BREAKEVEN OCC

59%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-312/mo · STR: $-856/mo · CoC ROI: -41.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,090/mo

RANGE

$2,090 – $2,090

CONFIDENCE

LOW

N/A

Our estimate $2,090/mo ✅ Inline with market

No comparable rentals found in 32219

Purchase + Close$210,120

Reno Cost$4,292

Holding (6mo)$14,414

Total All-In$228,826

ARV$217,976

Selling Costs 8%$17,438

Flip Profit$-28,289

Flip ROI-161%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,267	+$9,801	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$4,292

VALUE ADDED

+$13,976

OVERALL ROI

326%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (326%)
• Negative cashflow ($-312/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-312/mo)
• Low barrier to entry ($17,468 cash needed)

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

48/100

⚠️ Borderline

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

10733 Gladwynne Rd Single

Spring Hill, FL 32218 · 2bd/2.0ba · 744sf · Built 1982

$144,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $5,040

Loan Amount: $141,392

Fees / MIP: $2,432

Closing Costs: $4,320

Reserves (3mo): $2,971

Total Cash Needed: $12,331

Monthly Expenses

Mortgage P&I+MIP: $990.17

Property Tax: $234.00

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $168.00

Vacancy + Mgmt: $191.23

Total: $1,733.40/mo

Returns

Market Rent (all units): $1,471

Your Rental Income: $1,471

Cashflow: $-262/mo

Annual: $-3,149/yr

Cash-on-Cash ROI: -25.5%

Cap Rate: 6.1% · DSCR: 0.74x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-262/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $32/mo (vs $-262/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $45/mo — saves $308/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-634/mo

STR vs LTR

-60%

BREAKEVEN OCC

62%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-262/mo · STR: $-634/mo · CoC ROI: -40.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,471/mo

RANGE

$1,471 – $1,471

CONFIDENCE

LOW

N/A

Our estimate $1,471/mo ✅ Inline with market

No comparable rentals found in 32218

Purchase + Close$148,320

Reno Cost$67,747

Holding (6mo)$10,400

Total All-In$226,468

ARV$262,646

Selling Costs 8%$21,012

Flip Profit+$15,166

Flip ROI20%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~44 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$2,046	+$6,138	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$67,747

VALUE ADDED

+$118,646

OVERALL ROI

175%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$50,898)
• Excellent reno ROI (175%)
• Older build (1982) — high value-add potential
• Negative cashflow ($-262/mo) — poor rental hold

👎 IS IT WORTH IT?

PROBABLY NOT — Risky

• Slight negative cashflow — manageable if house-hacking
• Low barrier to entry ($12,331 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

48/100

⚠️ Borderline

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

1844 41st St W Single

Spring Hill, FL 32209 · 3bd/2.0ba · 1,209sf · Built 2026

$219,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $7,696

Loan Amount: $215,917

Fees / MIP: $3,714

Closing Costs: $6,597

Reserves (3mo): $4,536

Total Cash Needed: $18,830

Monthly Expenses

Mortgage P&I+MIP: $1,512.08

Property Tax: $357.34

Insurance: $161.20

HOA: $0.00

Maint + CapEx: $256.55

Vacancy + Mgmt: $276.16

Total: $2,563.33/mo

Returns

Market Rent (all units): $2,124

Your Rental Income: $2,124

Cashflow: $-439/mo

Annual: $-5,268/yr

Cash-on-Cash ROI: -28.0%

Cap Rate: 5.9% · DSCR: 0.71x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-439/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $11/mo (vs $-439/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $31/mo — saves $470/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $137/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-995/mo

STR vs LTR

-59%

BREAKEVEN OCC

61%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-439/mo · STR: $-995/mo · CoC ROI: -46.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,124/mo

RANGE

$2,124 – $2,124

CONFIDENCE

LOW

N/A

Our estimate $2,124/mo ✅ Inline with market

No comparable rentals found in 32209

Purchase + Close$226,497

Reno Cost$4,350

Holding (6mo)$15,380

Total All-In$246,227

ARV$234,049

Selling Costs 8%$18,724

Flip Profit$-30,901

Flip ROI-166%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,325	+$9,974	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$4,350

VALUE ADDED

+$14,149

OVERALL ROI

325%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (325%)
• Negative cashflow ($-439/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-439/mo)
• Low barrier to entry ($18,830 cash needed)
• High-crime area (High Risk) — higher risk

🛡 NEIGHBORHOOD SAFETY

2/10 High Risk

Significantly elevated crime rates — factor into investment risk

AI Deal Score

38/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

14928 Pinecrest Rd Single

Spring Hill, FL 33613 · 2bd/1.0ba · 720sf · Built 1957

$149,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $5,215

Loan Amount: $146,301

Fees / MIP: $2,516

Closing Costs: $4,470

Reserves (3mo): $3,074

Total Cash Needed: $12,759

Monthly Expenses

Mortgage P&I+MIP: $1,024.55

Property Tax: $242.12

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $173.84

Vacancy + Mgmt: $189.96

Total: $1,780.48/mo

Returns

Market Rent (all units): $1,461

Your Rental Income: $1,461

Cashflow: $-319/mo

Annual: $-3,830/yr

Cash-on-Cash ROI: -30.0%

Cap Rate: 5.7% · DSCR: 0.69x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-319/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-14/mo (vs $-319/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1/mo — saves $318/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-677/mo

STR vs LTR

-60%

BREAKEVEN OCC

62%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-319/mo · STR: $-677/mo · CoC ROI: -42.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,461/mo

RANGE

$1,461 – $1,461

CONFIDENCE

LOW

N/A

Our estimate $1,461/mo ✅ Inline with market

No comparable rentals found in 33613

Purchase + Close$153,470

Reno Cost$72,202

Holding (6mo)$10,683

Total All-In$236,355

ARV$270,060

Selling Costs 8%$21,605

Flip Profit+$12,100

Flip ROI15%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~69 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$6,840	+$7,524	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$72,202

VALUE ADDED

+$121,060

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$48,858)
• Excellent reno ROI (168%)
• Older build (1957) — high value-add potential
• Negative cashflow ($-319/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-319/mo)
• Low barrier to entry ($12,759 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

41/100

⚠️ Borderline

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

332 Marisco Way Single

Spring Hill, FL 32220 · 4bd/2.0ba · 1,760sf · Built 2007

$256,500
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $8,978

Loan Amount: $251,854

Fees / MIP: $4,332

Closing Costs: $7,695

Reserves (3mo): $5,291

Total Cash Needed: $21,964

Monthly Expenses

Mortgage P&I+MIP: $1,763.75

Property Tax: $416.81

Insurance: $234.67

HOA: $11.00

Maint + CapEx: $299.25

Vacancy + Mgmt: $310.41

Total: $3,035.89/mo

Returns

Market Rent (all units): $2,388

Your Rental Income: $2,388

Cashflow: $-648/mo

Annual: $-7,777/yr

Cash-on-Cash ROI: -35.4%

Cap Rate: 5.2% · DSCR: 0.63x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-648/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-124/mo (vs $-648/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-100/mo — saves $548/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $564/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-1,060/mo

STR vs LTR

-53%

BREAKEVEN OCC

56%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-648/mo · STR: $-1,060/mo · CoC ROI: -42.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,387/mo

RANGE

$2,387 – $2,387

CONFIDENCE

LOW

N/A

Our estimate $2,387/mo ✅ Inline with market

No comparable rentals found in 32220

Purchase + Close$264,195

Reno Cost$57,275

Holding (6mo)$18,215

Total All-In$339,685

ARV$369,484

Selling Costs 8%$29,559

Flip Profit+$240

Flip ROI0%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~19 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,840	+$14,520	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~19 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$57,275

VALUE ADDED

+$112,984

OVERALL ROI

197%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$55,709)
• Excellent reno ROI (197%)
• Negative cashflow ($-648/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-648/mo)
• Low barrier to entry ($21,964 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

39/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4745 Blackburn St Single

Spring Hill, FL 32210 · 3bd/1.0ba · 1,282sf · Built 1941

$249,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $8,715

Loan Amount: $244,490

Fees / MIP: $4,205

Closing Costs: $7,470

Reserves (3mo): $5,137

Total Cash Needed: $21,322

Monthly Expenses

Mortgage P&I+MIP: $1,712.17

Property Tax: $404.62

Insurance: $170.93

HOA: $0.00

Maint + CapEx: $290.50

Vacancy + Mgmt: $287.20

Total: $2,865.43/mo

Returns

Market Rent (all units): $2,209

Your Rental Income: $2,209

Cashflow: $-656/mo

Annual: $-7,874/yr

Cash-on-Cash ROI: -36.9%

Cap Rate: 5.1% · DSCR: 0.62x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-656/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-147/mo (vs $-656/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-124/mo — saves $532/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-165/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,256/mo

STR vs LTR

-61%

BREAKEVEN OCC

65%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-656/mo · STR: $-1,256/mo · CoC ROI: -54.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,209/mo

RANGE

$2,209 – $2,209

CONFIDENCE

LOW

N/A

Our estimate $2,209/mo ✅ Inline with market

No comparable rentals found in 32210

Purchase + Close$256,470

Reno Cost$83,639

Holding (6mo)$17,193

Total All-In$357,301

ARV$389,926

Selling Costs 8%$31,194

Flip Profit+$1,431

Flip ROI1%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~85 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$12,179	+$13,397	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$83,639

VALUE ADDED

+$140,926

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$57,288)
• Excellent reno ROI (168%)
• Older build (1941) — high value-add potential
• Negative cashflow ($-656/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-656/mo)
• Low barrier to entry ($21,322 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

39/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4341 Lake Woodbourne Dr S Single

Spring Hill, FL 32217 · 3bd/2.0ba · 1,540sf · Built 1989

$282,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $9,870

Loan Amount: $276,892

Fees / MIP: $4,762

Closing Costs: $8,460

Reserves (3mo): $5,817

Total Cash Needed: $24,147

Monthly Expenses

Mortgage P&I+MIP: $1,939.09

Property Tax: $458.25

Insurance: $205.33

HOA: $17.00

Maint + CapEx: $329.00

Vacancy + Mgmt: $314.86

Total: $3,263.54/mo

Returns

Market Rent (all units): $2,422

Your Rental Income: $2,422

Cashflow: $-841/mo

Annual: $-10,098/yr

Cash-on-Cash ROI: -41.8%

Cap Rate: 4.7% · DSCR: 0.57x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-841/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-265/mo (vs $-841/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-239/mo — saves $602/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-564/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,602/mo

STR vs LTR

-66%

BREAKEVEN OCC

70%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-841/mo · STR: $-1,602/mo · CoC ROI: -64.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,422/mo

RANGE

$2,422 – $2,422

CONFIDENCE

LOW

N/A

Our estimate $2,422/mo ✅ Inline with market

No comparable rentals found in 32217

Purchase + Close$290,460

Reno Cost$67,384

Holding (6mo)$19,581

Total All-In$377,425

ARV$410,566

Selling Costs 8%$32,845

Flip Profit+$295

Flip ROI0%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~37 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,235	+$12,705	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$67,384

VALUE ADDED

+$128,566

OVERALL ROI

191%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$61,182)
• Excellent reno ROI (191%)
• Aging property (1989) — renovation upside
• Negative cashflow ($-841/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-841/mo)
• Low barrier to entry ($24,147 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

40/100

⚠️ Borderline

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

1209 Eagle Bend Ct Single

Spring Hill, FL 32226 · 4bd/2.5ba · 2,542sf · Built 1980

$409,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $14,315

Loan Amount: $401,592

Fees / MIP: $6,907

Closing Costs: $12,270

Reserves (3mo): $8,437

Total Cash Needed: $35,022

Monthly Expenses

Mortgage P&I+MIP: $2,812.37

Property Tax: $664.62

Insurance: $338.93

HOA: $40.00

Maint + CapEx: $477.16

Vacancy + Mgmt: $443.97

Total: $4,777.06/mo

Returns

Market Rent (all units): $3,415

Your Rental Income: $3,415

Cashflow: $-1,362/mo

Annual: $-16,343/yr

Cash-on-Cash ROI: -46.7%

Cap Rate: 4.3% · DSCR: 0.52x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,362/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-526/mo (vs $-1,362/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-488/mo — saves $874/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,177/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,531/mo

STR vs LTR

-71%

BREAKEVEN OCC

72%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,362/mo · STR: $-2,531/mo · CoC ROI: -76.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,415/mo

RANGE

$3,415 – $3,415

CONFIDENCE

LOW

N/A

Our estimate $3,415/mo ✅ Inline with market

No comparable rentals found in 32226

Purchase + Close$421,270

Reno Cost$87,256

Holding (6mo)$28,662

Total All-In$537,188

ARV$572,416

Selling Costs 8%$45,793

Flip Profit$-10,566

Flip ROI-9%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~46 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$6,990	+$20,972	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$87,256

VALUE ADDED

+$163,416

OVERALL ROI

187%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$76,160)
• Excellent reno ROI (187%)
• Older build (1980) — high value-add potential
• Negative cashflow ($-1,362/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,362/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

39/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

3107 N 16th St Single

Spring Hill, FL 33605 · 3bd/2.0ba · 1,209sf · Built 1925

$289,999
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,150

Loan Amount: $284,746

Fees / MIP: $4,897

Closing Costs: $8,700

Reserves (3mo): $5,982

Total Cash Needed: $24,832

Monthly Expenses

Mortgage P&I+MIP: $1,994.09

Property Tax: $471.25

Insurance: $161.20

HOA: $0.00

Maint + CapEx: $338.34

Vacancy + Mgmt: $287.55

Total: $3,252.42/mo

Returns

Market Rent (all units): $2,212

Your Rental Income: $2,212

Cashflow: $-1,040/mo

Annual: $-12,486/yr

Cash-on-Cash ROI: -50.3%

Cap Rate: 4.0% · DSCR: 0.48x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,040/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-448/mo (vs $-1,040/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-421/mo — saves $619/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-552/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,591/mo

STR vs LTR

-60%

BREAKEVEN OCC

70%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,040/mo · STR: $-1,591/mo · CoC ROI: -63.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,211/mo

RANGE

$2,211 – $2,211

CONFIDENCE

LOW

N/A

Our estimate $2,211/mo ✅ Inline with market

No comparable rentals found in 33605

Purchase + Close$298,699

Reno Cost$87,678

Holding (6mo)$19,515

Total All-In$405,892

ARV$437,957

Selling Costs 8%$35,037

Flip Profit$-2,971

Flip ROI-3%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~101 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$11,486	+$12,634	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$87,678

VALUE ADDED

+$147,958

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$60,280)
• Excellent reno ROI (169%)
• Older build (1925) — high value-add potential
• Negative cashflow ($-1,040/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,040/mo)
• Low barrier to entry ($24,832 cash needed)
• Has flip exit strategy if hold doesn't work
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

28/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

3970 Whippoorwill Holler Ln #312 Single

Spring Hill, FL 32217 · 3bd/2.5ba · 1,782sf · Built 2024

$307,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,745

Loan Amount: $301,439

Fees / MIP: $5,184

Closing Costs: $9,210

Reserves (3mo): $6,333

Total Cash Needed: $26,288

Monthly Expenses

Mortgage P&I+MIP: $2,110.99

Property Tax: $498.88

Insurance: $237.60

HOA: $188.00

Maint + CapEx: $358.16

Vacancy + Mgmt: $339.85

Total: $3,733.48/mo

Returns

Market Rent (all units): $2,614

Your Rental Income: $2,614

Cashflow: $-1,119/mo

Annual: $-13,431/yr

Cash-on-Cash ROI: -51.1%

Cap Rate: 3.9% · DSCR: 0.47x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,119/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-491/mo (vs $-1,119/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-464/mo — saves $656/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,030/mo

STR vs LTR

-71%

BREAKEVEN OCC

76%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,119/mo · STR: $-2,030/mo · CoC ROI: -77.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,614/mo

RANGE

$2,614 – $2,614

CONFIDENCE

LOW

N/A

Our estimate $2,614/mo ✅ Inline with market

No comparable rentals found in 32217

Purchase + Close$316,210

Reno Cost$5,926

Holding (6mo)$22,401

Total All-In$344,536

ARV$325,876

Selling Costs 8%$26,070

Flip Profit$-44,730

Flip ROI-173%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,900	+$14,702	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$5,926

VALUE ADDED

+$18,876

OVERALL ROI

319%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (319%)
• Negative cashflow ($-1,119/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,119/mo)

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

35/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

15891 SW 84th St Single

Spring Hill, FL 33193 · 4bd/2.5ba · 2,073sf · Built 1997

$699,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $55,000

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,970

Reserves (3mo): $13,767

Total Cash Needed: $89,737

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,135.88

Insurance: $276.40

HOA: $43.00

Maint + CapEx: $815.50

Vacancy + Mgmt: $450.55

Total: $7,310.21/mo

Returns

Market Rent (all units): $3,466

Your Rental Income: $3,466

Cashflow: $-3,844/mo

Annual: $-46,134/yr

Cash-on-Cash ROI: -51.4%

Cap Rate: 1.3% · DSCR: 0.16x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,844/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,633/mo (vs $-3,844/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,569/mo — saves $1,275/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-4,695/mo

STR vs LTR

-69%

BREAKEVEN OCC

96%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-3,844/mo · STR: $-4,695/mo · CoC ROI: -63.1%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,465/mo

RANGE

$3,465 – $3,465

CONFIDENCE

LOW

N/A

Our estimate $3,465/mo ✅ Inline with market

No comparable rentals found in 33193

Purchase + Close$719,970

Reno Cost$60,014

Holding (6mo)$43,861

Total All-In$823,845

ARV$818,134

Selling Costs 8%$65,451

Flip Profit$-71,161

Flip ROI-52%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~29 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,701	+$17,102	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~29 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$60,014

VALUE ADDED

+$119,134

OVERALL ROI

198%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$59,121)
• Excellent reno ROI (198%)
• Aging property (1997) — renovation upside
• Negative cashflow ($-3,844/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,844/mo)
• High cash requirement ($89,737)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

22/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

558 Avalon Woods Ln Single

Spring Hill, FL 32218 · 4bd/3.5ba · 2,263sf · Built 2026

$395,985
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $13,859

Loan Amount: $388,813

Fees / MIP: $6,687

Closing Costs: $11,880

Reserves (3mo): $8,169

Total Cash Needed: $33,908

Monthly Expenses

Mortgage P&I+MIP: $2,722.87

Property Tax: $643.48

Insurance: $301.73

HOA: $136.00

Maint + CapEx: $461.99

Vacancy + Mgmt: $417.74

Total: $4,683.79/mo

Returns

Market Rent (all units): $3,213

Your Rental Income: $3,213

Cashflow: $-1,470/mo

Annual: $-17,646/yr

Cash-on-Cash ROI: -52.0%

Cap Rate: 3.8% · DSCR: 0.46x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,470/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-661/mo (vs $-1,470/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-625/mo — saves $846/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,084/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,465/mo

STR vs LTR

-68%

BREAKEVEN OCC

72%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,470/mo · STR: $-2,465/mo · CoC ROI: -75.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,213/mo

RANGE

$3,213 – $3,213

CONFIDENCE

LOW

N/A

Our estimate $3,213/mo ✅ Inline with market

No comparable rentals found in 32218

Purchase + Close$407,865

Reno Cost$7,248

Holding (6mo)$28,103

Total All-In$443,216

ARV$418,830

Selling Costs 8%$33,506

Flip Profit$-57,892

Flip ROI-175%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$6,223	+$18,670	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$7,248

VALUE ADDED

+$22,845

OVERALL ROI

315%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (315%)
• Negative cashflow ($-1,470/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,470/mo)

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

561 Avalon Woods Ln Single

Spring Hill, FL 32218 · 4bd/3.0ba · 2,094sf · Built 2026

$380,985
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $13,334

Loan Amount: $374,084

Fees / MIP: $6,434

Closing Costs: $11,430

Reserves (3mo): $7,859

Total Cash Needed: $32,623

Monthly Expenses

Mortgage P&I+MIP: $2,619.73

Property Tax: $619.10

Insurance: $279.20

HOA: $136.00

Maint + CapEx: $444.49

Vacancy + Mgmt: $400.69

Total: $4,499.20/mo

Returns

Market Rent (all units): $3,082

Your Rental Income: $3,082

Cashflow: $-1,417/mo

Annual: $-17,004/yr

Cash-on-Cash ROI: -52.1%

Cap Rate: 3.8% · DSCR: 0.46x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,417/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-638/mo (vs $-1,417/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-603/mo — saves $814/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-899/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,306/mo

STR vs LTR

-65%

BREAKEVEN OCC

70%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,417/mo · STR: $-2,306/mo · CoC ROI: -72.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,082/mo

RANGE

$3,082 – $3,082

CONFIDENCE

LOW

N/A

Our estimate $3,082/mo ✅ Inline with market

No comparable rentals found in 32218

Purchase + Close$392,415

Reno Cost$6,784

Holding (6mo)$26,995

Total All-In$426,193

ARV$402,436

Selling Costs 8%$32,195

Flip Profit$-55,953

Flip ROI-177%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,758	+$17,276	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$6,784

VALUE ADDED

+$21,450

OVERALL ROI

316%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (316%)
• Negative cashflow ($-1,417/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,417/mo)

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

8451 NW 4th Ave #8451 Single

Spring Hill, FL 33150 · 3bd/2.0ba · 1,150sf · Built 1958

$225,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $7,875

Loan Amount: $220,925

Fees / MIP: $3,800

Closing Costs: $6,750

Reserves (3mo): $4,641

Total Cash Needed: $19,266

Monthly Expenses

Mortgage P&I+MIP: $1,547.15

Property Tax: $365.62

Insurance: $153.33

HOA: $310.00

Maint + CapEx: $262.50

Vacancy + Mgmt: $266.05

Total: $2,904.65/mo

Returns

Market Rent (all units): $2,046

Your Rental Income: $2,046

Cashflow: $-858/mo

Annual: $-10,298/yr

Cash-on-Cash ROI: -53.5%

Cap Rate: 3.7% · DSCR: 0.45x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-858/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-398/mo (vs $-858/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-378/mo — saves $481/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-205/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,337/mo

STR vs LTR

-57%

BREAKEVEN OCC

66%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-858/mo · STR: $-1,337/mo · CoC ROI: -61.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,046/mo

RANGE

$2,046 – $2,046

CONFIDENCE

LOW

N/A

Our estimate $2,046/mo ✅ Inline with market

No comparable rentals found in 33150

Purchase + Close$231,750

Reno Cost$86,478

Holding (6mo)$17,428

Total All-In$335,655

ARV$370,872

Selling Costs 8%$29,670

Flip Profit+$5,547

Flip ROI5%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~68 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$10,925	+$12,018	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$86,478

VALUE ADDED

+$145,872

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$59,395)
• Excellent reno ROI (169%)
• Older build (1958) — high value-add potential
• Negative cashflow ($-858/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-858/mo)
• Low barrier to entry ($19,266 cash needed)
• Has flip exit strategy if hold doesn't work
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

32/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4510 N 42nd St Single

Spring Hill, FL 33610 · 4bd/2.0ba · 1,468sf · Built 2026

$359,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,565

Loan Amount: $352,498

Fees / MIP: $6,063

Closing Costs: $10,770

Reserves (3mo): $7,406

Total Cash Needed: $30,741

Monthly Expenses

Mortgage P&I+MIP: $2,468.55

Property Tax: $583.38

Insurance: $195.73

HOA: $0.00

Maint + CapEx: $418.84

Vacancy + Mgmt: $342.99

Total: $4,009.49/mo

Returns

Market Rent (all units): $2,638

Your Rental Income: $2,638

Cashflow: $-1,371/mo

Annual: $-16,453/yr

Cash-on-Cash ROI: -53.5%

Cap Rate: 3.7% · DSCR: 0.44x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,371/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-637/mo (vs $-1,371/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-604/mo — saves $767/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-409/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-1,866/mo

STR vs LTR

-55%

BREAKEVEN OCC

65%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,371/mo · STR: $-1,866/mo · CoC ROI: -61.1%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,638/mo

RANGE

$2,638 – $2,638

CONFIDENCE

LOW

N/A

Our estimate $2,638/mo ✅ Inline with market

No comparable rentals found in 33610

Purchase + Close$369,770

Reno Cost$5,062

Holding (6mo)$24,057

Total All-In$398,889

ARV$375,286

Selling Costs 8%$30,023

Flip Profit$-53,626

Flip ROI-189%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,037	+$12,111	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$5,062

VALUE ADDED

+$16,286

OVERALL ROI

322%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (322%)
• Negative cashflow ($-1,371/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,371/mo)
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

28/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

334 NW 110th St Single

Spring Hill, FL 33168 · 3bd/3.0ba · 1,383sf · Built 1948

$700,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $56,000

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $21,000

Reserves (3mo): $13,767

Total Cash Needed: $90,767

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,137.50

Insurance: $184.40

HOA: $0.00

Maint + CapEx: $816.66

Vacancy + Mgmt: $369.22

Total: $7,096.67/mo

Returns

Market Rent (all units): $2,840

Your Rental Income: $2,840

Cashflow: $-4,257/mo

Annual: $-51,078/yr

Cash-on-Cash ROI: -56.3%

Cap Rate: 0.6% · DSCR: 0.07x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-4,257/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-3,050/mo (vs $-4,257/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,986/mo — saves $1,271/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-4,884/mo

STR vs LTR

-70%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-4,257/mo · STR: $-4,884/mo · CoC ROI: -66.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,840/mo

RANGE

$2,840 – $2,840

CONFIDENCE

LOW

N/A

Our estimate $2,840/mo ✅ Inline with market

No comparable rentals found in 33168

Purchase + Close$721,000

Reno Cost$96,744

Holding (6mo)$42,580

Total All-In$860,324

ARV$863,722

Selling Costs 8%$69,098

Flip Profit$-65,700

Flip ROI-38%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~78 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$13,138	+$14,452	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$96,744

VALUE ADDED

+$163,722

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$66,978)
• Excellent reno ROI (169%)
• Older build (1948) — high value-add potential
• Negative cashflow ($-4,257/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-4,257/mo)
• High cash requirement ($90,767)
• Has flip exit strategy if hold doesn't work
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

16/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

85 SW 30th Ave Single

Spring Hill, FL 33135 · 4bd/3.0ba · 1,244sf · Built 2025

$699,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $55,000

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,970

Reserves (3mo): $13,767

Total Cash Needed: $89,737

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,135.88

Insurance: $165.87

HOA: $0.00

Maint + CapEx: $815.50

Vacancy + Mgmt: $363.11

Total: $7,069.24/mo

Returns

Market Rent (all units): $2,793

Your Rental Income: $2,793

Cashflow: $-4,276/mo

Annual: $-51,314/yr

Cash-on-Cash ROI: -57.2%

Cap Rate: 0.5% · DSCR: 0.07x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-4,276/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-3,064/mo (vs $-4,276/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-3,001/mo — saves $1,275/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-3,469/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-4,497/mo

STR vs LTR

-56%

BREAKEVEN OCC

94%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-4,276/mo · STR: $-4,497/mo · CoC ROI: -60.5%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,793/mo

RANGE

$2,793 – $2,793

CONFIDENCE

LOW

N/A

Our estimate $2,793/mo ✅ Inline with market

No comparable rentals found in 33135

Purchase + Close$719,970

Reno Cost$4,446

Holding (6mo)$42,415

Total All-In$766,831

ARV$713,438

Selling Costs 8%$57,075

Flip Profit$-110,468

Flip ROI-137%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,421	+$10,263	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$4,446

VALUE ADDED

+$14,438

OVERALL ROI

325%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (325%)
• Negative cashflow ($-4,276/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-4,276/mo)
• High cash requirement ($89,737)
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

16/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

8125 Summer Point Ct Single

Spring Hill, FL 32256 · 2bd/2.5ba · 1,248sf · Built 2006

$229,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $8,015

Loan Amount: $224,852

Fees / MIP: $3,867

Closing Costs: $6,870

Reserves (3mo): $4,724

Total Cash Needed: $19,609

Monthly Expenses

Mortgage P&I+MIP: $1,574.65

Property Tax: $372.12

Insurance: $166.40

HOA: $240.00

Maint + CapEx: $267.16

Vacancy + Mgmt: $248.61

Total: $2,868.96/mo

Returns

Market Rent (all units): $1,912

Your Rental Income: $1,912

Cashflow: $-957/mo

Annual: $-11,478/yr

Cash-on-Cash ROI: -58.5%

Cap Rate: 3.2% · DSCR: 0.39x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-957/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-488/mo (vs $-957/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-467/mo — saves $489/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-1,620/mo

STR vs LTR

-70%

BREAKEVEN OCC

81%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-957/mo · STR: $-1,620/mo · CoC ROI: -80.1%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,912/mo

RANGE

$1,912 – $1,912

CONFIDENCE

LOW

N/A

Our estimate $1,912/mo ✅ Inline with market

No comparable rentals found in 32256

Purchase + Close$235,870

Reno Cost$52,795

Holding (6mo)$17,214

Total All-In$305,879

ARV$331,923

Selling Costs 8%$26,554

Flip Profit$-509

Flip ROI-1%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~20 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,432	+$10,296	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~20 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$52,795

VALUE ADDED

+$102,923

OVERALL ROI

195%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$50,128)
• Excellent reno ROI (195%)
• Negative cashflow ($-957/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-957/mo)
• Low barrier to entry ($19,609 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

36/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4449 SW 164th Path Single

Spring Hill, FL 33185 · 3bd/2.0ba · 1,490sf · Built 2008

$695,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $51,000

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,850

Reserves (3mo): $13,767

Total Cash Needed: $85,617

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,129.38

Insurance: $198.67

HOA: $0.00

Maint + CapEx: $810.84

Vacancy + Mgmt: $377.65

Total: $7,105.42/mo

Returns

Market Rent (all units): $2,905

Your Rental Income: $2,905

Cashflow: $-4,200/mo

Annual: $-50,404/yr

Cash-on-Cash ROI: -58.9%

Cap Rate: 0.7% · DSCR: 0.08x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-4,200/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,969/mo (vs $-4,200/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,906/mo — saves $1,294/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-4,896/mo

STR vs LTR

-72%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-4,200/mo · STR: $-4,896/mo · CoC ROI: -70.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,905/mo

RANGE

$2,905 – $2,905

CONFIDENCE

LOW

N/A

Our estimate $2,905/mo ✅ Inline with market

No comparable rentals found in 33185

Purchase + Close$715,850

Reno Cost$47,412

Holding (6mo)$42,633

Total All-In$805,895

ARV$792,928

Selling Costs 8%$63,434

Flip Profit$-76,401

Flip ROI-64%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,098	+$12,292	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~18 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Luxury Vinyl Plank (LVP)	$8,940	+$16,986	190%
📌 Waterproof LVP is ideal for Miami's humidity and withstands tenant use — low maintenance, 25-yr lifespan.

RENO COST

$47,412

VALUE ADDED

+$97,928

OVERALL ROI

206%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$50,516)
• Excellent reno ROI (206%)
• Negative cashflow ($-4,200/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-4,200/mo)
• High cash requirement ($85,617)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

22/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4220 E Eva St Single

Spring Hill, FL 33617 · 4bd/3.0ba · 1,475sf · Built 1954

$391,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $13,716

Loan Amount: $384,802

Fees / MIP: $6,618

Closing Costs: $11,757

Reserves (3mo): $8,084

Total Cash Needed: $33,558

Monthly Expenses

Mortgage P&I+MIP: $2,694.78

Property Tax: $636.84

Insurance: $196.67

HOA: $0.00

Maint + CapEx: $457.21

Vacancy + Mgmt: $348.95

Total: $4,334.45/mo

Returns

Market Rent (all units): $2,684

Your Rental Income: $2,684

Cashflow: $-1,650/mo

Annual: $-19,803/yr

Cash-on-Cash ROI: -59.0%

Cap Rate: 3.2% · DSCR: 0.39x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,650/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-849/mo (vs $-1,650/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-813/mo — saves $837/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-734/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,147/mo

STR vs LTR

-56%

BREAKEVEN OCC

68%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,650/mo · STR: $-2,147/mo · CoC ROI: -66.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,684/mo

RANGE

$2,684 – $2,684

CONFIDENCE

LOW

N/A

Our estimate $2,684/mo ✅ Inline with market

No comparable rentals found in 33617

Purchase + Close$403,657

Reno Cost$98,616

Holding (6mo)$26,007

Total All-In$528,280

ARV$558,874

Selling Costs 8%$44,710

Flip Profit$-14,116

Flip ROI-11%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~72 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$14,012	+$15,414	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$98,616

VALUE ADDED

+$166,974

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$68,358)
• Excellent reno ROI (169%)
• Older build (1954) — high value-add potential
• Negative cashflow ($-1,650/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,650/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4341 Cambio Gardens Ct Single

Spring Hill, FL 33610 · 3bd/2.5ba · 1,737sf · Built 2025

$325,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $11,375

Loan Amount: $319,113

Fees / MIP: $5,488

Closing Costs: $9,750

Reserves (3mo): $6,704

Total Cash Needed: $27,829

Monthly Expenses

Mortgage P&I+MIP: $2,234.76

Property Tax: $528.12

Insurance: $231.60

HOA: $275.00

Maint + CapEx: $379.16

Vacancy + Mgmt: $338.88

Total: $3,987.54/mo

Returns

Market Rent (all units): $2,607

Your Rental Income: $2,607

Cashflow: $-1,381/mo

Annual: $-16,569/yr

Cash-on-Cash ROI: -59.5%

Cap Rate: 3.1% · DSCR: 0.38x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,381/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-716/mo (vs $-1,381/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-687/mo — saves $694/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,262/mo

STR vs LTR

-70%

BREAKEVEN OCC

79%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,381/mo · STR: $-2,262/mo · CoC ROI: -83.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,606/mo

RANGE

$2,606 – $2,606

CONFIDENCE

LOW

N/A

Our estimate $2,606/mo ✅ Inline with market

No comparable rentals found in 33610

Purchase + Close$334,750

Reno Cost$5,802

Holding (6mo)$23,925

Total All-In$364,477

ARV$343,505

Selling Costs 8%$27,480

Flip Profit$-48,452

Flip ROI-180%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,777	+$14,330	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$5,802

VALUE ADDED

+$18,505

OVERALL ROI

319%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (319%)
• Negative cashflow ($-1,381/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,381/mo)
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

28/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4343 Cambio Gardens Ct Single

Spring Hill, FL 33610 · 3bd/2.5ba · 1,737sf · Built 2025

$325,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $11,375

Loan Amount: $319,113

Fees / MIP: $5,488

Closing Costs: $9,750

Reserves (3mo): $6,704

Total Cash Needed: $27,829

Monthly Expenses

Mortgage P&I+MIP: $2,234.76

Property Tax: $528.12

Insurance: $231.60

HOA: $275.00

Maint + CapEx: $379.16

Vacancy + Mgmt: $338.88

Total: $3,987.54/mo

Returns

Market Rent (all units): $2,607

Your Rental Income: $2,607

Cashflow: $-1,381/mo

Annual: $-16,569/yr

Cash-on-Cash ROI: -59.5%

Cap Rate: 3.1% · DSCR: 0.38x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,381/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-716/mo (vs $-1,381/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-687/mo — saves $694/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,262/mo

STR vs LTR

-70%

BREAKEVEN OCC

79%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,381/mo · STR: $-2,262/mo · CoC ROI: -83.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,606/mo

RANGE

$2,606 – $2,606

CONFIDENCE

LOW

N/A

Our estimate $2,606/mo ✅ Inline with market

No comparable rentals found in 33610

Purchase + Close$334,750

Reno Cost$5,802

Holding (6mo)$23,925

Total All-In$364,477

ARV$343,505

Selling Costs 8%$27,480

Flip Profit$-48,452

Flip ROI-180%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,777	+$14,330	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$5,802

VALUE ADDED

+$18,505

OVERALL ROI

319%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (319%)
• Negative cashflow ($-1,381/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,381/mo)
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

28/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

3964 Palladian Ct Single

Spring Hill, FL 32217 · 3bd/2.5ba · 1,483sf · Built 2026

$319,589
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $11,186

Loan Amount: $313,800

Fees / MIP: $5,397

Closing Costs: $9,588

Reserves (3mo): $6,593

Total Cash Needed: $27,366

Monthly Expenses

Mortgage P&I+MIP: $2,197.56

Property Tax: $519.33

Insurance: $197.73

HOA: $194.00

Maint + CapEx: $372.85

Vacancy + Mgmt: $316.05

Total: $3,797.53/mo

Returns

Market Rent (all units): $2,431

Your Rental Income: $2,431

Cashflow: $-1,366/mo

Annual: $-16,397/yr

Cash-on-Cash ROI: -59.9%

Cap Rate: 3.1% · DSCR: 0.38x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,366/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-713/mo (vs $-1,366/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-684/mo — saves $683/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-1,098/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,088/mo

STR vs LTR

-66%

BREAKEVEN OCC

77%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,366/mo · STR: $-2,088/mo · CoC ROI: -78.0%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,431/mo

RANGE

$2,431 – $2,431

CONFIDENCE

LOW

N/A

Our estimate $2,431/mo ✅ Inline with market

No comparable rentals found in 32217

Purchase + Close$329,177

Reno Cost$5,103

Holding (6mo)$22,785

Total All-In$357,065

ARV$335,999

Selling Costs 8%$26,880

Flip Profit$-47,946

Flip ROI-185%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,078	+$12,235	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$5,103

VALUE ADDED

+$16,410

OVERALL ROI

322%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (322%)
• Negative cashflow ($-1,366/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,366/mo)

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

1810 NW 55th St Single

Spring Hill, FL 33142 · 2bd/1.0ba · 994sf · Built 1956

$260,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $9,100

Loan Amount: $255,291

Fees / MIP: $4,391

Closing Costs: $7,800

Reserves (3mo): $5,363

Total Cash Needed: $22,263

Monthly Expenses

Mortgage P&I+MIP: $1,787.82

Property Tax: $422.50

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $303.34

Vacancy + Mgmt: $231.69

Total: $2,895.35/mo

Returns

Market Rent (all units): $1,782

Your Rental Income: $1,782

Cashflow: $-1,113/mo

Annual: $-13,357/yr

Cash-on-Cash ROI: -60.0%

Cap Rate: 3.1% · DSCR: 0.38x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,113/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-581/mo (vs $-1,113/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-558/mo — saves $555/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-1,621/mo

STR vs LTR

-67%

BREAKEVEN OCC

81%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-1,113/mo · STR: $-1,621/mo · CoC ROI: -73.9%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,782/mo

RANGE

$1,782 – $1,782

CONFIDENCE

LOW

N/A

Our estimate $1,782/mo ✅ Inline with market

No comparable rentals found in 33142

Purchase + Close$267,800

Reno Cost$77,778

Holding (6mo)$17,372

Total All-In$362,950

ARV$390,745

Selling Costs 8%$31,260

Flip Profit$-3,464

Flip ROI-4%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~70 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$9,443	+$10,387	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$77,778

VALUE ADDED

+$130,745

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$52,968)
• Excellent reno ROI (168%)
• Older build (1956) — high value-add potential
• Negative cashflow ($-1,113/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,113/mo)
• Low barrier to entry ($22,263 cash needed)
• Has flip exit strategy if hold doesn't work
• High-crime area (High Risk) — higher risk

🛡 NEIGHBORHOOD SAFETY

2/10 High Risk

Significantly elevated crime rates — factor into investment risk

AI Deal Score

28/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

11012 Brightside Dr Single

Spring Hill, FL 33624 · 3bd/2.0ba · 1,164sf · Built 1984

$330,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $11,550

Loan Amount: $324,023

Fees / MIP: $5,573

Closing Costs: $9,900

Reserves (3mo): $6,807

Total Cash Needed: $28,257

Monthly Expenses

Mortgage P&I+MIP: $2,269.15

Property Tax: $536.25

Insurance: $155.20

HOA: $90.00

Maint + CapEx: $385.00

Vacancy + Mgmt: $290.16

Total: $3,725.76/mo

Returns

Market Rent (all units): $2,232

Your Rental Income: $2,232

Cashflow: $-1,494/mo

Annual: $-17,925/yr

Cash-on-Cash ROI: -63.4%

Cap Rate: 2.8% · DSCR: 0.34x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,494/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-819/mo (vs $-1,494/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-789/mo — saves $705/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-1,026/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,013/mo

STR vs LTR

-60%

BREAKEVEN OCC

76%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,494/mo · STR: $-2,013/mo · CoC ROI: -73.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,232/mo

RANGE

$2,232 – $2,232

CONFIDENCE

LOW

N/A

Our estimate $2,232/mo ✅ Inline with market

No comparable rentals found in 33624

Purchase + Close$339,900

Reno Cost$72,304

Holding (6mo)$22,355

Total All-In$434,559

ARV$459,104

Selling Costs 8%$36,728

Flip Profit$-12,184

Flip ROI-13%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~42 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,201	+$9,603	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$72,304

VALUE ADDED

+$129,104

OVERALL ROI

179%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$56,799)
• Excellent reno ROI (179%)
• Older build (1984) — high value-add potential
• Negative cashflow ($-1,494/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,494/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

11865 Mountain Ash Rd E Single

Spring Hill, FL 32223 · 4bd/2.0ba · 2,103sf · Built 1995

$499,999
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $17,500

Loan Amount: $490,943

Fees / MIP: $8,444

Closing Costs: $15,000

Reserves (3mo): $10,314

Total Cash Needed: $42,814

Monthly Expenses

Mortgage P&I+MIP: $3,438.10

Property Tax: $812.50

Insurance: $280.40

HOA: $14.00

Maint + CapEx: $583.34

Vacancy + Mgmt: $420.81

Total: $5,549.13/mo

Returns

Market Rent (all units): $3,237

Your Rental Income: $3,237

Cashflow: $-2,312/mo

Annual: $-27,746/yr

Cash-on-Cash ROI: -64.8%

Cap Rate: 2.7% · DSCR: 0.33x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,312/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,290/mo (vs $-2,312/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,244/mo — saves $1,068/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,949/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-3,197/mo

STR vs LTR

-67%

BREAKEVEN OCC

80%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-2,312/mo · STR: $-3,197/mo · CoC ROI: -83.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,236/mo

RANGE

$3,236 – $3,236

CONFIDENCE

LOW

N/A

Our estimate $3,236/mo ✅ Inline with market

No comparable rentals found in 32223

Purchase + Close$514,999

Reno Cost$73,493

Holding (6mo)$33,295

Total All-In$621,786

ARV$642,584

Selling Costs 8%$51,407

Flip Profit$-30,609

Flip ROI-29%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~31 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,783	+$17,350	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$73,493

VALUE ADDED

+$142,585

OVERALL ROI

194%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$69,092)
• Excellent reno ROI (194%)
• Aging property (1995) — renovation upside
• Negative cashflow ($-2,312/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,312/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

32/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4014 Lingo Ln Single

Spring Hill, FL 32257 · 3bd/2.5ba · 1,799sf · Built 2026

$371,990
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $13,020

Loan Amount: $365,252

Fees / MIP: $6,282

Closing Costs: $11,160

Reserves (3mo): $7,674

Total Cash Needed: $31,853

Monthly Expenses

Mortgage P&I+MIP: $2,557.88

Property Tax: $604.48

Insurance: $239.87

HOA: $250.00

Maint + CapEx: $433.99

Vacancy + Mgmt: $351.88

Total: $4,438.10/mo

Returns

Market Rent (all units): $2,707

Your Rental Income: $2,707

Cashflow: $-1,731/mo

Annual: $-20,776/yr

Cash-on-Cash ROI: -65.2%

Cap Rate: 2.7% · DSCR: 0.32x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,731/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-971/mo (vs $-1,731/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-937/mo — saves $794/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,648/mo

STR vs LTR

-72%

BREAKEVEN OCC

85%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,731/mo · STR: $-2,648/mo · CoC ROI: -89.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,706/mo

RANGE

$2,706 – $2,706

CONFIDENCE

LOW

N/A

Our estimate $2,706/mo ✅ Inline with market

No comparable rentals found in 32257

Purchase + Close$383,150

Reno Cost$5,972

Holding (6mo)$26,629

Total All-In$415,751

ARV$391,007

Selling Costs 8%$31,281

Flip Profit$-56,024

Flip ROI-186%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,947	+$14,842	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$5,972

VALUE ADDED

+$19,017

OVERALL ROI

318%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (318%)
• Negative cashflow ($-1,731/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,731/mo)

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

32/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

8713 Liberty Pl Single

Spring Hill, FL 33615 · 2bd/2.5ba · 1,092sf · Built 1987

$199,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $6,965

Loan Amount: $195,396

Fees / MIP: $3,361

Closing Costs: $5,970

Reserves (3mo): $4,105

Total Cash Needed: $17,040

Monthly Expenses

Mortgage P&I+MIP: $1,368.37

Property Tax: $323.38

Insurance: $150.00

HOA: $400.00

Maint + CapEx: $232.16

Vacancy + Mgmt: $230.25

Total: $2,704.17/mo

Returns

Market Rent (all units): $1,771

Your Rental Income: $1,771

Cashflow: $-933/mo

Annual: $-11,196/yr

Cash-on-Cash ROI: -65.7%

Cap Rate: 2.6% · DSCR: 0.32x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-933/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-526/mo (vs $-933/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-508/mo — saves $425/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-1,502/mo

STR vs LTR

-67%

BREAKEVEN OCC

79%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-933/mo · STR: $-1,502/mo · CoC ROI: -80.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,771/mo

RANGE

$1,771 – $1,771

CONFIDENCE

LOW

N/A

Our estimate $1,771/mo ✅ Inline with market

No comparable rentals found in 33615

Purchase + Close$204,970

Reno Cost$62,523

Holding (6mo)$16,225

Total All-In$283,718

ARV$316,411

Selling Costs 8%$25,313

Flip Profit+$7,380

Flip ROI10%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~39 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,003	+$9,009	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$62,523

VALUE ADDED

+$117,411

OVERALL ROI

188%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$54,888)
• Excellent reno ROI (188%)
• Aging property (1987) — renovation upside
• Negative cashflow ($-933/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-933/mo)
• Low barrier to entry ($17,040 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

34/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

12441 Tierra Chase Way Single

Spring Hill, FL 32225 · 5bd/3.5ba · 3,132sf · Built 2024

$630,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $22,050

Loan Amount: $618,589

Fees / MIP: $10,639

Closing Costs: $18,900

Reserves (3mo): $12,996

Total Cash Needed: $53,946

Monthly Expenses

Mortgage P&I+MIP: $4,332.00

Property Tax: $1,023.75

Insurance: $417.60

HOA: $124.00

Maint + CapEx: $735.00

Vacancy + Mgmt: $530.89

Total: $7,163.23/mo

Returns

Market Rent (all units): $4,084

Your Rental Income: $4,084

Cashflow: $-3,080/mo

Annual: $-36,954/yr

Cash-on-Cash ROI: -68.5%

Cap Rate: 2.4% · DSCR: 0.29x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,080/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,791/mo (vs $-3,080/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,734/mo — saves $1,345/mo.

👥 Rent by Room

Rent 5 rooms at ~$900/room = $4,500/mo. Projected cashflow: $-2,663/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-4,804/mo

STR vs LTR

-84%

BREAKEVEN OCC

97%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $630
Management (20%): $900
Utilities: $575
Taxes (12%): $540
Other: $460

FURNITURE SETUP

Furniture: $11,500
Appliances: $800
Kitchen + Linens: $1,350
Electronics: $600
Decor + Supplies: $700
Total Setup: $15,250

🛡

LTR is safer bet

LTR: $-3,080/mo · STR: $-4,804/mo · CoC ROI: -102.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$4,083/mo

RANGE

$4,083 – $4,083

CONFIDENCE

LOW

N/A

Our estimate $4,083/mo ✅ Inline with market

No comparable rentals found in 32225

Purchase + Close$648,900

Reno Cost$9,638

Holding (6mo)$42,979

Total All-In$701,517

ARV$660,014

Selling Costs 8%$52,801

Flip Profit$-94,304

Flip ROI-186%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$8,613	+$25,839	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$9,638

VALUE ADDED

+$30,014

OVERALL ROI

311%

🔨 FIX & FLIP High Confidence

• Decent forced equity (+$20,376)
• Excellent reno ROI (311%)
• Negative cashflow ($-3,080/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,080/mo)

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

15808 Ashbury Pl Single

Spring Hill, FL 33624 · 4bd/3.5ba · 2,432sf · Built 1978

$579,999
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $20,300

Loan Amount: $569,494

Fees / MIP: $9,795

Closing Costs: $17,400

Reserves (3mo): $11,965

Total Cash Needed: $49,664

Monthly Expenses

Mortgage P&I+MIP: $3,988.19

Property Tax: $942.50

Insurance: $324.27

HOA: $0.00

Maint + CapEx: $676.66

Vacancy + Mgmt: $462.25

Total: $6,393.87/mo

Returns

Market Rent (all units): $3,556

Your Rental Income: $3,556

Cashflow: $-2,838/mo

Annual: $-34,058/yr

Cash-on-Cash ROI: -68.6%

Cap Rate: 2.4% · DSCR: 0.29x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,838/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,652/mo (vs $-2,838/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,599/mo — saves $1,239/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-3,925/mo

STR vs LTR

-72%

BREAKEVEN OCC

88%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-2,838/mo · STR: $-3,925/mo · CoC ROI: -92.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,555/mo

RANGE

$3,555 – $3,555

CONFIDENCE

LOW

N/A

Our estimate $3,555/mo ✅ Inline with market

No comparable rentals found in 33624

Purchase + Close$597,399

Reno Cost$91,587

Holding (6mo)$38,363

Total All-In$727,349

ARV$750,288

Selling Costs 8%$60,023

Flip Profit$-37,084

Flip ROI-29%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~48 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$6,688	+$20,064	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$91,587

VALUE ADDED

+$170,289

OVERALL ROI

186%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$78,702)
• Excellent reno ROI (186%)
• Older build (1978) — high value-add potential
• Negative cashflow ($-2,838/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,838/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4403 Oakmont Ln Single

Spring Hill, FL 33634 · 5bd/3.0ba · 1,716sf · Built 1961

$499,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $17,465

Loan Amount: $489,962

Fees / MIP: $8,427

Closing Costs: $14,970

Reserves (3mo): $10,294

Total Cash Needed: $42,729

Monthly Expenses

Mortgage P&I+MIP: $3,431.22

Property Tax: $810.88

Insurance: $228.80

HOA: $0.00

Maint + CapEx: $582.16

Vacancy + Mgmt: $387.19

Total: $5,440.25/mo

Returns

Market Rent (all units): $2,978

Your Rental Income: $2,978

Cashflow: $-2,462/mo

Annual: $-29,543/yr

Cash-on-Cash ROI: -69.1%

Cap Rate: 2.3% · DSCR: 0.28x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,462/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,442/mo (vs $-2,462/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,396/mo — saves $1,066/mo.

👥 Rent by Room

Rent 5 rooms at ~$900/room = $4,500/mo. Projected cashflow: $-940/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-3,302/mo

STR vs LTR

-68%

BREAKEVEN OCC

81%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $630
Management (20%): $900
Utilities: $575
Taxes (12%): $540
Other: $460

FURNITURE SETUP

Furniture: $11,500
Appliances: $800
Kitchen + Linens: $1,350
Electronics: $600
Decor + Supplies: $700
Total Setup: $15,250

🛡

LTR is safer bet

LTR: $-2,462/mo · STR: $-3,302/mo · CoC ROI: -83.1%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,978/mo

RANGE

$2,978 – $2,978

CONFIDENCE

LOW

N/A

Our estimate $2,978/mo ✅ Inline with market

No comparable rentals found in 33634

Purchase + Close$513,970

Reno Cost$103,521

Holding (6mo)$32,642

Total All-In$650,132

ARV$674,493

Selling Costs 8%$53,959

Flip Profit$-29,598

Flip ROI-22%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~65 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$16,302	+$17,932	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$103,521

VALUE ADDED

+$175,493

OVERALL ROI

170%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$71,972)
• Excellent reno ROI (170%)
• Older build (1961) — high value-add potential
• Negative cashflow ($-2,462/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,462/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

30/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

20211 Heritage Point Dr Single

Spring Hill, FL 33647 · 4bd/3.5ba · 3,192sf · Built 2009

$625,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $21,875

Loan Amount: $613,680

Fees / MIP: $10,555

Closing Costs: $18,750

Reserves (3mo): $12,893

Total Cash Needed: $53,518

Monthly Expenses

Mortgage P&I+MIP: $4,297.62

Property Tax: $1,015.62

Insurance: $425.60

HOA: $209.00

Maint + CapEx: $729.16

Vacancy + Mgmt: $535.26

Total: $7,212.27/mo

Returns

Market Rent (all units): $4,117

Your Rental Income: $4,117

Cashflow: $-3,095/mo

Annual: $-37,139/yr

Cash-on-Cash ROI: -69.4%

Cap Rate: 2.3% · DSCR: 0.28x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,095/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,817/mo (vs $-3,095/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,760/mo — saves $1,335/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-4,658/mo

STR vs LTR

-79%

BREAKEVEN OCC

96%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-3,095/mo · STR: $-4,658/mo · CoC ROI: -103.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$4,117/mo

RANGE

$4,117 – $4,117

CONFIDENCE

LOW

N/A

Our estimate $4,117/mo ✅ Inline with market

No comparable rentals found in 33647

Purchase + Close$643,750

Reno Cost$67,280

Holding (6mo)$43,274

Total All-In$754,304

ARV$765,435

Selling Costs 8%$61,235

Flip Profit$-50,103

Flip ROI-46%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$8,778	+$26,334	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~17 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Luxury Vinyl Plank (LVP)	$19,152	+$36,389	190%
📌 Waterproof LVP is ideal for Miami's humidity and withstands tenant use — low maintenance, 25-yr lifespan.

RENO COST

$67,280

VALUE ADDED

+$140,435

OVERALL ROI

209%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$73,155)
• Excellent reno ROI (209%)
• Negative cashflow ($-3,095/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,095/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

32/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

9205 Celebration Ct Single

Spring Hill, FL 33647 · 3bd/2.5ba · 2,181sf · Built 1995

$459,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $16,065

Loan Amount: $450,686

Fees / MIP: $7,751

Closing Costs: $13,770

Reserves (3mo): $9,469

Total Cash Needed: $39,304

Monthly Expenses

Mortgage P&I+MIP: $3,156.17

Property Tax: $745.88

Insurance: $290.80

HOA: $225.00

Maint + CapEx: $535.50

Vacancy + Mgmt: $399.04

Total: $5,352.39/mo

Returns

Market Rent (all units): $3,070

Your Rental Income: $3,070

Cashflow: $-2,283/mo

Annual: $-27,394/yr

Cash-on-Cash ROI: -69.7%

Cap Rate: 2.3% · DSCR: 0.28x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,283/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,344/mo (vs $-2,283/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,303/mo — saves $980/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-3,434/mo

STR vs LTR

-77%

BREAKEVEN OCC

96%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-2,283/mo · STR: $-3,434/mo · CoC ROI: -100.1%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,069/mo

RANGE

$3,069 – $3,069

CONFIDENCE

LOW

N/A

Our estimate $3,069/mo ✅ Inline with market

No comparable rentals found in 33647

Purchase + Close$472,770

Reno Cost$74,339

Holding (6mo)$32,114

Total All-In$579,223

ARV$603,527

Selling Costs 8%$48,282

Flip Profit$-23,978

Flip ROI-23%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~31 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,998	+$17,993	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$74,339

VALUE ADDED

+$144,527

OVERALL ROI

194%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$70,188)
• Excellent reno ROI (194%)
• Aging property (1995) — renovation upside
• Negative cashflow ($-2,283/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,283/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

32/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

1915 E Mulberry Dr Single

Spring Hill, FL 33604 · 3bd/2.0ba · 1,704sf · Built 1969

$489,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $17,146

Loan Amount: $481,027

Fees / MIP: $8,273

Closing Costs: $14,697

Reserves (3mo): $10,106

Total Cash Needed: $41,949

Monthly Expenses

Mortgage P&I+MIP: $3,368.65

Property Tax: $796.09

Insurance: $227.20

HOA: $0.00

Maint + CapEx: $571.55

Vacancy + Mgmt: $362.83

Total: $5,326.31/mo

Returns

Market Rent (all units): $2,791

Your Rental Income: $2,791

Cashflow: $-2,535/mo

Annual: $-30,424/yr

Cash-on-Cash ROI: -72.5%

Cap Rate: 2.0% · DSCR: 0.25x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,535/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,534/mo (vs $-2,535/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,489/mo — saves $1,046/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-3,383/mo

STR vs LTR

-72%

BREAKEVEN OCC

95%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-2,535/mo · STR: $-3,383/mo · CoC ROI: -94.0%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,790/mo

RANGE

$2,790 – $2,790

CONFIDENCE

LOW

N/A

Our estimate $2,790/mo ✅ Inline with market

No comparable rentals found in 33604

Purchase + Close$504,597

Reno Cost$97,751

Holding (6mo)$31,958

Total All-In$634,306

ARV$655,356

Selling Costs 8%$52,429

Flip Profit$-31,378

Flip ROI-24%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~57 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$16,188	+$17,807	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$97,751

VALUE ADDED

+$165,456

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$67,705)
• Excellent reno ROI (169%)
• Older build (1969) — high value-add potential
• Negative cashflow ($-2,535/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,535/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

13810 Sutton Park Dr #1537 Single

Spring Hill, FL 32224 · 2bd/2.0ba · 1,212sf · Built 2002

$182,500
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $6,388

Loan Amount: $179,194

Fees / MIP: $3,082

Closing Costs: $5,475

Reserves (3mo): $3,765

Total Cash Needed: $15,627

Monthly Expenses

Mortgage P&I+MIP: $1,254.91

Property Tax: $296.56

Insurance: $161.60

HOA: $416.00

Maint + CapEx: $212.91

Vacancy + Mgmt: $207.15

Total: $2,549.14/mo

Returns

Market Rent (all units): $1,593

Your Rental Income: $1,593

Cashflow: $-956/mo

Annual: $-11,468/yr

Cash-on-Cash ROI: -73.4%

Cap Rate: 2.0% · DSCR: 0.24x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-956/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-583/mo (vs $-956/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-566/mo — saves $390/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-1,394/mo

STR vs LTR

-64%

BREAKEVEN OCC

76%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-956/mo · STR: $-1,394/mo · CoC ROI: -78.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,593/mo

RANGE

$1,593 – $1,593

CONFIDENCE

LOW

N/A

Our estimate $1,593/mo ✅ Inline with market

No comparable rentals found in 32224

Purchase + Close$187,975

Reno Cost$52,480

Holding (6mo)$15,295

Total All-In$255,750

ARV$284,716

Selling Costs 8%$22,777

Flip Profit+$6,189

Flip ROI10%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~24 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,333	+$9,999	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~24 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$52,480

VALUE ADDED

+$102,216

OVERALL ROI

195%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$49,736)
• Excellent reno ROI (195%)
• Negative cashflow ($-956/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-956/mo)
• Low barrier to entry ($15,627 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

32/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4315 Aegean Dr Unit 102C Single

Spring Hill, FL 33611 · 2bd/1.0ba · 1,000sf · Built 1981

$199,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $6,996

Loan Amount: $196,279

Fees / MIP: $3,376

Closing Costs: $5,997

Reserves (3mo): $4,124

Total Cash Needed: $17,117

Monthly Expenses

Mortgage P&I+MIP: $1,374.55

Property Tax: $324.84

Insurance: $150.00

HOA: $535.00

Maint + CapEx: $233.21

Vacancy + Mgmt: $231.55

Total: $2,849.15/mo

Returns

Market Rent (all units): $1,781

Your Rental Income: $1,781

Cashflow: $-1,068/mo

Annual: $-12,816/yr

Cash-on-Cash ROI: -74.9%

Cap Rate: 1.8% · DSCR: 0.22x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,068/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-659/mo (vs $-1,068/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-641/mo — saves $427/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-1,645/mo

STR vs LTR

-67%

BREAKEVEN OCC

82%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-1,068/mo · STR: $-1,645/mo · CoC ROI: -88.1%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,781/mo

RANGE

$1,781 – $1,781

CONFIDENCE

LOW

N/A

Our estimate $1,781/mo ✅ Inline with market

No comparable rentals found in 33611

Purchase + Close$205,897

Reno Cost$65,000

Holding (6mo)$17,095

Total All-In$287,992

ARV$315,308

Selling Costs 8%$25,225

Flip Profit+$2,091

Flip ROI3%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~45 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$2,750	+$8,250	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$65,000

VALUE ADDED

+$115,408

OVERALL ROI

178%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$50,408)
• Excellent reno ROI (178%)
• Older build (1981) — high value-add potential
• Negative cashflow ($-1,068/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,068/mo)
• Low barrier to entry ($17,117 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

32/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

16364 SW 44th Way Single

Spring Hill, FL 33185 · 4bd/3.0ba · 1,650sf · Built 2007

$560,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $19,600

Loan Amount: $549,857

Fees / MIP: $9,457

Closing Costs: $16,800

Reserves (3mo): $11,552

Total Cash Needed: $47,952

Monthly Expenses

Mortgage P&I+MIP: $3,850.67

Property Tax: $910.00

Insurance: $220.00

HOA: $0.00

Maint + CapEx: $653.34

Vacancy + Mgmt: $391.39

Total: $6,025.39/mo

Returns

Market Rent (all units): $3,011

Your Rental Income: $3,011

Cashflow: $-3,015/mo

Annual: $-36,176/yr

Cash-on-Cash ROI: -75.4%

Cap Rate: 1.8% · DSCR: 0.22x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,015/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,870/mo (vs $-3,015/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,819/mo — saves $1,196/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-2,425/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-3,609/mo

STR vs LTR

-62%

BREAKEVEN OCC

84%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-3,015/mo · STR: $-3,609/mo · CoC ROI: -87.1%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,010/mo

RANGE

$3,010 – $3,010

CONFIDENCE

LOW

N/A

Our estimate $3,010/mo ✅ Inline with market

No comparable rentals found in 33185

Purchase + Close$576,800

Reno Cost$61,288

Holding (6mo)$36,152

Total All-In$674,240

ARV$679,885

Selling Costs 8%$54,391

Flip Profit$-48,746

Flip ROI-50%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~19 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,538	+$13,612	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~19 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$61,288

VALUE ADDED

+$119,885

OVERALL ROI

196%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$58,598)
• Excellent reno ROI (196%)
• Negative cashflow ($-3,015/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,015/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

22/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4515 LA Capri Ct Single

Spring Hill, FL 33611 · 2bd/1.5ba · 1,044sf · Built 1972

$310,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,850

Loan Amount: $304,385

Fees / MIP: $5,235

Closing Costs: $9,300

Reserves (3mo): $6,395

Total Cash Needed: $26,545

Monthly Expenses

Mortgage P&I+MIP: $2,131.62

Property Tax: $503.75

Insurance: $150.00

HOA: $175.00

Maint + CapEx: $361.66

Vacancy + Mgmt: $244.14

Total: $3,566.18/mo

Returns

Market Rent (all units): $1,878

Your Rental Income: $1,878

Cashflow: $-1,688/mo

Annual: $-20,258/yr

Cash-on-Cash ROI: -76.3%

Cap Rate: 1.7% · DSCR: 0.21x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,688/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,054/mo (vs $-1,688/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,026/mo — saves $662/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-2,221/mo

STR vs LTR

-69%

BREAKEVEN OCC

93%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-1,688/mo · STR: $-2,221/mo · CoC ROI: -90.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,878/mo

RANGE

$1,878 – $1,878

CONFIDENCE

LOW

N/A

Our estimate $1,878/mo ✅ Inline with market

No comparable rentals found in 33611

Purchase + Close$319,300

Reno Cost$78,795

Holding (6mo)$21,397

Total All-In$419,492

ARV$442,513

Selling Costs 8%$35,401

Flip Profit$-12,381

Flip ROI-13%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~54 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$9,918	+$10,910	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$78,795

VALUE ADDED

+$132,513

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$53,718)
• Excellent reno ROI (168%)
• Older build (1972) — high value-add potential
• Negative cashflow ($-1,688/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,688/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

28/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

3207 W Nassau St Single

Spring Hill, FL 33607 · 4bd/2.0ba · 1,913sf · Built 1955

$670,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $26,000

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,100

Reserves (3mo): $13,767

Total Cash Needed: $59,867

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,088.75

Insurance: $255.07

HOA: $0.00

Maint + CapEx: $781.66

Vacancy + Mgmt: $432.00

Total: $7,146.38/mo

Returns

Market Rent (all units): $3,323

Your Rental Income: $3,323

Cashflow: $-3,823/mo

Annual: $-45,879/yr

Cash-on-Cash ROI: -76.6%

Cap Rate: 1.4% · DSCR: 0.17x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,823/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,471/mo (vs $-3,823/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,411/mo — saves $1,413/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-3,546/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-4,575/mo

STR vs LTR

-67%

BREAKEVEN OCC

95%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-3,823/mo · STR: $-4,575/mo · CoC ROI: -92.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,323/mo

RANGE

$3,323 – $3,323

CONFIDENCE

LOW

N/A

Our estimate $3,323/mo ✅ Inline with market

No comparable rentals found in 33607

Purchase + Close$690,100

Reno Cost$102,005

Holding (6mo)$42,878

Total All-In$834,983

ARV$842,845

Selling Costs 8%$67,428

Flip Profit$-59,566

Flip ROI-40%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~71 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$18,174	+$19,991	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$102,005

VALUE ADDED

+$172,845

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$70,840)
• Excellent reno ROI (169%)
• Older build (1955) — high value-add potential
• Negative cashflow ($-3,823/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,823/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

21/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

2102 W Ferris Ave Single

Spring Hill, FL 33603 · 4bd/3.0ba · 1,637sf · Built 1947

$599,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $20,965

Loan Amount: $588,151

Fees / MIP: $10,116

Closing Costs: $17,970

Reserves (3mo): $12,357

Total Cash Needed: $51,292

Monthly Expenses

Mortgage P&I+MIP: $4,118.84

Property Tax: $973.38

Insurance: $218.27

HOA: $0.00

Maint + CapEx: $698.84

Vacancy + Mgmt: $396.60

Total: $6,405.92/mo

Returns

Market Rent (all units): $3,051

Your Rental Income: $3,051

Cashflow: $-3,355/mo

Annual: $-40,261/yr

Cash-on-Cash ROI: -78.5%

Cap Rate: 1.5% · DSCR: 0.19x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,355/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,130/mo (vs $-3,355/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,076/mo — saves $1,279/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-2,806/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-3,938/mo

STR vs LTR

-62%

BREAKEVEN OCC

88%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-3,355/mo · STR: $-3,938/mo · CoC ROI: -90.5%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,050/mo

RANGE

$3,050 – $3,050

CONFIDENCE

LOW

N/A

Our estimate $3,050/mo ✅ Inline with market

No comparable rentals found in 33603

Purchase + Close$616,970

Reno Cost$101,913

Holding (6mo)$38,436

Total All-In$757,318

ARV$771,700

Selling Costs 8%$61,736

Flip Profit$-47,354

Flip ROI-34%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~79 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$15,552	+$17,107	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$101,913

VALUE ADDED

+$172,700

OVERALL ROI

170%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$70,788)
• Excellent reno ROI (170%)
• Older build (1947) — high value-add potential
• Negative cashflow ($-3,355/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,355/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

21/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

12281 SW 121st Ter Single

Spring Hill, FL 33186 · 4bd/3.0ba · 2,310sf · Built 2002

$650,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $22,750

Loan Amount: $638,227

Fees / MIP: $10,977

Closing Costs: $19,500

Reserves (3mo): $13,409

Total Cash Needed: $55,659

Monthly Expenses

Mortgage P&I+MIP: $4,469.53

Property Tax: $1,056.25

Insurance: $308.00

HOA: $231.00

Maint + CapEx: $758.34

Vacancy + Mgmt: $447.30

Total: $7,270.41/mo

Returns

Market Rent (all units): $3,441

Your Rental Income: $3,441

Cashflow: $-3,830/mo

Annual: $-45,956/yr

Cash-on-Cash ROI: -82.6%

Cap Rate: 1.2% · DSCR: 0.14x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,830/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,501/mo (vs $-3,830/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,441/mo — saves $1,388/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-3,670/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-4,728/mo

STR vs LTR

-70%

BREAKEVEN OCC

97%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-3,830/mo · STR: $-4,728/mo · CoC ROI: -102.1%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,440/mo

RANGE

$3,440 – $3,440

CONFIDENCE

LOW

N/A

Our estimate $3,440/mo ✅ Inline with market

No comparable rentals found in 33186

Purchase + Close$669,500

Reno Cost$67,062

Holding (6mo)$43,622

Total All-In$780,185

ARV$782,854

Selling Costs 8%$62,628

Flip Profit$-59,959

Flip ROI-55%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~24 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$6,352	+$19,058	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~24 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$67,062

VALUE ADDED

+$132,854

OVERALL ROI

198%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$65,792)
• Excellent reno ROI (198%)
• Negative cashflow ($-3,830/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,830/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

23/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

2355 SW 1st St Single

Spring Hill, FL 33135 · 4bd/2.0ba · 1,592sf · Built 1949

$635,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $22,225

Loan Amount: $623,499

Fees / MIP: $10,724

Closing Costs: $19,050

Reserves (3mo): $13,099

Total Cash Needed: $54,374

Monthly Expenses

Mortgage P&I+MIP: $4,366.39

Property Tax: $1,031.88

Insurance: $212.27

HOA: $0.00

Maint + CapEx: $740.84

Vacancy + Mgmt: $382.79

Total: $6,734.15/mo

Returns

Market Rent (all units): $2,945

Your Rental Income: $2,945

Cashflow: $-3,790/mo

Annual: $-45,475/yr

Cash-on-Cash ROI: -83.6%

Cap Rate: 1.1% · DSCR: 0.13x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,790/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,491/mo (vs $-3,790/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,433/mo — saves $1,356/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-3,134/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-4,235/mo

STR vs LTR

-60%

BREAKEVEN OCC

92%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-3,790/mo · STR: $-4,235/mo · CoC ROI: -93.1%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,944/mo

RANGE

$2,944 – $2,944

CONFIDENCE

LOW

N/A

Our estimate $2,944/mo ✅ Inline with market

No comparable rentals found in 33135

Purchase + Close$654,050

Reno Cost$95,472

Holding (6mo)$40,405

Total All-In$789,927

ARV$796,497

Selling Costs 8%$63,720

Flip Profit$-57,150

Flip ROI-42%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~77 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$15,124	+$16,636	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$95,472

VALUE ADDED

+$161,497

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$66,025)
• Excellent reno ROI (169%)
• Older build (1949) — high value-add potential
• Negative cashflow ($-3,790/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,790/mo)
• Has flip exit strategy if hold doesn't work
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

20/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

399 NW 72nd Ave #104 Single

Spring Hill, FL 33126 · 1bd/1.0ba · 680sf · Built 1973

$211,500
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $7,402

Loan Amount: $207,669

Fees / MIP: $3,572

Closing Costs: $6,345

Reserves (3mo): $4,363

Total Cash Needed: $18,110

Monthly Expenses

Mortgage P&I+MIP: $1,454.31

Property Tax: $343.69

Insurance: $150.00

HOA: $250.00

Maint + CapEx: $246.75

Vacancy + Mgmt: $176.66

Total: $2,621.41/mo

Returns

Market Rent (all units): $1,359

Your Rental Income: $1,359

Cashflow: $-1,262/mo

Annual: $-15,150/yr

Cash-on-Cash ROI: -83.7%

Cap Rate: 1.1% · DSCR: 0.13x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,262/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-830/mo (vs $-1,262/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-811/mo — saves $452/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$120

OCCUPANCY

60%

GROSS / MO

$2,160

STR CASHFLOW

$-1,738/mo

STR vs LTR

-77%

BREAKEVEN OCC

99%

STR EXPENSES BREAKDOWN

Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213

FURNITURE SETUP

Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450

🛡

LTR is safer bet

LTR: $-1,262/mo · STR: $-1,738/mo · CoC ROI: -98.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,358/mo

RANGE

$1,358 – $1,358

CONFIDENCE

LOW

N/A

Our estimate $1,358/mo ✅ Inline with market

No comparable rentals found in 33126

Purchase + Close$217,845

Reno Cost$71,388

Holding (6mo)$15,728

Total All-In$304,961

ARV$331,146

Selling Costs 8%$26,492

Flip Profit$-308

Flip ROI-0%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~53 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$6,460	+$7,106	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$71,388

VALUE ADDED

+$119,646

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$48,258)
• Excellent reno ROI (168%)
• Older build (1973) — high value-add potential
• Negative cashflow ($-1,262/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,262/mo)
• Low barrier to entry ($18,110 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

26/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

15216 SW 112th Pl Single

Spring Hill, FL 33157 · 3bd/2.0ba · 1,112sf · Built 1984

$540,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $18,900

Loan Amount: $530,219

Fees / MIP: $9,119

Closing Costs: $16,200

Reserves (3mo): $11,139

Total Cash Needed: $46,239

Monthly Expenses

Mortgage P&I+MIP: $3,713.15

Property Tax: $877.50

Insurance: $150.00

HOA: $40.00

Maint + CapEx: $630.00

Vacancy + Mgmt: $319.79

Total: $5,730.44/mo

Returns

Market Rent (all units): $2,460

Your Rental Income: $2,460

Cashflow: $-3,271/mo

Annual: $-39,246/yr

Cash-on-Cash ROI: -84.9%

Cap Rate: 1.0% · DSCR: 0.12x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,271/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,166/mo (vs $-3,271/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,117/mo — saves $1,153/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-3,030/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-3,741/mo

STR vs LTR

-64%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-3,271/mo · STR: $-3,741/mo · CoC ROI: -96.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,459/mo

RANGE

$2,459 – $2,459

CONFIDENCE

LOW

N/A

Our estimate $2,459/mo ✅ Inline with market

No comparable rentals found in 33157

Purchase + Close$556,200

Reno Cost$71,740

Holding (6mo)$34,383

Total All-In$662,323

ARV$667,809

Selling Costs 8%$53,425

Flip Profit$-47,939

Flip ROI-45%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~42 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,058	+$9,174	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$71,740

VALUE ADDED

+$127,809

OVERALL ROI

178%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$56,069)
• Excellent reno ROI (178%)
• Older build (1984) — high value-add potential
• Negative cashflow ($-3,271/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,271/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

22/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

8820 SW 123rd Ct Unit L410 Single

Spring Hill, FL 33186 · 3bd/2.0ba · 1,150sf · Built 1983

$355,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,425

Loan Amount: $348,570

Fees / MIP: $5,995

Closing Costs: $10,650

Reserves (3mo): $7,323

Total Cash Needed: $30,398

Monthly Expenses

Mortgage P&I+MIP: $2,441.05

Property Tax: $576.88

Insurance: $153.33

HOA: $550.00

Maint + CapEx: $414.16

Vacancy + Mgmt: $289.89

Total: $4,425.31/mo

Returns

Market Rent (all units): $2,230

Your Rental Income: $2,230

Cashflow: $-2,195/mo

Annual: $-26,345/yr

Cash-on-Cash ROI: -86.7%

Cap Rate: 0.8% · DSCR: 0.10x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,195/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,470/mo (vs $-2,195/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,437/mo — saves $758/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-1,725/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,682/mo

STR vs LTR

-60%

BREAKEVEN OCC

86%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-2,195/mo · STR: $-2,682/mo · CoC ROI: -93.5%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,229/mo

RANGE

$2,229 – $2,229

CONFIDENCE

LOW

N/A

Our estimate $2,229/mo ✅ Inline with market

No comparable rentals found in 33186

Purchase + Close$365,650

Reno Cost$72,152

Holding (6mo)$26,552

Total All-In$464,354

ARV$483,755

Selling Costs 8%$38,700

Flip Profit$-19,300

Flip ROI-20%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~43 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,162	+$9,488	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$72,152

VALUE ADDED

+$128,755

OVERALL ROI

178%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$56,602)
• Excellent reno ROI (178%)
• Older build (1983) — high value-add potential
• Negative cashflow ($-2,195/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,195/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

28/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

14150 SW 120th Ct Single

Spring Hill, FL 33186 · 3bd/2.5ba · 1,300sf · Built 2000

$450,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $15,750

Loan Amount: $441,849

Fees / MIP: $7,599

Closing Costs: $13,500

Reserves (3mo): $9,283

Total Cash Needed: $38,533

Monthly Expenses

Mortgage P&I+MIP: $3,094.29

Property Tax: $731.25

Insurance: $173.33

HOA: $355.00

Maint + CapEx: $525.00

Vacancy + Mgmt: $307.83

Total: $5,186.70/mo

Returns

Market Rent (all units): $2,368

Your Rental Income: $2,368

Cashflow: $-2,819/mo

Annual: $-33,826/yr

Cash-on-Cash ROI: -87.8%

Cap Rate: 0.7% · DSCR: 0.09x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,819/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,899/mo (vs $-2,819/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,858/mo — saves $961/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-2,487/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-3,323/mo

STR vs LTR

-64%

BREAKEVEN OCC

95%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-2,819/mo · STR: $-3,323/mo · CoC ROI: -98.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,367/mo

RANGE

$2,367 – $2,367

CONFIDENCE

LOW

N/A

Our estimate $2,367/mo ✅ Inline with market

No comparable rentals found in 33186

Purchase + Close$463,500

Reno Cost$53,250

Holding (6mo)$31,120

Total All-In$547,870

ARV$553,945

Selling Costs 8%$44,316

Flip Profit$-38,241

Flip ROI-46%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~26 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,575	+$10,725	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~26 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$53,250

VALUE ADDED

+$103,945

OVERALL ROI

195%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$50,695)
• Excellent reno ROI (195%)
• Aging property (2000) — renovation upside
• Negative cashflow ($-2,819/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,819/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

23/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

13604 S Village Dr #104 Single

Spring Hill, FL 33618 · 2bd/2.0ba · 1,035sf · Built 1984

$225,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $7,875

Loan Amount: $220,925

Fees / MIP: $3,800

Closing Costs: $6,750

Reserves (3mo): $4,641

Total Cash Needed: $19,266

Monthly Expenses

Mortgage P&I+MIP: $1,547.15

Property Tax: $365.62

Insurance: $150.00

HOA: $686.00

Maint + CapEx: $262.50

Vacancy + Mgmt: $238.97

Total: $3,250.24/mo

Returns

Market Rent (all units): $1,838

Your Rental Income: $1,838

Cashflow: $-1,412/mo

Annual: $-16,944/yr

Cash-on-Cash ROI: -88.0%

Cap Rate: 0.7% · DSCR: 0.09x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,412/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-952/mo (vs $-1,412/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-931/mo — saves $481/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-2,009/mo

STR vs LTR

-68%

BREAKEVEN OCC

89%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-1,412/mo · STR: $-2,009/mo · CoC ROI: -100.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,838/mo

RANGE

$1,838 – $1,838

CONFIDENCE

LOW

N/A

Our estimate $1,838/mo ✅ Inline with market

No comparable rentals found in 33618

Purchase + Close$231,750

Reno Cost$70,905

Holding (6mo)$19,501

Total All-In$322,156

ARV$350,892

Selling Costs 8%$28,071

Flip Profit+$664

Flip ROI1%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~42 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$2,846	+$8,539	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$70,905

VALUE ADDED

+$125,892

OVERALL ROI

178%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$54,987)
• Excellent reno ROI (178%)
• Older build (1984) — high value-add potential
• Negative cashflow ($-1,412/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,412/mo)
• Low barrier to entry ($19,266 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

28/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

460 NW 86th Pl #101 Single

Spring Hill, FL 33126 · 3bd/2.5ba · 1,580sf · Built 1991

$499,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $17,465

Loan Amount: $489,962

Fees / MIP: $8,427

Closing Costs: $14,970

Reserves (3mo): $10,294

Total Cash Needed: $42,729

Monthly Expenses

Mortgage P&I+MIP: $3,431.22

Property Tax: $810.88

Insurance: $210.67

HOA: $476.00

Maint + CapEx: $582.16

Vacancy + Mgmt: $342.71

Total: $5,853.64/mo

Returns

Market Rent (all units): $2,636

Your Rental Income: $2,636

Cashflow: $-3,217/mo

Annual: $-38,609/yr

Cash-on-Cash ROI: -90.4%

Cap Rate: 0.5% · DSCR: 0.06x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,217/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,197/mo (vs $-3,217/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,152/mo — saves $1,066/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-3,913/mo

STR vs LTR

-70%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-3,217/mo · STR: $-3,913/mo · CoC ROI: -107.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,636/mo

RANGE

$2,636 – $2,636

CONFIDENCE

LOW

N/A

Our estimate $2,636/mo ✅ Inline with market

No comparable rentals found in 33126

Purchase + Close$513,970

Reno Cost$67,818

Holding (6mo)$35,122

Total All-In$616,910

ARV$628,562

Selling Costs 8%$50,285

Flip Profit$-38,633

Flip ROI-39%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~35 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,345	+$13,035	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$67,818

VALUE ADDED

+$129,562

OVERALL ROI

191%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$61,744)
• Excellent reno ROI (191%)
• Aging property (1991) — renovation upside
• Negative cashflow ($-3,217/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,217/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

21/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

8550 Touchton Rd #511 Single

Spring Hill, FL 32216 · 2bd/2.0ba · 1,195sf · Built 2005

$180,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $6,300

Loan Amount: $176,740

Fees / MIP: $3,040

Closing Costs: $5,400

Reserves (3mo): $3,713

Total Cash Needed: $15,413

Monthly Expenses

Mortgage P&I+MIP: $1,237.71

Property Tax: $292.50

Insurance: $159.33

HOA: $662.00

Maint + CapEx: $210.00

Vacancy + Mgmt: $206.54

Total: $2,768.08/mo

Returns

Market Rent (all units): $1,589

Your Rental Income: $1,589

Cashflow: $-1,179/mo

Annual: $-14,152/yr

Cash-on-Cash ROI: -91.8%

Cap Rate: 0.4% · DSCR: 0.05x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,179/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-811/mo (vs $-1,179/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-795/mo — saves $384/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-1,616/mo

STR vs LTR

-64%

BREAKEVEN OCC

81%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-1,179/mo · STR: $-1,616/mo · CoC ROI: -91.9%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,588/mo

RANGE

$1,588 – $1,588

CONFIDENCE

LOW

N/A

Our estimate $1,588/mo ✅ Inline with market

No comparable rentals found in 32216

Purchase + Close$185,400

Reno Cost$52,331

Holding (6mo)$16,608

Total All-In$254,340

ARV$281,882

Selling Costs 8%$22,551

Flip Profit+$4,991

Flip ROI8%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~21 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,286	+$9,859	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~21 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$52,331

VALUE ADDED

+$101,882

OVERALL ROI

195%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$49,550)
• Excellent reno ROI (195%)
• Negative cashflow ($-1,179/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,179/mo)
• Low barrier to entry ($15,413 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

32/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

7001 Interbay Blvd #151 Single

Spring Hill, FL 33616 · 2bd/2.0ba · 1,264sf · Built 2013

$339,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $11,896

Loan Amount: $333,744

Fees / MIP: $5,740

Closing Costs: $10,197

Reserves (3mo): $7,012

Total Cash Needed: $29,105

Monthly Expenses

Mortgage P&I+MIP: $2,337.22

Property Tax: $552.34

Insurance: $168.53

HOA: $640.00

Maint + CapEx: $396.55

Vacancy + Mgmt: $268.01

Total: $4,362.66/mo

Returns

Market Rent (all units): $2,062

Your Rental Income: $2,062

Cashflow: $-2,301/mo

Annual: $-27,612/yr

Cash-on-Cash ROI: -94.9%

Cap Rate: 0.1% · DSCR: 0.02x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,301/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,606/mo (vs $-2,301/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,575/mo — saves $726/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-2,966/mo

STR vs LTR

-73%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-2,301/mo · STR: $-2,966/mo · CoC ROI: -113.0%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,061/mo

RANGE

$2,061 – $2,061

CONFIDENCE

LOW

N/A

Our estimate $2,061/mo ✅ Inline with market

No comparable rentals found in 33616

Purchase + Close$350,097

Reno Cost$8,551

Holding (6mo)$26,176

Total All-In$384,824

ARV$367,103

Selling Costs 8%$29,368

Flip Profit$-47,089

Flip ROI-154%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,476	+$10,428	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Landscaping & Curb Appeal	$2,250	+$9,000	400%
📌 Curb appeal sets buyer/tenant first impressions. Highest ROI per dollar — typically done in 1–2 days.
HIGH	Light Fixture Update	$1,800	+$3,600	200%
📌 Replacing dated fixtures with modern LED pendants/recessed lights takes 1–2 days and dramatically modernizes the feel.

RENO COST

$8,551

VALUE ADDED

+$27,203

OVERALL ROI

318%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (318%)
• Negative cashflow ($-2,301/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,301/mo)

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

27/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

311 W Ashley St #1602 Single

Spring Hill, FL 32202 · 1bd/1.5ba · 573sf · Built 1949

$137,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $4,826

Loan Amount: $135,402

Fees / MIP: $2,329

Closing Costs: $4,137

Reserves (3mo): $2,845

Total Cash Needed: $11,808

Monthly Expenses

Mortgage P&I+MIP: $948.23

Property Tax: $224.09

Insurance: $150.00

HOA: $544.00

Maint + CapEx: $160.89

Vacancy + Mgmt: $161.20

Total: $2,188.40/mo

Returns

Market Rent (all units): $1,240

Your Rental Income: $1,240

Cashflow: $-948/mo

Annual: $-11,381/yr

Cash-on-Cash ROI: -96.4%

Cap Rate: -0.0% · DSCR: -0.00x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-948/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-666/mo (vs $-948/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-654/mo — saves $295/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$120

OCCUPANCY

60%

GROSS / MO

$2,160

STR CASHFLOW

$-1,407/mo

STR vs LTR

-75%

BREAKEVEN OCC

90%

STR EXPENSES BREAKDOWN

Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213

FURNITURE SETUP

Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450

🛡

LTR is safer bet

LTR: $-948/mo · STR: $-1,407/mo · CoC ROI: -102.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,239/mo

RANGE

$1,239 – $1,239

CONFIDENCE

LOW

N/A

Our estimate $1,239/mo ✅ Inline with market

No comparable rentals found in 32202

Purchase + Close$142,037

Reno Cost$69,211

Holding (6mo)$13,130

Total All-In$224,378

ARV$253,763

Selling Costs 8%$20,301

Flip Profit+$9,084

Flip ROI12%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~77 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$5,444	+$5,988	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$69,211

VALUE ADDED

+$115,863

OVERALL ROI

167%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$46,652)
• Excellent reno ROI (167%)
• Older build (1949) — high value-add potential
• Negative cashflow ($-948/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-948/mo)
• Low barrier to entry ($11,808 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

30/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

1750 NE 191st St Unit 508-2 Single

Spring Hill, FL 33179 · 1bd/1.5ba · 1,036sf · Built 1970

$149,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $5,246

Loan Amount: $147,185

Fees / MIP: $2,531

Closing Costs: $4,497

Reserves (3mo): $3,092

Total Cash Needed: $12,836

Monthly Expenses

Mortgage P&I+MIP: $1,030.74

Property Tax: $243.59

Insurance: $150.00

HOA: $575.00

Maint + CapEx: $174.89

Vacancy + Mgmt: $168.60

Total: $2,342.81/mo

Returns

Market Rent (all units): $1,297

Your Rental Income: $1,297

Cashflow: $-1,046/mo

Annual: $-12,551/yr

Cash-on-Cash ROI: -97.8%

Cap Rate: -0.1% · DSCR: -0.01x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,046/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-739/mo (vs $-1,046/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-726/mo — saves $320/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$120

OCCUPANCY

60%

GROSS / MO

$2,160

STR CASHFLOW

$-1,540/mo

STR vs LTR

-76%

BREAKEVEN OCC

94%

STR EXPENSES BREAKDOWN

Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213

FURNITURE SETUP

Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450

🛡

LTR is safer bet

LTR: $-1,046/mo · STR: $-1,540/mo · CoC ROI: -107.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,296/mo

RANGE

$1,296 – $1,296

CONFIDENCE

LOW

N/A

Our estimate $1,296/mo ✅ Inline with market

No comparable rentals found in 33179

Purchase + Close$154,397

Reno Cost$78,633

Holding (6mo)$14,057

Total All-In$247,086

ARV$282,130

Selling Costs 8%$22,570

Flip Profit+$12,473

Flip ROI14%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~56 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$9,842	+$10,826	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$78,633

VALUE ADDED

+$132,230

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$53,598)
• Excellent reno ROI (168%)
• Older build (1970) — high value-add potential
• Negative cashflow ($-1,046/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,046/mo)
• Low barrier to entry ($12,836 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

7851 Miller Dr Unit A117 Single

Spring Hill, FL 33155 · 2bd/2.0ba · 1,000sf · Built 1971

$245,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $8,575

Loan Amount: $240,562

Fees / MIP: $4,137

Closing Costs: $7,350

Reserves (3mo): $5,054

Total Cash Needed: $20,979

Monthly Expenses

Mortgage P&I+MIP: $1,684.67

Property Tax: $398.12

Insurance: $150.00

HOA: $845.00

Maint + CapEx: $285.84

Vacancy + Mgmt: $238.88

Total: $3,602.50/mo

Returns

Market Rent (all units): $1,838

Your Rental Income: $1,838

Cashflow: $-1,765/mo

Annual: $-21,180/yr

Cash-on-Cash ROI: -101.0%

Cap Rate: -0.4% · DSCR: -0.05x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,765/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,264/mo (vs $-1,765/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,242/mo — saves $523/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-2,338/mo

STR vs LTR

-68%

BREAKEVEN OCC

95%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-1,765/mo · STR: $-2,338/mo · CoC ROI: -110.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,837/mo

RANGE

$1,837 – $1,837

CONFIDENCE

LOW

N/A

Our estimate $1,837/mo ✅ Inline with market

No comparable rentals found in 33155

Purchase + Close$252,350

Reno Cost$83,425

Holding (6mo)$21,615

Total All-In$357,390

ARV$385,570

Selling Costs 8%$30,846

Flip Profit$-2,666

Flip ROI-3%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~55 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$9,500	+$10,450	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$83,425

VALUE ADDED

+$140,570

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$57,145)
• Excellent reno ROI (168%)
• Older build (1971) — high value-add potential
• Negative cashflow ($-1,765/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,765/mo)
• Low barrier to entry ($20,979 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

28/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

2010 E Palm Ave #14317 Single

Spring Hill, FL 33605 · 1bd/1.0ba · 1,044sf · Built 2001

$219,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $7,696

Loan Amount: $215,917

Fees / MIP: $3,714

Closing Costs: $6,597

Reserves (3mo): $4,536

Total Cash Needed: $18,830

Monthly Expenses

Mortgage P&I+MIP: $1,512.08

Property Tax: $357.34

Insurance: $150.00

HOA: $813.00

Maint + CapEx: $256.55

Vacancy + Mgmt: $219.52

Total: $3,308.49/mo

Returns

Market Rent (all units): $1,689

Your Rental Income: $1,689

Cashflow: $-1,620/mo

Annual: $-19,438/yr

Cash-on-Cash ROI: -103.2%

Cap Rate: -0.6% · DSCR: -0.07x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,620/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,170/mo (vs $-1,620/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,150/mo — saves $470/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$120

OCCUPANCY

60%

GROSS / MO

$2,160

STR CASHFLOW

$-2,373/mo

STR vs LTR

-82%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213

FURNITURE SETUP

Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450

🛡

LTR is safer bet

LTR: $-1,620/mo · STR: $-2,373/mo · CoC ROI: -130.9%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,688/mo

RANGE

$1,688 – $1,688

CONFIDENCE

LOW

N/A

Our estimate $1,688/mo ✅ Inline with market

No comparable rentals found in 33605

Purchase + Close$226,497

Reno Cost$46,035

Holding (6mo)$19,851

Total All-In$292,383

ARV$309,752

Selling Costs 8%$24,780

Flip Profit$-7,411

Flip ROI-12%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~25 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$2,871	+$8,613	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~25 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$46,035

VALUE ADDED

+$89,852

OVERALL ROI

195%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$43,817)
• Excellent reno ROI (195%)
• Negative cashflow ($-1,620/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,620/mo)
• Low barrier to entry ($18,830 cash needed)
• Has flip exit strategy if hold doesn't work
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

25/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

1723 SW 2nd Ave #909 Single

Spring Hill, FL 33129 · 2bd/2.0ba · 829sf · Built 2007

$499,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $17,465

Loan Amount: $489,962

Fees / MIP: $8,427

Closing Costs: $14,970

Reserves (3mo): $10,294

Total Cash Needed: $42,729

Monthly Expenses

Mortgage P&I+MIP: $3,431.22

Property Tax: $810.88

Insurance: $150.00

HOA: $893.00

Maint + CapEx: $582.16

Vacancy + Mgmt: $289.69

Total: $6,156.95/mo

Returns

Market Rent (all units): $2,228

Your Rental Income: $2,228

Cashflow: $-3,929/mo

Annual: $-47,143/yr

Cash-on-Cash ROI: -110.3%

Cap Rate: -1.2% · DSCR: -0.14x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,929/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,908/mo (vs $-3,929/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,863/mo — saves $1,066/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-4,545/mo

STR vs LTR

-74%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-3,929/mo · STR: $-4,545/mo · CoC ROI: -130.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,228/mo

RANGE

$2,228 – $2,228

CONFIDENCE

LOW

N/A

Our estimate $2,228/mo ✅ Inline with market

No comparable rentals found in 33129

Purchase + Close$513,970

Reno Cost$49,129

Holding (6mo)$36,942

Total All-In$600,040

ARV$593,690

Selling Costs 8%$47,495

Flip Profit$-53,846

Flip ROI-66%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~19 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$2,280	+$6,839	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~19 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$49,129

VALUE ADDED

+$94,690

OVERALL ROI

193%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$45,561)
• Excellent reno ROI (193%)
• Negative cashflow ($-3,929/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,929/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

23/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

1061 SW 131 Pl Single

Spring Hill, FL 33184 · 3bd/2.0ba · 1,000sf · Built 2004

$210,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $7,350

Loan Amount: $206,196

Fees / MIP: $3,546

Closing Costs: $6,300

Reserves (3mo): $4,332

Total Cash Needed: $17,982

Monthly Expenses

Mortgage P&I+MIP: $1,444.00

Property Tax: $341.25

Insurance: $150.00

HOA: $1,184.00

Maint + CapEx: $245.00

Vacancy + Mgmt: $245.61

Total: $3,609.86/mo

Returns

Market Rent (all units): $1,889

Your Rental Income: $1,889

Cashflow: $-1,721/mo

Annual: $-20,647/yr

Cash-on-Cash ROI: -114.8%

Cap Rate: -1.6% · DSCR: -0.19x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,721/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,291/mo (vs $-1,721/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,272/mo — saves $448/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-910/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,079/mo

STR vs LTR

-53%

BREAKEVEN OCC

77%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,721/mo · STR: $-2,079/mo · CoC ROI: -99.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,889/mo

RANGE

$1,889 – $1,889

CONFIDENCE

LOW

N/A

Our estimate $1,889/mo ✅ Inline with market

No comparable rentals found in 33184

Purchase + Close$216,300

Reno Cost$50,625

Holding (6mo)$21,659

Total All-In$288,584

ARV$308,050

Selling Costs 8%$24,644

Flip Profit$-5,178

Flip ROI-8%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~22 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$2,750	+$8,250	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~22 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$50,625

VALUE ADDED

+$98,050

OVERALL ROI

194%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$47,425)
• Excellent reno ROI (194%)
• Negative cashflow ($-1,721/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,721/mo)
• Low barrier to entry ($17,982 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

1611 SW 2nd Ave #1005 Single

Spring Hill, FL 33129 · 1bd/1.0ba · 1,000sf · Built 2026

$650,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $22,750

Loan Amount: $638,227

Fees / MIP: $10,977

Closing Costs: $19,500

Reserves (3mo): $13,409

Total Cash Needed: $55,659

Monthly Expenses

Mortgage P&I+MIP: $4,469.53

Property Tax: $1,056.25

Insurance: $150.00

HOA: $1,090.00

Maint + CapEx: $758.34

Vacancy + Mgmt: $306.22

Total: $7,830.34/mo

Returns

Market Rent (all units): $2,356

Your Rental Income: $2,356

Cashflow: $-5,475/mo

Annual: $-65,697/yr

Cash-on-Cash ROI: -118.0%

Cap Rate: -1.9% · DSCR: -0.22x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-5,475/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-4,146/mo (vs $-5,475/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-4,087/mo — saves $1,388/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$120

OCCUPANCY

60%

GROSS / MO

$2,160

STR CASHFLOW

$-6,306/mo

STR vs LTR

-87%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213

FURNITURE SETUP

Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450

🛡

LTR is safer bet

LTR: $-5,475/mo · STR: $-6,306/mo · CoC ROI: -152.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,355/mo

RANGE

$2,355 – $2,355

CONFIDENCE

LOW

N/A

Our estimate $2,355/mo ✅ Inline with market

No comparable rentals found in 33129

Purchase + Close$669,500

Reno Cost$3,775

Holding (6mo)$46,982

Total All-In$720,257

ARV$662,425

Selling Costs 8%$52,994

Flip Profit$-110,826

Flip ROI-241%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$2,750	+$8,250	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$3,775

VALUE ADDED

+$12,425

OVERALL ROI

329%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (329%)
• Negative cashflow ($-5,475/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-5,475/mo)

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

19/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

3232 SW 22nd Ter #1510 Single

Spring Hill, FL 33145 · 2bd/2.0ba · 1,242sf · Built 2007

$540,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $18,900

Loan Amount: $530,219

Fees / MIP: $9,119

Closing Costs: $16,200

Reserves (3mo): $11,139

Total Cash Needed: $46,239

Monthly Expenses

Mortgage P&I+MIP: $3,713.15

Property Tax: $877.50

Insurance: $165.60

HOA: $1,275.00

Maint + CapEx: $630.00

Vacancy + Mgmt: $309.94

Total: $6,971.19/mo

Returns

Market Rent (all units): $2,384

Your Rental Income: $2,384

Cashflow: $-4,587/mo

Annual: $-55,045/yr

Cash-on-Cash ROI: -119.0%

Cap Rate: -1.9% · DSCR: -0.24x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-4,587/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-3,483/mo (vs $-4,587/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-3,434/mo — saves $1,153/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-5,298/mo

STR vs LTR

-76%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-4,587/mo · STR: $-5,298/mo · CoC ROI: -142.9%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,384/mo

RANGE

$2,384 – $2,384

CONFIDENCE

LOW

N/A

Our estimate $2,384/mo ✅ Inline with market

No comparable rentals found in 33145

Purchase + Close$556,200

Reno Cost$52,742

Holding (6mo)$41,827

Total All-In$650,770

ARV$642,805

Selling Costs 8%$51,424

Flip Profit$-59,389

Flip ROI-68%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~19 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,416	+$10,246	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~19 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$52,742

VALUE ADDED

+$102,805

OVERALL ROI

195%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$50,063)
• Excellent reno ROI (195%)
• Negative cashflow ($-4,587/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-4,587/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

22/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

SpillFeed · live

View all →

Jennifer L.7h ago

📊 ran AI analysis on

3526 Ernest St

🔥 3526 Ernest St in Jacksonville — 4.8% cap rate, Grade F

Diego S.6h ago

💾 saved a deal

907 NE 199th St #106

💾 saved 907 NE 199th St #106 — $-982/mo cash flow F grade

Rachel B.6h ago

📊 ran AI analysis on

940 E 24th St

📊 New deal: 940 E 24th St — Grade C, $340,000

Miguel A.6h ago

👀 viewed a deal in

11865 Mountain Ash Rd E

👀 12 investors viewed 11865 Mountain Ash Rd E this week

Sarah K.5h ago

📊 ran AI analysis on

20008 Bluff Oak Blvd

🔥 20008 Bluff Oak Blvd in Tampa — 3.4% cap rate, Grade F

Marcus J.5h ago

💾 saved a deal

2860 Emily Ln W

💾 saved 2860 Emily Ln W — $-1,598/mo cash flow F grade

Isabella V.5h ago

📊 ran AI analysis on

4707 W Paul Ave

📊 New deal: 4707 W Paul Ave — Grade F, $539,000

James H.5h ago

👀 viewed a deal in

11405 SW 122nd Ct

👀 12 investors viewed 11405 SW 122nd Ct this week

Sofia R.4h ago

📊 ran AI analysis on

4266 Springwood Rd

🔥 4266 Springwood Rd in Jacksonville — 5.0% cap rate, Grade F

Carlos M.4h ago

💾 saved a deal

12725 Sunland Ct

💾 saved 12725 Sunland Ct — $-420/mo cash flow F grade

SpillDeals v5 · Estimates only — verify before making offers

♥ Saved Properties

Florida Investment Property Deals — Graded A–F | SpillDeals

Property Breakdowns

1910 Cotant St SingleFL

1097 McDuff Ave S Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

6219 Moncrief Rd W Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

10733 Gladwynne Rd Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

1844 41st St W Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

14928 Pinecrest Rd Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

332 Marisco Way Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

4745 Blackburn St Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

4341 Lake Woodbourne Dr S Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

1209 Eagle Bend Ct Single

Monthly Expenses

Returns

🏠 RENTAL COMPS