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Florida Investment Property Deals — Graded A–F | SpillDeals

FL county records + live MLS → 70 deals graded A–F, cashflow & ROI pre-calculated. Free to browse — no $82/mo paywall.
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70FL deals graded live★★★★★4.9 · 300+ investors
$279KF
Jacksonville
-$563/mo
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🏛️ County Records
🤖 AI-Graded A–F
🆓 Free to Browse
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2,494+ investors
29,630+ deals saved
392+ joined this month
4.9★ avg rating
70 deals graded live
🗺️ 31 FL markets analyzed
✈️ Out-of-state properties available
★★★★★ PRO
Found a Grade-A Tampa duplex in under 10 minutes. It's been cash-flowing $590/mo for 4 months straight.
🦅
Darius M.
Buy & Hold · Tampa
★★★★★ PRO
Flip calc said I'd net $44k after reno. Closed 3 weeks ago. Came in at $46k. Scary accurate.
🐺
Brianna R.
Fix & Flip · Jacksonville
★★★★★ ELITE
House-hacking my Kissimmee triplex. Two units cover my mortgage + $200 leftover. SpillDeals found it.
🦁
Teo Vargas
House Hacker · Orlando
★★★★★ PRO
DSCR of 1.38 on a Cape Coral SFH. Lender pre-approved in 4 days. Best tool I've paid for.
🦊
Mia Fontaine
DSCR Investor · Cape Coral
★★★★★ FREE
Free plan alone showed me 3 A-grade deals in Naples. Upgraded same afternoon. No-brainer.
🐯
Reece Okafor
New Investor · Naples
★★★★★ PRO
Ran 60+ properties in one session. Saved 14. Closed on 2 within 45 days. Pipeline is stacked.
🦅
Camille T.
Portfolio Builder · Fort Lauderdale
★★★★★ ELITE
The international tab surfaced a Medellín coliving deal at 19% yield. I would've never found this alone.
🦁
Isaiah Wren
Global Investor · Miami
★★★★★ PRO
Loan Hub matched me to a DSCR lender I didn't know existed. Rate came in 1.1% under my bank offer.
🐺
Nina Cruz
Buy & Hold · Sarasota
★★★★★ FREE
Grade filter is everything. A & B only. Bought my first investment property in 6 weeks on the free plan.
🦊
Jaylen Brooks
First-Time Investor · Orlando
★★★★★ PRO
Every card has ROI baked in. I deleted four different spreadsheets. SpillDeals replaced all of them.
🐯
Dominique L.
Fix & Flip · Gainesville
★★★★★ ELITE
Found an Act 60 condo in Condado through the PR section. Closing in 3 weeks. Game changer.
🦅
Marco Delgado
Tax Strategist · Miami
★★★★★ PRO
SpillRoom is worth the sub alone. Found a JV partner for my St. Pete 4-plex in the chat in 2 days.
🦁
Priya Nair
JV Investor · St. Petersburg
★★★★★ PRO
Graded 80 Hialeah properties in one evening. Identified 6 real deals. Offer accepted on #2.
🐺
Rashid Osei
Buy & Hold · Hialeah
★★★★★ ELITE
The PDF export is perfect for presenting to my silent partner. Professional, clean, instant.
🦊
Valencia King
Portfolio Builder · Boca Raton
★★★★★ FREE
I was skeptical of free tools. Then I found a duplex with $710/mo cashflow on the free tier. I'm pro now.
🐯
Eli Moreau
House Hacker · Clearwater
★★★★★ PRO
Found a Grade-A Tampa duplex in under 10 minutes. It's been cash-flowing $590/mo for 4 months straight.
🦅
Darius M.
Buy & Hold · Tampa
★★★★★ PRO
Flip calc said I'd net $44k after reno. Closed 3 weeks ago. Came in at $46k. Scary accurate.
🐺
Brianna R.
Fix & Flip · Jacksonville
★★★★★ ELITE
House-hacking my Kissimmee triplex. Two units cover my mortgage + $200 leftover. SpillDeals found it.
🦁
Teo Vargas
House Hacker · Orlando
★★★★★ PRO
DSCR of 1.38 on a Cape Coral SFH. Lender pre-approved in 4 days. Best tool I've paid for.
🦊
Mia Fontaine
DSCR Investor · Cape Coral
★★★★★ FREE
Free plan alone showed me 3 A-grade deals in Naples. Upgraded same afternoon. No-brainer.
🐯
Reece Okafor
New Investor · Naples
★★★★★ PRO
Ran 60+ properties in one session. Saved 14. Closed on 2 within 45 days. Pipeline is stacked.
🦅
Camille T.
Portfolio Builder · Fort Lauderdale
★★★★★ ELITE
The international tab surfaced a Medellín coliving deal at 19% yield. I would've never found this alone.
🦁
Isaiah Wren
Global Investor · Miami
★★★★★ PRO
Loan Hub matched me to a DSCR lender I didn't know existed. Rate came in 1.1% under my bank offer.
🐺
Nina Cruz
Buy & Hold · Sarasota
★★★★★ FREE
Grade filter is everything. A & B only. Bought my first investment property in 6 weeks on the free plan.
🦊
Jaylen Brooks
First-Time Investor · Orlando
★★★★★ PRO
Every card has ROI baked in. I deleted four different spreadsheets. SpillDeals replaced all of them.
🐯
Dominique L.
Fix & Flip · Gainesville
★★★★★ ELITE
Found an Act 60 condo in Condado through the PR section. Closing in 3 weeks. Game changer.
🦅
Marco Delgado
Tax Strategist · Miami
★★★★★ PRO
SpillRoom is worth the sub alone. Found a JV partner for my St. Pete 4-plex in the chat in 2 days.
🦁
Priya Nair
JV Investor · St. Petersburg
★★★★★ PRO
Graded 80 Hialeah properties in one evening. Identified 6 real deals. Offer accepted on #2.
🐺
Rashid Osei
Buy & Hold · Hialeah
★★★★★ ELITE
The PDF export is perfect for presenting to my silent partner. Professional, clean, instant.
🦊
Valencia King
Portfolio Builder · Boca Raton
★★★★★ FREE
I was skeptical of free tools. Then I found a duplex with $710/mo cashflow on the free tier. I'm pro now.
🐯
Eli Moreau
House Hacker · Clearwater
🔥 Live deals across 15 FL markets  ·   💰 0 F-deals replaced today  ·   ⚡ 194 properties tracked  ·   📍 Miami · Tampa · Orlando · Jacksonville · Fort Lauderdale · Cape Coral · Sarasota · Naples · Puerto Rico · DR  ·   🔄 Auto-refreshes every 20 min  ·   🏠 FHA · House-Hack · Fix & Flip · DSCR · International
70
Active Deals
0.7%
Avg Cap Rate
2,494+
Investors
31
Cities Covered
Quick Filter:
AllMulti-UnitSingle Search results for “Jacksonville”

70 of 70 properties · ✕ Clear filters · Search: “Jacksonville” — 70 result(s)

60 F
Deal gradesA — 12%+ ROI 🔒B — 8%+ ROI 🔒C — 5%+ ROI ✓ FreeA & B unlock with Pro
⚡ Go Pro
Grade
$279,000💡 🏦 DSCR 25%dn: $-185/mo
F
$279,000
8329 Osteen St, Jacksonville
FL
F
39
4bd2ba Single1,739sf $160/sf Built 2026
Cashflow
$-564/mo
CoC ROI
-28.3%
Rent Est
$2,719/mo
HUD FMR · GRM 8.6
Cap Rate
5.8%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-288/mo🏦 DSCR 25%dn: $-185/mo
🏠 Listing
$239,990💡 🏦 DSCR 25%dn: $-322/mo
F
$239,990
10723 Waterfield Rd, Jacksonville
FL
F
39
3bd2ba Single1,429sf $168/sf Built 2026
Cashflow
$-651/mo
CoC ROI
-38.0%
Rent Est
$2,296/mo
HUD FMR · GRM 8.7
Cap Rate
5.0%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-411/mo🏦 DSCR 25%dn: $-322/mo
🏠 Listing
$259,990💡 🏦 DSCR 25%dn: $-301/mo
F
$259,990
9822 Harper Village Cir, Jacksonville
FL
F
39
3bd2ba Single1,580sf $165/sf Built 2026
Cashflow
$-663/mo
CoC ROI
-35.7%
Rent Est
$2,421/mo
HUD FMR · GRM 8.9
Cap Rate
5.2%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-397/mo🏦 DSCR 25%dn: $-301/mo
🏠 Listing
$204,990💡 🏦 DSCR 25%dn: $-384/mo
F
$204,990
7228 Sabal Ter, Jacksonville
FL
F
39
2bd2ba Single1,180sf $174/sf Built 2026
Cashflow
$-676/mo
CoC ROI
-46.2%
Rent Est
$1,837/mo
HUD FMR · GRM 9.3
Cap Rate
4.3%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-460/mo🏦 DSCR 25%dn: $-384/mo
🏠 Listing
$254,990💡 🏦 DSCR 25%dn: $-443/mo
F
$254,990
190 Brazil Nut Cir, Jacksonville
FL
F
38
3bd2ba Single1,429sf $178/sf Built 2026
Cashflow
$-803/mo
CoC ROI
-44.1%
Rent Est
$2,314/mo
HUD FMR · GRM 9.2
Cap Rate
4.5%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-537/mo🏦 DSCR 25%dn: $-443/mo
🏠 Listing
$159,900💡 🏦 DSCR 25%dn: $-590/mo
F
$159,900
7749 Las Palmas Way #138, Jacksonville
FL
F
36
2bd2ba Single1,276sf $125/sf Built 1973
Cashflow
$-808/mo
CoC ROI
-70.8%
Rent Est
$1,551/mo
HUD FMR · GRM 8.6
Cap Rate
2.2%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-649/mo🏦 DSCR 25%dn: $-590/mo
🏠 Listing
$259,990💡 🏦 DSCR 25%dn: $-453/mo
F
$259,990
10721 Waterfield Rd, Jacksonville
FL
F
39
3bd2ba Single1,429sf $182/sf Built 2026
Cashflow
$-823/mo
CoC ROI
-44.4%
Rent Est
$2,321/mo
HUD FMR · GRM 9.3
Cap Rate
4.5%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-549/mo🏦 DSCR 25%dn: $-453/mo
🏠 Listing
$195,000💡 🏦 DSCR 25%dn: $-647/mo
F
$195,000
10430 Bigtree Cir E, Jacksonville
FL
F
36
2bd2ba Single999sf $195/sf Built 1983
Cashflow
$-927/mo
CoC ROI
-66.7%
Rent Est
$1,704/mo
HUD FMR · GRM 9.5
Cap Rate
2.5%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-719/mo🏦 DSCR 25%dn: $-647/mo
🏠 Listing
$321,850💡 🏦 DSCR 25%dn: $-507/mo
F
$321,850
12271 Copper Mallard Rd, Jacksonville
FL
F
39
5bd2ba Single1,657sf $194/sf Built 2026
Cashflow
$-977/mo
CoC ROI
-42.5%
Rent Est
$2,718/mo
HUD FMR · GRM 9.9
Cap Rate
4.6%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-626/mo🏦 DSCR 25%dn: $-507/mo
🏠 Listing
$249,000💡 🏦 DSCR 25%dn: $-628/mo
F
$249,000
10543 Autumn Trace Rd, Jacksonville
FL
F
36
3bd2ba Single1,707sf $146/sf Built 2007
Cashflow
$-991/mo
CoC ROI
-55.8%
Rent Est
$2,110/mo
HUD FMR · GRM 9.8
Cap Rate
3.5%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-720/mo🏦 DSCR 25%dn: $-628/mo
🏠 Listing
$276,990💡 🏦 DSCR 25%dn: $-587/mo
F
$276,990
182 Brazil Nut Cir, Jacksonville
FL
F
33
3bd2ba Single1,429sf $194/sf Built 2026
Cashflow
$-992/mo
CoC ROI
-50.2%
Rent Est
$2,342/mo
HUD FMR · GRM 9.9
Cap Rate
4.0%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-690/mo🏦 DSCR 25%dn: $-587/mo
🏠 Listing
$245,990💡 🏦 DSCR 25%dn: $-663/mo
F
$245,990
198 Brazil Nut Cir, Jacksonville
FL
F
29
2bd2ba Single1,220sf $202/sf Built 2026
Cashflow
$-1,036/mo
CoC ROI
-59.0%
Rent Est
$1,915/mo
HUD FMR · GRM 10.7
Cap Rate
3.2%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-754/mo🏦 DSCR 25%dn: $-663/mo
🏠 Listing
$295,000💡 🏦 DSCR 25%dn: $-658/mo
F
$295,000
8638 Deermoss Way W, Jacksonville
FL
F
31
3bd2ba Single1,147sf $257/sf Built 1984
Cashflow
$-1,114/mo
CoC ROI
-52.9%
Rent Est
$2,177/mo
HUD FMR · GRM 11.3
Cap Rate
3.7%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-767/mo🏦 DSCR 25%dn: $-658/mo
🏠 Listing
$391,850💡 🏦 DSCR 25%dn: $-635/mo
F
$391,850
12240 Copper Mallard Pl, Jacksonville
FL
F
39
5bd3ba Single2,499sf $157/sf Built 2026
Cashflow
$-1,203/mo
CoC ROI
-43.0%
Rent Est
$3,365/mo
HUD FMR · GRM 9.7
Cap Rate
4.6%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-780/mo🏦 DSCR 25%dn: $-635/mo
🏠 Listing
$424,990💡 🏦 DSCR 25%dn: $-911/mo
F
$424,990
12692 Fabius Way, Jacksonville
FL
F
29
4bd3ba Single2,486sf $171/sf Built 2026
Cashflow
$-1,547/mo
CoC ROI
-51.0%
Rent Est
$3,398/mo
HUD FMR · GRM 10.4
Cap Rate
3.9%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-1,068/mo🏦 DSCR 25%dn: $-911/mo
🏠 Listing
$426,329💡 🏦 DSCR 25%dn: $-906/mo
F
$426,329
6782 Dutton Spur Ln, Jacksonville
FL
F
30
4bd3ba Single2,380sf $179/sf Built 2026
Cashflow
$-1,551/mo
CoC ROI
-51.0%
Rent Est
$3,329/mo
HUD FMR · GRM 10.7
Cap Rate
3.9%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-1,064/mo🏦 DSCR 25%dn: $-906/mo
🏠 Listing
$439,990💡 🏦 DSCR 25%dn: $-1,009/mo
F
$439,990
12740 Fabius Way, Jacksonville
FL
F
29
4bd3ba Single2,486sf $177/sf Built 2026
Cashflow
$-1,676/mo
CoC ROI
-53.4%
Rent Est
$3,417/mo
HUD FMR · GRM 10.7
Cap Rate
3.7%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-1,172/mo🏦 DSCR 25%dn: $-1,009/mo
🏠 Listing
$374,900💡 🏦 DSCR 25%dn: $-1,134/mo
F
$374,900
1641 Charon Rd, Jacksonville
FL
F
30
3bd1ba Single1,259sf $298/sf Built 1942
Cashflow
$-1,747/mo
CoC ROI
-65.3%
Rent Est
$2,351/mo
HUD FMR · GRM 13.3
Cap Rate
2.7%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-1,272/mo🏦 DSCR 25%dn: $-1,134/mo
🏠 Listing
$250,000💡 🏦 DSCR 25%dn: $-1,576/mo
F
$250,000
425 Vine St #421, Jacksonville
FL
F
22
1bd1ba Single349sf $716/sf Built 1998
Cashflow
$-2,014/mo
CoC ROI
-112.9%
Rent Est
$1,215/mo
HUD FMR · GRM 17.1
Cap Rate
-1.4%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-1,669/mo🏦 DSCR 25%dn: $-1,576/mo
🏠 Listing
$399,900💡 🏦 DSCR 25%dn: $-1,379/mo
F
$399,900
115 W 4th St, Jacksonville
FL
F
28
4bd4ba Single3,498sf $114/sf Built 1904
Cashflow
$-2,021/mo
CoC ROI
-70.8%
Rent Est
$2,657/mo
HUD FMR · GRM 12.5
Cap Rate
2.2%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-1,527/mo🏦 DSCR 25%dn: $-1,379/mo
🏠 Listing
$293,000💡 🏦 DSCR 25%dn: $-1,904/mo
F
$293,000
1136 13th Ave #305, Jacksonville
FL
F
22
1bd1ba Single660sf $444/sf Built 1924
Cashflow
$-2,411/mo
CoC ROI
-115.3%
Rent Est
$1,498/mo
HUD FMR · GRM 16.3
Cap Rate
-1.6%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-2,012/mo🏦 DSCR 25%dn: $-1,904/mo
🏠 Listing
$345,000💡 🏦 DSCR 25%dn: $-1,860/mo
F
$345,000
14531 Dayton Ave N #1, Jacksonville
FL
F
22
2bd1ba Single893sf $386/sf Built 1966
Cashflow
$-2,446/mo
CoC ROI
-99.4%
Rent Est
$1,884/mo
HUD FMR · GRM 15.3
Cap Rate
-0.3%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-1,987/mo🏦 DSCR 25%dn: $-1,860/mo
🏠 Listing
$350,000💡 🏦 DSCR 25%dn: $-1,830/mo
F
$350,000
2031 NW 59th St #301, Jacksonville
FL
F
22
1bd1ba Single696sf $503/sf Built 1978
Cashflow
$-2,451/mo
CoC ROI
-98.1%
Rent Est
$1,596/mo
HUD FMR · GRM 18.3
Cap Rate
-0.1%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-1,960/mo🏦 DSCR 25%dn: $-1,830/mo
🏠 Listing
$325,000💡 🏦 DSCR 25%dn: $-1,960/mo
F
$325,000
4725 15th Ave NE #12, Jacksonville
FL
F
22
1bd1ba Single739sf $440/sf Built 1923
Cashflow
$-2,527/mo
CoC ROI
-109.0%
Rent Est
$1,596/mo
HUD FMR · GRM 17.0
Cap Rate
-1.1%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-2,080/mo🏦 DSCR 25%dn: $-1,960/mo
🏠 Listing
$375,000💡 🏦 DSCR 25%dn: $-1,841/mo
F
$375,000
1900 Westlake Ave N Unit B7, Jacksonville
FL
F
18
1bd1ba Single480sf $781/sf Built 1992
Cashflow
$-2,528/mo
CoC ROI
-94.5%
Rent Est
$1,434/mo
HUD FMR · GRM 21.8
Cap Rate
0.2%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-1,979/mo🏦 DSCR 25%dn: $-1,841/mo
🏠 Listing
$325,000💡 🏦 DSCR 25%dn: $-2,040/mo
F
$325,000
1414 12th Ave #205, Jacksonville
FL
F
22
1bd1ba Single653sf $498/sf Built 2007
Cashflow
$-2,612/mo
CoC ROI
-112.6%
Rent Est
$1,533/mo
HUD FMR · GRM 17.7
Cap Rate
-1.4%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-2,160/mo🏦 DSCR 25%dn: $-2,040/mo
🏠 Listing
$500,000💡 🏦 DSCR 25%dn: $-2,050/mo
F
$500,000
12805 64th Ave S, Jacksonville
FL
F
22
3bd2ba Single1,040sf $481/sf Built 1955
Cashflow
$-2,929/mo
CoC ROI
-82.1%
Rent Est
$2,362/mo
HUD FMR · GRM 17.6
Cap Rate
1.2%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-2,234/mo🏦 DSCR 25%dn: $-2,050/mo
🏠 Listing
$398,000💡 🏦 DSCR 25%dn: $-2,216/mo
F
$398,000
2960 Eastlake Ave E #213, Jacksonville
FL
F
22
1bd1ba Single718sf $554/sf Built 2008
Cashflow
$-2,932/mo
CoC ROI
-103.2%
Rent Est
$1,672/mo
HUD FMR · GRM 19.8
Cap Rate
-0.6%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-2,363/mo🏦 DSCR 25%dn: $-2,216/mo
🏠 Listing
$549,950💡 🏦 DSCR 25%dn: $-2,005/mo
F
$549,950
11419 Crestwood Dr S, Jacksonville
FL
F
22
4bd1ba Single1,620sf $339/sf Built 1945
Cashflow
$-2,942/mo
CoC ROI
-75.0%
Rent Est
$2,978/mo
HUD FMR · GRM 15.4
Cap Rate
1.8%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-2,208/mo🏦 DSCR 25%dn: $-2,005/mo
🏠 Listing
$449,900💡 🏦 DSCR 25%dn: $-2,175/mo
F
$449,900
9223 B Densmore Ave N, Jacksonville
FL
F
18
2bd1ba Single685sf $657/sf Built 2026
Cashflow
$-2,991/mo
CoC ROI
-93.2%
Rent Est
$1,814/mo
HUD FMR · GRM 20.7
Cap Rate
0.3%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-2,341/mo🏦 DSCR 25%dn: $-2,175/mo
🏠 Listing
$599,999💡 🏦 DSCR 25%dn: $-2,047/mo
F
$599,999
12424 Tierra Chase Way, Jacksonville
FL
F
31
4bd3ba Single2,665sf $225/sf Built 2024
Cashflow
$-3,030/mo
CoC ROI
-70.8%
Rent Est
$3,736/mo
HUD FMR · GRM 13.4
Cap Rate
2.2%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-2,269/mo🏦 DSCR 25%dn: $-2,047/mo
🏠 Listing
$370,000💡 🏦 DSCR 25%dn: $-2,402/mo
F
$370,000
2911 2nd Ave #811, Jacksonville
FL
F
22
1bd1ba Single603sf $614/sf Built 2009
Cashflow
$-3,069/mo
CoC ROI
-116.2%
Rent Est
$1,552/mo
HUD FMR · GRM 19.9
Cap Rate
-1.7%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-2,539/mo🏦 DSCR 25%dn: $-2,402/mo
🏠 Listing
$499,000💡 🏦 DSCR 25%dn: $-2,329/mo
F
$499,000
3710 SW 106th St, Jacksonville
FL
F
18
2bd1ba Single870sf $574/sf Built 1937
Cashflow
$-3,236/mo
CoC ROI
-90.9%
Rent Est
$1,999/mo
HUD FMR · GRM 20.8
Cap Rate
0.5%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-2,514/mo🏦 DSCR 25%dn: $-2,329/mo
🏠 Listing
$439,000💡 🏦 DSCR 25%dn: $-2,529/mo
F
$439,000
4545 Sand Point Way NE #302, Jacksonville
FL
F
22
2bd1ba Single1,191sf $369/sf Built 1968
Cashflow
$-3,289/mo
CoC ROI
-105.0%
Rent Est
$2,220/mo
HUD FMR · GRM 16.5
Cap Rate
-0.7%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-2,691/mo🏦 DSCR 25%dn: $-2,529/mo
🏠 Listing
$499,900💡 🏦 DSCR 25%dn: $-2,403/mo
F
$499,900
5720 37th Ave S, Jacksonville
FL
F
18
2bd1ba Single740sf $676/sf Built 1952
Cashflow
$-3,318/mo
CoC ROI
-93.0%
Rent Est
$1,913/mo
HUD FMR · GRM 21.8
Cap Rate
0.3%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-2,588/mo🏦 DSCR 25%dn: $-2,403/mo
🏠 Listing
$585,000💡 🏦 DSCR 25%dn: $-2,434/mo
F
$585,000
12715 35th Ave NE Unit A, Jacksonville
FL
F
22
3bd2ba Single1,450sf $403/sf Built 1996
Cashflow
$-3,464/mo
CoC ROI
-83.0%
Rent Est
$2,741/mo
HUD FMR · GRM 17.8
Cap Rate
1.1%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-2,650/mo🏦 DSCR 25%dn: $-2,434/mo
🏠 Listing
$499,000💡 🏦 DSCR 25%dn: $-2,608/mo
F
$499,000
6920 California Ave SW #11, Jacksonville
FL
F
22
2bd2ba Single1,382sf $361/sf Built 1987
Cashflow
$-3,479/mo
CoC ROI
-97.7%
Rent Est
$2,436/mo
HUD FMR · GRM 17.1
Cap Rate
-0.1%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-2,792/mo🏦 DSCR 25%dn: $-2,608/mo
🏠 Listing
$450,000💡 🏦 DSCR 25%dn: $-2,747/mo
F
$450,000
4222 Beach Dr SW #202, Jacksonville
FL
F
22
2bd2ba Single970sf $464/sf Built 1985
Cashflow
$-3,543/mo
CoC ROI
-110.3%
Rent Est
$2,072/mo
HUD FMR · GRM 18.1
Cap Rate
-1.2%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-2,914/mo🏦 DSCR 25%dn: $-2,747/mo
🏠 Listing
$425,000💡 🏦 DSCR 25%dn: $-2,785/mo
F
$425,000
521 5th Ave W #306, Jacksonville
FL
F
22
1bd1ba Single888sf $479/sf Built 1963
Cashflow
$-3,546/mo
CoC ROI
-116.9%
Rent Est
$1,830/mo
HUD FMR · GRM 19.3
Cap Rate
-1.8%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-2,942/mo🏦 DSCR 25%dn: $-2,785/mo
🏠 Listing
$425,000💡 🏦 DSCR 25%dn: $-2,800/mo
F
$425,000
4547 8th Ave NE #310, Jacksonville
FL
F
18
1bd1ba Single608sf $699/sf Built 2008
Cashflow
$-3,578/mo
CoC ROI
-118.0%
Rent Est
$1,625/mo
HUD FMR · GRM 21.8
Cap Rate
-1.9%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-2,957/mo🏦 DSCR 25%dn: $-2,800/mo
🏠 Listing
$550,000💡 🏦 DSCR 25%dn: $-2,587/mo
F
$550,000
4004 Courtland Pl S, Jacksonville
FL
F
18
2bd2ba Single1,000sf $550/sf Built 2026
Cashflow
$-3,585/mo
CoC ROI
-91.3%
Rent Est
$2,219/mo
HUD FMR · GRM 20.7
Cap Rate
0.4%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-2,791/mo🏦 DSCR 25%dn: $-2,587/mo
🏠 Listing
$599,000💡 🏦 DSCR 25%dn: $-2,653/mo
F
$599,000
12512 35th Ave NE Unit B, Jacksonville
FL
F
22
3bd2ba Single1,317sf $455/sf Built 2025
Cashflow
$-3,719/mo
CoC ROI
-87.0%
Rent Est
$2,670/mo
HUD FMR · GRM 18.7
Cap Rate
0.8%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-2,874/mo🏦 DSCR 25%dn: $-2,653/mo
🏠 Listing
$480,000💡 🏦 DSCR 25%dn: $-2,920/mo
F
$480,000
5440 Leary Ave NW #526, Jacksonville
FL
F
18
1bd1ba Single813sf $590/sf Built 2007
Cashflow
$-3,798/mo
CoC ROI
-110.9%
Rent Est
$1,844/mo
HUD FMR · GRM 21.7
Cap Rate
-1.2%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-3,098/mo🏦 DSCR 25%dn: $-2,920/mo
🏠 Listing
$685,000💡 🏦 DSCR 25%dn: $-2,732/mo
F
$685,000
11747 64th Ln S, Jacksonville
FL
F
22
5bd4ba Single2,020sf $339/sf Built 2012
Cashflow
$-3,801/mo
CoC ROI
-60.6%
Rent Est
$3,413/mo
HUD FMR · GRM 16.7
Cap Rate
1.4%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-2,985/mo🏦 DSCR 25%dn: $-2,732/mo
🏠 Listing
$449,000💡 🏦 DSCR 25%dn: $-3,015/mo
F
$449,000
1406 Harvard Ave #16, Jacksonville
FL
F
18
1bd2ba Single813sf $552/sf Built 1908
Cashflow
$-3,830/mo
CoC ROI
-119.5%
Rent Est
$1,805/mo
HUD FMR · GRM 20.7
Cap Rate
-2.0%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-3,181/mo🏦 DSCR 25%dn: $-3,015/mo
🏠 Listing
$499,950💡 🏦 DSCR 25%dn: $-2,948/mo
F
$499,950
4528 8th Ave NE Unit 3C, Jacksonville
FL
F
22
2bd2ba Single1,026sf $487/sf Built 1996
Cashflow
$-3,842/mo
CoC ROI
-107.7%
Rent Est
$2,175/mo
HUD FMR · GRM 19.2
Cap Rate
-1.0%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-3,132/mo🏦 DSCR 25%dn: $-2,948/mo
🏠 Listing
$675,000💡 🏦 DSCR 25%dn: $-2,779/mo
F
$675,000
10035 17th Ave SW, Jacksonville
FL
F
21
5bd2ba Single1,620sf $417/sf Built 1925
Cashflow
$-3,913/mo
CoC ROI
-72.2%
Rent Est
$3,191/mo
HUD FMR · GRM 17.6
Cap Rate
1.2%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-3,028/mo🏦 DSCR 25%dn: $-2,779/mo
🏠 Listing
$615,000💡 🏦 DSCR 25%dn: $-2,834/mo
F
$615,000
1207 SW cambridge St, Jacksonville
FL
F
18
3bd1ba Single980sf $628/sf Built 1922
Cashflow
$-3,950/mo
CoC ROI
-90.0%
Rent Est
$2,466/mo
HUD FMR · GRM 20.8
Cap Rate
0.5%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-3,061/mo🏦 DSCR 25%dn: $-2,834/mo
🏠 Listing
$688,000💡 🏦 DSCR 25%dn: $-2,884/mo
F
$688,000
936 N 101st St, Jacksonville
FL
F
22
3bd3ba Single2,020sf $341/sf Built 1977
Cashflow
$-3,952/mo
CoC ROI
-60.5%
Rent Est
$3,249/mo
HUD FMR · GRM 17.6
Cap Rate
1.1%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-3,139/mo🏦 DSCR 25%dn: $-2,884/mo
🏠 Listing
$599,000💡 🏦 DSCR 25%dn: $-2,883/mo
F
$599,000
7912 34th Ave SW Unit B, Jacksonville
FL
F
18
2bd2ba Single1,091sf $549/sf Built 2026
Cashflow
$-3,981/mo
CoC ROI
-93.1%
Rent Est
$2,271/mo
HUD FMR · GRM 22.0
Cap Rate
0.3%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-3,104/mo🏦 DSCR 25%dn: $-2,883/mo
🏠 Listing
$645,000💡 🏦 DSCR 25%dn: $-2,834/mo
F
$645,000
9236 Interlake Ave N Unit B, Jacksonville
FL
F
22
3bd4ba Single1,430sf $451/sf Built 2003
Cashflow
$-3,988/mo
CoC ROI
-86.7%
Rent Est
$2,803/mo
HUD FMR · GRM 19.2
Cap Rate
0.8%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-3,073/mo🏦 DSCR 25%dn: $-2,834/mo
🏠 Listing
$624,950💡 🏦 DSCR 25%dn: $-2,877/mo
F
$624,950
3807 Martin Luther King Jr Way S Unit B, Jacksonville
FL
F
18
2bd2ba Single1,488sf $420/sf Built 2016
Cashflow
$-4,007/mo
CoC ROI
-89.9%
Rent Est
$2,567/mo
HUD FMR · GRM 20.3
Cap Rate
0.6%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-3,108/mo🏦 DSCR 25%dn: $-2,877/mo
🏠 Listing
$617,000💡 🏦 DSCR 25%dn: $-2,958/mo
F
$617,000
2363 S McClellan St, Jacksonville
FL
F
18
2bd2ba Single1,480sf $417/sf Built 2007
Cashflow
$-4,072/mo
CoC ROI
-92.5%
Rent Est
$2,552/mo
HUD FMR · GRM 20.1
Cap Rate
0.3%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-3,186/mo🏦 DSCR 25%dn: $-2,958/mo
🏠 Listing
$649,000💡 🏦 DSCR 25%dn: $-2,968/mo
F
$649,000
3918 S Juneau St, Jacksonville
FL
F
18
3bd2ba Single1,122sf $578/sf Built 2026
Cashflow
$-4,140/mo
CoC ROI
-89.4%
Rent Est
$2,681/mo
HUD FMR · GRM 20.2
Cap Rate
0.6%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-3,207/mo🏦 DSCR 25%dn: $-2,968/mo
🏠 Listing
$599,000💡 🏦 DSCR 25%dn: $-3,036/mo
F
$599,000
7915 18th Ave SW, Jacksonville
FL
F
18
2bd1ba Single770sf $778/sf Built 1948
Cashflow
$-4,151/mo
CoC ROI
-97.1%
Rent Est
$2,057/mo
HUD FMR · GRM 24.3
Cap Rate
-0.1%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-3,258/mo🏦 DSCR 25%dn: $-3,036/mo
🏠 Listing
$485,000💡 🏦 DSCR 25%dn: $-3,264/mo
F
$485,000
2801 1st Ave #618, Jacksonville
FL
F
18
1bd1ba Single702sf $691/sf Built 2001
Cashflow
$-4,159/mo
CoC ROI
-120.2%
Rent Est
$1,769/mo
HUD FMR · GRM 22.9
Cap Rate
-2.0%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-3,444/mo🏦 DSCR 25%dn: $-3,264/mo
🏠 Listing
$539,000💡 🏦 DSCR 25%dn: $-3,193/mo
F
$539,000
5249 40th Ave NE #404, Jacksonville
FL
F
18
2bd1ba Single950sf $567/sf Built 1966
Cashflow
$-4,172/mo
CoC ROI
-108.5%
Rent Est
$2,168/mo
HUD FMR · GRM 20.7
Cap Rate
-1.0%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-3,393/mo🏦 DSCR 25%dn: $-3,193/mo
🏠 Listing
$699,000💡 🏦 DSCR 25%dn: $-3,193/mo
F
$699,000
916 N 73rd St Unit A, Jacksonville
FL
F
18
3bd2ba Single1,416sf $494/sf Built 2008
Cashflow
$-4,240/mo
CoC ROI
-56.7%
Rent Est
$2,861/mo
HUD FMR · GRM 20.4
Cap Rate
0.6%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-3,452/mo🏦 DSCR 25%dn: $-3,193/mo
🏠 Listing
$675,000💡 🏦 DSCR 25%dn: $-3,153/mo
F
$675,000
1407 N 103rd St, Jacksonville
FL
F
18
3bd2ba Single1,130sf $597/sf Built 2023
Cashflow
$-4,332/mo
CoC ROI
-80.0%
Rent Est
$2,641/mo
HUD FMR · GRM 21.3
Cap Rate
0.5%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-3,403/mo🏦 DSCR 25%dn: $-3,153/mo
🏠 Listing
$624,950💡 🏦 DSCR 25%dn: $-3,248/mo
F
$624,950
7546 26th Ave NW Unit B, Jacksonville
FL
F
18
2bd2ba Single840sf $744/sf Built 2023
Cashflow
$-4,407/mo
CoC ROI
-98.8%
Rent Est
$2,195/mo
HUD FMR · GRM 23.7
Cap Rate
-0.2%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-3,479/mo🏦 DSCR 25%dn: $-3,248/mo
🏠 Listing
🏠
8329 Osteen St
F
39
$279,000
8329 Osteen St
Jacksonville · 4bd/2.0ba · Single
1,739 sf · Built 2026
$-564
Cash Flow
-28.3%
CoC ROI
5.8%
Cap Rate
$23,890
Cash In
🏠
9822 Harper Village Cir
F
39
$259,990
9822 Harper Village Cir
Jacksonville · 3bd/2.5ba · Single
1,580 sf · Built 2026
$-663
Cash Flow
-35.7%
CoC ROI
5.2%
Cap Rate
$22,263
Cash In
🏠
10723 Waterfield Rd
F
39
$239,990
10723 Waterfield Rd
Jacksonville · 3bd/2.5ba · Single
1,429 sf · Built 2026
$-651
Cash Flow
-38.0%
CoC ROI
5.0%
Cap Rate
$20,550
Cash In
🏠
12271 Copper Mallard Rd
F
39
$321,850
12271 Copper Mallard Rd
Jacksonville · 5bd/2.0ba · Single
1,657 sf · Built 2026
$-977
Cash Flow
-42.5%
CoC ROI
4.6%
Cap Rate
$27,560
Cash In
🏠
12240 Copper Mallard Pl
F
39
$391,850
12240 Copper Mallard Pl
Jacksonville · 5bd/3.0ba · Single
2,499 sf · Built 2026
$-1,203
Cash Flow
-43.0%
CoC ROI
4.6%
Cap Rate
$33,554
Cash In
🏠
190 Brazil Nut Cir
F
38
$254,990
190 Brazil Nut Cir
Jacksonville · 3bd/2.5ba · Single
1,429 sf · Built 2026
$-803
Cash Flow
-44.1%
CoC ROI
4.5%
Cap Rate
$21,834
Cash In
🏠
10721 Waterfield Rd
F
39
$259,990
10721 Waterfield Rd
Jacksonville · 3bd/2.5ba · Single
1,429 sf · Built 2026
$-823
Cash Flow
-44.4%
CoC ROI
4.5%
Cap Rate
$22,263
Cash In
🏠
7228 Sabal Ter
F
39
$204,990
7228 Sabal Ter
Jacksonville · 2bd/2.5ba · Single
1,180 sf · Built 2026
$-676
Cash Flow
-46.2%
CoC ROI
4.3%
Cap Rate
$17,553
Cash In
🏠
182 Brazil Nut Cir
F
33
$276,990
182 Brazil Nut Cir
Jacksonville · 3bd/2.5ba · Single
1,429 sf · Built 2026
$-992
Cash Flow
-50.2%
CoC ROI
4.0%
Cap Rate
$23,718
Cash In
🏠
6782 Dutton Spur Ln
F
30
$426,329
6782 Dutton Spur Ln
Jacksonville · 4bd/3.0ba · Single
2,380 sf · Built 2026
$-1,551
Cash Flow
-51.0%
CoC ROI
3.9%
Cap Rate
$36,506
Cash In
🏠
12692 Fabius Way
F
29
$424,990
12692 Fabius Way
Jacksonville · 4bd/3.0ba · Single
2,486 sf · Built 2026
$-1,547
Cash Flow
-51.0%
CoC ROI
3.9%
Cap Rate
$36,391
Cash In
🏠
8638 Deermoss Way W
F
31
$295,000
8638 Deermoss Way W
Jacksonville · 3bd/2.0ba · Single
1,147 sf · Built 1984
$-1,114
Cash Flow
-52.9%
CoC ROI
3.7%
Cap Rate
$25,260
Cash In
🏠
12740 Fabius Way
F
29
$439,990
12740 Fabius Way
Jacksonville · 4bd/3.0ba · Single
2,486 sf · Built 2026
$-1,676
Cash Flow
-53.4%
CoC ROI
3.7%
Cap Rate
$37,676
Cash In
🏠
10543 Autumn Trace Rd
F
36
$249,000
10543 Autumn Trace Rd
Jacksonville · 3bd/2.5ba · Single
1,707 sf · Built 2007
$-991
Cash Flow
-55.8%
CoC ROI
3.5%
Cap Rate
$21,322
Cash In
🏠
916 N 73rd St Unit A
F
18
$699,000
916 N 73rd St Unit A
Jacksonville · 3bd/2.5ba · Single
1,416 sf · Built 2008
$-4,240
Cash Flow
-56.7%
CoC ROI
0.6%
Cap Rate
$89,737
Cash In
🏠
198 Brazil Nut Cir
F
29
$245,990
198 Brazil Nut Cir
Jacksonville · 2bd/2.5ba · Single
1,220 sf · Built 2026
$-1,036
Cash Flow
-59.0%
CoC ROI
3.2%
Cap Rate
$21,064
Cash In
🏠
936 N 101st St
F
22
$688,000
936 N 101st St
Jacksonville · 3bd/3.0ba · Single
2,020 sf · Built 1977
$-3,952
Cash Flow
-60.5%
CoC ROI
1.1%
Cap Rate
$78,407
Cash In
🏠
11747 64th Ln S
F
22
$685,000
11747 64th Ln S
Jacksonville · 5bd/3.5ba · Single
2,020 sf · Built 2012
$-3,801
Cash Flow
-60.6%
CoC ROI
1.4%
Cap Rate
$75,317
Cash In
🏠
1641 Charon Rd
F
30
$374,900
1641 Charon Rd
Jacksonville · 3bd/1.0ba · Single
1,259 sf · Built 1942
$-1,747
Cash Flow
-65.3%
CoC ROI
2.7%
Cap Rate
$32,102
Cash In
🏠
10430 Bigtree Cir E
F
36
$195,000
10430 Bigtree Cir E
Jacksonville · 2bd/1.5ba · Single
999 sf · Built 1983
$-927
Cash Flow
-66.7%
CoC ROI
2.5%
Cap Rate
$16,698
Cash In
🏠
12424 Tierra Chase Way
F
31
$599,999
12424 Tierra Chase Way
Jacksonville · 4bd/3.0ba · Single
2,665 sf · Built 2024
$-3,030
Cash Flow
-70.8%
CoC ROI
2.2%
Cap Rate
$51,377
Cash In
🏘
7749 Las Palmas Way #138
F
36
$159,900
7749 Las Palmas Way #138
Jacksonville · 2bd/2.0ba · Single
1,276 sf · Built 1973
$-808
Cash Flow
-70.8%
CoC ROI
2.2%
Cap Rate
$13,692
Cash In
🏠
115 W 4th St
F
28
$399,900
115 W 4th St
Jacksonville · 4bd/4.0ba · Single
3,498 sf · Built 1904
$-2,021
Cash Flow
-70.8%
CoC ROI
2.2%
Cap Rate
$34,243
Cash In
🏠
10035 17th Ave SW
F
21
$675,000
10035 17th Ave SW
Jacksonville · 5bd/2.0ba · Single
1,620 sf · Built 1925
$-3,913
Cash Flow
-72.2%
CoC ROI
1.2%
Cap Rate
$65,017
Cash In
🏠
11419 Crestwood Dr S
F
22
$549,950
11419 Crestwood Dr S
Jacksonville · 4bd/1.0ba · Single
1,620 sf · Built 1945
$-2,942
Cash Flow
-75.0%
CoC ROI
1.8%
Cap Rate
$47,091
Cash In
🏠
1407 N 103rd St
F
18
$675,000
1407 N 103rd St
Jacksonville · 3bd/2.0ba · Single
1,130 sf · Built 2023
$-4,332
Cash Flow
-80.0%
CoC ROI
0.5%
Cap Rate
$65,017
Cash In
🏠
12805 64th Ave S
F
22
$500,000
12805 64th Ave S
Jacksonville · 3bd/2.0ba · Single
1,040 sf · Built 1955
$-2,929
Cash Flow
-82.1%
CoC ROI
1.2%
Cap Rate
$42,814
Cash In
🏠
12715 35th Ave NE Unit A
F
22
$585,000
12715 35th Ave NE Unit A
Jacksonville · 3bd/2.5ba · Single
1,450 sf · Built 1996
$-3,464
Cash Flow
-83.0%
CoC ROI
1.1%
Cap Rate
$50,093
Cash In
🏠
9236 Interlake Ave N Unit B
F
22
$645,000
9236 Interlake Ave N Unit B
Jacksonville · 3bd/3.5ba · Single
1,430 sf · Built 2003
$-3,988
Cash Flow
-86.7%
CoC ROI
0.8%
Cap Rate
$55,230
Cash In
🏠
12512 35th Ave NE Unit B
F
22
$599,000
12512 35th Ave NE Unit B
Jacksonville · 3bd/2.5ba · Single
1,317 sf · Built 2025
$-3,719
Cash Flow
-87.0%
CoC ROI
0.8%
Cap Rate
$51,292
Cash In
🏘
3918 S Juneau St
F
18
$649,000
3918 S Juneau St
Jacksonville · 3bd/2.0ba · Single
1,122 sf · Built 2026
$-4,140
Cash Flow
-89.4%
CoC ROI
0.6%
Cap Rate
$55,573
Cash In
🏠
3807 Martin Luther King Jr Way S Unit B
F
18
$624,950
3807 Martin Luther King Jr Way S Unit B
Jacksonville · 2bd/2.5ba · Single
1,488 sf · Built 2016
$-4,007
Cash Flow
-89.9%
CoC ROI
0.6%
Cap Rate
$53,514
Cash In
🏠
1207 SW cambridge St
F
18
$615,000
1207 SW cambridge St
Jacksonville · 3bd/1.0ba · Single
980 sf · Built 1922
$-3,950
Cash Flow
-90.0%
CoC ROI
0.5%
Cap Rate
$52,662
Cash In
🏠
3710 SW 106th St
F
18
$499,000
3710 SW 106th St
Jacksonville · 2bd/1.0ba · Single
870 sf · Built 1937
$-3,236
Cash Flow
-90.9%
CoC ROI
0.5%
Cap Rate
$42,729
Cash In
🏠
919 NW 56th St Unit D
F
18
$670,000
919 NW 56th St Unit D
Jacksonville · 2bd/2.0ba · Single
1,120 sf · Built 2021
$-4,540
Cash Flow
-91.0%
CoC ROI
0.1%
Cap Rate
$59,867
Cash In
🏘
4004 Courtland Pl S
F
18
$550,000
4004 Courtland Pl S
Jacksonville · 2bd/2.5ba · Single
1,000 sf · Built 2026
$-3,585
Cash Flow
-91.3%
CoC ROI
0.4%
Cap Rate
$47,096
Cash In
🏠
2363 S McClellan St
F
18
$617,000
2363 S McClellan St
Jacksonville · 2bd/2.5ba · Single
1,480 sf · Built 2007
$-4,072
Cash Flow
-92.5%
CoC ROI
0.3%
Cap Rate
$52,833
Cash In
🏠
5720 37th Ave S
F
18
$499,900
5720 37th Ave S
Jacksonville · 2bd/1.0ba · Single
740 sf · Built 1952
$-3,318
Cash Flow
-93.0%
CoC ROI
0.3%
Cap Rate
$42,806
Cash In
🏠
7912 34th Ave SW Unit B
F
18
$599,000
7912 34th Ave SW Unit B
Jacksonville · 2bd/2.0ba · Single
1,091 sf · Built 2026
$-3,981
Cash Flow
-93.1%
CoC ROI
0.3%
Cap Rate
$51,292
Cash In
🏠
9223 B Densmore Ave N
F
18
$449,900
9223 B Densmore Ave N
Jacksonville · 2bd/1.0ba · Single
685 sf · Built 2026
$-2,991
Cash Flow
-93.2%
CoC ROI
0.3%
Cap Rate
$38,524
Cash In
🏠
1900 Westlake Ave N Unit B7
F
18
$375,000
1900 Westlake Ave N Unit B7
Jacksonville · 1bd/1.0ba · Single
480 sf · Built 1992
$-2,528
Cash Flow
-94.5%
CoC ROI
0.2%
Cap Rate
$32,111
Cash In
🏠
7915 18th Ave SW
F
18
$599,000
7915 18th Ave SW
Jacksonville · 2bd/1.0ba · Single
770 sf · Built 1948
$-4,151
Cash Flow
-97.1%
CoC ROI
-0.1%
Cap Rate
$51,292
Cash In
🏘
6920 California Ave SW #11
F
22
$499,000
6920 California Ave SW #11
Jacksonville · 2bd/2.0ba · Single
1,382 sf · Built 1987
$-3,479
Cash Flow
-97.7%
CoC ROI
-0.1%
Cap Rate
$42,729
Cash In
🏘
2031 NW 59th St #301
F
22
$350,000
2031 NW 59th St #301
Jacksonville · 1bd/1.0ba · Single
696 sf · Built 1978
$-2,451
Cash Flow
-98.1%
CoC ROI
-0.1%
Cap Rate
$29,970
Cash In
🏘
7546 26th Ave NW Unit B
F
18
$624,950
7546 26th Ave NW Unit B
Jacksonville · 2bd/2.5ba · Single
840 sf · Built 2023
$-4,407
Cash Flow
-98.8%
CoC ROI
-0.2%
Cap Rate
$53,514
Cash In
🏘
14531 Dayton Ave N #1
F
22
$345,000
14531 Dayton Ave N #1
Jacksonville · 2bd/1.0ba · Single
893 sf · Built 1966
$-2,446
Cash Flow
-99.4%
CoC ROI
-0.3%
Cap Rate
$29,542
Cash In
🏘
2960 Eastlake Ave E #213
F
22
$398,000
2960 Eastlake Ave E #213
Jacksonville · 1bd/1.0ba · Single
718 sf · Built 2008
$-2,932
Cash Flow
-103.2%
CoC ROI
-0.6%
Cap Rate
$34,080
Cash In
🏘
4545 Sand Point Way NE #302
F
22
$439,000
4545 Sand Point Way NE #302
Jacksonville · 2bd/1.0ba · Single
1,191 sf · Built 1968
$-3,289
Cash Flow
-105.0%
CoC ROI
-0.7%
Cap Rate
$37,591
Cash In
🏘
4528 8th Ave NE Unit 3C
F
22
$499,950
4528 8th Ave NE Unit 3C
Jacksonville · 2bd/2.0ba · Single
1,026 sf · Built 1996
$-3,842
Cash Flow
-107.7%
CoC ROI
-1.0%
Cap Rate
$42,810
Cash In
🏘
5249 40th Ave NE #404
F
18
$539,000
5249 40th Ave NE #404
Jacksonville · 2bd/1.0ba · Single
950 sf · Built 1966
$-4,172
Cash Flow
-108.5%
CoC ROI
-1.0%
Cap Rate
$46,154
Cash In
🏘
4725 15th Ave NE #12
F
22
$325,000
4725 15th Ave NE #12
Jacksonville · 1bd/1.0ba · Single
739 sf · Built 1923
$-2,527
Cash Flow
-109.0%
CoC ROI
-1.1%
Cap Rate
$27,829
Cash In
🏘
4222 Beach Dr SW #202
F
22
$450,000
4222 Beach Dr SW #202
Jacksonville · 2bd/2.0ba · Single
970 sf · Built 1985
$-3,543
Cash Flow
-110.3%
CoC ROI
-1.2%
Cap Rate
$38,533
Cash In
🏘
5440 Leary Ave NW #526
F
18
$480,000
5440 Leary Ave NW #526
Jacksonville · 1bd/1.0ba · Single
813 sf · Built 2007
$-3,798
Cash Flow
-110.9%
CoC ROI
-1.2%
Cap Rate
$41,102
Cash In
🏘
1414 12th Ave #205
F
22
$325,000
1414 12th Ave #205
Jacksonville · 1bd/1.0ba · Single
653 sf · Built 2007
$-2,612
Cash Flow
-112.6%
CoC ROI
-1.4%
Cap Rate
$27,829
Cash In
🏘
425 Vine St #421
F
22
$250,000
425 Vine St #421
Jacksonville · 1bd/1.0ba · Single
349 sf · Built 1998
$-2,014
Cash Flow
-112.9%
CoC ROI
-1.4%
Cap Rate
$21,407
Cash In
🏘
1111 10th Ave E #20
F
18
$595,000
1111 10th Ave E #20
Jacksonville · 2bd/2.0ba · Single
993 sf · Built 1986
$-4,800
Cash Flow
-113.0%
CoC ROI
-1.4%
Cap Rate
$50,949
Cash In
🏘
1136 13th Ave #305
F
22
$293,000
1136 13th Ave #305
Jacksonville · 1bd/1.0ba · Single
660 sf · Built 1924
$-2,411
Cash Flow
-115.3%
CoC ROI
-1.6%
Cap Rate
$25,089
Cash In
🏘
2911 2nd Ave #811
F
22
$370,000
2911 2nd Ave #811
Jacksonville · 1bd/1.0ba · Single
603 sf · Built 2009
$-3,069
Cash Flow
-116.2%
CoC ROI
-1.7%
Cap Rate
$31,683
Cash In
🏘
521 5th Ave W #306
F
22
$425,000
521 5th Ave W #306
Jacksonville · 1bd/1.0ba · Single
888 sf · Built 1963
$-3,546
Cash Flow
-116.9%
CoC ROI
-1.8%
Cap Rate
$36,392
Cash In
🏘
8001 Sand Point Way NE Unit C47
F
18
$645,000
8001 Sand Point Way NE Unit C47
Jacksonville · 2bd/2.0ba · Single
1,353 sf · Built 1974
$-5,388
Cash Flow
-117.1%
CoC ROI
-1.8%
Cap Rate
$55,230
Cash In

Property Breakdowns

F
39
8329 Osteen St

8329 Osteen St Single

Jacksonville, FL 32210 · 4bd/2.0ba · 1,739sf · Built 2026
$279,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $9,765

Loan Amount: $273,947

Fees / MIP: $4,712

Closing Costs: $8,370

Reserves (3mo): $5,755

Total Cash Needed: $23,890

Monthly Expenses

Mortgage P&I+MIP: $1,918.46

Property Tax: $453.38

Insurance: $231.87

HOA: $0.00

Maint + CapEx: $325.50

Vacancy + Mgmt: $353.42

Total: $3,282.62/mo

Returns

Market Rent (all units): $2,719

Your Rental Income: $2,719

Cashflow: $-564/mo

Annual: $-6,768/yr

Cash-on-Cash ROI: -28.3%

Cap Rate: 5.8% · DSCR: 0.71x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-564/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $7/mo (vs $-564/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $32/mo — saves $596/mo.
👥 Rent by Room
Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $317/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$300
OCCUPANCY
50%
GROSS / MO
$4,500
STR CASHFLOW
$-1,236/mo
STR vs LTR
-58%
BREAKEVEN OCC
58%
STR EXPENSES BREAKDOWN
Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410
FURNITURE SETUP
Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300
🛡
LTR is safer bet
LTR: $-564/mo · STR: $-1,236/mo · CoC ROI: -47.2%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,718/mo
RANGE
$2,718 – $2,718
CONFIDENCE
LOW
N/A
Our estimate $2,718/mo ✅ Inline with market
No comparable rentals found in 32210
Purchase + Close$287,370
Reno Cost$5,807
Holding (6mo)$19,696
Total All-In$312,873
ARV$297,522
Selling Costs 8%$23,802
Flip Profit$-39,153
Flip ROI-164%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $4,782 +$14,347 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$5,807
VALUE ADDED
+$18,522
OVERALL ROI
319%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (319%)
  • • Negative cashflow ($-564/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-564/mo)
  • • Low barrier to entry ($23,890 cash needed)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
39
AI Deal Score
39/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
39
9822 Harper Village Cir

9822 Harper Village Cir Single

Jacksonville, FL 32219 · 3bd/2.5ba · 1,580sf · Built 2026
$259,990
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $9,100

Loan Amount: $255,281

Fees / MIP: $4,391

Closing Costs: $7,800

Reserves (3mo): $5,363

Total Cash Needed: $22,263

Monthly Expenses

Mortgage P&I+MIP: $1,787.74

Property Tax: $422.48

Insurance: $210.67

HOA: $45.00

Maint + CapEx: $303.32

Vacancy + Mgmt: $314.75

Total: $3,083.96/mo

Returns

Market Rent (all units): $2,421

Your Rental Income: $2,421

Cashflow: $-663/mo

Annual: $-7,954/yr

Cash-on-Cash ROI: -35.7%

Cap Rate: 5.2% · DSCR: 0.63x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-663/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-131/mo (vs $-663/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-108/mo — saves $555/mo.
👥 Rent by Room
Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-384/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-1,450/mo
STR vs LTR
-67%
BREAKEVEN OCC
67%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-663/mo · STR: $-1,450/mo · CoC ROI: -61.6%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,421/mo
RANGE
$2,421 – $2,421
CONFIDENCE
LOW
N/A
Our estimate $2,421/mo ✅ Inline with market
No comparable rentals found in 32219
Purchase + Close$267,790
Reno Cost$5,370
Holding (6mo)$18,504
Total All-In$291,663
ARV$277,200
Selling Costs 8%$22,176
Flip Profit$-36,639
Flip ROI-165%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $4,345 +$13,035 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$5,370
VALUE ADDED
+$17,210
OVERALL ROI
320%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (320%)
  • • Negative cashflow ($-663/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-663/mo)
  • • Low barrier to entry ($22,263 cash needed)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
39
AI Deal Score
39/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
39
10723 Waterfield Rd

10723 Waterfield Rd Single

Jacksonville, FL 32210 · 3bd/2.5ba · 1,429sf · Built 2026
$239,990
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $8,400

Loan Amount: $235,643

Fees / MIP: $4,053

Closing Costs: $7,200

Reserves (3mo): $4,951

Total Cash Needed: $20,550

Monthly Expenses

Mortgage P&I+MIP: $1,650.22

Property Tax: $389.98

Insurance: $190.53

HOA: $138.00

Maint + CapEx: $279.99

Vacancy + Mgmt: $298.45

Total: $2,947.17/mo

Returns

Market Rent (all units): $2,296

Your Rental Income: $2,296

Cashflow: $-651/mo

Annual: $-7,817/yr

Cash-on-Cash ROI: -38.0%

Cap Rate: 5.0% · DSCR: 0.61x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-651/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-161/mo (vs $-651/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-139/mo — saves $513/mo.
👥 Rent by Room
Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-247/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-1,345/mo
STR vs LTR
-64%
BREAKEVEN OCC
66%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-651/mo · STR: $-1,345/mo · CoC ROI: -59.9%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,295/mo
RANGE
$2,295 – $2,295
CONFIDENCE
LOW
N/A
Our estimate $2,295/mo ✅ Inline with market
No comparable rentals found in 32210
Purchase + Close$247,190
Reno Cost$4,955
Holding (6mo)$17,683
Total All-In$269,827
ARV$255,954
Selling Costs 8%$20,476
Flip Profit$-34,350
Flip ROI-167%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $3,930 +$11,789 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$4,955
VALUE ADDED
+$15,964
OVERALL ROI
322%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (322%)
  • • Negative cashflow ($-651/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-651/mo)
  • • Low barrier to entry ($20,550 cash needed)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
39
AI Deal Score
39/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
39
12271 Copper Mallard Rd

12271 Copper Mallard Rd Single

Jacksonville, FL 32219 · 5bd/2.0ba · 1,657sf · Built 2026
$321,850
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $11,265

Loan Amount: $316,020

Fees / MIP: $5,435

Closing Costs: $9,656

Reserves (3mo): $6,639

Total Cash Needed: $27,560

Monthly Expenses

Mortgage P&I+MIP: $2,213.10

Property Tax: $523.01

Insurance: $220.93

HOA: $9.00

Maint + CapEx: $375.49

Vacancy + Mgmt: $353.29

Total: $3,694.83/mo

Returns

Market Rent (all units): $2,718

Your Rental Income: $2,718

Cashflow: $-977/mo

Annual: $-11,726/yr

Cash-on-Cash ROI: -42.5%

Cap Rate: 4.6% · DSCR: 0.56x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-977/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-319/mo (vs $-977/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-290/mo — saves $687/mo.
👥 Rent by Room
Rent 5 rooms at ~$900/room = $4,500/mo. Projected cashflow: $805/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$300
OCCUPANCY
50%
GROSS / MO
$4,500
STR CASHFLOW
$-1,794/mo
STR vs LTR
-65%
BREAKEVEN OCC
64%
STR EXPENSES BREAKDOWN
Platform fees: $135
Cleaning: $630
Management (20%): $900
Utilities: $575
Taxes (12%): $540
Other: $460
FURNITURE SETUP
Furniture: $11,500
Appliances: $800
Kitchen + Linens: $1,350
Electronics: $600
Decor + Supplies: $700
Total Setup: $15,250
🛡
LTR is safer bet
LTR: $-977/mo · STR: $-1,794/mo · CoC ROI: -59.5%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,717/mo
RANGE
$2,717 – $2,717
CONFIDENCE
LOW
N/A
Our estimate $2,717/mo ✅ Inline with market
No comparable rentals found in 32219
Purchase + Close$331,506
Reno Cost$5,582
Holding (6mo)$22,169
Total All-In$359,256
ARV$339,695
Selling Costs 8%$27,176
Flip Profit$-46,737
Flip ROI-176%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $4,557 +$13,670 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$5,582
VALUE ADDED
+$17,845
OVERALL ROI
320%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (320%)
  • • Negative cashflow ($-977/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-977/mo)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
39
AI Deal Score
39/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
39
12240 Copper Mallard Pl

12240 Copper Mallard Pl Single

Jacksonville, FL 32219 · 5bd/3.0ba · 2,499sf · Built 2026
$391,850
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $13,715

Loan Amount: $384,753

Fees / MIP: $6,617

Closing Costs: $11,756

Reserves (3mo): $8,083

Total Cash Needed: $33,554

Monthly Expenses

Mortgage P&I+MIP: $2,694.44

Property Tax: $636.76

Insurance: $333.20

HOA: $9.00

Maint + CapEx: $457.16

Vacancy + Mgmt: $437.46

Total: $4,568.02/mo

Returns

Market Rent (all units): $3,365

Your Rental Income: $3,365

Cashflow: $-1,203/mo

Annual: $-14,435/yr

Cash-on-Cash ROI: -43.0%

Cap Rate: 4.6% · DSCR: 0.55x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-1,203/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-402/mo (vs $-1,203/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-366/mo — saves $837/mo.
👥 Rent by Room
Rent 5 rooms at ~$900/room = $4,500/mo. Projected cashflow: $-68/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$300
OCCUPANCY
50%
GROSS / MO
$4,500
STR CASHFLOW
$-2,547/mo
STR vs LTR
-76%
BREAKEVEN OCC
72%
STR EXPENSES BREAKDOWN
Platform fees: $135
Cleaning: $630
Management (20%): $900
Utilities: $575
Taxes (12%): $540
Other: $460
FURNITURE SETUP
Furniture: $11,500
Appliances: $800
Kitchen + Linens: $1,350
Electronics: $600
Decor + Supplies: $700
Total Setup: $15,250
🛡
LTR is safer bet
LTR: $-1,203/mo · STR: $-2,547/mo · CoC ROI: -75.0%

🏠 RENTAL COMPS

AVG MARKET RENT
$3,365/mo
RANGE
$3,365 – $3,365
CONFIDENCE
LOW
N/A
Our estimate $3,365/mo ✅ Inline with market
No comparable rentals found in 32219
Purchase + Close$403,606
Reno Cost$7,897
Holding (6mo)$27,408
Total All-In$438,911
ARV$416,642
Selling Costs 8%$33,331
Flip Profit$-55,600
Flip ROI-167%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $6,872 +$20,617 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$7,897
VALUE ADDED
+$24,792
OVERALL ROI
314%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (314%)
  • • Negative cashflow ($-1,203/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-1,203/mo)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
39
AI Deal Score
39/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
38
190 Brazil Nut Cir

190 Brazil Nut Cir Single

Jacksonville, FL 32218 · 3bd/2.5ba · 1,429sf · Built 2026
$254,990
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $8,925

Loan Amount: $250,371

Fees / MIP: $4,306

Closing Costs: $7,650

Reserves (3mo): $5,260

Total Cash Needed: $21,834

Monthly Expenses

Mortgage P&I+MIP: $1,753.36

Property Tax: $414.36

Insurance: $190.53

HOA: $161.00

Maint + CapEx: $297.49

Vacancy + Mgmt: $300.88

Total: $3,117.62/mo

Returns

Market Rent (all units): $2,314

Your Rental Income: $2,314

Cashflow: $-803/mo

Annual: $-9,638/yr

Cash-on-Cash ROI: -44.1%

Cap Rate: 4.5% · DSCR: 0.54x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-803/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-282/mo (vs $-803/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-259/mo — saves $545/mo.
👥 Rent by Room
Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-418/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-1,495/mo
STR vs LTR
-64%
BREAKEVEN OCC
68%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-803/mo · STR: $-1,495/mo · CoC ROI: -64.3%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,314/mo
RANGE
$2,314 – $2,314
CONFIDENCE
LOW
N/A
Our estimate $2,314/mo ✅ Inline with market
No comparable rentals found in 32218
Purchase + Close$262,640
Reno Cost$4,955
Holding (6mo)$18,706
Total All-In$286,300
ARV$270,954
Selling Costs 8%$21,676
Flip Profit$-37,022
Flip ROI-172%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $3,930 +$11,789 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$4,955
VALUE ADDED
+$15,964
OVERALL ROI
322%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (322%)
  • • Negative cashflow ($-803/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-803/mo)
  • • Low barrier to entry ($21,834 cash needed)
🛡 NEIGHBORHOOD SAFETY
4/10 Moderate
Some crime concerns, exercise normal caution
38
AI Deal Score
38/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
39
10721 Waterfield Rd

10721 Waterfield Rd Single

Jacksonville, FL 32210 · 3bd/2.5ba · 1,429sf · Built 2026
$259,990
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $9,100

Loan Amount: $255,281

Fees / MIP: $4,391

Closing Costs: $7,800

Reserves (3mo): $5,363

Total Cash Needed: $22,263

Monthly Expenses

Mortgage P&I+MIP: $1,787.74

Property Tax: $422.48

Insurance: $190.53

HOA: $138.00

Maint + CapEx: $303.32

Vacancy + Mgmt: $301.70

Total: $3,143.77/mo

Returns

Market Rent (all units): $2,321

Your Rental Income: $2,321

Cashflow: $-823/mo

Annual: $-9,877/yr

Cash-on-Cash ROI: -44.4%

Cap Rate: 4.5% · DSCR: 0.54x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-823/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-291/mo (vs $-823/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-268/mo — saves $555/mo.
👥 Rent by Room
Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-444/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-1,515/mo
STR vs LTR
-64%
BREAKEVEN OCC
68%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-823/mo · STR: $-1,515/mo · CoC ROI: -64.3%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,320/mo
RANGE
$2,320 – $2,320
CONFIDENCE
LOW
N/A
Our estimate $2,320/mo ✅ Inline with market
No comparable rentals found in 32210
Purchase + Close$267,790
Reno Cost$4,955
Holding (6mo)$18,863
Total All-In$291,607
ARV$275,954
Selling Costs 8%$22,076
Flip Profit$-37,729
Flip ROI-173%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $3,930 +$11,789 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$4,955
VALUE ADDED
+$15,964
OVERALL ROI
322%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (322%)
  • • Negative cashflow ($-823/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-823/mo)
  • • Low barrier to entry ($22,263 cash needed)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
39
AI Deal Score
39/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
39
7228 Sabal Ter

7228 Sabal Ter Single

Jacksonville, FL 32210 · 2bd/2.5ba · 1,180sf · Built 2026
$204,990
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $7,175

Loan Amount: $201,277

Fees / MIP: $3,462

Closing Costs: $6,150

Reserves (3mo): $4,229

Total Cash Needed: $17,553

Monthly Expenses

Mortgage P&I+MIP: $1,409.56

Property Tax: $333.11

Insurance: $157.33

HOA: $135.00

Maint + CapEx: $239.16

Vacancy + Mgmt: $238.84

Total: $2,512.99/mo

Returns

Market Rent (all units): $1,837

Your Rental Income: $1,837

Cashflow: $-676/mo

Annual: $-8,110/yr

Cash-on-Cash ROI: -46.2%

Cap Rate: 4.3% · DSCR: 0.52x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-676/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-257/mo (vs $-676/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-238/mo — saves $438/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-1,298/mo
STR vs LTR
-68%
BREAKEVEN OCC
75%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-676/mo · STR: $-1,298/mo · CoC ROI: -68.6%

🏠 RENTAL COMPS

AVG MARKET RENT
$1,837/mo
RANGE
$1,837 – $1,837
CONFIDENCE
LOW
N/A
Our estimate $1,837/mo ✅ Inline with market
No comparable rentals found in 32210
Purchase + Close$211,140
Reno Cost$4,270
Holding (6mo)$15,078
Total All-In$230,488
ARV$218,900
Selling Costs 8%$17,512
Flip Profit$-29,100
Flip ROI-165%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $3,245 +$9,735 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$4,270
VALUE ADDED
+$13,910
OVERALL ROI
326%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (326%)
  • • Negative cashflow ($-676/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-676/mo)
  • • Low barrier to entry ($17,553 cash needed)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
39
AI Deal Score
39/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
33
182 Brazil Nut Cir

182 Brazil Nut Cir Single

Jacksonville, FL 32218 · 3bd/2.5ba · 1,429sf · Built 2026
$276,990
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $9,695

Loan Amount: $271,973

Fees / MIP: $4,678

Closing Costs: $8,310

Reserves (3mo): $5,714

Total Cash Needed: $23,718

Monthly Expenses

Mortgage P&I+MIP: $1,904.64

Property Tax: $450.11

Insurance: $190.53

HOA: $161.00

Maint + CapEx: $323.16

Vacancy + Mgmt: $304.46

Total: $3,333.89/mo

Returns

Market Rent (all units): $2,342

Your Rental Income: $2,342

Cashflow: $-992/mo

Annual: $-11,903/yr

Cash-on-Cash ROI: -50.2%

Cap Rate: 4.0% · DSCR: 0.48x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-992/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-426/mo (vs $-992/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-400/mo — saves $592/mo.
👥 Rent by Room
Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-634/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-1,682/mo
STR vs LTR
-64%
BREAKEVEN OCC
71%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-992/mo · STR: $-1,682/mo · CoC ROI: -68.8%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,341/mo
RANGE
$2,341 – $2,341
CONFIDENCE
LOW
N/A
Our estimate $2,341/mo ✅ Inline with market
No comparable rentals found in 32218
Purchase + Close$285,300
Reno Cost$4,955
Holding (6mo)$20,003
Total All-In$310,258
ARV$292,954
Selling Costs 8%$23,436
Flip Profit$-40,740
Flip ROI-177%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $3,930 +$11,789 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$4,955
VALUE ADDED
+$15,964
OVERALL ROI
322%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (322%)
  • • Negative cashflow ($-992/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-992/mo)
  • • Low barrier to entry ($23,718 cash needed)
🛡 NEIGHBORHOOD SAFETY
4/10 Moderate
Some crime concerns, exercise normal caution
33
AI Deal Score
33/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
30
6782 Dutton Spur Ln

6782 Dutton Spur Ln Single

Jacksonville, FL 32219 · 4bd/3.0ba · 2,380sf · Built 2026
$426,329
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $14,922

Loan Amount: $418,607

Fees / MIP: $7,200

Closing Costs: $12,790

Reserves (3mo): $8,795

Total Cash Needed: $36,506

Monthly Expenses

Mortgage P&I+MIP: $2,931.52

Property Tax: $692.78

Insurance: $317.33

HOA: $8.00

Maint + CapEx: $497.38

Vacancy + Mgmt: $432.77

Total: $4,879.80/mo

Returns

Market Rent (all units): $3,329

Your Rental Income: $3,329

Cashflow: $-1,551/mo

Annual: $-18,609/yr

Cash-on-Cash ROI: -51.0%

Cap Rate: 3.9% · DSCR: 0.47x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-1,551/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-679/mo (vs $-1,551/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-640/mo — saves $911/mo.
👥 Rent by Room
Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,280/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$300
OCCUPANCY
50%
GROSS / MO
$4,500
STR CASHFLOW
$-2,617/mo
STR vs LTR
-70%
BREAKEVEN OCC
73%
STR EXPENSES BREAKDOWN
Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410
FURNITURE SETUP
Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300
🛡
LTR is safer bet
LTR: $-1,551/mo · STR: $-2,617/mo · CoC ROI: -76.6%

🏠 RENTAL COMPS

AVG MARKET RENT
$3,329/mo
RANGE
$3,329 – $3,329
CONFIDENCE
LOW
N/A
Our estimate $3,329/mo ✅ Inline with market
No comparable rentals found in 32219
Purchase + Close$439,119
Reno Cost$7,570
Holding (6mo)$29,279
Total All-In$475,968
ARV$450,139
Selling Costs 8%$36,011
Flip Profit$-61,840
Flip ROI-175%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $6,545 +$19,635 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$7,570
VALUE ADDED
+$23,810
OVERALL ROI
314%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (314%)
  • • Negative cashflow ($-1,551/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-1,551/mo)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
30
AI Deal Score
30/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
29
12692 Fabius Way

12692 Fabius Way Single

Jacksonville, FL 32218 · 4bd/3.0ba · 2,486sf · Built 2026
$424,990
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $14,875

Loan Amount: $417,292

Fees / MIP: $7,177

Closing Costs: $12,750

Reserves (3mo): $8,767

Total Cash Needed: $36,391

Monthly Expenses

Mortgage P&I+MIP: $2,922.32

Property Tax: $690.61

Insurance: $331.47

HOA: $63.00

Maint + CapEx: $495.82

Vacancy + Mgmt: $441.72

Total: $4,944.94/mo

Returns

Market Rent (all units): $3,398

Your Rental Income: $3,398

Cashflow: $-1,547/mo

Annual: $-18,565/yr

Cash-on-Cash ROI: -51.0%

Cap Rate: 3.9% · DSCR: 0.47x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-1,547/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-678/mo (vs $-1,547/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-639/mo — saves $908/mo.
👥 Rent by Room
Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,345/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$300
OCCUPANCY
50%
GROSS / MO
$4,500
STR CASHFLOW
$-2,680/mo
STR vs LTR
-71%
BREAKEVEN OCC
74%
STR EXPENSES BREAKDOWN
Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410
FURNITURE SETUP
Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300
🛡
LTR is safer bet
LTR: $-1,547/mo · STR: $-2,680/mo · CoC ROI: -78.6%

🏠 RENTAL COMPS

AVG MARKET RENT
$3,397/mo
RANGE
$3,397 – $3,397
CONFIDENCE
LOW
N/A
Our estimate $3,397/mo ✅ Inline with market
No comparable rentals found in 32218
Purchase + Close$437,740
Reno Cost$7,862
Holding (6mo)$29,670
Total All-In$475,271
ARV$449,674
Selling Costs 8%$35,974
Flip Profit$-61,570
Flip ROI-174%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $6,836 +$20,510 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$7,862
VALUE ADDED
+$24,684
OVERALL ROI
314%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (314%)
  • • Negative cashflow ($-1,547/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-1,547/mo)
🛡 NEIGHBORHOOD SAFETY
4/10 Moderate
Some crime concerns, exercise normal caution
29
AI Deal Score
29/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
31
8638 Deermoss Way W

8638 Deermoss Way W Single

Jacksonville, FL 32217 · 3bd/2.0ba · 1,147sf · Built 1984
$295,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $10,325

Loan Amount: $289,657

Fees / MIP: $4,982

Closing Costs: $8,850

Reserves (3mo): $6,085

Total Cash Needed: $25,260

Monthly Expenses

Mortgage P&I+MIP: $2,028.48

Property Tax: $479.38

Insurance: $152.93

HOA: $3.00

Maint + CapEx: $344.16

Vacancy + Mgmt: $283.01

Total: $3,290.96/mo

Returns

Market Rent (all units): $2,177

Your Rental Income: $2,177

Cashflow: $-1,114/mo

Annual: $-13,368/yr

Cash-on-Cash ROI: -52.9%

Cap Rate: 3.7% · DSCR: 0.45x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-1,114/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-511/mo (vs $-1,114/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-484/mo — saves $630/mo.
👥 Rent by Room
Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-591/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-1,625/mo
STR vs LTR
-59%
BREAKEVEN OCC
70%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-1,114/mo · STR: $-1,625/mo · CoC ROI: -63.9%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,176/mo
RANGE
$2,176 – $2,176
CONFIDENCE
LOW
N/A
Our estimate $2,176/mo ✅ Inline with market
No comparable rentals found in 32217
Purchase + Close$303,850
Reno Cost$72,120
Holding (6mo)$19,746
Total All-In$395,716
ARV$423,680
Selling Costs 8%$33,894
Flip Profit$-5,930
Flip ROI-6%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $3,154 +$9,463 300%
RENO COST
$72,120
VALUE ADDED
+$128,680
OVERALL ROI
178%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$56,560)
  • • Excellent reno ROI (178%)
  • • Older build (1984) — high value-add potential
  • • Negative cashflow ($-1,114/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-1,114/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
6/10 Safe
Average to below-average crime, generally safe area
31
AI Deal Score
31/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
29
12740 Fabius Way

12740 Fabius Way Single

Jacksonville, FL 32218 · 4bd/3.0ba · 2,486sf · Built 2026
$439,990
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $15,400

Loan Amount: $432,021

Fees / MIP: $7,430

Closing Costs: $13,200

Reserves (3mo): $9,076

Total Cash Needed: $37,676

Monthly Expenses

Mortgage P&I+MIP: $3,025.46

Property Tax: $714.98

Insurance: $331.47

HOA: $63.00

Maint + CapEx: $513.32

Vacancy + Mgmt: $444.16

Total: $5,092.39/mo

Returns

Market Rent (all units): $3,417

Your Rental Income: $3,417

Cashflow: $-1,676/mo

Annual: $-20,109/yr

Cash-on-Cash ROI: -53.4%

Cap Rate: 3.7% · DSCR: 0.45x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-1,676/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-776/mo (vs $-1,676/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-736/mo — saves $940/mo.
👥 Rent by Room
Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,492/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$300
OCCUPANCY
50%
GROSS / MO
$4,500
STR CASHFLOW
$-2,808/mo
STR vs LTR
-71%
BREAKEVEN OCC
75%
STR EXPENSES BREAKDOWN
Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410
FURNITURE SETUP
Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300
🛡
LTR is safer bet
LTR: $-1,676/mo · STR: $-2,808/mo · CoC ROI: -80.4%

🏠 RENTAL COMPS

AVG MARKET RENT
$3,416/mo
RANGE
$3,416 – $3,416
CONFIDENCE
LOW
N/A
Our estimate $3,416/mo ✅ Inline with market
No comparable rentals found in 32218
Purchase + Close$453,190
Reno Cost$7,862
Holding (6mo)$30,554
Total All-In$491,606
ARV$464,674
Selling Costs 8%$37,174
Flip Profit$-64,105
Flip ROI-176%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $6,836 +$20,510 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$7,862
VALUE ADDED
+$24,684
OVERALL ROI
314%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (314%)
  • • Negative cashflow ($-1,676/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-1,676/mo)
🛡 NEIGHBORHOOD SAFETY
4/10 Moderate
Some crime concerns, exercise normal caution
29
AI Deal Score
29/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
36
10543 Autumn Trace Rd

10543 Autumn Trace Rd Single

Jacksonville, FL 32257 · 3bd/2.5ba · 1,707sf · Built 2007
$249,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $8,715

Loan Amount: $244,490

Fees / MIP: $4,205

Closing Costs: $7,470

Reserves (3mo): $5,137

Total Cash Needed: $21,322

Monthly Expenses

Mortgage P&I+MIP: $1,712.17

Property Tax: $404.62

Insurance: $227.60

HOA: $192.00

Maint + CapEx: $290.50

Vacancy + Mgmt: $274.27

Total: $3,101.16/mo

Returns

Market Rent (all units): $2,110

Your Rental Income: $2,110

Cashflow: $-991/mo

Annual: $-11,897/yr

Cash-on-Cash ROI: -55.8%

Cap Rate: 3.5% · DSCR: 0.42x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-991/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-482/mo (vs $-991/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-460/mo — saves $532/mo.
👥 Rent by Room
Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-401/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-1,527/mo
STR vs LTR
-63%
BREAKEVEN OCC
68%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-991/mo · STR: $-1,527/mo · CoC ROI: -66.6%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,109/mo
RANGE
$2,109 – $2,109
CONFIDENCE
LOW
N/A
Our estimate $2,109/mo ✅ Inline with market
No comparable rentals found in 32257
Purchase + Close$256,470
Reno Cost$56,811
Holding (6mo)$18,607
Total All-In$331,888
ARV$360,943
Selling Costs 8%$28,875
Flip Profit+$179
Flip ROI0%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $4,694 +$14,083 300%
HIGH New Water Heater $2,650 +$3,445 130%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$56,811
VALUE ADDED
+$111,943
OVERALL ROI
197%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$55,131)
  • • Excellent reno ROI (197%)
  • • Negative cashflow ($-991/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-991/mo)
  • • Low barrier to entry ($21,322 cash needed)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
7/10 Safe
Average to below-average crime, generally safe area
36
AI Deal Score
36/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
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⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
18
916 N 73rd St Unit A

916 N 73rd St Unit A Single

Jacksonville, FL 98103 · 3bd/2.5ba · 1,416sf · Built 2008
$699,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $55,000

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,970

Reserves (3mo): $13,767

Total Cash Needed: $89,737

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,135.88

Insurance: $188.80

HOA: $0.00

Maint + CapEx: $815.50

Vacancy + Mgmt: $371.91

Total: $7,100.97/mo

Returns

Market Rent (all units): $2,861

Your Rental Income: $2,861

Cashflow: $-4,240/mo

Annual: $-50,882/yr

Cash-on-Cash ROI: -56.7%

Cap Rate: 0.6% · DSCR: 0.08x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-4,240/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-3,028/mo (vs $-4,240/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,965/mo — saves $1,275/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-4,889/mo
STR vs LTR
-71%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-4,240/mo · STR: $-4,889/mo · CoC ROI: -67.2%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,860/mo
RANGE
$2,860 – $2,860
CONFIDENCE
LOW
N/A
Our estimate $2,860/mo ✅ Inline with market
No comparable rentals found in 98103
Purchase + Close$719,970
Reno Cost$46,765
Holding (6mo)$42,606
Total All-In$809,341
ARV$795,474
Selling Costs 8%$63,638
Flip Profit$-77,504
Flip ROI-63%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $3,894 +$11,682 300%
HIGH New Water Heater $2,650 +$3,445 130%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
HIGH Luxury Vinyl Plank (LVP) $8,496 +$16,142 190%
RENO COST
$46,765
VALUE ADDED
+$96,474
OVERALL ROI
206%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$49,709)
  • • Excellent reno ROI (206%)
  • • Negative cashflow ($-4,240/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-4,240/mo)
  • • High cash requirement ($89,737)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
18
AI Deal Score
18/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
29
198 Brazil Nut Cir

198 Brazil Nut Cir Single

Jacksonville, FL 32218 · 2bd/2.5ba · 1,220sf · Built 2026
$245,990
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $8,610

Loan Amount: $241,535

Fees / MIP: $4,154

Closing Costs: $7,380

Reserves (3mo): $5,074

Total Cash Needed: $21,064

Monthly Expenses

Mortgage P&I+MIP: $1,691.48

Property Tax: $399.73

Insurance: $162.67

HOA: $161.00

Maint + CapEx: $286.99

Vacancy + Mgmt: $248.95

Total: $2,950.82/mo

Returns

Market Rent (all units): $1,915

Your Rental Income: $1,915

Cashflow: $-1,036/mo

Annual: $-12,429/yr

Cash-on-Cash ROI: -59.0%

Cap Rate: 3.2% · DSCR: 0.39x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-1,036/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-533/mo (vs $-1,036/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-510/mo — saves $525/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-1,680/mo
STR vs LTR
-70%
BREAKEVEN OCC
82%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-1,036/mo · STR: $-1,680/mo · CoC ROI: -79.4%

🏠 RENTAL COMPS

AVG MARKET RENT
$1,915/mo
RANGE
$1,915 – $1,915
CONFIDENCE
LOW
N/A
Our estimate $1,915/mo ✅ Inline with market
No comparable rentals found in 32218
Purchase + Close$253,370
Reno Cost$4,380
Holding (6mo)$17,705
Total All-In$275,455
ARV$260,230
Selling Costs 8%$20,818
Flip Profit$-36,043
Flip ROI-177%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $3,355 +$10,065 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$4,380
VALUE ADDED
+$14,240
OVERALL ROI
325%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (325%)
  • • Negative cashflow ($-1,036/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-1,036/mo)
  • • Low barrier to entry ($21,064 cash needed)
🛡 NEIGHBORHOOD SAFETY
4/10 Moderate
Some crime concerns, exercise normal caution
29
AI Deal Score
29/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
22
936 N 101st St

936 N 101st St Single

Jacksonville, FL 98133 · 3bd/3.0ba · 2,020sf · Built 1977
$688,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $44,000

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,640

Reserves (3mo): $13,767

Total Cash Needed: $78,407

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,118.00

Insurance: $269.33

HOA: $0.00

Maint + CapEx: $802.66

Vacancy + Mgmt: $422.34

Total: $7,201.23/mo

Returns

Market Rent (all units): $3,249

Your Rental Income: $3,249

Cashflow: $-3,952/mo

Annual: $-47,430/yr

Cash-on-Cash ROI: -60.5%

Cap Rate: 1.1% · DSCR: 0.14x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-3,952/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,688/mo (vs $-3,952/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,625/mo — saves $1,327/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-4,984/mo
STR vs LTR
-78%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-3,952/mo · STR: $-4,984/mo · CoC ROI: -78.7%

🏠 RENTAL COMPS

AVG MARKET RENT
$3,248/mo
RANGE
$3,248 – $3,248
CONFIDENCE
LOW
N/A
Our estimate $3,248/mo ✅ Inline with market
No comparable rentals found in 98133
Purchase + Close$708,640
Reno Cost$87,117
Holding (6mo)$43,207
Total All-In$838,964
ARV$848,030
Selling Costs 8%$67,842
Flip Profit$-58,776
Flip ROI-39%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $5,555 +$16,665 300%
RENO COST
$87,117
VALUE ADDED
+$160,030
OVERALL ROI
184%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$72,914)
  • • Excellent reno ROI (184%)
  • • Older build (1977) — high value-add potential
  • • Negative cashflow ($-3,952/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-3,952/mo)
  • • High cash requirement ($78,407)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
22
AI Deal Score
22/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
22
11747 64th Ln S

11747 64th Ln S Single

Jacksonville, FL 98178 · 5bd/3.5ba · 2,020sf · Built 2012
$685,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $41,000

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,550

Reserves (3mo): $13,767

Total Cash Needed: $75,317

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,113.12

Insurance: $269.33

HOA: $0.00

Maint + CapEx: $799.16

Vacancy + Mgmt: $443.69

Total: $7,214.20/mo

Returns

Market Rent (all units): $3,413

Your Rental Income: $3,413

Cashflow: $-3,801/mo

Annual: $-45,614/yr

Cash-on-Cash ROI: -60.6%

Cap Rate: 1.4% · DSCR: 0.17x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-3,801/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,522/mo (vs $-3,801/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,460/mo — saves $1,342/mo.
👥 Rent by Room
Rent 5 rooms at ~$900/room = $4,500/mo. Projected cashflow: $-2,714/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$300
OCCUPANCY
50%
GROSS / MO
$4,500
STR CASHFLOW
$-4,819/mo
STR vs LTR
-74%
BREAKEVEN OCC
98%
STR EXPENSES BREAKDOWN
Platform fees: $135
Cleaning: $630
Management (20%): $900
Utilities: $575
Taxes (12%): $540
Other: $460
FURNITURE SETUP
Furniture: $11,500
Appliances: $800
Kitchen + Linens: $1,350
Electronics: $600
Decor + Supplies: $700
Total Setup: $15,250
🛡
LTR is safer bet
LTR: $-3,801/mo · STR: $-4,819/mo · CoC ROI: -75.3%

🏠 RENTAL COMPS

AVG MARKET RENT
$3,413/mo
RANGE
$3,413 – $3,413
CONFIDENCE
LOW
N/A
Our estimate $3,413/mo ✅ Inline with market
No comparable rentals found in 98178
Purchase + Close$705,550
Reno Cost$10,630
Holding (6mo)$43,285
Total All-In$759,465
ARV$718,440
Selling Costs 8%$57,475
Flip Profit$-98,500
Flip ROI-136%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $5,555 +$16,665 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
HIGH Landscaping & Curb Appeal $2,250 +$9,000 400%
HIGH Light Fixture Update $1,800 +$3,600 200%
RENO COST
$10,630
VALUE ADDED
+$33,440
OVERALL ROI
315%
🔨 FIX & FLIP High Confidence
  • • Decent forced equity (+$22,810)
  • • Excellent reno ROI (315%)
  • • Negative cashflow ($-3,801/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-3,801/mo)
  • • High cash requirement ($75,317)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
22
AI Deal Score
22/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
30
1641 Charon Rd

1641 Charon Rd Single

Jacksonville, FL 32205 · 3bd/1.0ba · 1,259sf · Built 1942
$374,900
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $13,122

Loan Amount: $368,110

Fees / MIP: $6,331

Closing Costs: $11,247

Reserves (3mo): $7,734

Total Cash Needed: $32,102

Monthly Expenses

Mortgage P&I+MIP: $2,577.89

Property Tax: $609.21

Insurance: $167.87

HOA: $0.00

Maint + CapEx: $437.39

Vacancy + Mgmt: $305.67

Total: $4,098.02/mo

Returns

Market Rent (all units): $2,351

Your Rental Income: $2,351

Cashflow: $-1,747/mo

Annual: $-20,961/yr

Cash-on-Cash ROI: -65.3%

Cap Rate: 2.7% · DSCR: 0.32x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-1,747/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-980/mo (vs $-1,747/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-946/mo — saves $801/mo.
👥 Rent by Room
Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-1,398/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-2,322/mo
STR vs LTR
-63%
BREAKEVEN OCC
80%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-1,747/mo · STR: $-2,322/mo · CoC ROI: -78.0%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,351/mo
RANGE
$2,351 – $2,351
CONFIDENCE
LOW
N/A
Our estimate $2,351/mo ✅ Inline with market
No comparable rentals found in 32205
Purchase + Close$386,147
Reno Cost$83,171
Holding (6mo)$24,588
Total All-In$493,906
ARV$515,013
Selling Costs 8%$41,201
Flip Profit$-20,094
Flip ROI-19%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Full Roof Replacement $11,960 +$13,157 110%
CRIT Professional Deep Clean $550 +$2,750 500%
RENO COST
$83,171
VALUE ADDED
+$140,113
OVERALL ROI
168%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$56,942)
  • • Excellent reno ROI (168%)
  • • Older build (1942) — high value-add potential
  • • Negative cashflow ($-1,747/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-1,747/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
30
AI Deal Score
30/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
36
10430 Bigtree Cir E

10430 Bigtree Cir E Single

Jacksonville, FL 32257 · 2bd/1.5ba · 999sf · Built 1983
$195,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $6,825

Loan Amount: $191,468

Fees / MIP: $3,293

Closing Costs: $5,850

Reserves (3mo): $4,023

Total Cash Needed: $16,698

Monthly Expenses

Mortgage P&I+MIP: $1,340.86

Property Tax: $316.88

Insurance: $150.00

HOA: $375.00

Maint + CapEx: $227.50

Vacancy + Mgmt: $221.57

Total: $2,631.80/mo

Returns

Market Rent (all units): $1,704

Your Rental Income: $1,704

Cashflow: $-927/mo

Annual: $-11,130/yr

Cash-on-Cash ROI: -66.7%

Cap Rate: 2.5% · DSCR: 0.31x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-927/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-529/mo (vs $-927/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-511/mo — saves $416/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-1,443/mo
STR vs LTR
-65%
BREAKEVEN OCC
78%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-927/mo · STR: $-1,443/mo · CoC ROI: -78.4%

🏠 RENTAL COMPS

AVG MARKET RENT
$1,704/mo
RANGE
$1,704 – $1,704
CONFIDENCE
LOW
N/A
Our estimate $1,704/mo ✅ Inline with market
No comparable rentals found in 32257
Purchase + Close$200,850
Reno Cost$64,989
Holding (6mo)$15,791
Total All-In$281,630
ARV$310,383
Selling Costs 8%$24,831
Flip Profit+$3,922
Flip ROI5%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $2,747 +$8,242 300%
RENO COST
$64,989
VALUE ADDED
+$115,383
OVERALL ROI
178%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$50,393)
  • • Excellent reno ROI (178%)
  • • Older build (1983) — high value-add potential
  • • Negative cashflow ($-927/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-927/mo)
  • • Low barrier to entry ($16,698 cash needed)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
7/10 Safe
Average to below-average crime, generally safe area
36
AI Deal Score
36/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
31
12424 Tierra Chase Way

12424 Tierra Chase Way Single

Jacksonville, FL 32225 · 4bd/3.0ba · 2,665sf · Built 2024
$599,999
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $21,000

Loan Amount: $589,132

Fees / MIP: $10,132

Closing Costs: $18,000

Reserves (3mo): $12,377

Total Cash Needed: $51,377

Monthly Expenses

Mortgage P&I+MIP: $4,125.71

Property Tax: $975.00

Insurance: $355.33

HOA: $124.00

Maint + CapEx: $700.00

Vacancy + Mgmt: $485.63

Total: $6,765.68/mo

Returns

Market Rent (all units): $3,736

Your Rental Income: $3,736

Cashflow: $-3,030/mo

Annual: $-36,360/yr

Cash-on-Cash ROI: -70.8%

Cap Rate: 2.2% · DSCR: 0.27x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-3,030/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,803/mo (vs $-3,030/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-1,749/mo — saves $1,281/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$300
OCCUPANCY
50%
GROSS / MO
$4,500
STR CASHFLOW
$-4,262/mo
STR vs LTR
-74%
BREAKEVEN OCC
92%
STR EXPENSES BREAKDOWN
Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410
FURNITURE SETUP
Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300
🛡
LTR is safer bet
LTR: $-3,030/mo · STR: $-4,262/mo · CoC ROI: -97.8%

🏠 RENTAL COMPS

AVG MARKET RENT
$3,735/mo
RANGE
$3,735 – $3,735
CONFIDENCE
LOW
N/A
Our estimate $3,735/mo ✅ Inline with market
No comparable rentals found in 32225
Purchase + Close$617,999
Reno Cost$8,354
Holding (6mo)$40,594
Total All-In$666,947
ARV$626,160
Selling Costs 8%$50,093
Flip Profit$-90,879
Flip ROI-192%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $7,329 +$21,986 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$8,354
VALUE ADDED
+$26,161
OVERALL ROI
313%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (313%)
  • • Negative cashflow ($-3,030/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-3,030/mo)
🛡 NEIGHBORHOOD SAFETY
6/10 Safe
Average to below-average crime, generally safe area
31
AI Deal Score
31/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
36
7749 Las Palmas Way #138

7749 Las Palmas Way #138 Single

Jacksonville, FL 32256 · 2bd/2.0ba · 1,276sf · Built 1973
$159,900
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $5,596

Loan Amount: $157,004

Fees / MIP: $2,700

Closing Costs: $4,797

Reserves (3mo): $3,299

Total Cash Needed: $13,692

Monthly Expenses

Mortgage P&I+MIP: $1,099.50

Property Tax: $259.84

Insurance: $170.13

HOA: $441.00

Maint + CapEx: $186.55

Vacancy + Mgmt: $201.63

Total: $2,358.66/mo

Returns

Market Rent (all units): $1,551

Your Rental Income: $1,551

Cashflow: $-808/mo

Annual: $-9,691/yr

Cash-on-Cash ROI: -70.8%

Cap Rate: 2.2% · DSCR: 0.27x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-808/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-481/mo (vs $-808/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-466/mo — saves $342/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-1,239/mo
STR vs LTR
-64%
BREAKEVEN OCC
73%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-808/mo · STR: $-1,239/mo · CoC ROI: -75.1%

🏠 RENTAL COMPS

AVG MARKET RENT
$1,551/mo
RANGE
$1,551 – $1,551
CONFIDENCE
LOW
N/A
Our estimate $1,551/mo ✅ Inline with market
No comparable rentals found in 32256
Purchase + Close$164,697
Reno Cost$89,042
Holding (6mo)$14,152
Total All-In$267,891
ARV$310,227
Selling Costs 8%$24,818
Flip Profit+$17,518
Flip ROI18%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Full Roof Replacement $12,122 +$13,334 110%
CRIT Professional Deep Clean $550 +$2,750 500%
RENO COST
$89,042
VALUE ADDED
+$150,327
OVERALL ROI
169%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$61,285)
  • • Excellent reno ROI (169%)
  • • Older build (1973) — high value-add potential
  • • Negative cashflow ($-808/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-808/mo)
  • • Low barrier to entry ($13,692 cash needed)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
7/10 Safe
Average to below-average crime, generally safe area
36
AI Deal Score
36/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
28
115 W 4th St

115 W 4th St Single

Jacksonville, FL 32206 · 4bd/4.0ba · 3,498sf · Built 1904
$399,900
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $13,996

Loan Amount: $392,657

Fees / MIP: $6,753

Closing Costs: $11,997

Reserves (3mo): $8,249

Total Cash Needed: $34,243

Monthly Expenses

Mortgage P&I+MIP: $2,749.79

Property Tax: $649.84

Insurance: $466.40

HOA: $0.00

Maint + CapEx: $466.55

Vacancy + Mgmt: $345.36

Total: $4,677.94/mo

Returns

Market Rent (all units): $2,657

Your Rental Income: $2,657

Cashflow: $-2,021/mo

Annual: $-24,255/yr

Cash-on-Cash ROI: -70.8%

Cap Rate: 2.2% · DSCR: 0.26x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-2,021/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,204/mo (vs $-2,021/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-1,167/mo — saves $854/mo.
👥 Rent by Room
Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,078/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$300
OCCUPANCY
50%
GROSS / MO
$4,500
STR CASHFLOW
$-2,593/mo
STR vs LTR
-70%
BREAKEVEN OCC
73%
STR EXPENSES BREAKDOWN
Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410
FURNITURE SETUP
Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300
🛡
LTR is safer bet
LTR: $-2,021/mo · STR: $-2,593/mo · CoC ROI: -79.2%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,656/mo
RANGE
$2,656 – $2,656
CONFIDENCE
LOW
N/A
Our estimate $2,656/mo ✅ Inline with market
No comparable rentals found in 32206
Purchase + Close$411,897
Reno Cost$145,309
Holding (6mo)$28,068
Total All-In$585,274
ARV$647,999
Selling Costs 8%$51,840
Flip Profit+$10,885
Flip ROI6%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Full Roof Replacement $33,231 +$36,554 110%
CRIT Professional Deep Clean $550 +$2,750 500%
RENO COST
$145,309
VALUE ADDED
+$248,099
OVERALL ROI
171%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$102,790)
  • • Excellent reno ROI (171%)
  • • Older build (1904) — high value-add potential
  • • Negative cashflow ($-2,021/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-2,021/mo)
  • • Has flip exit strategy if hold doesn't work
  • • High-crime area (Below Average) — higher risk
🛡 NEIGHBORHOOD SAFETY
3/10 Below Average
Higher than average crime rates in this area
28
AI Deal Score
28/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
21
10035 17th Ave SW

10035 17th Ave SW Single

Jacksonville, FL 98146 · 5bd/2.0ba · 1,620sf · Built 1925
$675,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $31,000

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,250

Reserves (3mo): $13,767

Total Cash Needed: $65,017

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,096.88

Insurance: $216.00

HOA: $0.00

Maint + CapEx: $787.50

Vacancy + Mgmt: $414.86

Total: $7,104.12/mo

Returns

Market Rent (all units): $3,191

Your Rental Income: $3,191

Cashflow: $-3,913/mo

Annual: $-46,955/yr

Cash-on-Cash ROI: -72.2%

Cap Rate: 1.2% · DSCR: 0.15x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-3,913/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,585/mo (vs $-3,913/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,524/mo — saves $1,389/mo.
👥 Rent by Room
Rent 5 rooms at ~$900/room = $4,500/mo. Projected cashflow: $-2,604/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$300
OCCUPANCY
50%
GROSS / MO
$4,500
STR CASHFLOW
$-4,728/mo
STR vs LTR
-70%
BREAKEVEN OCC
97%
STR EXPENSES BREAKDOWN
Platform fees: $135
Cleaning: $630
Management (20%): $900
Utilities: $575
Taxes (12%): $540
Other: $460
FURNITURE SETUP
Furniture: $11,500
Appliances: $800
Kitchen + Linens: $1,350
Electronics: $600
Decor + Supplies: $700
Total Setup: $15,250
🛡
LTR is safer bet
LTR: $-3,913/mo · STR: $-4,728/mo · CoC ROI: -85.3%

🏠 RENTAL COMPS

AVG MARKET RENT
$3,191/mo
RANGE
$3,191 – $3,191
CONFIDENCE
LOW
N/A
Our estimate $3,191/mo ✅ Inline with market
No comparable rentals found in 98146
Purchase + Close$695,250
Reno Cost$96,042
Holding (6mo)$42,625
Total All-In$833,917
ARV$837,487
Selling Costs 8%$66,999
Flip Profit$-63,429
Flip ROI-43%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Full Roof Replacement $15,390 +$16,929 110%
CRIT Professional Deep Clean $550 +$2,750 500%
RENO COST
$96,042
VALUE ADDED
+$162,487
OVERALL ROI
169%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$66,445)
  • • Excellent reno ROI (169%)
  • • Older build (1925) — high value-add potential
  • • Negative cashflow ($-3,913/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-3,913/mo)
  • • High cash requirement ($65,017)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
21
AI Deal Score
21/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
22
11419 Crestwood Dr S

11419 Crestwood Dr S Single

Jacksonville, FL 98178 · 4bd/1.0ba · 1,620sf · Built 1945
$549,950
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $19,248

Loan Amount: $539,989

Fees / MIP: $9,287

Closing Costs: $16,498

Reserves (3mo): $11,345

Total Cash Needed: $47,091

Monthly Expenses

Mortgage P&I+MIP: $3,781.57

Property Tax: $893.67

Insurance: $216.00

HOA: $0.00

Maint + CapEx: $641.61

Vacancy + Mgmt: $387.17

Total: $5,920.01/mo

Returns

Market Rent (all units): $2,978

Your Rental Income: $2,978

Cashflow: $-2,942/mo

Annual: $-35,302/yr

Cash-on-Cash ROI: -75.0%

Cap Rate: 1.8% · DSCR: 0.22x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-2,942/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,817/mo (vs $-2,942/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-1,767/mo — saves $1,175/mo.
👥 Rent by Room
Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-2,320/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$300
OCCUPANCY
50%
GROSS / MO
$4,500
STR CASHFLOW
$-3,518/mo
STR vs LTR
-61%
BREAKEVEN OCC
84%
STR EXPENSES BREAKDOWN
Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410
FURNITURE SETUP
Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300
🛡
LTR is safer bet
LTR: $-2,942/mo · STR: $-3,518/mo · CoC ROI: -86.1%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,978/mo
RANGE
$2,978 – $2,978
CONFIDENCE
LOW
N/A
Our estimate $2,978/mo ✅ Inline with market
No comparable rentals found in 98178
Purchase + Close$566,448
Reno Cost$90,517
Holding (6mo)$35,520
Total All-In$692,486
ARV$702,824
Selling Costs 8%$56,226
Flip Profit$-45,887
Flip ROI-36%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Full Roof Replacement $15,390 +$16,929 110%
CRIT Professional Deep Clean $550 +$2,750 500%
RENO COST
$90,517
VALUE ADDED
+$152,874
OVERALL ROI
169%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$62,358)
  • • Excellent reno ROI (169%)
  • • Older build (1945) — high value-add potential
  • • Negative cashflow ($-2,942/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-2,942/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
22
AI Deal Score
22/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
18
1407 N 103rd St

1407 N 103rd St Single

Jacksonville, FL 98133 · 3bd/2.0ba · 1,130sf · Built 2023
$675,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $31,000

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,250

Reserves (3mo): $13,767

Total Cash Needed: $65,017

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,096.88

Insurance: $150.67

HOA: $5.00

Maint + CapEx: $787.50

Vacancy + Mgmt: $343.28

Total: $6,972.22/mo

Returns

Market Rent (all units): $2,641

Your Rental Income: $2,641

Cashflow: $-4,332/mo

Annual: $-51,979/yr

Cash-on-Cash ROI: -80.0%

Cap Rate: 0.5% · DSCR: 0.06x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-4,332/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-3,004/mo (vs $-4,332/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,943/mo — saves $1,389/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-4,802/mo
STR vs LTR
-66%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-4,332/mo · STR: $-4,802/mo · CoC ROI: -92.0%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,640/mo
RANGE
$2,640 – $2,640
CONFIDENCE
LOW
N/A
Our estimate $2,640/mo ✅ Inline with market
No comparable rentals found in 98133
Purchase + Close$695,250
Reno Cost$4,132
Holding (6mo)$41,833
Total All-In$741,216
ARV$688,498
Selling Costs 8%$55,080
Flip Profit$-107,798
Flip ROI-195%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $3,108 +$9,322 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$4,132
VALUE ADDED
+$13,498
OVERALL ROI
327%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (327%)
  • • Negative cashflow ($-4,332/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-4,332/mo)
  • • High cash requirement ($65,017)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
18
AI Deal Score
18/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
22
12805 64th Ave S

12805 64th Ave S Single

Jacksonville, FL 98178 · 3bd/2.0ba · 1,040sf · Built 1955
$500,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $17,500

Loan Amount: $490,944

Fees / MIP: $8,444

Closing Costs: $15,000

Reserves (3mo): $10,314

Total Cash Needed: $42,814

Monthly Expenses

Mortgage P&I+MIP: $3,438.10

Property Tax: $812.50

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $583.34

Vacancy + Mgmt: $307.06

Total: $5,291.00/mo

Returns

Market Rent (all units): $2,362

Your Rental Income: $2,362

Cashflow: $-2,929/mo

Annual: $-35,147/yr

Cash-on-Cash ROI: -82.1%

Cap Rate: 1.2% · DSCR: 0.15x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-2,929/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,907/mo (vs $-2,929/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-1,861/mo — saves $1,068/mo.
👥 Rent by Room
Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-2,591/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-3,360/mo
STR vs LTR
-62%
BREAKEVEN OCC
95%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-2,929/mo · STR: $-3,360/mo · CoC ROI: -92.0%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,362/mo
RANGE
$2,362 – $2,362
CONFIDENCE
LOW
N/A
Our estimate $2,362/mo ✅ Inline with market
No comparable rentals found in 98178
Purchase + Close$515,000
Reno Cost$84,239
Holding (6mo)$31,746
Total All-In$630,985
ARV$641,984
Selling Costs 8%$51,359
Flip Profit$-40,360
Flip ROI-35%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Full Roof Replacement $9,880 +$10,868 110%
CRIT Professional Deep Clean $550 +$2,750 500%
RENO COST
$84,239
VALUE ADDED
+$141,984
OVERALL ROI
168%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$57,745)
  • • Excellent reno ROI (168%)
  • • Older build (1955) — high value-add potential
  • • Negative cashflow ($-2,929/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-2,929/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
22
AI Deal Score
22/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
22
12715 35th Ave NE Unit A

12715 35th Ave NE Unit A Single

Jacksonville, FL 98125 · 3bd/2.5ba · 1,450sf · Built 1996
$585,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $20,475

Loan Amount: $574,404

Fees / MIP: $9,879

Closing Costs: $17,550

Reserves (3mo): $12,068

Total Cash Needed: $50,093

Monthly Expenses

Mortgage P&I+MIP: $4,022.58

Property Tax: $950.62

Insurance: $193.33

HOA: $0.00

Maint + CapEx: $682.50

Vacancy + Mgmt: $356.33

Total: $6,205.36/mo

Returns

Market Rent (all units): $2,741

Your Rental Income: $2,741

Cashflow: $-3,464/mo

Annual: $-41,573/yr

Cash-on-Cash ROI: -83.0%

Cap Rate: 1.1% · DSCR: 0.14x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-3,464/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,268/mo (vs $-3,464/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,215/mo — saves $1,249/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-4,144/mo
STR vs LTR
-70%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-3,464/mo · STR: $-4,144/mo · CoC ROI: -100.7%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,740/mo
RANGE
$2,740 – $2,740
CONFIDENCE
LOW
N/A
Our estimate $2,740/mo ✅ Inline with market
No comparable rentals found in 98125
Purchase + Close$602,550
Reno Cost$54,562
Holding (6mo)$37,232
Total All-In$694,345
ARV$691,892
Selling Costs 8%$55,351
Flip Profit$-57,804
Flip ROI-62%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $3,988 +$11,962 300%
HIGH New Water Heater $2,650 +$3,445 130%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$54,562
VALUE ADDED
+$106,892
OVERALL ROI
196%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$52,330)
  • • Excellent reno ROI (196%)
  • • Aging property (1996) — renovation upside
  • • Negative cashflow ($-3,464/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-3,464/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
22
AI Deal Score
22/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
22
9236 Interlake Ave N Unit B

9236 Interlake Ave N Unit B Single

Jacksonville, FL 98103 · 3bd/3.5ba · 1,430sf · Built 2003
$645,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $22,575

Loan Amount: $633,317

Fees / MIP: $10,892

Closing Costs: $19,350

Reserves (3mo): $13,305

Total Cash Needed: $55,230

Monthly Expenses

Mortgage P&I+MIP: $4,435.15

Property Tax: $1,048.12

Insurance: $190.67

HOA: $0.00

Maint + CapEx: $752.50

Vacancy + Mgmt: $364.34

Total: $6,790.79/mo

Returns

Market Rent (all units): $2,803

Your Rental Income: $2,803

Cashflow: $-3,988/mo

Annual: $-47,858/yr

Cash-on-Cash ROI: -86.7%

Cap Rate: 0.8% · DSCR: 0.10x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-3,988/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,669/mo (vs $-3,988/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,611/mo — saves $1,378/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-4,650/mo
STR vs LTR
-70%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-3,988/mo · STR: $-4,650/mo · CoC ROI: -104.7%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,802/mo
RANGE
$2,802 – $2,802
CONFIDENCE
LOW
N/A
Our estimate $2,802/mo ✅ Inline with market
No comparable rentals found in 98103
Purchase + Close$664,350
Reno Cost$59,362
Holding (6mo)$40,745
Total All-In$764,457
ARV$760,562
Selling Costs 8%$60,845
Flip Profit$-64,740
Flip ROI-64%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $3,932 +$11,798 300%
HIGH New Water Heater $2,650 +$3,445 130%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$59,362
VALUE ADDED
+$115,562
OVERALL ROI
195%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$56,200)
  • • Excellent reno ROI (195%)
  • • Negative cashflow ($-3,988/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-3,988/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
22
AI Deal Score
22/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
22
12512 35th Ave NE Unit B

12512 35th Ave NE Unit B Single

Jacksonville, FL 98125 · 3bd/2.5ba · 1,317sf · Built 2025
$599,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $20,965

Loan Amount: $588,151

Fees / MIP: $10,116

Closing Costs: $17,970

Reserves (3mo): $12,357

Total Cash Needed: $51,292

Monthly Expenses

Mortgage P&I+MIP: $4,118.84

Property Tax: $973.38

Insurance: $175.60

HOA: $75.00

Maint + CapEx: $698.84

Vacancy + Mgmt: $347.10

Total: $6,388.75/mo

Returns

Market Rent (all units): $2,670

Your Rental Income: $2,670

Cashflow: $-3,719/mo

Annual: $-44,625/yr

Cash-on-Cash ROI: -87.0%

Cap Rate: 0.8% · DSCR: 0.10x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-3,719/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,494/mo (vs $-3,719/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,439/mo — saves $1,279/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-4,313/mo
STR vs LTR
-68%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-3,719/mo · STR: $-4,313/mo · CoC ROI: -102.9%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,670/mo
RANGE
$2,670 – $2,670
CONFIDENCE
LOW
N/A
Our estimate $2,670/mo ✅ Inline with market
No comparable rentals found in 98125
Purchase + Close$616,970
Reno Cost$4,647
Holding (6mo)$38,332
Total All-In$659,949
ARV$614,040
Selling Costs 8%$49,123
Flip Profit$-95,032
Flip ROI-218%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $3,622 +$10,865 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$4,647
VALUE ADDED
+$15,040
OVERALL ROI
324%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (324%)
  • • Negative cashflow ($-3,719/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-3,719/mo)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
22
AI Deal Score
22/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
18
3918 S Juneau St

3918 S Juneau St Single

Jacksonville, FL 98118 · 3bd/2.0ba · 1,122sf · Built 2026
$649,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $22,715

Loan Amount: $637,245

Fees / MIP: $10,960

Closing Costs: $19,470

Reserves (3mo): $13,388

Total Cash Needed: $55,573

Monthly Expenses

Mortgage P&I+MIP: $4,462.66

Property Tax: $1,054.62

Insurance: $150.00

HOA: $48.00

Maint + CapEx: $757.16

Vacancy + Mgmt: $348.58

Total: $6,821.03/mo

Returns

Market Rent (all units): $2,681

Your Rental Income: $2,681

Cashflow: $-4,140/mo

Annual: $-49,676/yr

Cash-on-Cash ROI: -89.4%

Cap Rate: 0.6% · DSCR: 0.07x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-4,140/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,813/mo (vs $-4,140/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,754/mo — saves $1,386/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-4,675/mo
STR vs LTR
-67%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-4,140/mo · STR: $-4,675/mo · CoC ROI: -104.8%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,681/mo
RANGE
$2,681 – $2,681
CONFIDENCE
LOW
N/A
Our estimate $2,681/mo ✅ Inline with market
No comparable rentals found in 98118
Purchase + Close$668,470
Reno Cost$4,110
Holding (6mo)$40,926
Total All-In$713,507
ARV$662,432
Selling Costs 8%$52,995
Flip Profit$-104,070
Flip ROI-225%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $3,086 +$9,256 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$4,110
VALUE ADDED
+$13,432
OVERALL ROI
327%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (327%)
  • • Negative cashflow ($-4,140/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-4,140/mo)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
18
AI Deal Score
18/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
18
3807 Martin Luther King Jr Way S Unit B

3807 Martin Luther King Jr Way S Unit B Single

Jacksonville, FL 98108 · 2bd/2.5ba · 1,488sf · Built 2016
$624,950
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $21,873

Loan Amount: $613,631

Fees / MIP: $10,554

Closing Costs: $18,748

Reserves (3mo): $12,892

Total Cash Needed: $53,514

Monthly Expenses

Mortgage P&I+MIP: $4,297.28

Property Tax: $1,015.54

Insurance: $198.40

HOA: $0.00

Maint + CapEx: $729.11

Vacancy + Mgmt: $333.71

Total: $6,574.04/mo

Returns

Market Rent (all units): $2,567

Your Rental Income: $2,567

Cashflow: $-4,007/mo

Annual: $-48,085/yr

Cash-on-Cash ROI: -89.9%

Cap Rate: 0.6% · DSCR: 0.07x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-4,007/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,729/mo (vs $-4,007/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,672/mo — saves $1,335/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-4,791/mo
STR vs LTR
-80%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-4,007/mo · STR: $-4,791/mo · CoC ROI: -114.9%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,566/mo
RANGE
$2,566 – $2,566
CONFIDENCE
LOW
N/A
Our estimate $2,566/mo ✅ Inline with market
No comparable rentals found in 98108
Purchase + Close$643,698
Reno Cost$9,167
Holding (6mo)$39,444
Total All-In$692,310
ARV$654,001
Selling Costs 8%$52,320
Flip Profit$-90,629
Flip ROI-182%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $4,092 +$12,276 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
HIGH Landscaping & Curb Appeal $2,250 +$9,000 400%
HIGH Light Fixture Update $1,800 +$3,600 200%
RENO COST
$9,167
VALUE ADDED
+$29,051
OVERALL ROI
317%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (317%)
  • • Negative cashflow ($-4,007/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-4,007/mo)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
18
AI Deal Score
18/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
18
1207 SW cambridge St

1207 SW cambridge St Single

Jacksonville, FL 98106 · 3bd/1.0ba · 980sf · Built 1922
$615,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $21,525

Loan Amount: $603,861

Fees / MIP: $10,386

Closing Costs: $18,450

Reserves (3mo): $12,687

Total Cash Needed: $52,662

Monthly Expenses

Mortgage P&I+MIP: $4,228.86

Property Tax: $999.38

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $717.50

Vacancy + Mgmt: $320.57

Total: $6,416.30/mo

Returns

Market Rent (all units): $2,466

Your Rental Income: $2,466

Cashflow: $-3,950/mo

Annual: $-47,405/yr

Cash-on-Cash ROI: -90.0%

Cap Rate: 0.5% · DSCR: 0.07x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-3,950/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,693/mo (vs $-3,950/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,637/mo — saves $1,313/mo.
👥 Rent by Room
Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-3,716/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-4,338/mo
STR vs LTR
-64%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-3,950/mo · STR: $-4,338/mo · CoC ROI: -101.4%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,465/mo
RANGE
$2,465 – $2,465
CONFIDENCE
LOW
N/A
Our estimate $2,465/mo ✅ Inline with market
No comparable rentals found in 98106
Purchase + Close$633,450
Reno Cost$77,493
Holding (6mo)$38,498
Total All-In$749,441
ARV$745,250
Selling Costs 8%$59,620
Flip Profit$-63,810
Flip ROI-54%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Full Roof Replacement $9,310 +$10,241 110%
CRIT Professional Deep Clean $550 +$2,750 500%
RENO COST
$77,493
VALUE ADDED
+$130,250
OVERALL ROI
168%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$52,758)
  • • Excellent reno ROI (168%)
  • • Older build (1922) — high value-add potential
  • • Negative cashflow ($-3,950/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-3,950/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
18
AI Deal Score
18/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
18
3710 SW 106th St

3710 SW 106th St Single

Jacksonville, FL 98146 · 2bd/1.0ba · 870sf · Built 1937
$499,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $17,465

Loan Amount: $489,962

Fees / MIP: $8,427

Closing Costs: $14,970

Reserves (3mo): $10,294

Total Cash Needed: $42,729

Monthly Expenses

Mortgage P&I+MIP: $3,431.22

Property Tax: $810.88

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $582.16

Vacancy + Mgmt: $259.81

Total: $5,234.07/mo

Returns

Market Rent (all units): $1,999

Your Rental Income: $1,999

Cashflow: $-3,236/mo

Annual: $-38,826/yr

Cash-on-Cash ROI: -90.9%

Cap Rate: 0.5% · DSCR: 0.06x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-3,236/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,215/mo (vs $-3,236/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,170/mo — saves $1,066/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-3,652/mo
STR vs LTR
-70%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-3,236/mo · STR: $-3,652/mo · CoC ROI: -104.8%

🏠 RENTAL COMPS

AVG MARKET RENT
$1,998/mo
RANGE
$1,998 – $1,998
CONFIDENCE
LOW
N/A
Our estimate $1,998/mo ✅ Inline with market
No comparable rentals found in 98146
Purchase + Close$513,970
Reno Cost$75,254
Holding (6mo)$31,404
Total All-In$620,629
ARV$625,362
Selling Costs 8%$50,029
Flip Profit$-45,296
Flip ROI-42%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Full Roof Replacement $8,265 +$9,092 110%
CRIT Professional Deep Clean $550 +$2,750 500%
RENO COST
$75,254
VALUE ADDED
+$126,362
OVERALL ROI
168%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$51,108)
  • • Excellent reno ROI (168%)
  • • Older build (1937) — high value-add potential
  • • Negative cashflow ($-3,236/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-3,236/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
18
AI Deal Score
18/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
18
919 NW 56th St Unit D

919 NW 56th St Unit D Single

Jacksonville, FL 98107 · 2bd/2.0ba · 1,120sf · Built 2021
$670,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $26,000

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,100

Reserves (3mo): $13,767

Total Cash Needed: $59,867

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,088.75

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $781.66

Vacancy + Mgmt: $309.21

Total: $6,918.52/mo

Returns

Market Rent (all units): $2,379

Your Rental Income: $2,379

Cashflow: $-4,540/mo

Annual: $-54,480/yr

Cash-on-Cash ROI: -91.0%

Cap Rate: 0.1% · DSCR: 0.01x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-4,540/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-3,188/mo (vs $-4,540/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-3,127/mo — saves $1,413/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-5,088/mo
STR vs LTR
-75%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-4,540/mo · STR: $-5,088/mo · CoC ROI: -110.0%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,378/mo
RANGE
$2,378 – $2,378
CONFIDENCE
LOW
N/A
Our estimate $2,378/mo ✅ Inline with market
No comparable rentals found in 98107
Purchase + Close$690,100
Reno Cost$4,105
Holding (6mo)$41,511
Total All-In$735,716
ARV$683,415
Selling Costs 8%$54,673
Flip Profit$-106,974
Flip ROI-213%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $3,080 +$9,240 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$4,105
VALUE ADDED
+$13,415
OVERALL ROI
327%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (327%)
  • • Negative cashflow ($-4,540/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-4,540/mo)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
18
AI Deal Score
18/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
18
4004 Courtland Pl S

4004 Courtland Pl S Single

Jacksonville, FL 98118 · 2bd/2.5ba · 1,000sf · Built 2026
$550,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $19,250

Loan Amount: $540,038

Fees / MIP: $9,288

Closing Costs: $16,500

Reserves (3mo): $11,346

Total Cash Needed: $47,096

Monthly Expenses

Mortgage P&I+MIP: $3,781.91

Property Tax: $893.75

Insurance: $150.00

HOA: $48.00

Maint + CapEx: $641.66

Vacancy + Mgmt: $288.44

Total: $5,803.76/mo

Returns

Market Rent (all units): $2,219

Your Rental Income: $2,219

Cashflow: $-3,585/mo

Annual: $-43,020/yr

Cash-on-Cash ROI: -91.3%

Cap Rate: 0.4% · DSCR: 0.05x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-3,585/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,460/mo (vs $-3,585/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,410/mo — saves $1,175/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-4,134/mo
STR vs LTR
-73%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-3,585/mo · STR: $-4,134/mo · CoC ROI: -109.9%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,218/mo
RANGE
$2,218 – $2,218
CONFIDENCE
LOW
N/A
Our estimate $2,218/mo ✅ Inline with market
No comparable rentals found in 98118
Purchase + Close$566,500
Reno Cost$3,775
Holding (6mo)$34,823
Total All-In$605,098
ARV$562,425
Selling Costs 8%$44,994
Flip Profit$-87,667
Flip ROI-222%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $2,750 +$8,250 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$3,775
VALUE ADDED
+$12,425
OVERALL ROI
329%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (329%)
  • • Negative cashflow ($-3,585/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-3,585/mo)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
18
AI Deal Score
18/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
18
2363 S McClellan St

2363 S McClellan St Single

Jacksonville, FL 98144 · 2bd/2.5ba · 1,480sf · Built 2007
$617,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $21,595

Loan Amount: $605,825

Fees / MIP: $10,420

Closing Costs: $18,510

Reserves (3mo): $12,728

Total Cash Needed: $52,833

Monthly Expenses

Mortgage P&I+MIP: $4,242.61

Property Tax: $1,002.62

Insurance: $197.33

HOA: $130.00

Maint + CapEx: $719.84

Vacancy + Mgmt: $331.72

Total: $6,624.12/mo

Returns

Market Rent (all units): $2,552

Your Rental Income: $2,552

Cashflow: $-4,072/mo

Annual: $-48,869/yr

Cash-on-Cash ROI: -92.5%

Cap Rate: 0.3% · DSCR: 0.04x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-4,072/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,811/mo (vs $-4,072/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,755/mo — saves $1,318/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-4,852/mo
STR vs LTR
-80%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-4,072/mo · STR: $-4,852/mo · CoC ROI: -117.6%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,551/mo
RANGE
$2,551 – $2,551
CONFIDENCE
LOW
N/A
Our estimate $2,551/mo ✅ Inline with market
No comparable rentals found in 98144
Purchase + Close$635,510
Reno Cost$54,825
Holding (6mo)$39,745
Total All-In$730,080
ARV$724,482
Selling Costs 8%$57,959
Flip Profit$-63,556
Flip ROI-67%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $4,070 +$12,210 300%
HIGH New Water Heater $2,650 +$3,445 130%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$54,825
VALUE ADDED
+$107,482
OVERALL ROI
196%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$52,657)
  • • Excellent reno ROI (196%)
  • • Negative cashflow ($-4,072/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-4,072/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
18
AI Deal Score
18/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
18
5720 37th Ave S

5720 37th Ave S Single

Jacksonville, FL 98118 · 2bd/1.0ba · 740sf · Built 1952
$499,900
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $17,496

Loan Amount: $490,846

Fees / MIP: $8,442

Closing Costs: $14,997

Reserves (3mo): $10,312

Total Cash Needed: $42,806

Monthly Expenses

Mortgage P&I+MIP: $3,437.41

Property Tax: $812.34

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $583.21

Vacancy + Mgmt: $248.72

Total: $5,231.68/mo

Returns

Market Rent (all units): $1,913

Your Rental Income: $1,913

Cashflow: $-3,318/mo

Annual: $-39,822/yr

Cash-on-Cash ROI: -93.0%

Cap Rate: 0.3% · DSCR: 0.03x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-3,318/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,296/mo (vs $-3,318/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,251/mo — saves $1,068/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-3,660/mo
STR vs LTR
-69%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-3,318/mo · STR: $-3,660/mo · CoC ROI: -104.8%

🏠 RENTAL COMPS

AVG MARKET RENT
$1,913/mo
RANGE
$1,913 – $1,913
CONFIDENCE
LOW
N/A
Our estimate $1,913/mo ✅ Inline with market
No comparable rentals found in 98118
Purchase + Close$514,897
Reno Cost$72,609
Holding (6mo)$31,390
Total All-In$618,896
ARV$621,666
Selling Costs 8%$49,733
Flip Profit$-46,963
Flip ROI-45%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Full Roof Replacement $7,030 +$7,733 110%
CRIT Professional Deep Clean $550 +$2,750 500%
RENO COST
$72,609
VALUE ADDED
+$121,766
OVERALL ROI
168%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$49,158)
  • • Excellent reno ROI (168%)
  • • Older build (1952) — high value-add potential
  • • Negative cashflow ($-3,318/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-3,318/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
18
AI Deal Score
18/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
18
7912 34th Ave SW Unit B

7912 34th Ave SW Unit B Single

Jacksonville, FL 98126 · 2bd/2.0ba · 1,091sf · Built 2026
$599,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $20,965

Loan Amount: $588,151

Fees / MIP: $10,116

Closing Costs: $17,970

Reserves (3mo): $12,357

Total Cash Needed: $51,292

Monthly Expenses

Mortgage P&I+MIP: $4,118.84

Property Tax: $973.38

Insurance: $150.00

HOA: $15.00

Maint + CapEx: $698.84

Vacancy + Mgmt: $295.17

Total: $6,251.21/mo

Returns

Market Rent (all units): $2,271

Your Rental Income: $2,271

Cashflow: $-3,981/mo

Annual: $-47,768/yr

Cash-on-Cash ROI: -93.1%

Cap Rate: 0.3% · DSCR: 0.03x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-3,981/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,756/mo (vs $-3,981/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,701/mo — saves $1,279/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-4,518/mo
STR vs LTR
-74%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-3,981/mo · STR: $-4,518/mo · CoC ROI: -112.2%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,270/mo
RANGE
$2,270 – $2,270
CONFIDENCE
LOW
N/A
Our estimate $2,270/mo ✅ Inline with market
No comparable rentals found in 98126
Purchase + Close$616,970
Reno Cost$4,025
Holding (6mo)$37,507
Total All-In$658,503
ARV$612,176
Selling Costs 8%$48,974
Flip Profit$-95,301
Flip ROI-222%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $3,000 +$9,001 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$4,025
VALUE ADDED
+$13,176
OVERALL ROI
327%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (327%)
  • • Negative cashflow ($-3,981/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-3,981/mo)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
18
AI Deal Score
18/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
18
9223 B Densmore Ave N

9223 B Densmore Ave N Single

Jacksonville, FL 98103 · 2bd/1.0ba · 685sf · Built 2026
$449,900
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $15,746

Loan Amount: $441,751

Fees / MIP: $7,598

Closing Costs: $13,497

Reserves (3mo): $9,281

Total Cash Needed: $38,524

Monthly Expenses

Mortgage P&I+MIP: $3,093.61

Property Tax: $731.09

Insurance: $150.00

HOA: $70.00

Maint + CapEx: $524.89

Vacancy + Mgmt: $235.84

Total: $4,805.42/mo

Returns

Market Rent (all units): $1,814

Your Rental Income: $1,814

Cashflow: $-2,991/mo

Annual: $-35,895/yr

Cash-on-Cash ROI: -93.2%

Cap Rate: 0.3% · DSCR: 0.03x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-2,991/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,071/mo (vs $-2,991/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,030/mo — saves $961/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-3,305/mo
STR vs LTR
-68%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-2,991/mo · STR: $-3,305/mo · CoC ROI: -102.6%

🏠 RENTAL COMPS

AVG MARKET RENT
$1,814/mo
RANGE
$1,814 – $1,814
CONFIDENCE
LOW
N/A
Our estimate $1,814/mo ✅ Inline with market
No comparable rentals found in 98103
Purchase + Close$463,397
Reno Cost$2,909
Holding (6mo)$28,833
Total All-In$495,138
ARV$459,726
Selling Costs 8%$36,778
Flip Profit$-72,190
Flip ROI-225%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $1,884 +$5,651 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$2,909
VALUE ADDED
+$9,826
OVERALL ROI
338%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (338%)
  • • Negative cashflow ($-2,991/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-2,991/mo)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
18
AI Deal Score
18/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
18
1900 Westlake Ave N Unit B7

1900 Westlake Ave N Unit B7 Single

Jacksonville, FL 98109 · 1bd/1.0ba · 480sf · Built 1992
$375,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $13,125

Loan Amount: $368,208

Fees / MIP: $6,333

Closing Costs: $11,250

Reserves (3mo): $7,736

Total Cash Needed: $32,111

Monthly Expenses

Mortgage P&I+MIP: $2,578.58

Property Tax: $609.38

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $437.50

Vacancy + Mgmt: $186.47

Total: $3,961.93/mo

Returns

Market Rent (all units): $1,434

Your Rental Income: $1,434

Cashflow: $-2,528/mo

Annual: $-30,330/yr

Cash-on-Cash ROI: -94.5%

Cap Rate: 0.2% · DSCR: 0.02x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-2,528/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,761/mo (vs $-2,528/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-1,727/mo — saves $801/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$120
OCCUPANCY
60%
GROSS / MO
$2,160
STR CASHFLOW
$-2,878/mo
STR vs LTR
-78%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213
FURNITURE SETUP
Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450
🛡
LTR is safer bet
LTR: $-2,528/mo · STR: $-2,878/mo · CoC ROI: -108.5%

🏠 RENTAL COMPS

AVG MARKET RENT
$1,434/mo
RANGE
$1,434 – $1,434
CONFIDENCE
LOW
N/A
Our estimate $1,434/mo ✅ Inline with market
No comparable rentals found in 98109
Purchase + Close$386,250
Reno Cost$50,358
Holding (6mo)$23,772
Total All-In$460,380
ARV$467,560
Selling Costs 8%$37,405
Flip Profit$-30,225
Flip ROI-40%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $1,320 +$3,960 300%
CRIT GFCI Outlets (Kitchen/Bath) $1,100 +$1,100 100%
RENO COST
$50,358
VALUE ADDED
+$92,560
OVERALL ROI
184%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$42,202)
  • • Excellent reno ROI (184%)
  • • Aging property (1992) — renovation upside
  • • Negative cashflow ($-2,528/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-2,528/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
18
AI Deal Score
18/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
18
7915 18th Ave SW

7915 18th Ave SW Single

Jacksonville, FL 98106 · 2bd/1.0ba · 770sf · Built 1948
$599,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $20,965

Loan Amount: $588,151

Fees / MIP: $10,116

Closing Costs: $17,970

Reserves (3mo): $12,357

Total Cash Needed: $51,292

Monthly Expenses

Mortgage P&I+MIP: $4,118.84

Property Tax: $973.38

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $698.84

Vacancy + Mgmt: $267.41

Total: $6,208.46/mo

Returns

Market Rent (all units): $2,057

Your Rental Income: $2,057

Cashflow: $-4,151/mo

Annual: $-49,817/yr

Cash-on-Cash ROI: -97.1%

Cap Rate: -0.1% · DSCR: -0.01x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-4,151/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,927/mo (vs $-4,151/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,872/mo — saves $1,279/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-4,503/mo
STR vs LTR
-71%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-4,151/mo · STR: $-4,503/mo · CoC ROI: -111.8%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,057/mo
RANGE
$2,057 – $2,057
CONFIDENCE
LOW
N/A
Our estimate $2,057/mo ✅ Inline with market
No comparable rentals found in 98106
Purchase + Close$616,970
Reno Cost$73,220
Holding (6mo)$37,251
Total All-In$727,440
ARV$721,827
Selling Costs 8%$57,746
Flip Profit$-63,359
Flip ROI-56%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Full Roof Replacement $7,315 +$8,046 110%
CRIT Professional Deep Clean $550 +$2,750 500%
RENO COST
$73,220
VALUE ADDED
+$122,827
OVERALL ROI
168%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$49,608)
  • • Excellent reno ROI (168%)
  • • Older build (1948) — high value-add potential
  • • Negative cashflow ($-4,151/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-4,151/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
18
AI Deal Score
18/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
22
6920 California Ave SW #11

6920 California Ave SW #11 Single

Jacksonville, FL 98136 · 2bd/2.0ba · 1,382sf · Built 1987
$499,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $17,465

Loan Amount: $489,962

Fees / MIP: $8,427

Closing Costs: $14,970

Reserves (3mo): $10,294

Total Cash Needed: $42,729

Monthly Expenses

Mortgage P&I+MIP: $3,431.22

Property Tax: $810.88

Insurance: $184.27

HOA: $590.00

Maint + CapEx: $582.16

Vacancy + Mgmt: $316.65

Total: $5,915.18/mo

Returns

Market Rent (all units): $2,436

Your Rental Income: $2,436

Cashflow: $-3,479/mo

Annual: $-41,753/yr

Cash-on-Cash ROI: -97.7%

Cap Rate: -0.1% · DSCR: -0.01x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-3,479/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,459/mo (vs $-3,479/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,414/mo — saves $1,066/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-4,290/mo
STR vs LTR
-78%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-3,479/mo · STR: $-4,290/mo · CoC ROI: -123.1%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,435/mo
RANGE
$2,435 – $2,435
CONFIDENCE
LOW
N/A
Our estimate $2,435/mo ✅ Inline with market
No comparable rentals found in 98136
Purchase + Close$513,970
Reno Cost$65,670
Holding (6mo)$35,491
Total All-In$615,131
ARV$623,632
Selling Costs 8%$49,891
Flip Profit$-41,390
Flip ROI-42%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $3,800 +$11,402 300%
CRIT GFCI Outlets (Kitchen/Bath) $1,650 +$1,650 100%
RENO COST
$65,670
VALUE ADDED
+$124,632
OVERALL ROI
190%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$58,962)
  • • Excellent reno ROI (190%)
  • • Aging property (1987) — renovation upside
  • • Negative cashflow ($-3,479/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-3,479/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
22
AI Deal Score
22/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
22
2031 NW 59th St #301

2031 NW 59th St #301 Single

Jacksonville, FL 98107 · 1bd/1.0ba · 696sf · Built 1978
$350,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $12,250

Loan Amount: $343,661

Fees / MIP: $5,911

Closing Costs: $10,500

Reserves (3mo): $7,220

Total Cash Needed: $29,970

Monthly Expenses

Mortgage P&I+MIP: $2,406.67

Property Tax: $568.75

Insurance: $150.00

HOA: $305.00

Maint + CapEx: $408.34

Vacancy + Mgmt: $207.42

Total: $4,046.17/mo

Returns

Market Rent (all units): $1,596

Your Rental Income: $1,596

Cashflow: $-2,451/mo

Annual: $-29,408/yr

Cash-on-Cash ROI: -98.1%

Cap Rate: -0.1% · DSCR: -0.02x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-2,451/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,735/mo (vs $-2,451/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-1,703/mo — saves $747/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$120
OCCUPANCY
60%
GROSS / MO
$2,160
STR CASHFLOW
$-2,971/mo
STR vs LTR
-81%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213
FURNITURE SETUP
Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450
🛡
LTR is safer bet
LTR: $-2,451/mo · STR: $-2,971/mo · CoC ROI: -118.0%

🏠 RENTAL COMPS

AVG MARKET RENT
$1,595/mo
RANGE
$1,595 – $1,595
CONFIDENCE
LOW
N/A
Our estimate $1,595/mo ✅ Inline with market
No comparable rentals found in 98107
Purchase + Close$360,500
Reno Cost$61,702
Holding (6mo)$24,277
Total All-In$446,479
ARV$457,838
Selling Costs 8%$36,627
Flip Profit$-25,268
Flip ROI-30%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $1,914 +$5,742 300%
RENO COST
$61,702
VALUE ADDED
+$107,838
OVERALL ROI
175%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$46,136)
  • • Excellent reno ROI (175%)
  • • Older build (1978) — high value-add potential
  • • Negative cashflow ($-2,451/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-2,451/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
22
AI Deal Score
22/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
18
7546 26th Ave NW Unit B

7546 26th Ave NW Unit B Single

Jacksonville, FL 98117 · 2bd/2.5ba · 840sf · Built 2023
$624,950
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $21,873

Loan Amount: $613,631

Fees / MIP: $10,554

Closing Costs: $18,748

Reserves (3mo): $12,892

Total Cash Needed: $53,514

Monthly Expenses

Mortgage P&I+MIP: $4,297.28

Property Tax: $1,015.54

Insurance: $150.00

HOA: $125.00

Maint + CapEx: $729.11

Vacancy + Mgmt: $285.33

Total: $6,602.26/mo

Returns

Market Rent (all units): $2,195

Your Rental Income: $2,195

Cashflow: $-4,407/mo

Annual: $-52,889/yr

Cash-on-Cash ROI: -98.8%

Cap Rate: -0.2% · DSCR: -0.03x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-4,407/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-3,130/mo (vs $-4,407/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-3,073/mo — saves $1,335/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-4,848/mo
STR vs LTR
-73%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-4,407/mo · STR: $-4,848/mo · CoC ROI: -116.3%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,194/mo
RANGE
$2,194 – $2,194
CONFIDENCE
LOW
N/A
Our estimate $2,194/mo ✅ Inline with market
No comparable rentals found in 98117
Purchase + Close$643,698
Reno Cost$3,335
Holding (6mo)$39,614
Total All-In$686,647
ARV$636,055
Selling Costs 8%$50,884
Flip Profit$-101,476
Flip ROI-231%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $2,310 +$6,930 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$3,335
VALUE ADDED
+$11,105
OVERALL ROI
333%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (333%)
  • • Negative cashflow ($-4,407/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-4,407/mo)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
18
AI Deal Score
18/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
22
14531 Dayton Ave N #1

14531 Dayton Ave N #1 Single

Jacksonville, FL 98133 · 2bd/1.0ba · 893sf · Built 1966
$345,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $12,075

Loan Amount: $338,751

Fees / MIP: $5,826

Closing Costs: $10,350

Reserves (3mo): $7,117

Total Cash Needed: $29,542

Monthly Expenses

Mortgage P&I+MIP: $2,372.29

Property Tax: $560.62

Insurance: $150.00

HOA: $600.00

Maint + CapEx: $402.50

Vacancy + Mgmt: $244.90

Total: $4,330.32/mo

Returns

Market Rent (all units): $1,884

Your Rental Income: $1,884

Cashflow: $-2,446/mo

Annual: $-29,358/yr

Cash-on-Cash ROI: -99.4%

Cap Rate: -0.3% · DSCR: -0.03x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-2,446/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,741/mo (vs $-2,446/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-1,710/mo — saves $737/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-2,943/mo
STR vs LTR
-69%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-2,446/mo · STR: $-2,943/mo · CoC ROI: -111.0%

🏠 RENTAL COMPS

AVG MARKET RENT
$1,883/mo
RANGE
$1,883 – $1,883
CONFIDENCE
LOW
N/A
Our estimate $1,883/mo ✅ Inline with market
No comparable rentals found in 98133
Purchase + Close$355,350
Reno Cost$75,723
Holding (6mo)$25,982
Total All-In$457,054
ARV$472,175
Selling Costs 8%$37,774
Flip Profit$-22,653
Flip ROI-23%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Full Roof Replacement $8,484 +$9,332 110%
CRIT Professional Deep Clean $550 +$2,750 500%
RENO COST
$75,723
VALUE ADDED
+$127,175
OVERALL ROI
168%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$51,452)
  • • Excellent reno ROI (168%)
  • • Older build (1966) — high value-add potential
  • • Negative cashflow ($-2,446/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-2,446/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
22
AI Deal Score
22/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
22
2960 Eastlake Ave E #213

2960 Eastlake Ave E #213 Single

Jacksonville, FL 98102 · 1bd/1.0ba · 718sf · Built 2008
$398,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $13,930

Loan Amount: $390,791

Fees / MIP: $6,721

Closing Costs: $11,940

Reserves (3mo): $8,210

Total Cash Needed: $34,080

Monthly Expenses

Mortgage P&I+MIP: $2,736.73

Property Tax: $646.75

Insurance: $150.00

HOA: $389.00

Maint + CapEx: $464.34

Vacancy + Mgmt: $217.31

Total: $4,604.13/mo

Returns

Market Rent (all units): $1,672

Your Rental Income: $1,672

Cashflow: $-2,932/mo

Annual: $-35,189/yr

Cash-on-Cash ROI: -103.2%

Cap Rate: -0.6% · DSCR: -0.07x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-2,932/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,119/mo (vs $-2,932/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,082/mo — saves $850/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$120
OCCUPANCY
60%
GROSS / MO
$2,160
STR CASHFLOW
$-3,463/mo
STR vs LTR
-82%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213
FURNITURE SETUP
Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450
🛡
LTR is safer bet
LTR: $-2,932/mo · STR: $-3,463/mo · CoC ROI: -124.7%

🏠 RENTAL COMPS

AVG MARKET RENT
$1,671/mo
RANGE
$1,671 – $1,671
CONFIDENCE
LOW
N/A
Our estimate $1,671/mo ✅ Inline with market
No comparable rentals found in 98102
Purchase + Close$409,940
Reno Cost$35,682
Holding (6mo)$27,625
Total All-In$473,247
ARV$471,696
Selling Costs 8%$37,736
Flip Profit$-39,287
Flip ROI-64%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $1,974 +$5,924 300%
HIGH New Water Heater $2,650 +$3,445 130%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
HIGH Luxury Vinyl Plank (LVP) $4,308 +$8,185 190%
RENO COST
$35,682
VALUE ADDED
+$73,696
OVERALL ROI
206%
🔨 FIX & FLIP High Confidence
  • • Decent forced equity (+$38,014)
  • • Excellent reno ROI (206%)
  • • Negative cashflow ($-2,932/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-2,932/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
22
AI Deal Score
22/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
22
4545 Sand Point Way NE #302

4545 Sand Point Way NE #302 Single

Jacksonville, FL 98105 · 2bd/1.0ba · 1,191sf · Built 1968
$439,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $15,365

Loan Amount: $431,049

Fees / MIP: $7,414

Closing Costs: $13,170

Reserves (3mo): $9,056

Total Cash Needed: $37,591

Monthly Expenses

Mortgage P&I+MIP: $3,018.66

Property Tax: $713.38

Insurance: $158.80

HOA: $818.00

Maint + CapEx: $512.16

Vacancy + Mgmt: $288.65

Total: $5,509.65/mo

Returns

Market Rent (all units): $2,220

Your Rental Income: $2,220

Cashflow: $-3,289/mo

Annual: $-39,471/yr

Cash-on-Cash ROI: -105.0%

Cap Rate: -0.7% · DSCR: -0.09x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-3,289/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,392/mo (vs $-3,289/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,352/mo — saves $938/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-3,973/mo
STR vs LTR
-74%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-3,289/mo · STR: $-3,973/mo · CoC ROI: -125.7%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,220/mo
RANGE
$2,220 – $2,220
CONFIDENCE
LOW
N/A
Our estimate $2,220/mo ✅ Inline with market
No comparable rentals found in 98105
Purchase + Close$452,170
Reno Cost$81,787
Holding (6mo)$33,058
Total All-In$567,015
ARV$576,709
Selling Costs 8%$46,137
Flip Profit$-36,442
Flip ROI-33%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Full Roof Replacement $11,314 +$12,446 110%
CRIT Professional Deep Clean $550 +$2,750 500%
RENO COST
$81,787
VALUE ADDED
+$137,709
OVERALL ROI
168%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$55,922)
  • • Excellent reno ROI (168%)
  • • Older build (1968) — high value-add potential
  • • Negative cashflow ($-3,289/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-3,289/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
22
AI Deal Score
22/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
22
4528 8th Ave NE Unit 3C

4528 8th Ave NE Unit 3C Single

Jacksonville, FL 98105 · 2bd/2.0ba · 1,026sf · Built 1996
$499,950
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $17,498

Loan Amount: $490,895

Fees / MIP: $8,443

Closing Costs: $14,998

Reserves (3mo): $10,313

Total Cash Needed: $42,810

Monthly Expenses

Mortgage P&I+MIP: $3,437.75

Property Tax: $812.42

Insurance: $150.00

HOA: $751.00

Maint + CapEx: $583.27

Vacancy + Mgmt: $282.79

Total: $6,017.23/mo

Returns

Market Rent (all units): $2,175

Your Rental Income: $2,175

Cashflow: $-3,842/mo

Annual: $-46,103/yr

Cash-on-Cash ROI: -107.7%

Cap Rate: -1.0% · DSCR: -0.12x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-3,842/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,820/mo (vs $-3,842/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,774/mo — saves $1,068/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-4,411/mo
STR vs LTR
-73%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-3,842/mo · STR: $-4,411/mo · CoC ROI: -126.4%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,175/mo
RANGE
$2,175 – $2,175
CONFIDENCE
LOW
N/A
Our estimate $2,175/mo ✅ Inline with market
No comparable rentals found in 98105
Purchase + Close$514,948
Reno Cost$50,852
Holding (6mo)$36,103
Total All-In$601,904
ARV$598,511
Selling Costs 8%$47,881
Flip Profit$-51,274
Flip ROI-62%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $2,822 +$8,464 300%
HIGH New Water Heater $2,650 +$3,445 130%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$50,852
VALUE ADDED
+$98,561
OVERALL ROI
194%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$47,708)
  • • Excellent reno ROI (194%)
  • • Aging property (1996) — renovation upside
  • • Negative cashflow ($-3,842/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-3,842/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
22
AI Deal Score
22/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
18
5249 40th Ave NE #404

5249 40th Ave NE #404 Single

Jacksonville, FL 98105 · 2bd/1.0ba · 950sf · Built 1966
$539,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $18,865

Loan Amount: $529,237

Fees / MIP: $9,102

Closing Costs: $16,170

Reserves (3mo): $11,119

Total Cash Needed: $46,154

Monthly Expenses

Mortgage P&I+MIP: $3,706.28

Property Tax: $875.88

Insurance: $150.00

HOA: $697.00

Maint + CapEx: $628.84

Vacancy + Mgmt: $281.87

Total: $6,339.86/mo

Returns

Market Rent (all units): $2,168

Your Rental Income: $2,168

Cashflow: $-4,172/mo

Annual: $-50,059/yr

Cash-on-Cash ROI: -108.5%

Cap Rate: -1.0% · DSCR: -0.13x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-4,172/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-3,069/mo (vs $-4,172/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-3,020/mo — saves $1,151/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-4,689/mo
STR vs LTR
-73%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-4,172/mo · STR: $-4,689/mo · CoC ROI: -126.6%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,168/mo
RANGE
$2,168 – $2,168
CONFIDENCE
LOW
N/A
Our estimate $2,168/mo ✅ Inline with market
No comparable rentals found in 98105
Purchase + Close$555,170
Reno Cost$76,882
Holding (6mo)$38,039
Total All-In$670,092
ARV$668,190
Selling Costs 8%$53,455
Flip Profit$-55,357
Flip ROI-49%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Full Roof Replacement $9,025 +$9,928 110%
CRIT Professional Deep Clean $550 +$2,750 500%
RENO COST
$76,882
VALUE ADDED
+$129,190
OVERALL ROI
168%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$52,308)
  • • Excellent reno ROI (168%)
  • • Older build (1966) — high value-add potential
  • • Negative cashflow ($-4,172/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-4,172/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
18
AI Deal Score
18/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
22
4725 15th Ave NE #12

4725 15th Ave NE #12 Single

Jacksonville, FL 98105 · 1bd/1.0ba · 739sf · Built 1923
$325,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $11,375

Loan Amount: $319,113

Fees / MIP: $5,488

Closing Costs: $9,750

Reserves (3mo): $6,704

Total Cash Needed: $27,829

Monthly Expenses

Mortgage P&I+MIP: $2,234.76

Property Tax: $528.12

Insurance: $150.00

HOA: $623.00

Maint + CapEx: $379.16

Vacancy + Mgmt: $207.46

Total: $4,122.51/mo

Returns

Market Rent (all units): $1,596

Your Rental Income: $1,596

Cashflow: $-2,527/mo

Annual: $-30,320/yr

Cash-on-Cash ROI: -109.0%

Cap Rate: -1.1% · DSCR: -0.13x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-2,527/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,862/mo (vs $-2,527/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-1,833/mo — saves $694/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$120
OCCUPANCY
60%
GROSS / MO
$2,160
STR CASHFLOW
$-3,076/mo
STR vs LTR
-81%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213
FURNITURE SETUP
Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450
🛡
LTR is safer bet
LTR: $-2,527/mo · STR: $-3,076/mo · CoC ROI: -129.2%

🏠 RENTAL COMPS

AVG MARKET RENT
$1,595/mo
RANGE
$1,595 – $1,595
CONFIDENCE
LOW
N/A
Our estimate $1,595/mo ✅ Inline with market
No comparable rentals found in 98105
Purchase + Close$334,750
Reno Cost$72,589
Holding (6mo)$24,735
Total All-In$432,074
ARV$446,731
Selling Costs 8%$35,738
Flip Profit$-21,081
Flip ROI-22%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Full Roof Replacement $7,020 +$7,723 110%
CRIT Professional Deep Clean $550 +$2,750 500%
RENO COST
$72,589
VALUE ADDED
+$121,731
OVERALL ROI
168%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$49,142)
  • • Excellent reno ROI (168%)
  • • Older build (1923) — high value-add potential
  • • Negative cashflow ($-2,527/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-2,527/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
22
AI Deal Score
22/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
22
4222 Beach Dr SW #202

4222 Beach Dr SW #202 Single

Jacksonville, FL 98116 · 2bd/2.0ba · 970sf · Built 1985
$450,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $15,750

Loan Amount: $441,849

Fees / MIP: $7,599

Closing Costs: $13,500

Reserves (3mo): $9,283

Total Cash Needed: $38,533

Monthly Expenses

Mortgage P&I+MIP: $3,094.29

Property Tax: $731.25

Insurance: $150.00

HOA: $845.00

Maint + CapEx: $525.00

Vacancy + Mgmt: $269.32

Total: $5,614.86/mo

Returns

Market Rent (all units): $2,072

Your Rental Income: $2,072

Cashflow: $-3,543/mo

Annual: $-42,518/yr

Cash-on-Cash ROI: -110.3%

Cap Rate: -1.2% · DSCR: -0.15x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-3,543/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,623/mo (vs $-3,543/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,582/mo — saves $961/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-4,081/mo
STR vs LTR
-72%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-3,543/mo · STR: $-4,081/mo · CoC ROI: -126.7%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,071/mo
RANGE
$2,071 – $2,071
CONFIDENCE
LOW
N/A
Our estimate $2,071/mo ✅ Inline with market
No comparable rentals found in 98116
Purchase + Close$463,500
Reno Cost$70,200
Holding (6mo)$33,689
Total All-In$567,389
ARV$574,273
Selling Costs 8%$45,942
Flip Profit$-39,058
Flip ROI-39%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $2,668 +$8,002 300%
RENO COST
$70,200
VALUE ADDED
+$124,273
OVERALL ROI
177%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$54,074)
  • • Excellent reno ROI (177%)
  • • Older build (1985) — high value-add potential
  • • Negative cashflow ($-3,543/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-3,543/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
22
AI Deal Score
22/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
18
5440 Leary Ave NW #526

5440 Leary Ave NW #526 Single

Jacksonville, FL 98107 · 1bd/1.0ba · 813sf · Built 2007
$480,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $16,800

Loan Amount: $471,306

Fees / MIP: $8,106

Closing Costs: $14,400

Reserves (3mo): $9,902

Total Cash Needed: $41,102

Monthly Expenses

Mortgage P&I+MIP: $3,300.58

Property Tax: $780.00

Insurance: $150.00

HOA: $612.00

Maint + CapEx: $560.00

Vacancy + Mgmt: $239.72

Total: $5,642.30/mo

Returns

Market Rent (all units): $1,844

Your Rental Income: $1,844

Cashflow: $-3,798/mo

Annual: $-45,579/yr

Cash-on-Cash ROI: -110.9%

Cap Rate: -1.2% · DSCR: -0.15x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-3,798/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,817/mo (vs $-3,798/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,773/mo — saves $1,025/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$120
OCCUPANCY
60%
GROSS / MO
$2,160
STR CASHFLOW
$-4,383/mo
STR vs LTR
-83%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213
FURNITURE SETUP
Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450
🛡
LTR is safer bet
LTR: $-3,798/mo · STR: $-4,383/mo · CoC ROI: -136.1%

🏠 RENTAL COMPS

AVG MARKET RENT
$1,844/mo
RANGE
$1,844 – $1,844
CONFIDENCE
LOW
N/A
Our estimate $1,844/mo ✅ Inline with market
No comparable rentals found in 98107
Purchase + Close$494,400
Reno Cost$44,014
Holding (6mo)$33,854
Total All-In$572,268
ARV$565,313
Selling Costs 8%$45,225
Flip Profit$-52,180
Flip ROI-69%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $2,236 +$6,707 300%
HIGH New Water Heater $2,650 +$3,445 130%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$44,014
VALUE ADDED
+$85,313
OVERALL ROI
194%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$41,299)
  • • Excellent reno ROI (194%)
  • • Negative cashflow ($-3,798/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-3,798/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
18
AI Deal Score
18/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
22
1414 12th Ave #205

1414 12th Ave #205 Single

Jacksonville, FL 98122 · 1bd/1.0ba · 653sf · Built 2007
$325,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $11,375

Loan Amount: $319,113

Fees / MIP: $5,488

Closing Costs: $9,750

Reserves (3mo): $6,704

Total Cash Needed: $27,829

Monthly Expenses

Mortgage P&I+MIP: $2,234.76

Property Tax: $528.12

Insurance: $150.00

HOA: $653.00

Maint + CapEx: $379.16

Vacancy + Mgmt: $199.24

Total: $4,144.30/mo

Returns

Market Rent (all units): $1,533

Your Rental Income: $1,533

Cashflow: $-2,612/mo

Annual: $-31,340/yr

Cash-on-Cash ROI: -112.6%

Cap Rate: -1.4% · DSCR: -0.17x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-2,612/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,947/mo (vs $-2,612/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-1,918/mo — saves $694/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$120
OCCUPANCY
60%
GROSS / MO
$2,160
STR CASHFLOW
$-3,106/mo
STR vs LTR
-80%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213
FURNITURE SETUP
Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450
🛡
LTR is safer bet
LTR: $-2,612/mo · STR: $-3,106/mo · CoC ROI: -130.4%

🏠 RENTAL COMPS

AVG MARKET RENT
$1,532/mo
RANGE
$1,532 – $1,532
CONFIDENCE
LOW
N/A
Our estimate $1,532/mo ✅ Inline with market
No comparable rentals found in 98122
Purchase + Close$334,750
Reno Cost$42,614
Holding (6mo)$24,866
Total All-In$402,230
ARV$407,169
Selling Costs 8%$32,574
Flip Profit$-27,634
Flip ROI-43%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $1,796 +$5,387 300%
HIGH New Water Heater $2,650 +$3,445 130%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$42,614
VALUE ADDED
+$82,169
OVERALL ROI
193%
🔨 FIX & FLIP High Confidence
  • • Decent forced equity (+$39,555)
  • • Excellent reno ROI (193%)
  • • Negative cashflow ($-2,612/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-2,612/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
22
AI Deal Score
22/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
22
425 Vine St #421

425 Vine St #421 Single

Jacksonville, FL 98121 · 1bd/1.0ba · 349sf · Built 1998
$250,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $8,750

Loan Amount: $245,472

Fees / MIP: $4,222

Closing Costs: $7,500

Reserves (3mo): $5,157

Total Cash Needed: $21,407

Monthly Expenses

Mortgage P&I+MIP: $1,719.05

Property Tax: $406.25

Insurance: $150.00

HOA: $504.00

Maint + CapEx: $291.66

Vacancy + Mgmt: $158.01

Total: $3,228.98/mo

Returns

Market Rent (all units): $1,215

Your Rental Income: $1,215

Cashflow: $-2,014/mo

Annual: $-24,162/yr

Cash-on-Cash ROI: -112.9%

Cap Rate: -1.4% · DSCR: -0.17x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-2,014/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,502/mo (vs $-2,014/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-1,480/mo — saves $534/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$120
OCCUPANCY
60%
GROSS / MO
$2,160
STR CASHFLOW
$-2,320/mo
STR vs LTR
-74%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213
FURNITURE SETUP
Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450
🛡
LTR is safer bet
LTR: $-2,014/mo · STR: $-2,320/mo · CoC ROI: -117.4%

🏠 RENTAL COMPS

AVG MARKET RENT
$1,215/mo
RANGE
$1,215 – $1,215
CONFIDENCE
LOW
N/A
Our estimate $1,215/mo ✅ Inline with market
No comparable rentals found in 98121
Purchase + Close$257,500
Reno Cost$39,954
Holding (6mo)$19,374
Total All-In$316,828
ARV$326,195
Selling Costs 8%$26,096
Flip Profit$-16,728
Flip ROI-30%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $960 +$2,879 300%
HIGH New Water Heater $2,650 +$3,445 130%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$39,954
VALUE ADDED
+$76,195
OVERALL ROI
191%
🔨 FIX & FLIP High Confidence
  • • Decent forced equity (+$36,242)
  • • Excellent reno ROI (191%)
  • • Aging property (1998) — renovation upside
  • • Negative cashflow ($-2,014/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-2,014/mo)
  • • Low barrier to entry ($21,407 cash needed)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
22
AI Deal Score
22/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
18
1111 10th Ave E #20

1111 10th Ave E #20 Single

Jacksonville, FL 98102 · 2bd/2.0ba · 993sf · Built 1986
$595,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $20,825

Loan Amount: $584,223

Fees / MIP: $10,048

Closing Costs: $17,850

Reserves (3mo): $12,274

Total Cash Needed: $50,949

Monthly Expenses

Mortgage P&I+MIP: $4,091.34

Property Tax: $966.88

Insurance: $150.00

HOA: $872.00

Maint + CapEx: $694.16

Vacancy + Mgmt: $295.08

Total: $7,069.46/mo

Returns

Market Rent (all units): $2,270

Your Rental Income: $2,270

Cashflow: $-4,800/mo

Annual: $-57,595/yr

Cash-on-Cash ROI: -113.0%

Cap Rate: -1.4% · DSCR: -0.17x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-4,800/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-3,583/mo (vs $-4,800/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-3,529/mo — saves $1,271/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-5,341/mo
STR vs LTR
-74%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-4,800/mo · STR: $-5,341/mo · CoC ROI: -133.3%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,269/mo
RANGE
$2,269 – $2,269
CONFIDENCE
LOW
N/A
Our estimate $2,269/mo ✅ Inline with market
No comparable rentals found in 98102
Purchase + Close$612,850
Reno Cost$61,449
Holding (6mo)$42,417
Total All-In$716,716
ARV$709,946
Selling Costs 8%$56,796
Flip Profit$-63,566
Flip ROI-63%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $2,731 +$8,192 300%
CRIT GFCI Outlets (Kitchen/Bath) $1,650 +$1,650 100%
RENO COST
$61,449
VALUE ADDED
+$114,946
OVERALL ROI
187%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$53,497)
  • • Excellent reno ROI (187%)
  • • Aging property (1986) — renovation upside
  • • Negative cashflow ($-4,800/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-4,800/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
18
AI Deal Score
18/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
22
1136 13th Ave #305

1136 13th Ave #305 Single

Jacksonville, FL 98122 · 1bd/1.0ba · 660sf · Built 1924
$293,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $10,255

Loan Amount: $287,693

Fees / MIP: $4,948

Closing Costs: $8,790

Reserves (3mo): $6,044

Total Cash Needed: $25,089

Monthly Expenses

Mortgage P&I+MIP: $2,014.73

Property Tax: $476.12

Insurance: $150.00

HOA: $731.00

Maint + CapEx: $341.84

Vacancy + Mgmt: $194.71

Total: $3,908.40/mo

Returns

Market Rent (all units): $1,498

Your Rental Income: $1,498

Cashflow: $-2,411/mo

Annual: $-28,927/yr

Cash-on-Cash ROI: -115.3%

Cap Rate: -1.6% · DSCR: -0.20x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-2,411/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,811/mo (vs $-2,411/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-1,785/mo — saves $626/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$120
OCCUPANCY
60%
GROSS / MO
$2,160
STR CASHFLOW
$-2,912/mo
STR vs LTR
-79%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213
FURNITURE SETUP
Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450
🛡
LTR is safer bet
LTR: $-2,411/mo · STR: $-2,912/mo · CoC ROI: -131.9%

🏠 RENTAL COMPS

AVG MARKET RENT
$1,497/mo
RANGE
$1,497 – $1,497
CONFIDENCE
LOW
N/A
Our estimate $1,497/mo ✅ Inline with market
No comparable rentals found in 98122
Purchase + Close$301,790
Reno Cost$70,981
Holding (6mo)$23,450
Total All-In$396,221
ARV$411,938
Selling Costs 8%$32,955
Flip Profit$-17,238
Flip ROI-19%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Full Roof Replacement $6,270 +$6,897 110%
CRIT Professional Deep Clean $550 +$2,750 500%
RENO COST
$70,981
VALUE ADDED
+$118,938
OVERALL ROI
168%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$47,958)
  • • Excellent reno ROI (168%)
  • • Older build (1924) — high value-add potential
  • • Negative cashflow ($-2,411/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-2,411/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
22
AI Deal Score
22/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
22
2911 2nd Ave #811

2911 2nd Ave #811 Single

Jacksonville, FL 98121 · 1bd/1.0ba · 603sf · Built 2009
$370,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $12,950

Loan Amount: $363,298

Fees / MIP: $6,248

Closing Costs: $11,100

Reserves (3mo): $7,633

Total Cash Needed: $31,683

Monthly Expenses

Mortgage P&I+MIP: $2,544.20

Property Tax: $601.25

Insurance: $150.00

HOA: $692.00

Maint + CapEx: $431.66

Vacancy + Mgmt: $201.78

Total: $4,620.90/mo

Returns

Market Rent (all units): $1,552

Your Rental Income: $1,552

Cashflow: $-3,069/mo

Annual: $-36,825/yr

Cash-on-Cash ROI: -116.2%

Cap Rate: -1.7% · DSCR: -0.21x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-3,069/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,312/mo (vs $-3,069/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,279/mo — saves $790/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$120
OCCUPANCY
60%
GROSS / MO
$2,160
STR CASHFLOW
$-3,528/mo
STR vs LTR
-80%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213
FURNITURE SETUP
Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450
🛡
LTR is safer bet
LTR: $-3,069/mo · STR: $-3,528/mo · CoC ROI: -134.4%

🏠 RENTAL COMPS

AVG MARKET RENT
$1,552/mo
RANGE
$1,552 – $1,552
CONFIDENCE
LOW
N/A
Our estimate $1,552/mo ✅ Inline with market
No comparable rentals found in 98121
Purchase + Close$381,100
Reno Cost$34,676
Holding (6mo)$27,725
Total All-In$443,502
ARV$441,436
Selling Costs 8%$35,315
Flip Profit$-37,380
Flip ROI-64%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $1,658 +$4,975 300%
HIGH New Water Heater $2,650 +$3,445 130%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
HIGH Luxury Vinyl Plank (LVP) $3,618 +$6,874 190%
RENO COST
$34,676
VALUE ADDED
+$71,436
OVERALL ROI
206%
🔨 FIX & FLIP High Confidence
  • • Decent forced equity (+$36,760)
  • • Excellent reno ROI (206%)
  • • Negative cashflow ($-3,069/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-3,069/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
22
AI Deal Score
22/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
22
521 5th Ave W #306

521 5th Ave W #306 Single

Jacksonville, FL 98119 · 1bd/1.0ba · 888sf · Built 1963
$425,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $14,875

Loan Amount: $417,302

Fees / MIP: $7,177

Closing Costs: $12,750

Reserves (3mo): $8,767

Total Cash Needed: $36,392

Monthly Expenses

Mortgage P&I+MIP: $2,922.38

Property Tax: $690.62

Insurance: $150.00

HOA: $880.00

Maint + CapEx: $495.84

Vacancy + Mgmt: $237.95

Total: $5,376.79/mo

Returns

Market Rent (all units): $1,830

Your Rental Income: $1,830

Cashflow: $-3,546/mo

Annual: $-42,557/yr

Cash-on-Cash ROI: -116.9%

Cap Rate: -1.8% · DSCR: -0.21x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-3,546/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,677/mo (vs $-3,546/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-2,639/mo — saves $908/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$120
OCCUPANCY
60%
GROSS / MO
$2,160
STR CASHFLOW
$-4,183/mo
STR vs LTR
-83%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213
FURNITURE SETUP
Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450
🛡
LTR is safer bet
LTR: $-3,546/mo · STR: $-4,183/mo · CoC ROI: -143.1%

🏠 RENTAL COMPS

AVG MARKET RENT
$1,830/mo
RANGE
$1,830 – $1,830
CONFIDENCE
LOW
N/A
Our estimate $1,830/mo ✅ Inline with market
No comparable rentals found in 98119
Purchase + Close$437,750
Reno Cost$75,621
Holding (6mo)$32,261
Total All-In$545,632
ARV$551,998
Selling Costs 8%$44,160
Flip Profit$-37,793
Flip ROI-37%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Full Roof Replacement $8,436 +$9,280 110%
CRIT Professional Deep Clean $550 +$2,750 500%
RENO COST
$75,621
VALUE ADDED
+$126,998
OVERALL ROI
168%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$51,378)
  • • Excellent reno ROI (168%)
  • • Older build (1963) — high value-add potential
  • • Negative cashflow ($-3,546/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-3,546/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
22
AI Deal Score
22/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
18
8001 Sand Point Way NE Unit C47

8001 Sand Point Way NE Unit C47 Single

Jacksonville, FL 98115 · 2bd/2.0ba · 1,353sf · Built 1974
$645,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $22,575

Loan Amount: $633,317

Fees / MIP: $10,892

Closing Costs: $19,350

Reserves (3mo): $13,305

Total Cash Needed: $55,230

Monthly Expenses

Mortgage P&I+MIP: $4,435.15

Property Tax: $1,048.12

Insurance: $180.40

HOA: $1,231.00

Maint + CapEx: $752.50

Vacancy + Mgmt: $337.61

Total: $7,984.78/mo

Returns

Market Rent (all units): $2,597

Your Rental Income: $2,597

Cashflow: $-5,388/mo

Annual: $-64,654/yr

Cash-on-Cash ROI: -117.1%

Cap Rate: -1.8% · DSCR: -0.21x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-5,388/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-4,069/mo (vs $-5,388/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-4,010/mo — saves $1,378/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-6,167/mo
STR vs LTR
-79%
BREAKEVEN OCC
100%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-5,388/mo · STR: $-6,167/mo · CoC ROI: -144.2%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,596/mo
RANGE
$2,596 – $2,596
CONFIDENCE
LOW
N/A
Our estimate $2,596/mo ✅ Inline with market
No comparable rentals found in 98115
Purchase + Close$664,350
Reno Cost$90,609
Holding (6mo)$47,909
Total All-In$802,867
ARV$798,049
Selling Costs 8%$63,844
Flip Profit$-68,663
Flip ROI-52%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Full Roof Replacement $12,854 +$14,139 110%
CRIT Professional Deep Clean $550 +$2,750 500%
RENO COST
$90,609
VALUE ADDED
+$153,049
OVERALL ROI
169%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$62,440)
  • • Excellent reno ROI (169%)
  • • Older build (1974) — high value-add potential
  • • Negative cashflow ($-5,388/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-5,388/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
18
AI Deal Score
18/100
❌ Skip
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Found 🔍 Search Property Records →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

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CM
Carlos M.4h ago
💾 saved a deal
1331 Brickell Bay Dr #1004
💾 saved 1331 Brickell Bay Dr #1004 — $-5,823/mo cash flow F grade

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