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Florida Investment Property Deals — Graded A–F | SpillDeals

FL county records + live MLS → 20 deals graded A–F, cashflow & ROI pre-calculated. Free to browse — no $82/mo paywall.
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Jacksonville
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★★★★★ PRO
Found a Grade-A Tampa duplex in under 10 minutes. It's been cash-flowing $590/mo for 4 months straight.
🦅
Darius M.
Buy & Hold · Tampa
★★★★★ PRO
Flip calc said I'd net $44k after reno. Closed 3 weeks ago. Came in at $46k. Scary accurate.
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Brianna R.
Fix & Flip · Jacksonville
★★★★★ ELITE
House-hacking my Kissimmee triplex. Two units cover my mortgage + $200 leftover. SpillDeals found it.
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Teo Vargas
House Hacker · Orlando
★★★★★ PRO
DSCR of 1.38 on a Cape Coral SFH. Lender pre-approved in 4 days. Best tool I've paid for.
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Mia Fontaine
DSCR Investor · Cape Coral
★★★★★ FREE
Free plan alone showed me 3 A-grade deals in Naples. Upgraded same afternoon. No-brainer.
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Reece Okafor
New Investor · Naples
★★★★★ PRO
Ran 60+ properties in one session. Saved 14. Closed on 2 within 45 days. Pipeline is stacked.
🦅
Camille T.
Portfolio Builder · Fort Lauderdale
★★★★★ ELITE
The international tab surfaced a Medellín coliving deal at 19% yield. I would've never found this alone.
🦁
Isaiah Wren
Global Investor · Miami
★★★★★ PRO
Loan Hub matched me to a DSCR lender I didn't know existed. Rate came in 1.1% under my bank offer.
🐺
Nina Cruz
Buy & Hold · Sarasota
★★★★★ FREE
Grade filter is everything. A & B only. Bought my first investment property in 6 weeks on the free plan.
🦊
Jaylen Brooks
First-Time Investor · Orlando
★★★★★ PRO
Every card has ROI baked in. I deleted four different spreadsheets. SpillDeals replaced all of them.
🐯
Dominique L.
Fix & Flip · Gainesville
★★★★★ ELITE
Found an Act 60 condo in Condado through the PR section. Closing in 3 weeks. Game changer.
🦅
Marco Delgado
Tax Strategist · Miami
★★★★★ PRO
SpillRoom is worth the sub alone. Found a JV partner for my St. Pete 4-plex in the chat in 2 days.
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Priya Nair
JV Investor · St. Petersburg
★★★★★ PRO
Graded 80 Hialeah properties in one evening. Identified 6 real deals. Offer accepted on #2.
🐺
Rashid Osei
Buy & Hold · Hialeah
★★★★★ ELITE
The PDF export is perfect for presenting to my silent partner. Professional, clean, instant.
🦊
Valencia King
Portfolio Builder · Boca Raton
★★★★★ FREE
I was skeptical of free tools. Then I found a duplex with $710/mo cashflow on the free tier. I'm pro now.
🐯
Eli Moreau
House Hacker · Clearwater
★★★★★ PRO
Found a Grade-A Tampa duplex in under 10 minutes. It's been cash-flowing $590/mo for 4 months straight.
🦅
Darius M.
Buy & Hold · Tampa
★★★★★ PRO
Flip calc said I'd net $44k after reno. Closed 3 weeks ago. Came in at $46k. Scary accurate.
🐺
Brianna R.
Fix & Flip · Jacksonville
★★★★★ ELITE
House-hacking my Kissimmee triplex. Two units cover my mortgage + $200 leftover. SpillDeals found it.
🦁
Teo Vargas
House Hacker · Orlando
★★★★★ PRO
DSCR of 1.38 on a Cape Coral SFH. Lender pre-approved in 4 days. Best tool I've paid for.
🦊
Mia Fontaine
DSCR Investor · Cape Coral
★★★★★ FREE
Free plan alone showed me 3 A-grade deals in Naples. Upgraded same afternoon. No-brainer.
🐯
Reece Okafor
New Investor · Naples
★★★★★ PRO
Ran 60+ properties in one session. Saved 14. Closed on 2 within 45 days. Pipeline is stacked.
🦅
Camille T.
Portfolio Builder · Fort Lauderdale
★★★★★ ELITE
The international tab surfaced a Medellín coliving deal at 19% yield. I would've never found this alone.
🦁
Isaiah Wren
Global Investor · Miami
★★★★★ PRO
Loan Hub matched me to a DSCR lender I didn't know existed. Rate came in 1.1% under my bank offer.
🐺
Nina Cruz
Buy & Hold · Sarasota
★★★★★ FREE
Grade filter is everything. A & B only. Bought my first investment property in 6 weeks on the free plan.
🦊
Jaylen Brooks
First-Time Investor · Orlando
★★★★★ PRO
Every card has ROI baked in. I deleted four different spreadsheets. SpillDeals replaced all of them.
🐯
Dominique L.
Fix & Flip · Gainesville
★★★★★ ELITE
Found an Act 60 condo in Condado through the PR section. Closing in 3 weeks. Game changer.
🦅
Marco Delgado
Tax Strategist · Miami
★★★★★ PRO
SpillRoom is worth the sub alone. Found a JV partner for my St. Pete 4-plex in the chat in 2 days.
🦁
Priya Nair
JV Investor · St. Petersburg
★★★★★ PRO
Graded 80 Hialeah properties in one evening. Identified 6 real deals. Offer accepted on #2.
🐺
Rashid Osei
Buy & Hold · Hialeah
★★★★★ ELITE
The PDF export is perfect for presenting to my silent partner. Professional, clean, instant.
🦊
Valencia King
Portfolio Builder · Boca Raton
★★★★★ FREE
I was skeptical of free tools. Then I found a duplex with $710/mo cashflow on the free tier. I'm pro now.
🐯
Eli Moreau
House Hacker · Clearwater
🔥 Live deals across 15 FL markets  ·   💰 0 F-deals replaced today  ·   ⚡ 145 properties tracked  ·   📍 Miami · Tampa · Orlando · Jacksonville · Fort Lauderdale · Cape Coral · Sarasota · Naples · Puerto Rico · DR  ·   🔄 Auto-refreshes every 20 min  ·   🏠 FHA · House-Hack · Fix & Flip · DSCR · International
20
Active Deals
3.8%
Avg Cap Rate
2,494+
Investors
31
Cities Covered
Quick Filter:
AllMulti-UnitSingle Search results for “Jacksonville”

20 of 20 properties · ✕ Clear filters · Search: “Jacksonville” — 20 result(s)

20 F
Deal gradesA — 12%+ ROI 🔒B — 8%+ ROI 🔒C — 5%+ ROI ✓ FreeA & B unlock with Pro
⚡ Go Pro
Grade
$279,000💡 🏦 DSCR 25%dn: $-185/mo
F
$279,000
8329 Osteen St, Jacksonville
FL
F
39
4bd2ba Single1,739sf $160/sf Built 2026
Cashflow
$-564/mo
CoC ROI
-28.3%
Rent Est
$2,719/mo
HUD FMR · GRM 8.6
Cap Rate
5.8%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-288/mo🏦 DSCR 25%dn: $-185/mo
🏠 Listing
$239,990💡 🏦 DSCR 25%dn: $-322/mo
F
$239,990
10723 Waterfield Rd, Jacksonville
FL
F
39
3bd2ba Single1,429sf $168/sf Built 2026
Cashflow
$-651/mo
CoC ROI
-38.0%
Rent Est
$2,296/mo
HUD FMR · GRM 8.7
Cap Rate
5.0%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-411/mo🏦 DSCR 25%dn: $-322/mo
🏠 Listing
$259,990💡 🏦 DSCR 25%dn: $-301/mo
F
$259,990
9822 Harper Village Cir, Jacksonville
FL
F
39
3bd2ba Single1,580sf $165/sf Built 2026
Cashflow
$-663/mo
CoC ROI
-35.7%
Rent Est
$2,421/mo
HUD FMR · GRM 8.9
Cap Rate
5.2%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-397/mo🏦 DSCR 25%dn: $-301/mo
🏠 Listing
$204,990💡 🏦 DSCR 25%dn: $-384/mo
F
$204,990
7228 Sabal Ter, Jacksonville
FL
F
39
2bd2ba Single1,180sf $174/sf Built 2026
Cashflow
$-676/mo
CoC ROI
-46.2%
Rent Est
$1,837/mo
HUD FMR · GRM 9.3
Cap Rate
4.3%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-460/mo🏦 DSCR 25%dn: $-384/mo
🏠 Listing
$254,990💡 🏦 DSCR 25%dn: $-443/mo
F
$254,990
190 Brazil Nut Cir, Jacksonville
FL
F
38
3bd2ba Single1,429sf $178/sf Built 2026
Cashflow
$-803/mo
CoC ROI
-44.1%
Rent Est
$2,314/mo
HUD FMR · GRM 9.2
Cap Rate
4.5%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-537/mo🏦 DSCR 25%dn: $-443/mo
🏠 Listing
$159,900💡 🏦 DSCR 25%dn: $-590/mo
F
$159,900
7749 Las Palmas Way #138, Jacksonville
FL
F
36
2bd2ba Single1,276sf $125/sf Built 1973
Cashflow
$-808/mo
CoC ROI
-70.8%
Rent Est
$1,551/mo
HUD FMR · GRM 8.6
Cap Rate
2.2%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-649/mo🏦 DSCR 25%dn: $-590/mo
🏠 Listing
$259,990💡 🏦 DSCR 25%dn: $-453/mo
F
$259,990
10721 Waterfield Rd, Jacksonville
FL
F
39
3bd2ba Single1,429sf $182/sf Built 2026
Cashflow
$-823/mo
CoC ROI
-44.4%
Rent Est
$2,321/mo
HUD FMR · GRM 9.3
Cap Rate
4.5%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-549/mo🏦 DSCR 25%dn: $-453/mo
🏠 Listing
$195,000💡 🏦 DSCR 25%dn: $-647/mo
F
$195,000
10430 Bigtree Cir E, Jacksonville
FL
F
36
2bd2ba Single999sf $195/sf Built 1983
Cashflow
$-927/mo
CoC ROI
-66.7%
Rent Est
$1,704/mo
HUD FMR · GRM 9.5
Cap Rate
2.5%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-719/mo🏦 DSCR 25%dn: $-647/mo
🏠 Listing
$321,850💡 🏦 DSCR 25%dn: $-507/mo
F
$321,850
12271 Copper Mallard Rd, Jacksonville
FL
F
39
5bd2ba Single1,657sf $194/sf Built 2026
Cashflow
$-977/mo
CoC ROI
-42.5%
Rent Est
$2,718/mo
HUD FMR · GRM 9.9
Cap Rate
4.6%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-626/mo🏦 DSCR 25%dn: $-507/mo
🏠 Listing
$249,000💡 🏦 DSCR 25%dn: $-628/mo
F
$249,000
10543 Autumn Trace Rd, Jacksonville
FL
F
36
3bd2ba Single1,707sf $146/sf Built 2007
Cashflow
$-991/mo
CoC ROI
-55.8%
Rent Est
$2,110/mo
HUD FMR · GRM 9.8
Cap Rate
3.5%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-720/mo🏦 DSCR 25%dn: $-628/mo
🏠 Listing
$276,990💡 🏦 DSCR 25%dn: $-587/mo
F
$276,990
182 Brazil Nut Cir, Jacksonville
FL
F
33
3bd2ba Single1,429sf $194/sf Built 2026
Cashflow
$-992/mo
CoC ROI
-50.2%
Rent Est
$2,342/mo
HUD FMR · GRM 9.9
Cap Rate
4.0%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-690/mo🏦 DSCR 25%dn: $-587/mo
🏠 Listing
$245,990💡 🏦 DSCR 25%dn: $-663/mo
F
$245,990
198 Brazil Nut Cir, Jacksonville
FL
F
29
2bd2ba Single1,220sf $202/sf Built 2026
Cashflow
$-1,036/mo
CoC ROI
-59.0%
Rent Est
$1,915/mo
HUD FMR · GRM 10.7
Cap Rate
3.2%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-754/mo🏦 DSCR 25%dn: $-663/mo
🏠 Listing
$295,000💡 🏦 DSCR 25%dn: $-658/mo
F
$295,000
8638 Deermoss Way W, Jacksonville
FL
F
31
3bd2ba Single1,147sf $257/sf Built 1984
Cashflow
$-1,114/mo
CoC ROI
-52.9%
Rent Est
$2,177/mo
HUD FMR · GRM 11.3
Cap Rate
3.7%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-767/mo🏦 DSCR 25%dn: $-658/mo
🏠 Listing
$391,850💡 🏦 DSCR 25%dn: $-635/mo
F
$391,850
12240 Copper Mallard Pl, Jacksonville
FL
F
39
5bd3ba Single2,499sf $157/sf Built 2026
Cashflow
$-1,203/mo
CoC ROI
-43.0%
Rent Est
$3,365/mo
HUD FMR · GRM 9.7
Cap Rate
4.6%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-780/mo🏦 DSCR 25%dn: $-635/mo
🏠 Listing
$424,990💡 🏦 DSCR 25%dn: $-911/mo
F
$424,990
12692 Fabius Way, Jacksonville
FL
F
29
4bd3ba Single2,486sf $171/sf Built 2026
Cashflow
$-1,547/mo
CoC ROI
-51.0%
Rent Est
$3,398/mo
HUD FMR · GRM 10.4
Cap Rate
3.9%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-1,068/mo🏦 DSCR 25%dn: $-911/mo
🏠 Listing
$426,329💡 🏦 DSCR 25%dn: $-906/mo
F
$426,329
6782 Dutton Spur Ln, Jacksonville
FL
F
30
4bd3ba Single2,380sf $179/sf Built 2026
Cashflow
$-1,551/mo
CoC ROI
-51.0%
Rent Est
$3,329/mo
HUD FMR · GRM 10.7
Cap Rate
3.9%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-1,064/mo🏦 DSCR 25%dn: $-906/mo
🏠 Listing
$439,990💡 🏦 DSCR 25%dn: $-1,009/mo
F
$439,990
12740 Fabius Way, Jacksonville
FL
F
29
4bd3ba Single2,486sf $177/sf Built 2026
Cashflow
$-1,676/mo
CoC ROI
-53.4%
Rent Est
$3,417/mo
HUD FMR · GRM 10.7
Cap Rate
3.7%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-1,172/mo🏦 DSCR 25%dn: $-1,009/mo
🏠 Listing
$374,900💡 🏦 DSCR 25%dn: $-1,134/mo
F
$374,900
1641 Charon Rd, Jacksonville
FL
F
30
3bd1ba Single1,259sf $298/sf Built 1942
Cashflow
$-1,747/mo
CoC ROI
-65.3%
Rent Est
$2,351/mo
HUD FMR · GRM 13.3
Cap Rate
2.7%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-1,272/mo🏦 DSCR 25%dn: $-1,134/mo
🏠 Listing
$399,900💡 🏦 DSCR 25%dn: $-1,379/mo
F
$399,900
115 W 4th St, Jacksonville
FL
F
28
4bd4ba Single3,498sf $114/sf Built 1904
Cashflow
$-2,021/mo
CoC ROI
-70.8%
Rent Est
$2,657/mo
HUD FMR · GRM 12.5
Cap Rate
2.2%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-1,527/mo🏦 DSCR 25%dn: $-1,379/mo
🏠 Listing
$599,999💡 🏦 DSCR 25%dn: $-2,047/mo
F
$599,999
12424 Tierra Chase Way, Jacksonville
FL
F
31
4bd3ba Single2,665sf $225/sf Built 2024
Cashflow
$-3,030/mo
CoC ROI
-70.8%
Rent Est
$3,736/mo
HUD FMR · GRM 13.4
Cap Rate
2.2%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-2,269/mo🏦 DSCR 25%dn: $-2,047/mo
🏠 Listing
🏠
8329 Osteen St
F
39
$279,000
8329 Osteen St
Jacksonville · 4bd/2.0ba · Single
1,739 sf · Built 2026
$-564
Cash Flow
-28.3%
CoC ROI
5.8%
Cap Rate
$23,890
Cash In
🏠
9822 Harper Village Cir
F
39
$259,990
9822 Harper Village Cir
Jacksonville · 3bd/2.5ba · Single
1,580 sf · Built 2026
$-663
Cash Flow
-35.7%
CoC ROI
5.2%
Cap Rate
$22,263
Cash In
🏠
10723 Waterfield Rd
F
39
$239,990
10723 Waterfield Rd
Jacksonville · 3bd/2.5ba · Single
1,429 sf · Built 2026
$-651
Cash Flow
-38.0%
CoC ROI
5.0%
Cap Rate
$20,550
Cash In
🏠
12271 Copper Mallard Rd
F
39
$321,850
12271 Copper Mallard Rd
Jacksonville · 5bd/2.0ba · Single
1,657 sf · Built 2026
$-977
Cash Flow
-42.5%
CoC ROI
4.6%
Cap Rate
$27,560
Cash In
🏠
12240 Copper Mallard Pl
F
39
$391,850
12240 Copper Mallard Pl
Jacksonville · 5bd/3.0ba · Single
2,499 sf · Built 2026
$-1,203
Cash Flow
-43.0%
CoC ROI
4.6%
Cap Rate
$33,554
Cash In
🏠
190 Brazil Nut Cir
F
38
$254,990
190 Brazil Nut Cir
Jacksonville · 3bd/2.5ba · Single
1,429 sf · Built 2026
$-803
Cash Flow
-44.1%
CoC ROI
4.5%
Cap Rate
$21,834
Cash In
🏠
10721 Waterfield Rd
F
39
$259,990
10721 Waterfield Rd
Jacksonville · 3bd/2.5ba · Single
1,429 sf · Built 2026
$-823
Cash Flow
-44.4%
CoC ROI
4.5%
Cap Rate
$22,263
Cash In
🏠
7228 Sabal Ter
F
39
$204,990
7228 Sabal Ter
Jacksonville · 2bd/2.5ba · Single
1,180 sf · Built 2026
$-676
Cash Flow
-46.2%
CoC ROI
4.3%
Cap Rate
$17,553
Cash In
🏠
182 Brazil Nut Cir
F
33
$276,990
182 Brazil Nut Cir
Jacksonville · 3bd/2.5ba · Single
1,429 sf · Built 2026
$-992
Cash Flow
-50.2%
CoC ROI
4.0%
Cap Rate
$23,718
Cash In
🏠
6782 Dutton Spur Ln
F
30
$426,329
6782 Dutton Spur Ln
Jacksonville · 4bd/3.0ba · Single
2,380 sf · Built 2026
$-1,551
Cash Flow
-51.0%
CoC ROI
3.9%
Cap Rate
$36,506
Cash In
🏠
12692 Fabius Way
F
29
$424,990
12692 Fabius Way
Jacksonville · 4bd/3.0ba · Single
2,486 sf · Built 2026
$-1,547
Cash Flow
-51.0%
CoC ROI
3.9%
Cap Rate
$36,391
Cash In
🏠
8638 Deermoss Way W
F
31
$295,000
8638 Deermoss Way W
Jacksonville · 3bd/2.0ba · Single
1,147 sf · Built 1984
$-1,114
Cash Flow
-52.9%
CoC ROI
3.7%
Cap Rate
$25,260
Cash In
🏠
12740 Fabius Way
F
29
$439,990
12740 Fabius Way
Jacksonville · 4bd/3.0ba · Single
2,486 sf · Built 2026
$-1,676
Cash Flow
-53.4%
CoC ROI
3.7%
Cap Rate
$37,676
Cash In
🏠
10543 Autumn Trace Rd
F
36
$249,000
10543 Autumn Trace Rd
Jacksonville · 3bd/2.5ba · Single
1,707 sf · Built 2007
$-991
Cash Flow
-55.8%
CoC ROI
3.5%
Cap Rate
$21,322
Cash In
🏠
198 Brazil Nut Cir
F
29
$245,990
198 Brazil Nut Cir
Jacksonville · 2bd/2.5ba · Single
1,220 sf · Built 2026
$-1,036
Cash Flow
-59.0%
CoC ROI
3.2%
Cap Rate
$21,064
Cash In
🏠
1641 Charon Rd
F
30
$374,900
1641 Charon Rd
Jacksonville · 3bd/1.0ba · Single
1,259 sf · Built 1942
$-1,747
Cash Flow
-65.3%
CoC ROI
2.7%
Cap Rate
$32,102
Cash In
🏠
10430 Bigtree Cir E
F
36
$195,000
10430 Bigtree Cir E
Jacksonville · 2bd/1.5ba · Single
999 sf · Built 1983
$-927
Cash Flow
-66.7%
CoC ROI
2.5%
Cap Rate
$16,698
Cash In
🏠
12424 Tierra Chase Way
F
31
$599,999
12424 Tierra Chase Way
Jacksonville · 4bd/3.0ba · Single
2,665 sf · Built 2024
$-3,030
Cash Flow
-70.8%
CoC ROI
2.2%
Cap Rate
$51,377
Cash In
🏘
7749 Las Palmas Way #138
F
36
$159,900
7749 Las Palmas Way #138
Jacksonville · 2bd/2.0ba · Single
1,276 sf · Built 1973
$-808
Cash Flow
-70.8%
CoC ROI
2.2%
Cap Rate
$13,692
Cash In
🏠
115 W 4th St
F
28
$399,900
115 W 4th St
Jacksonville · 4bd/4.0ba · Single
3,498 sf · Built 1904
$-2,021
Cash Flow
-70.8%
CoC ROI
2.2%
Cap Rate
$34,243
Cash In

Property Breakdowns

F
39
8329 Osteen St

8329 Osteen St Single

Jacksonville, FL 32210 · 4bd/2.0ba · 1,739sf · Built 2026
$279,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $9,765

Loan Amount: $273,947

Fees / MIP: $4,712

Closing Costs: $8,370

Reserves (3mo): $5,755

Total Cash Needed: $23,890

Monthly Expenses

Mortgage P&I+MIP: $1,918.46

Property Tax: $453.38

Insurance: $231.87

HOA: $0.00

Maint + CapEx: $325.50

Vacancy + Mgmt: $353.42

Total: $3,282.62/mo

Returns

Market Rent (all units): $2,719

Your Rental Income: $2,719

Cashflow: $-564/mo

Annual: $-6,768/yr

Cash-on-Cash ROI: -28.3%

Cap Rate: 5.8% · DSCR: 0.71x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-564/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $7/mo (vs $-564/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $32/mo — saves $596/mo.
👥 Rent by Room
Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $317/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$300
OCCUPANCY
50%
GROSS / MO
$4,500
STR CASHFLOW
$-1,236/mo
STR vs LTR
-58%
BREAKEVEN OCC
58%
STR EXPENSES BREAKDOWN
Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410
FURNITURE SETUP
Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300
🛡
LTR is safer bet
LTR: $-564/mo · STR: $-1,236/mo · CoC ROI: -47.2%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,718/mo
RANGE
$2,718 – $2,718
CONFIDENCE
LOW
N/A
Our estimate $2,718/mo ✅ Inline with market
No comparable rentals found in 32210
Purchase + Close$287,370
Reno Cost$5,807
Holding (6mo)$19,696
Total All-In$312,873
ARV$297,522
Selling Costs 8%$23,802
Flip Profit$-39,153
Flip ROI-164%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $4,782 +$14,347 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$5,807
VALUE ADDED
+$18,522
OVERALL ROI
319%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (319%)
  • • Negative cashflow ($-564/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-564/mo)
  • • Low barrier to entry ($23,890 cash needed)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
39
AI Deal Score
39/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
39
9822 Harper Village Cir

9822 Harper Village Cir Single

Jacksonville, FL 32219 · 3bd/2.5ba · 1,580sf · Built 2026
$259,990
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $9,100

Loan Amount: $255,281

Fees / MIP: $4,391

Closing Costs: $7,800

Reserves (3mo): $5,363

Total Cash Needed: $22,263

Monthly Expenses

Mortgage P&I+MIP: $1,787.74

Property Tax: $422.48

Insurance: $210.67

HOA: $45.00

Maint + CapEx: $303.32

Vacancy + Mgmt: $314.75

Total: $3,083.96/mo

Returns

Market Rent (all units): $2,421

Your Rental Income: $2,421

Cashflow: $-663/mo

Annual: $-7,954/yr

Cash-on-Cash ROI: -35.7%

Cap Rate: 5.2% · DSCR: 0.63x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-663/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-131/mo (vs $-663/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-108/mo — saves $555/mo.
👥 Rent by Room
Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-384/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-1,450/mo
STR vs LTR
-67%
BREAKEVEN OCC
67%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-663/mo · STR: $-1,450/mo · CoC ROI: -61.6%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,421/mo
RANGE
$2,421 – $2,421
CONFIDENCE
LOW
N/A
Our estimate $2,421/mo ✅ Inline with market
No comparable rentals found in 32219
Purchase + Close$267,790
Reno Cost$5,370
Holding (6mo)$18,504
Total All-In$291,663
ARV$277,200
Selling Costs 8%$22,176
Flip Profit$-36,639
Flip ROI-165%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $4,345 +$13,035 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$5,370
VALUE ADDED
+$17,210
OVERALL ROI
320%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (320%)
  • • Negative cashflow ($-663/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-663/mo)
  • • Low barrier to entry ($22,263 cash needed)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
39
AI Deal Score
39/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
39
10723 Waterfield Rd

10723 Waterfield Rd Single

Jacksonville, FL 32210 · 3bd/2.5ba · 1,429sf · Built 2026
$239,990
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $8,400

Loan Amount: $235,643

Fees / MIP: $4,053

Closing Costs: $7,200

Reserves (3mo): $4,951

Total Cash Needed: $20,550

Monthly Expenses

Mortgage P&I+MIP: $1,650.22

Property Tax: $389.98

Insurance: $190.53

HOA: $138.00

Maint + CapEx: $279.99

Vacancy + Mgmt: $298.45

Total: $2,947.17/mo

Returns

Market Rent (all units): $2,296

Your Rental Income: $2,296

Cashflow: $-651/mo

Annual: $-7,817/yr

Cash-on-Cash ROI: -38.0%

Cap Rate: 5.0% · DSCR: 0.61x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-651/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-161/mo (vs $-651/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-139/mo — saves $513/mo.
👥 Rent by Room
Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-247/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-1,345/mo
STR vs LTR
-64%
BREAKEVEN OCC
66%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-651/mo · STR: $-1,345/mo · CoC ROI: -59.9%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,295/mo
RANGE
$2,295 – $2,295
CONFIDENCE
LOW
N/A
Our estimate $2,295/mo ✅ Inline with market
No comparable rentals found in 32210
Purchase + Close$247,190
Reno Cost$4,955
Holding (6mo)$17,683
Total All-In$269,827
ARV$255,954
Selling Costs 8%$20,476
Flip Profit$-34,350
Flip ROI-167%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $3,930 +$11,789 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$4,955
VALUE ADDED
+$15,964
OVERALL ROI
322%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (322%)
  • • Negative cashflow ($-651/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-651/mo)
  • • Low barrier to entry ($20,550 cash needed)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
39
AI Deal Score
39/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
39
12271 Copper Mallard Rd

12271 Copper Mallard Rd Single

Jacksonville, FL 32219 · 5bd/2.0ba · 1,657sf · Built 2026
$321,850
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $11,265

Loan Amount: $316,020

Fees / MIP: $5,435

Closing Costs: $9,656

Reserves (3mo): $6,639

Total Cash Needed: $27,560

Monthly Expenses

Mortgage P&I+MIP: $2,213.10

Property Tax: $523.01

Insurance: $220.93

HOA: $9.00

Maint + CapEx: $375.49

Vacancy + Mgmt: $353.29

Total: $3,694.83/mo

Returns

Market Rent (all units): $2,718

Your Rental Income: $2,718

Cashflow: $-977/mo

Annual: $-11,726/yr

Cash-on-Cash ROI: -42.5%

Cap Rate: 4.6% · DSCR: 0.56x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-977/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-319/mo (vs $-977/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-290/mo — saves $687/mo.
👥 Rent by Room
Rent 5 rooms at ~$900/room = $4,500/mo. Projected cashflow: $805/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$300
OCCUPANCY
50%
GROSS / MO
$4,500
STR CASHFLOW
$-1,794/mo
STR vs LTR
-65%
BREAKEVEN OCC
64%
STR EXPENSES BREAKDOWN
Platform fees: $135
Cleaning: $630
Management (20%): $900
Utilities: $575
Taxes (12%): $540
Other: $460
FURNITURE SETUP
Furniture: $11,500
Appliances: $800
Kitchen + Linens: $1,350
Electronics: $600
Decor + Supplies: $700
Total Setup: $15,250
🛡
LTR is safer bet
LTR: $-977/mo · STR: $-1,794/mo · CoC ROI: -59.5%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,717/mo
RANGE
$2,717 – $2,717
CONFIDENCE
LOW
N/A
Our estimate $2,717/mo ✅ Inline with market
No comparable rentals found in 32219
Purchase + Close$331,506
Reno Cost$5,582
Holding (6mo)$22,169
Total All-In$359,256
ARV$339,695
Selling Costs 8%$27,176
Flip Profit$-46,737
Flip ROI-176%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $4,557 +$13,670 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$5,582
VALUE ADDED
+$17,845
OVERALL ROI
320%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (320%)
  • • Negative cashflow ($-977/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-977/mo)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
39
AI Deal Score
39/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
39
12240 Copper Mallard Pl

12240 Copper Mallard Pl Single

Jacksonville, FL 32219 · 5bd/3.0ba · 2,499sf · Built 2026
$391,850
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $13,715

Loan Amount: $384,753

Fees / MIP: $6,617

Closing Costs: $11,756

Reserves (3mo): $8,083

Total Cash Needed: $33,554

Monthly Expenses

Mortgage P&I+MIP: $2,694.44

Property Tax: $636.76

Insurance: $333.20

HOA: $9.00

Maint + CapEx: $457.16

Vacancy + Mgmt: $437.46

Total: $4,568.02/mo

Returns

Market Rent (all units): $3,365

Your Rental Income: $3,365

Cashflow: $-1,203/mo

Annual: $-14,435/yr

Cash-on-Cash ROI: -43.0%

Cap Rate: 4.6% · DSCR: 0.55x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-1,203/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-402/mo (vs $-1,203/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-366/mo — saves $837/mo.
👥 Rent by Room
Rent 5 rooms at ~$900/room = $4,500/mo. Projected cashflow: $-68/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$300
OCCUPANCY
50%
GROSS / MO
$4,500
STR CASHFLOW
$-2,547/mo
STR vs LTR
-76%
BREAKEVEN OCC
72%
STR EXPENSES BREAKDOWN
Platform fees: $135
Cleaning: $630
Management (20%): $900
Utilities: $575
Taxes (12%): $540
Other: $460
FURNITURE SETUP
Furniture: $11,500
Appliances: $800
Kitchen + Linens: $1,350
Electronics: $600
Decor + Supplies: $700
Total Setup: $15,250
🛡
LTR is safer bet
LTR: $-1,203/mo · STR: $-2,547/mo · CoC ROI: -75.0%

🏠 RENTAL COMPS

AVG MARKET RENT
$3,365/mo
RANGE
$3,365 – $3,365
CONFIDENCE
LOW
N/A
Our estimate $3,365/mo ✅ Inline with market
No comparable rentals found in 32219
Purchase + Close$403,606
Reno Cost$7,897
Holding (6mo)$27,408
Total All-In$438,911
ARV$416,642
Selling Costs 8%$33,331
Flip Profit$-55,600
Flip ROI-167%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $6,872 +$20,617 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$7,897
VALUE ADDED
+$24,792
OVERALL ROI
314%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (314%)
  • • Negative cashflow ($-1,203/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-1,203/mo)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
39
AI Deal Score
39/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
38
190 Brazil Nut Cir

190 Brazil Nut Cir Single

Jacksonville, FL 32218 · 3bd/2.5ba · 1,429sf · Built 2026
$254,990
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $8,925

Loan Amount: $250,371

Fees / MIP: $4,306

Closing Costs: $7,650

Reserves (3mo): $5,260

Total Cash Needed: $21,834

Monthly Expenses

Mortgage P&I+MIP: $1,753.36

Property Tax: $414.36

Insurance: $190.53

HOA: $161.00

Maint + CapEx: $297.49

Vacancy + Mgmt: $300.88

Total: $3,117.62/mo

Returns

Market Rent (all units): $2,314

Your Rental Income: $2,314

Cashflow: $-803/mo

Annual: $-9,638/yr

Cash-on-Cash ROI: -44.1%

Cap Rate: 4.5% · DSCR: 0.54x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-803/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-282/mo (vs $-803/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-259/mo — saves $545/mo.
👥 Rent by Room
Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-418/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-1,495/mo
STR vs LTR
-64%
BREAKEVEN OCC
68%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-803/mo · STR: $-1,495/mo · CoC ROI: -64.3%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,314/mo
RANGE
$2,314 – $2,314
CONFIDENCE
LOW
N/A
Our estimate $2,314/mo ✅ Inline with market
No comparable rentals found in 32218
Purchase + Close$262,640
Reno Cost$4,955
Holding (6mo)$18,706
Total All-In$286,300
ARV$270,954
Selling Costs 8%$21,676
Flip Profit$-37,022
Flip ROI-172%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $3,930 +$11,789 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$4,955
VALUE ADDED
+$15,964
OVERALL ROI
322%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (322%)
  • • Negative cashflow ($-803/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-803/mo)
  • • Low barrier to entry ($21,834 cash needed)
🛡 NEIGHBORHOOD SAFETY
4/10 Moderate
Some crime concerns, exercise normal caution
38
AI Deal Score
38/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
39
10721 Waterfield Rd

10721 Waterfield Rd Single

Jacksonville, FL 32210 · 3bd/2.5ba · 1,429sf · Built 2026
$259,990
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $9,100

Loan Amount: $255,281

Fees / MIP: $4,391

Closing Costs: $7,800

Reserves (3mo): $5,363

Total Cash Needed: $22,263

Monthly Expenses

Mortgage P&I+MIP: $1,787.74

Property Tax: $422.48

Insurance: $190.53

HOA: $138.00

Maint + CapEx: $303.32

Vacancy + Mgmt: $301.70

Total: $3,143.77/mo

Returns

Market Rent (all units): $2,321

Your Rental Income: $2,321

Cashflow: $-823/mo

Annual: $-9,877/yr

Cash-on-Cash ROI: -44.4%

Cap Rate: 4.5% · DSCR: 0.54x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-823/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-291/mo (vs $-823/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-268/mo — saves $555/mo.
👥 Rent by Room
Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-444/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-1,515/mo
STR vs LTR
-64%
BREAKEVEN OCC
68%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-823/mo · STR: $-1,515/mo · CoC ROI: -64.3%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,320/mo
RANGE
$2,320 – $2,320
CONFIDENCE
LOW
N/A
Our estimate $2,320/mo ✅ Inline with market
No comparable rentals found in 32210
Purchase + Close$267,790
Reno Cost$4,955
Holding (6mo)$18,863
Total All-In$291,607
ARV$275,954
Selling Costs 8%$22,076
Flip Profit$-37,729
Flip ROI-173%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $3,930 +$11,789 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$4,955
VALUE ADDED
+$15,964
OVERALL ROI
322%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (322%)
  • • Negative cashflow ($-823/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-823/mo)
  • • Low barrier to entry ($22,263 cash needed)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
39
AI Deal Score
39/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
39
7228 Sabal Ter

7228 Sabal Ter Single

Jacksonville, FL 32210 · 2bd/2.5ba · 1,180sf · Built 2026
$204,990
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $7,175

Loan Amount: $201,277

Fees / MIP: $3,462

Closing Costs: $6,150

Reserves (3mo): $4,229

Total Cash Needed: $17,553

Monthly Expenses

Mortgage P&I+MIP: $1,409.56

Property Tax: $333.11

Insurance: $157.33

HOA: $135.00

Maint + CapEx: $239.16

Vacancy + Mgmt: $238.84

Total: $2,512.99/mo

Returns

Market Rent (all units): $1,837

Your Rental Income: $1,837

Cashflow: $-676/mo

Annual: $-8,110/yr

Cash-on-Cash ROI: -46.2%

Cap Rate: 4.3% · DSCR: 0.52x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-676/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-257/mo (vs $-676/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-238/mo — saves $438/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-1,298/mo
STR vs LTR
-68%
BREAKEVEN OCC
75%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-676/mo · STR: $-1,298/mo · CoC ROI: -68.6%

🏠 RENTAL COMPS

AVG MARKET RENT
$1,837/mo
RANGE
$1,837 – $1,837
CONFIDENCE
LOW
N/A
Our estimate $1,837/mo ✅ Inline with market
No comparable rentals found in 32210
Purchase + Close$211,140
Reno Cost$4,270
Holding (6mo)$15,078
Total All-In$230,488
ARV$218,900
Selling Costs 8%$17,512
Flip Profit$-29,100
Flip ROI-165%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $3,245 +$9,735 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$4,270
VALUE ADDED
+$13,910
OVERALL ROI
326%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (326%)
  • • Negative cashflow ($-676/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-676/mo)
  • • Low barrier to entry ($17,553 cash needed)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
39
AI Deal Score
39/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
33
182 Brazil Nut Cir

182 Brazil Nut Cir Single

Jacksonville, FL 32218 · 3bd/2.5ba · 1,429sf · Built 2026
$276,990
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $9,695

Loan Amount: $271,973

Fees / MIP: $4,678

Closing Costs: $8,310

Reserves (3mo): $5,714

Total Cash Needed: $23,718

Monthly Expenses

Mortgage P&I+MIP: $1,904.64

Property Tax: $450.11

Insurance: $190.53

HOA: $161.00

Maint + CapEx: $323.16

Vacancy + Mgmt: $304.46

Total: $3,333.89/mo

Returns

Market Rent (all units): $2,342

Your Rental Income: $2,342

Cashflow: $-992/mo

Annual: $-11,903/yr

Cash-on-Cash ROI: -50.2%

Cap Rate: 4.0% · DSCR: 0.48x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-992/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-426/mo (vs $-992/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-400/mo — saves $592/mo.
👥 Rent by Room
Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-634/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-1,682/mo
STR vs LTR
-64%
BREAKEVEN OCC
71%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-992/mo · STR: $-1,682/mo · CoC ROI: -68.8%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,341/mo
RANGE
$2,341 – $2,341
CONFIDENCE
LOW
N/A
Our estimate $2,341/mo ✅ Inline with market
No comparable rentals found in 32218
Purchase + Close$285,300
Reno Cost$4,955
Holding (6mo)$20,003
Total All-In$310,258
ARV$292,954
Selling Costs 8%$23,436
Flip Profit$-40,740
Flip ROI-177%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $3,930 +$11,789 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$4,955
VALUE ADDED
+$15,964
OVERALL ROI
322%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (322%)
  • • Negative cashflow ($-992/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-992/mo)
  • • Low barrier to entry ($23,718 cash needed)
🛡 NEIGHBORHOOD SAFETY
4/10 Moderate
Some crime concerns, exercise normal caution
33
AI Deal Score
33/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
30
6782 Dutton Spur Ln

6782 Dutton Spur Ln Single

Jacksonville, FL 32219 · 4bd/3.0ba · 2,380sf · Built 2026
$426,329
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $14,922

Loan Amount: $418,607

Fees / MIP: $7,200

Closing Costs: $12,790

Reserves (3mo): $8,795

Total Cash Needed: $36,506

Monthly Expenses

Mortgage P&I+MIP: $2,931.52

Property Tax: $692.78

Insurance: $317.33

HOA: $8.00

Maint + CapEx: $497.38

Vacancy + Mgmt: $432.77

Total: $4,879.80/mo

Returns

Market Rent (all units): $3,329

Your Rental Income: $3,329

Cashflow: $-1,551/mo

Annual: $-18,609/yr

Cash-on-Cash ROI: -51.0%

Cap Rate: 3.9% · DSCR: 0.47x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-1,551/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-679/mo (vs $-1,551/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-640/mo — saves $911/mo.
👥 Rent by Room
Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,280/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$300
OCCUPANCY
50%
GROSS / MO
$4,500
STR CASHFLOW
$-2,617/mo
STR vs LTR
-70%
BREAKEVEN OCC
73%
STR EXPENSES BREAKDOWN
Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410
FURNITURE SETUP
Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300
🛡
LTR is safer bet
LTR: $-1,551/mo · STR: $-2,617/mo · CoC ROI: -76.6%

🏠 RENTAL COMPS

AVG MARKET RENT
$3,329/mo
RANGE
$3,329 – $3,329
CONFIDENCE
LOW
N/A
Our estimate $3,329/mo ✅ Inline with market
No comparable rentals found in 32219
Purchase + Close$439,119
Reno Cost$7,570
Holding (6mo)$29,279
Total All-In$475,968
ARV$450,139
Selling Costs 8%$36,011
Flip Profit$-61,840
Flip ROI-175%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $6,545 +$19,635 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$7,570
VALUE ADDED
+$23,810
OVERALL ROI
314%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (314%)
  • • Negative cashflow ($-1,551/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-1,551/mo)
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
30
AI Deal Score
30/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
29
12692 Fabius Way

12692 Fabius Way Single

Jacksonville, FL 32218 · 4bd/3.0ba · 2,486sf · Built 2026
$424,990
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $14,875

Loan Amount: $417,292

Fees / MIP: $7,177

Closing Costs: $12,750

Reserves (3mo): $8,767

Total Cash Needed: $36,391

Monthly Expenses

Mortgage P&I+MIP: $2,922.32

Property Tax: $690.61

Insurance: $331.47

HOA: $63.00

Maint + CapEx: $495.82

Vacancy + Mgmt: $441.72

Total: $4,944.94/mo

Returns

Market Rent (all units): $3,398

Your Rental Income: $3,398

Cashflow: $-1,547/mo

Annual: $-18,565/yr

Cash-on-Cash ROI: -51.0%

Cap Rate: 3.9% · DSCR: 0.47x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-1,547/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-678/mo (vs $-1,547/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-639/mo — saves $908/mo.
👥 Rent by Room
Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,345/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$300
OCCUPANCY
50%
GROSS / MO
$4,500
STR CASHFLOW
$-2,680/mo
STR vs LTR
-71%
BREAKEVEN OCC
74%
STR EXPENSES BREAKDOWN
Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410
FURNITURE SETUP
Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300
🛡
LTR is safer bet
LTR: $-1,547/mo · STR: $-2,680/mo · CoC ROI: -78.6%

🏠 RENTAL COMPS

AVG MARKET RENT
$3,397/mo
RANGE
$3,397 – $3,397
CONFIDENCE
LOW
N/A
Our estimate $3,397/mo ✅ Inline with market
No comparable rentals found in 32218
Purchase + Close$437,740
Reno Cost$7,862
Holding (6mo)$29,670
Total All-In$475,271
ARV$449,674
Selling Costs 8%$35,974
Flip Profit$-61,570
Flip ROI-174%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $6,836 +$20,510 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$7,862
VALUE ADDED
+$24,684
OVERALL ROI
314%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (314%)
  • • Negative cashflow ($-1,547/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-1,547/mo)
🛡 NEIGHBORHOOD SAFETY
4/10 Moderate
Some crime concerns, exercise normal caution
29
AI Deal Score
29/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
31
8638 Deermoss Way W

8638 Deermoss Way W Single

Jacksonville, FL 32217 · 3bd/2.0ba · 1,147sf · Built 1984
$295,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $10,325

Loan Amount: $289,657

Fees / MIP: $4,982

Closing Costs: $8,850

Reserves (3mo): $6,085

Total Cash Needed: $25,260

Monthly Expenses

Mortgage P&I+MIP: $2,028.48

Property Tax: $479.38

Insurance: $152.93

HOA: $3.00

Maint + CapEx: $344.16

Vacancy + Mgmt: $283.01

Total: $3,290.96/mo

Returns

Market Rent (all units): $2,177

Your Rental Income: $2,177

Cashflow: $-1,114/mo

Annual: $-13,368/yr

Cash-on-Cash ROI: -52.9%

Cap Rate: 3.7% · DSCR: 0.45x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-1,114/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-511/mo (vs $-1,114/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-484/mo — saves $630/mo.
👥 Rent by Room
Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-591/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-1,625/mo
STR vs LTR
-59%
BREAKEVEN OCC
70%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-1,114/mo · STR: $-1,625/mo · CoC ROI: -63.9%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,176/mo
RANGE
$2,176 – $2,176
CONFIDENCE
LOW
N/A
Our estimate $2,176/mo ✅ Inline with market
No comparable rentals found in 32217
Purchase + Close$303,850
Reno Cost$72,120
Holding (6mo)$19,746
Total All-In$395,716
ARV$423,680
Selling Costs 8%$33,894
Flip Profit$-5,930
Flip ROI-6%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $3,154 +$9,463 300%
RENO COST
$72,120
VALUE ADDED
+$128,680
OVERALL ROI
178%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$56,560)
  • • Excellent reno ROI (178%)
  • • Older build (1984) — high value-add potential
  • • Negative cashflow ($-1,114/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-1,114/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
6/10 Safe
Average to below-average crime, generally safe area
31
AI Deal Score
31/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
29
12740 Fabius Way

12740 Fabius Way Single

Jacksonville, FL 32218 · 4bd/3.0ba · 2,486sf · Built 2026
$439,990
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $15,400

Loan Amount: $432,021

Fees / MIP: $7,430

Closing Costs: $13,200

Reserves (3mo): $9,076

Total Cash Needed: $37,676

Monthly Expenses

Mortgage P&I+MIP: $3,025.46

Property Tax: $714.98

Insurance: $331.47

HOA: $63.00

Maint + CapEx: $513.32

Vacancy + Mgmt: $444.16

Total: $5,092.39/mo

Returns

Market Rent (all units): $3,417

Your Rental Income: $3,417

Cashflow: $-1,676/mo

Annual: $-20,109/yr

Cash-on-Cash ROI: -53.4%

Cap Rate: 3.7% · DSCR: 0.45x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-1,676/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-776/mo (vs $-1,676/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-736/mo — saves $940/mo.
👥 Rent by Room
Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,492/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$300
OCCUPANCY
50%
GROSS / MO
$4,500
STR CASHFLOW
$-2,808/mo
STR vs LTR
-71%
BREAKEVEN OCC
75%
STR EXPENSES BREAKDOWN
Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410
FURNITURE SETUP
Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300
🛡
LTR is safer bet
LTR: $-1,676/mo · STR: $-2,808/mo · CoC ROI: -80.4%

🏠 RENTAL COMPS

AVG MARKET RENT
$3,416/mo
RANGE
$3,416 – $3,416
CONFIDENCE
LOW
N/A
Our estimate $3,416/mo ✅ Inline with market
No comparable rentals found in 32218
Purchase + Close$453,190
Reno Cost$7,862
Holding (6mo)$30,554
Total All-In$491,606
ARV$464,674
Selling Costs 8%$37,174
Flip Profit$-64,105
Flip ROI-176%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $6,836 +$20,510 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$7,862
VALUE ADDED
+$24,684
OVERALL ROI
314%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (314%)
  • • Negative cashflow ($-1,676/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-1,676/mo)
🛡 NEIGHBORHOOD SAFETY
4/10 Moderate
Some crime concerns, exercise normal caution
29
AI Deal Score
29/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
36
10543 Autumn Trace Rd

10543 Autumn Trace Rd Single

Jacksonville, FL 32257 · 3bd/2.5ba · 1,707sf · Built 2007
$249,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $8,715

Loan Amount: $244,490

Fees / MIP: $4,205

Closing Costs: $7,470

Reserves (3mo): $5,137

Total Cash Needed: $21,322

Monthly Expenses

Mortgage P&I+MIP: $1,712.17

Property Tax: $404.62

Insurance: $227.60

HOA: $192.00

Maint + CapEx: $290.50

Vacancy + Mgmt: $274.27

Total: $3,101.16/mo

Returns

Market Rent (all units): $2,110

Your Rental Income: $2,110

Cashflow: $-991/mo

Annual: $-11,897/yr

Cash-on-Cash ROI: -55.8%

Cap Rate: 3.5% · DSCR: 0.42x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-991/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-482/mo (vs $-991/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-460/mo — saves $532/mo.
👥 Rent by Room
Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-401/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-1,527/mo
STR vs LTR
-63%
BREAKEVEN OCC
68%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-991/mo · STR: $-1,527/mo · CoC ROI: -66.6%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,109/mo
RANGE
$2,109 – $2,109
CONFIDENCE
LOW
N/A
Our estimate $2,109/mo ✅ Inline with market
No comparable rentals found in 32257
Purchase + Close$256,470
Reno Cost$56,811
Holding (6mo)$18,607
Total All-In$331,888
ARV$360,943
Selling Costs 8%$28,875
Flip Profit+$179
Flip ROI0%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $4,694 +$14,083 300%
HIGH New Water Heater $2,650 +$3,445 130%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$56,811
VALUE ADDED
+$111,943
OVERALL ROI
197%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$55,131)
  • • Excellent reno ROI (197%)
  • • Negative cashflow ($-991/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-991/mo)
  • • Low barrier to entry ($21,322 cash needed)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
7/10 Safe
Average to below-average crime, generally safe area
36
AI Deal Score
36/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
29
198 Brazil Nut Cir

198 Brazil Nut Cir Single

Jacksonville, FL 32218 · 2bd/2.5ba · 1,220sf · Built 2026
$245,990
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $8,610

Loan Amount: $241,535

Fees / MIP: $4,154

Closing Costs: $7,380

Reserves (3mo): $5,074

Total Cash Needed: $21,064

Monthly Expenses

Mortgage P&I+MIP: $1,691.48

Property Tax: $399.73

Insurance: $162.67

HOA: $161.00

Maint + CapEx: $286.99

Vacancy + Mgmt: $248.95

Total: $2,950.82/mo

Returns

Market Rent (all units): $1,915

Your Rental Income: $1,915

Cashflow: $-1,036/mo

Annual: $-12,429/yr

Cash-on-Cash ROI: -59.0%

Cap Rate: 3.2% · DSCR: 0.39x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-1,036/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-533/mo (vs $-1,036/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-510/mo — saves $525/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-1,680/mo
STR vs LTR
-70%
BREAKEVEN OCC
82%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-1,036/mo · STR: $-1,680/mo · CoC ROI: -79.4%

🏠 RENTAL COMPS

AVG MARKET RENT
$1,915/mo
RANGE
$1,915 – $1,915
CONFIDENCE
LOW
N/A
Our estimate $1,915/mo ✅ Inline with market
No comparable rentals found in 32218
Purchase + Close$253,370
Reno Cost$4,380
Holding (6mo)$17,705
Total All-In$275,455
ARV$260,230
Selling Costs 8%$20,818
Flip Profit$-36,043
Flip ROI-177%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $3,355 +$10,065 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$4,380
VALUE ADDED
+$14,240
OVERALL ROI
325%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (325%)
  • • Negative cashflow ($-1,036/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-1,036/mo)
  • • Low barrier to entry ($21,064 cash needed)
🛡 NEIGHBORHOOD SAFETY
4/10 Moderate
Some crime concerns, exercise normal caution
29
AI Deal Score
29/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
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⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
30
1641 Charon Rd

1641 Charon Rd Single

Jacksonville, FL 32205 · 3bd/1.0ba · 1,259sf · Built 1942
$374,900
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $13,122

Loan Amount: $368,110

Fees / MIP: $6,331

Closing Costs: $11,247

Reserves (3mo): $7,734

Total Cash Needed: $32,102

Monthly Expenses

Mortgage P&I+MIP: $2,577.89

Property Tax: $609.21

Insurance: $167.87

HOA: $0.00

Maint + CapEx: $437.39

Vacancy + Mgmt: $305.67

Total: $4,098.02/mo

Returns

Market Rent (all units): $2,351

Your Rental Income: $2,351

Cashflow: $-1,747/mo

Annual: $-20,961/yr

Cash-on-Cash ROI: -65.3%

Cap Rate: 2.7% · DSCR: 0.32x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-1,747/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-980/mo (vs $-1,747/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-946/mo — saves $801/mo.
👥 Rent by Room
Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-1,398/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-2,322/mo
STR vs LTR
-63%
BREAKEVEN OCC
80%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-1,747/mo · STR: $-2,322/mo · CoC ROI: -78.0%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,351/mo
RANGE
$2,351 – $2,351
CONFIDENCE
LOW
N/A
Our estimate $2,351/mo ✅ Inline with market
No comparable rentals found in 32205
Purchase + Close$386,147
Reno Cost$83,171
Holding (6mo)$24,588
Total All-In$493,906
ARV$515,013
Selling Costs 8%$41,201
Flip Profit$-20,094
Flip ROI-19%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Full Roof Replacement $11,960 +$13,157 110%
CRIT Professional Deep Clean $550 +$2,750 500%
RENO COST
$83,171
VALUE ADDED
+$140,113
OVERALL ROI
168%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$56,942)
  • • Excellent reno ROI (168%)
  • • Older build (1942) — high value-add potential
  • • Negative cashflow ($-1,747/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-1,747/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
5/10 Moderate
Some crime concerns, exercise normal caution
30
AI Deal Score
30/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
36
10430 Bigtree Cir E

10430 Bigtree Cir E Single

Jacksonville, FL 32257 · 2bd/1.5ba · 999sf · Built 1983
$195,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $6,825

Loan Amount: $191,468

Fees / MIP: $3,293

Closing Costs: $5,850

Reserves (3mo): $4,023

Total Cash Needed: $16,698

Monthly Expenses

Mortgage P&I+MIP: $1,340.86

Property Tax: $316.88

Insurance: $150.00

HOA: $375.00

Maint + CapEx: $227.50

Vacancy + Mgmt: $221.57

Total: $2,631.80/mo

Returns

Market Rent (all units): $1,704

Your Rental Income: $1,704

Cashflow: $-927/mo

Annual: $-11,130/yr

Cash-on-Cash ROI: -66.7%

Cap Rate: 2.5% · DSCR: 0.31x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-927/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-529/mo (vs $-927/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-511/mo — saves $416/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-1,443/mo
STR vs LTR
-65%
BREAKEVEN OCC
78%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-927/mo · STR: $-1,443/mo · CoC ROI: -78.4%

🏠 RENTAL COMPS

AVG MARKET RENT
$1,704/mo
RANGE
$1,704 – $1,704
CONFIDENCE
LOW
N/A
Our estimate $1,704/mo ✅ Inline with market
No comparable rentals found in 32257
Purchase + Close$200,850
Reno Cost$64,989
Holding (6mo)$15,791
Total All-In$281,630
ARV$310,383
Selling Costs 8%$24,831
Flip Profit+$3,922
Flip ROI5%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $2,747 +$8,242 300%
RENO COST
$64,989
VALUE ADDED
+$115,383
OVERALL ROI
178%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$50,393)
  • • Excellent reno ROI (178%)
  • • Older build (1983) — high value-add potential
  • • Negative cashflow ($-927/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-927/mo)
  • • Low barrier to entry ($16,698 cash needed)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
7/10 Safe
Average to below-average crime, generally safe area
36
AI Deal Score
36/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
31
12424 Tierra Chase Way

12424 Tierra Chase Way Single

Jacksonville, FL 32225 · 4bd/3.0ba · 2,665sf · Built 2024
$599,999
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $21,000

Loan Amount: $589,132

Fees / MIP: $10,132

Closing Costs: $18,000

Reserves (3mo): $12,377

Total Cash Needed: $51,377

Monthly Expenses

Mortgage P&I+MIP: $4,125.71

Property Tax: $975.00

Insurance: $355.33

HOA: $124.00

Maint + CapEx: $700.00

Vacancy + Mgmt: $485.63

Total: $6,765.68/mo

Returns

Market Rent (all units): $3,736

Your Rental Income: $3,736

Cashflow: $-3,030/mo

Annual: $-36,360/yr

Cash-on-Cash ROI: -70.8%

Cap Rate: 2.2% · DSCR: 0.27x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-3,030/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,803/mo (vs $-3,030/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-1,749/mo — saves $1,281/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$300
OCCUPANCY
50%
GROSS / MO
$4,500
STR CASHFLOW
$-4,262/mo
STR vs LTR
-74%
BREAKEVEN OCC
92%
STR EXPENSES BREAKDOWN
Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410
FURNITURE SETUP
Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300
🛡
LTR is safer bet
LTR: $-3,030/mo · STR: $-4,262/mo · CoC ROI: -97.8%

🏠 RENTAL COMPS

AVG MARKET RENT
$3,735/mo
RANGE
$3,735 – $3,735
CONFIDENCE
LOW
N/A
Our estimate $3,735/mo ✅ Inline with market
No comparable rentals found in 32225
Purchase + Close$617,999
Reno Cost$8,354
Holding (6mo)$40,594
Total All-In$666,947
ARV$626,160
Selling Costs 8%$50,093
Flip Profit$-90,879
Flip ROI-192%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $7,329 +$21,986 300%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$8,354
VALUE ADDED
+$26,161
OVERALL ROI
313%
🔨 FIX & FLIP High Confidence
  • • Excellent reno ROI (313%)
  • • Negative cashflow ($-3,030/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-3,030/mo)
🛡 NEIGHBORHOOD SAFETY
6/10 Safe
Average to below-average crime, generally safe area
31
AI Deal Score
31/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
36
7749 Las Palmas Way #138

7749 Las Palmas Way #138 Single

Jacksonville, FL 32256 · 2bd/2.0ba · 1,276sf · Built 1973
$159,900
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $5,596

Loan Amount: $157,004

Fees / MIP: $2,700

Closing Costs: $4,797

Reserves (3mo): $3,299

Total Cash Needed: $13,692

Monthly Expenses

Mortgage P&I+MIP: $1,099.50

Property Tax: $259.84

Insurance: $170.13

HOA: $441.00

Maint + CapEx: $186.55

Vacancy + Mgmt: $201.63

Total: $2,358.66/mo

Returns

Market Rent (all units): $1,551

Your Rental Income: $1,551

Cashflow: $-808/mo

Annual: $-9,691/yr

Cash-on-Cash ROI: -70.8%

Cap Rate: 2.2% · DSCR: 0.27x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-808/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-481/mo (vs $-808/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-466/mo — saves $342/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-1,239/mo
STR vs LTR
-64%
BREAKEVEN OCC
73%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-808/mo · STR: $-1,239/mo · CoC ROI: -75.1%

🏠 RENTAL COMPS

AVG MARKET RENT
$1,551/mo
RANGE
$1,551 – $1,551
CONFIDENCE
LOW
N/A
Our estimate $1,551/mo ✅ Inline with market
No comparable rentals found in 32256
Purchase + Close$164,697
Reno Cost$89,042
Holding (6mo)$14,152
Total All-In$267,891
ARV$310,227
Selling Costs 8%$24,818
Flip Profit+$17,518
Flip ROI18%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Full Roof Replacement $12,122 +$13,334 110%
CRIT Professional Deep Clean $550 +$2,750 500%
RENO COST
$89,042
VALUE ADDED
+$150,327
OVERALL ROI
169%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$61,285)
  • • Excellent reno ROI (169%)
  • • Older build (1973) — high value-add potential
  • • Negative cashflow ($-808/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-808/mo)
  • • Low barrier to entry ($13,692 cash needed)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
7/10 Safe
Average to below-average crime, generally safe area
36
AI Deal Score
36/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
28
115 W 4th St

115 W 4th St Single

Jacksonville, FL 32206 · 4bd/4.0ba · 3,498sf · Built 1904
$399,900
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $13,996

Loan Amount: $392,657

Fees / MIP: $6,753

Closing Costs: $11,997

Reserves (3mo): $8,249

Total Cash Needed: $34,243

Monthly Expenses

Mortgage P&I+MIP: $2,749.79

Property Tax: $649.84

Insurance: $466.40

HOA: $0.00

Maint + CapEx: $466.55

Vacancy + Mgmt: $345.36

Total: $4,677.94/mo

Returns

Market Rent (all units): $2,657

Your Rental Income: $2,657

Cashflow: $-2,021/mo

Annual: $-24,255/yr

Cash-on-Cash ROI: -70.8%

Cap Rate: 2.2% · DSCR: 0.26x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-2,021/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,204/mo (vs $-2,021/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-1,167/mo — saves $854/mo.
👥 Rent by Room
Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,078/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$300
OCCUPANCY
50%
GROSS / MO
$4,500
STR CASHFLOW
$-2,593/mo
STR vs LTR
-70%
BREAKEVEN OCC
73%
STR EXPENSES BREAKDOWN
Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410
FURNITURE SETUP
Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300
🛡
LTR is safer bet
LTR: $-2,021/mo · STR: $-2,593/mo · CoC ROI: -79.2%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,656/mo
RANGE
$2,656 – $2,656
CONFIDENCE
LOW
N/A
Our estimate $2,656/mo ✅ Inline with market
No comparable rentals found in 32206
Purchase + Close$411,897
Reno Cost$145,309
Holding (6mo)$28,068
Total All-In$585,274
ARV$647,999
Selling Costs 8%$51,840
Flip Profit+$10,885
Flip ROI6%

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature
AI deal narrative, risk flags, financing strategy & exit analysis from Claude
Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Full Roof Replacement $33,231 +$36,554 110%
CRIT Professional Deep Clean $550 +$2,750 500%
RENO COST
$145,309
VALUE ADDED
+$248,099
OVERALL ROI
171%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$102,790)
  • • Excellent reno ROI (171%)
  • • Older build (1904) — high value-add potential
  • • Negative cashflow ($-2,021/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-2,021/mo)
  • • Has flip exit strategy if hold doesn't work
  • • High-crime area (Below Average) — higher risk
🛡 NEIGHBORHOOD SAFETY
3/10 Below Average
Higher than average crime rates in this area
28
AI Deal Score
28/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

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