SpillDeals is a free real estate deal finder for Florida investors. Every property listing is automatically analyzed with cash flow projections, cap rate, ROI grade (A through F), and house hack scenarios. Updated daily with live FL listings.

What is a good cap rate for investment property in Florida?

A good cap rate in Florida is typically 5-8% for residential investment properties. In Miami-Dade, cap rates of 5-6% are common due to high appreciation. In markets like Hialeah, Homestead, and Opa-locka, you can find 7-9% cap rates. SpillDeals grades every property A through F based on cash flow, cap rate, and ROI so you can instantly identify the best deals.

What does an A-grade property mean on SpillDeals?

An A-grade property on SpillDeals is a top-tier investment with strong positive cash flow, a cap rate above 7%, and excellent ROI relative to the market. These are the rarest deals — typically cash flowing $500+/month after all expenses including mortgage, taxes, insurance, and maintenance.

How does SpillDeals analyze properties?

SpillDeals automatically calculates monthly cash flow, cap rate, cash-on-cash return, and overall ROI for every property using current market rent estimates, property taxes, insurance, HOA fees, and a 30-year fixed mortgage at current rates. It also models house hack scenarios for multi-unit properties and FHA loan scenarios for owner-occupants.

Is SpillDeals free to use?

Yes. SpillDeals is free to sign up and use. Free users can view C, D, and F-grade properties with full analysis. Pro users ($29/month) unlock all A and B-grade deals — the highest cash-flowing properties in Florida — plus unlimited access, deal alerts, and advanced filters.

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1,250+ investors

14,832+ deals saved

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4.9★ avg rating

1 deals graded live

🗺️ 31 FL markets analyzed

✈️ Out-of-state properties available

★★★★★ PRO

Found a Grade-A Tampa duplex in under 10 minutes. It's been cash-flowing $590/mo for 4 months straight.

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Buy & Hold · Tampa

★★★★★ PRO

Flip calc said I'd net $44k after reno. Closed 3 weeks ago. Came in at $46k. Scary accurate.

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Fix & Flip · Jacksonville

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House Hacker · Orlando

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DSCR Investor · Cape Coral

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Free plan alone showed me 3 A-grade deals in Naples. Upgraded same afternoon. No-brainer.

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New Investor · Naples

★★★★★ PRO

Ran 60+ properties in one session. Saved 14. Closed on 2 within 45 days. Pipeline is stacked.

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Portfolio Builder · Fort Lauderdale

★★★★★ ELITE

The international tab surfaced a Medellín coliving deal at 19% yield. I would've never found this alone.

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Global Investor · Miami

★★★★★ PRO

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Buy & Hold · Sarasota

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First-Time Investor · Orlando

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Fix & Flip · Gainesville

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Tax Strategist · Miami

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JV Investor · St. Petersburg

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Graded 80 Hialeah properties in one evening. Identified 6 real deals. Offer accepted on #2.

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Buy & Hold · Hialeah

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Portfolio Builder · Boca Raton

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House Hacker · Clearwater

★★★★★ PRO

Found a Grade-A Tampa duplex in under 10 minutes. It's been cash-flowing $590/mo for 4 months straight.

🦅

Darius M.

Buy & Hold · Tampa

★★★★★ PRO

Flip calc said I'd net $44k after reno. Closed 3 weeks ago. Came in at $46k. Scary accurate.

🐺

Brianna R.

Fix & Flip · Jacksonville

★★★★★ ELITE

House-hacking my Kissimmee triplex. Two units cover my mortgage + $200 leftover. SpillDeals found it.

🦁

Teo Vargas

House Hacker · Orlando

★★★★★ PRO

DSCR of 1.38 on a Cape Coral SFH. Lender pre-approved in 4 days. Best tool I've paid for.

🦊

Mia Fontaine

DSCR Investor · Cape Coral

★★★★★ FREE

Free plan alone showed me 3 A-grade deals in Naples. Upgraded same afternoon. No-brainer.

🐯

Reece Okafor

New Investor · Naples

★★★★★ PRO

Ran 60+ properties in one session. Saved 14. Closed on 2 within 45 days. Pipeline is stacked.

🦅

Camille T.

Portfolio Builder · Fort Lauderdale

★★★★★ ELITE

The international tab surfaced a Medellín coliving deal at 19% yield. I would've never found this alone.

🦁

Isaiah Wren

Global Investor · Miami

★★★★★ PRO

Loan Hub matched me to a DSCR lender I didn't know existed. Rate came in 1.1% under my bank offer.

🐺

Nina Cruz

Buy & Hold · Sarasota

★★★★★ FREE

Grade filter is everything. A & B only. Bought my first investment property in 6 weeks on the free plan.

🦊

Jaylen Brooks

First-Time Investor · Orlando

★★★★★ PRO

Every card has ROI baked in. I deleted four different spreadsheets. SpillDeals replaced all of them.

🐯

Dominique L.

Fix & Flip · Gainesville

★★★★★ ELITE

Found an Act 60 condo in Condado through the PR section. Closing in 3 weeks. Game changer.

🦅

Marco Delgado

Tax Strategist · Miami

★★★★★ PRO

SpillRoom is worth the sub alone. Found a JV partner for my St. Pete 4-plex in the chat in 2 days.

🦁

Priya Nair

JV Investor · St. Petersburg

★★★★★ PRO

Graded 80 Hialeah properties in one evening. Identified 6 real deals. Offer accepted on #2.

🐺

Rashid Osei

Buy & Hold · Hialeah

★★★★★ ELITE

The PDF export is perfect for presenting to my silent partner. Professional, clean, instant.

🦊

Valencia King

Portfolio Builder · Boca Raton

★★★★★ FREE

I was skeptical of free tools. Then I found a duplex with $710/mo cashflow on the free tier. I'm pro now.

🐯

Eli Moreau

House Hacker · Clearwater

🔥 Live deals across 15 FL markets · 💰 0 F-deals replaced today · ⚡ 281 properties tracked · 📍 Miami · Tampa · Orlando · Jacksonville · Fort Lauderdale · Cape Coral · Sarasota · Naples · Puerto Rico · DR · 🔄 Auto-refreshes every 20 min · 🏠 FHA · House-Hack · Fix & Flip · DSCR · International

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QUICK FILTER:

All Multi-Unit Single Search results for “421 NW 81st St”

1 of 1 properties · ✕ Clear filters · Search: “421 NW 81st St” — 1 result(s)

1 F

$350,000

421 NW 81st St, MiamiFL

🏘️ S8 +27%

3bd2ba Single1,200sf $292/sf Built ?

Cashflow

$-1,668/mo

CoC ROI

-66.8%

Rent Est

$2,156/mo

Cap Rate

2.5%

🏠 Listing

#	Grade		Type	Property	Price	Rent	Cash In	CF/mo	ROI	Your Cost	Flip Equity	♥
1	F		Single	421 NW 81st St EST Miami · 3bd/2.0ba · 1,200sf · ?	$350,000	$2,156	$29,970	$-1,668	-66.8%	$3,427/mo	$60,145

🏠

$350,000

421 NW 81st StFL

Miami · 3bd/2.0ba · Single · 1,200 sf · Built ?

🏘️ S8 +27%

$-1,668/mo

Cash Flow

-66.8%

CoC ROI

2.5%

Cap Rate

$29,970

Cash In

Property Breakdowns

421 NW 81st St Single

Miami, FL 33150 · 3bd/2.0ba · 1,200sf · Built N/A

$350,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,250

Loan Amount: $343,661

Fees / MIP: $5,911

Closing Costs: $10,500

Reserves (3mo): $7,220

Total Cash Needed: $29,970

Monthly Expenses

Mortgage P&I+MIP: $2,406.67

Property Tax: $568.75

Insurance: $160.00

HOA: $0.00

Maint + CapEx: $408.34

Vacancy + Mgmt: $280.22

Total: $3,823.97/mo

Returns

Market Rent (all units): $2,156

Your Rental Income: $2,156

Cashflow: $-1,668/mo

Annual: $-20,022/yr

Cash-on-Cash ROI: -66.8%

Cap Rate: 2.5% · DSCR: 0.90x

Purchase + Close$360,500

Reno Cost$87,495

Holding (6mo)$22,944

Total All-In$470,939

ARV$497,640

Selling Costs 8%$39,811

Flip Profit$-13,110

Flip ROI-12%

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~56 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$11,400	+$12,540	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$87,495

VALUE ADDED

+$147,640

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$60,145)
• Excellent reno ROI (169%)
• Aging property (None) — renovation upside
• Listed 12% below county market value

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,668/mo)
• Has flip exit strategy if hold doesn't work
• High-crime area (Below Average) — higher risk
• Priced 12% below county assessed market value

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI DEAL SCORE

14/100

├── Cashflow: 0($-1,668/mo)
├── ROI: 0(-66.8% CoC)
├── Cap Rate: 25(2.5%)
├── Rent Ratio: 46(7.4%)
├── Neighborhood: 30(Safety: 3/10)
└── Grade Bonus: 0(F)

🏠 OWNER / LANDLORD
OFFERFI INVESTMENTS LLC Assessed: $397,661 · Zoning: 5700 · Folio: 3031120231060 View Full Record →

LAST PURCHASE: $450,000 on 12/16/2025 by OFFERFI INVESTMENTS LLC

SALE HISTORY:
12/16/2025 — $450,000 ✓ Qualified (from OFFERFI HOMES LLC)
10/24/2025 — $7,500 (from WILLIAM SWEETING)
9/30/2025 — $0 (from FRANCINA DRAKE EST OF)

SpillFeed — Live investor activity

View all →

Drew 💡 flagged as a smart find graded F at $350,000

2026-03-25 09:41

SpillDeals v5 · Estimates only — verify before making offers

♥ Saved Properties

Property Breakdowns

421 NW 81st St Single

Monthly Expenses

Returns

TOP UPGRADES BY ROI

SpillFeed — Live investor activity

Welcome to SpillDeals

♥ Saved Properties

Property Breakdowns

421 NW 81st St Single

Monthly Expenses

Returns

TOP UPGRADES BY ROI

SpillFeed — Live investor activity

Unlock PDF Export

Welcome to SpillDeals