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Florida Investment Property Deals — Graded A–F | SpillDeals

FL county records + live MLS → 5 deals graded A–F, cashflow & ROI pre-calculated. Free to browse — no $82/mo paywall.
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5FL deals graded live★★★★★4.9 · 300+ investors
$344KD
Cape Coral
-$1,083/mo
📊 Live Market Data
🏛️ County Records
🤖 AI-Graded A–F
🆓 Free to Browse
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2,494+ investors
29,630+ deals saved
392+ joined this month
4.9★ avg rating
5 deals graded live
🗺️ 31 FL markets analyzed
✈️ Out-of-state properties available
★★★★★ PRO
Found a Grade-A Tampa duplex in under 10 minutes. It's been cash-flowing $590/mo for 4 months straight.
🦅
Darius M.
Buy & Hold · Tampa
★★★★★ PRO
Flip calc said I'd net $44k after reno. Closed 3 weeks ago. Came in at $46k. Scary accurate.
🐺
Brianna R.
Fix & Flip · Jacksonville
★★★★★ ELITE
House-hacking my Kissimmee triplex. Two units cover my mortgage + $200 leftover. SpillDeals found it.
🦁
Teo Vargas
House Hacker · Orlando
★★★★★ PRO
DSCR of 1.38 on a Cape Coral SFH. Lender pre-approved in 4 days. Best tool I've paid for.
🦊
Mia Fontaine
DSCR Investor · Cape Coral
★★★★★ FREE
Free plan alone showed me 3 A-grade deals in Naples. Upgraded same afternoon. No-brainer.
🐯
Reece Okafor
New Investor · Naples
★★★★★ PRO
Ran 60+ properties in one session. Saved 14. Closed on 2 within 45 days. Pipeline is stacked.
🦅
Camille T.
Portfolio Builder · Fort Lauderdale
★★★★★ ELITE
The international tab surfaced a Medellín coliving deal at 19% yield. I would've never found this alone.
🦁
Isaiah Wren
Global Investor · Miami
★★★★★ PRO
Loan Hub matched me to a DSCR lender I didn't know existed. Rate came in 1.1% under my bank offer.
🐺
Nina Cruz
Buy & Hold · Sarasota
★★★★★ FREE
Grade filter is everything. A & B only. Bought my first investment property in 6 weeks on the free plan.
🦊
Jaylen Brooks
First-Time Investor · Orlando
★★★★★ PRO
Every card has ROI baked in. I deleted four different spreadsheets. SpillDeals replaced all of them.
🐯
Dominique L.
Fix & Flip · Gainesville
★★★★★ ELITE
Found an Act 60 condo in Condado through the PR section. Closing in 3 weeks. Game changer.
🦅
Marco Delgado
Tax Strategist · Miami
★★★★★ PRO
SpillRoom is worth the sub alone. Found a JV partner for my St. Pete 4-plex in the chat in 2 days.
🦁
Priya Nair
JV Investor · St. Petersburg
★★★★★ PRO
Graded 80 Hialeah properties in one evening. Identified 6 real deals. Offer accepted on #2.
🐺
Rashid Osei
Buy & Hold · Hialeah
★★★★★ ELITE
The PDF export is perfect for presenting to my silent partner. Professional, clean, instant.
🦊
Valencia King
Portfolio Builder · Boca Raton
★★★★★ FREE
I was skeptical of free tools. Then I found a duplex with $710/mo cashflow on the free tier. I'm pro now.
🐯
Eli Moreau
House Hacker · Clearwater
★★★★★ PRO
Found a Grade-A Tampa duplex in under 10 minutes. It's been cash-flowing $590/mo for 4 months straight.
🦅
Darius M.
Buy & Hold · Tampa
★★★★★ PRO
Flip calc said I'd net $44k after reno. Closed 3 weeks ago. Came in at $46k. Scary accurate.
🐺
Brianna R.
Fix & Flip · Jacksonville
★★★★★ ELITE
House-hacking my Kissimmee triplex. Two units cover my mortgage + $200 leftover. SpillDeals found it.
🦁
Teo Vargas
House Hacker · Orlando
★★★★★ PRO
DSCR of 1.38 on a Cape Coral SFH. Lender pre-approved in 4 days. Best tool I've paid for.
🦊
Mia Fontaine
DSCR Investor · Cape Coral
★★★★★ FREE
Free plan alone showed me 3 A-grade deals in Naples. Upgraded same afternoon. No-brainer.
🐯
Reece Okafor
New Investor · Naples
★★★★★ PRO
Ran 60+ properties in one session. Saved 14. Closed on 2 within 45 days. Pipeline is stacked.
🦅
Camille T.
Portfolio Builder · Fort Lauderdale
★★★★★ ELITE
The international tab surfaced a Medellín coliving deal at 19% yield. I would've never found this alone.
🦁
Isaiah Wren
Global Investor · Miami
★★★★★ PRO
Loan Hub matched me to a DSCR lender I didn't know existed. Rate came in 1.1% under my bank offer.
🐺
Nina Cruz
Buy & Hold · Sarasota
★★★★★ FREE
Grade filter is everything. A & B only. Bought my first investment property in 6 weeks on the free plan.
🦊
Jaylen Brooks
First-Time Investor · Orlando
★★★★★ PRO
Every card has ROI baked in. I deleted four different spreadsheets. SpillDeals replaced all of them.
🐯
Dominique L.
Fix & Flip · Gainesville
★★★★★ ELITE
Found an Act 60 condo in Condado through the PR section. Closing in 3 weeks. Game changer.
🦅
Marco Delgado
Tax Strategist · Miami
★★★★★ PRO
SpillRoom is worth the sub alone. Found a JV partner for my St. Pete 4-plex in the chat in 2 days.
🦁
Priya Nair
JV Investor · St. Petersburg
★★★★★ PRO
Graded 80 Hialeah properties in one evening. Identified 6 real deals. Offer accepted on #2.
🐺
Rashid Osei
Buy & Hold · Hialeah
★★★★★ ELITE
The PDF export is perfect for presenting to my silent partner. Professional, clean, instant.
🦊
Valencia King
Portfolio Builder · Boca Raton
★★★★★ FREE
I was skeptical of free tools. Then I found a duplex with $710/mo cashflow on the free tier. I'm pro now.
🐯
Eli Moreau
House Hacker · Clearwater
🔥 Live deals across 15 FL markets  ·   💰 0 F-deals replaced today  ·   ⚡ 135 properties tracked  ·   📍 Miami · Tampa · Orlando · Jacksonville · Fort Lauderdale · Cape Coral · Sarasota · Naples · Puerto Rico · DR  ·   🔄 Auto-refreshes every 20 min  ·   🏠 FHA · House-Hack · Fix & Flip · DSCR · International
5
Active Deals
2.9%
Avg Cap Rate
$-2,189
Avg Monthly Cash Flow
31
Cities Covered
Quick Filter:
AllMulti-UnitSingle Search results for “32839”

5 of 5 properties · ✕ Clear filters · Search: “32839” — 5 result(s)

1 D · 4 F
Deal gradesA — 12%+ ROI 🔒B — 8%+ ROI 🔒C — 5%+ ROI ✓ FreeA & B unlock with Pro
⚡ Go Pro
Grade
$344,500💡 🏦 DSCR 25%dn: $-577/mo
D
$344,500
5221 Chenault Ave, Cape Coral
FL
D
35
4bd2ba Single1,834sf $188/sf Built 1959
Cashflow
$-1,084/mo
CoC ROI
-44.1%
Rent Est
$2,864/mo
via RentCast · GRM 10.0
Cap Rate
4.5%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-704/mo🏦 DSCR 25%dn: $-577/mo
🏠 Listing
$329,000💡 🏦 DSCR 25%dn: $-872/mo
F
$329,000
17 Kepner St, Cape Coral
FL
F
29
3bd2ba Single1,161sf $283/sf Built 1959
Cashflow
$-1,397/mo
CoC ROI
-59.5%
Rent Est
$2,229/mo
via RentCast · GRM 12.3
Cap Rate
3.2%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-993/mo🏦 DSCR 25%dn: $-872/mo
🏠 Listing
$625,000💡 🏦 DSCR 25%dn: $-2,029/mo
F
$625,000
5108 Legacy Oaks Dr Fl ,, Cape Coral
FL
F
29
5bd3ba Single2,812sf $222/sf Built 2007
Cashflow
$-3,055/mo
CoC ROI
-68.5%
Rent Est
$3,865/mo
via RentCast · GRM 13.5
Cap Rate
2.4%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-2,260/mo🏦 DSCR 25%dn: $-2,029/mo
🏠 Listing
$494,500💡 🏦 DSCR 25%dn: $-1,615/mo
F
$494,500
589 Del Rio St, Cape Coral
FL
F
29
4bd2ba Single1,688sf $293/sf Built 1970
Cashflow
$-2,436/mo
CoC ROI
-69.0%
Rent Est
$2,954/mo
via RentCast · GRM 13.9
Cap Rate
2.3%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-1,798/mo🏦 DSCR 25%dn: $-1,615/mo
🏠 Listing
$589,900💡 🏦 DSCR 25%dn: $-2,018/mo
F
$589,900
4743 Legacy Oaks Dr, Cape Coral
FL
F
29
4bd3ba Single2,751sf $214/sf Built 2010
Cashflow
$-2,976/mo
CoC ROI
-70.7%
Rent Est
$3,780/mo
via RentCast · GRM 13.0
Cap Rate
2.2%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-2,236/mo🏦 DSCR 25%dn: $-2,018/mo
🏠 Listing
🏠
5221 Chenault Ave
D
35
$344,500
5221 Chenault Ave
Cape Coral · 4bd/2.5ba · Single
1,834 sf · Built 1959
$-1,084
Cash Flow
-44.1%
CoC ROI
4.5%
Cap Rate
$29,499
Cash In
🏠
17 Kepner St
F
29
$329,000
17 Kepner St
Cape Coral · 3bd/2.0ba · Single
1,161 sf · Built 1959
$-1,397
Cash Flow
-59.5%
CoC ROI
3.2%
Cap Rate
$28,172
Cash In
🏠
5108 Legacy Oaks Dr Fl ,
F
29
$625,000
5108 Legacy Oaks Dr Fl ,
Cape Coral · 5bd/3.0ba · Single
2,812 sf · Built 2007
$-3,055
Cash Flow
-68.5%
CoC ROI
2.4%
Cap Rate
$53,518
Cash In
🏠
589 Del Rio St
F
29
$494,500
589 Del Rio St
Cape Coral · 4bd/2.0ba · Single
1,688 sf · Built 1970
$-2,436
Cash Flow
-69.0%
CoC ROI
2.3%
Cap Rate
$42,343
Cash In
🏠
4743 Legacy Oaks Dr
F
29
$589,900
4743 Legacy Oaks Dr
Cape Coral · 4bd/3.0ba · Single
2,751 sf · Built 2010
$-2,976
Cash Flow
-70.7%
CoC ROI
2.2%
Cap Rate
$50,512
Cash In

Property Breakdowns

D
35
5221 Chenault Ave

5221 Chenault Ave Single

Cape Coral, FL 32839 · 4bd/2.5ba · 1,834sf · Built 1959
$344,500
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $12,058

Loan Amount: $338,260

Fees / MIP: $5,818

Closing Costs: $10,335

Reserves (3mo): $7,107

Total Cash Needed: $29,499

Monthly Expenses

Mortgage P&I+MIP: $2,368.85

Property Tax: $559.81

Insurance: $244.53

HOA: $0.00

Maint + CapEx: $401.91

Vacancy + Mgmt: $372.27

Total: $3,947.39/mo

Returns

Market Rent (all units): $2,864

Your Rental Income: $2,864

Cashflow: $-1,084/mo

Annual: $-13,005/yr

Cash-on-Cash ROI: -44.1%

Cap Rate: 4.5% · DSCR: 1.21x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-1,084/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-379/mo (vs $-1,084/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-348/mo — saves $736/mo.
👥 Rent by Room
Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-347/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$300
OCCUPANCY
50%
GROSS / MO
$4,500
STR CASHFLOW
$-1,811/mo
STR vs LTR
-61%
BREAKEVEN OCC
64%
STR EXPENSES BREAKDOWN
Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410
FURNITURE SETUP
Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300
🛡
LTR is safer bet
LTR: $-1,084/mo · STR: $-1,811/mo · CoC ROI: -60.9%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,863/mo
RANGE
$2,863 – $2,863
CONFIDENCE
LOW
N/A
Our estimate $2,863/mo ✅ Inline with market
No comparable rentals found in 32839
Purchase + Close$354,835
Reno Cost$100,397
Holding (6mo)$23,684
Total All-In$478,916
ARV$514,552
Selling Costs 8%$41,164
Flip Profit$-5,528
Flip ROI-5%

📍 NEIGHBORHOOD SCORE 🔒 Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Full Roof Replacement $17,423 +$19,165 110%
CRIT Professional Deep Clean $550 +$2,750 500%
RENO COST
$100,397
VALUE ADDED
+$170,052
OVERALL ROI
169%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$69,655)
  • • Excellent reno ROI (169%)
  • • Older build (1959) — high value-add potential
  • • Negative cashflow ($-1,084/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-1,084/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
4/10 Moderate
Some crime concerns, exercise normal caution
35
AI Deal Score
35/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
29
17 Kepner St

17 Kepner St Single

Cape Coral, FL 32839 · 3bd/2.0ba · 1,161sf · Built 1959
$329,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $11,515

Loan Amount: $323,041

Fees / MIP: $5,556

Closing Costs: $9,870

Reserves (3mo): $6,787

Total Cash Needed: $28,172

Monthly Expenses

Mortgage P&I+MIP: $2,262.27

Property Tax: $534.62

Insurance: $154.80

HOA: $0.00

Maint + CapEx: $383.84

Vacancy + Mgmt: $289.74

Total: $3,625.27/mo

Returns

Market Rent (all units): $2,229

Your Rental Income: $2,229

Cashflow: $-1,397/mo

Annual: $-16,758/yr

Cash-on-Cash ROI: -59.5%

Cap Rate: 3.2% · DSCR: 0.99x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-1,397/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-724/mo (vs $-1,397/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-694/mo — saves $703/mo.
👥 Rent by Room
Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-925/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-1,914/mo
STR vs LTR
-60%
BREAKEVEN OCC
74%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-1,397/mo · STR: $-1,914/mo · CoC ROI: -70.1%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,228/mo
RANGE
$2,228 – $2,228
CONFIDENCE
LOW
N/A
Our estimate $2,228/mo ✅ Inline with market
No comparable rentals found in 32839
Purchase + Close$338,870
Reno Cost$86,701
Holding (6mo)$21,752
Total All-In$447,323
ARV$475,261
Selling Costs 8%$38,021
Flip Profit$-10,083
Flip ROI-9%

📍 NEIGHBORHOOD SCORE 🔒 Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Full Roof Replacement $11,030 +$12,132 110%
CRIT Professional Deep Clean $550 +$2,750 500%
RENO COST
$86,701
VALUE ADDED
+$146,261
OVERALL ROI
169%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$59,560)
  • • Excellent reno ROI (169%)
  • • Older build (1959) — high value-add potential
  • • Negative cashflow ($-1,397/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-1,397/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
4/10 Moderate
Some crime concerns, exercise normal caution
29
AI Deal Score
29/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
29
5108 Legacy Oaks Dr Fl ,

5108 Legacy Oaks Dr Fl , Single

Cape Coral, FL 32839 · 5bd/3.0ba · 2,812sf · Built 2007
$625,000
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $21,875

Loan Amount: $613,680

Fees / MIP: $10,555

Closing Costs: $18,750

Reserves (3mo): $12,893

Total Cash Needed: $53,518

Monthly Expenses

Mortgage P&I+MIP: $4,297.62

Property Tax: $1,015.62

Insurance: $374.93

HOA: $0.00

Maint + CapEx: $729.16

Vacancy + Mgmt: $502.40

Total: $6,919.75/mo

Returns

Market Rent (all units): $3,865

Your Rental Income: $3,865

Cashflow: $-3,055/mo

Annual: $-36,661/yr

Cash-on-Cash ROI: -68.5%

Cap Rate: 2.4% · DSCR: 0.90x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-3,055/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,777/mo (vs $-3,055/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-1,720/mo — saves $1,335/mo.
👥 Rent by Room
Rent 5 rooms at ~$900/room = $4,500/mo. Projected cashflow: $-2,420/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$300
OCCUPANCY
50%
GROSS / MO
$4,500
STR CASHFLOW
$-4,578/mo
STR vs LTR
-81%
BREAKEVEN OCC
95%
STR EXPENSES BREAKDOWN
Platform fees: $135
Cleaning: $630
Management (20%): $900
Utilities: $575
Taxes (12%): $540
Other: $460
FURNITURE SETUP
Furniture: $11,500
Appliances: $800
Kitchen + Linens: $1,350
Electronics: $600
Decor + Supplies: $700
Total Setup: $15,250
🛡
LTR is safer bet
LTR: $-3,055/mo · STR: $-4,578/mo · CoC ROI: -98.3%

🏠 RENTAL COMPS

AVG MARKET RENT
$3,864/mo
RANGE
$3,864 – $3,864
CONFIDENCE
LOW
N/A
Our estimate $3,864/mo ✅ Inline with market
No comparable rentals found in 32839
Purchase + Close$643,750
Reno Cost$71,455
Holding (6mo)$41,518
Total All-In$756,724
ARV$767,718
Selling Costs 8%$61,417
Flip Profit$-50,423
Flip ROI-45%

📍 NEIGHBORHOOD SCORE 🔒 Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $7,733 +$23,199 300%
HIGH New Water Heater $2,650 +$3,445 130%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
RENO COST
$71,455
VALUE ADDED
+$142,718
OVERALL ROI
200%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$71,263)
  • • Excellent reno ROI (200%)
  • • Negative cashflow ($-3,055/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-3,055/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
4/10 Moderate
Some crime concerns, exercise normal caution
29
AI Deal Score
29/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
29
589 Del Rio St

589 Del Rio St Single

Cape Coral, FL 32839 · 4bd/2.0ba · 1,688sf · Built 1970
$494,500
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $17,308

Loan Amount: $485,543

Fees / MIP: $8,351

Closing Costs: $14,835

Reserves (3mo): $10,201

Total Cash Needed: $42,343

Monthly Expenses

Mortgage P&I+MIP: $3,400.28

Property Tax: $803.56

Insurance: $225.07

HOA: $0.00

Maint + CapEx: $576.91

Vacancy + Mgmt: $384.03

Total: $5,389.86/mo

Returns

Market Rent (all units): $2,954

Your Rental Income: $2,954

Cashflow: $-2,436/mo

Annual: $-29,229/yr

Cash-on-Cash ROI: -69.0%

Cap Rate: 2.3% · DSCR: 0.87x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-2,436/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,425/mo (vs $-2,436/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-1,380/mo — saves $1,056/mo.
👥 Rent by Room
Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,790/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$300
OCCUPANCY
50%
GROSS / MO
$4,500
STR CASHFLOW
$-3,059/mo
STR vs LTR
-61%
BREAKEVEN OCC
78%
STR EXPENSES BREAKDOWN
Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410
FURNITURE SETUP
Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300
🛡
LTR is safer bet
LTR: $-2,436/mo · STR: $-3,059/mo · CoC ROI: -80.8%

🏠 RENTAL COMPS

AVG MARKET RENT
$2,954/mo
RANGE
$2,954 – $2,954
CONFIDENCE
LOW
N/A
Our estimate $2,954/mo ✅ Inline with market
No comparable rentals found in 32839
Purchase + Close$509,335
Reno Cost$97,426
Holding (6mo)$32,339
Total All-In$639,100
ARV$659,391
Selling Costs 8%$52,751
Flip Profit$-32,460
Flip ROI-25%

📍 NEIGHBORHOOD SCORE 🔒 Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT New A/C System $7,500 +$9,750 130%
CRIT Electrical Panel Upgrade $4,500 +$5,400 120%
CRIT Full Re-Pipe $9,000 +$9,900 110%
CRIT Full Roof Replacement $16,036 +$17,640 110%
CRIT Professional Deep Clean $550 +$2,750 500%
RENO COST
$97,426
VALUE ADDED
+$164,891
OVERALL ROI
169%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$67,465)
  • • Excellent reno ROI (169%)
  • • Older build (1970) — high value-add potential
  • • Negative cashflow ($-2,436/mo) — poor rental hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-2,436/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
4/10 Moderate
Some crime concerns, exercise normal caution
29
AI Deal Score
29/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

F
29
4743 Legacy Oaks Dr

4743 Legacy Oaks Dr Single

Cape Coral, FL 32839 · 4bd/3.0ba · 2,751sf · Built 2010
$589,900
Asking Price
📄 Offer Letter 🏠 View Listing

3.5% down, great for first-time buyers

Down Payment: $20,646

Loan Amount: $579,215

Fees / MIP: $9,962

Closing Costs: $17,697

Reserves (3mo): $12,169

Total Cash Needed: $50,512

Monthly Expenses

Mortgage P&I+MIP: $4,056.27

Property Tax: $958.59

Insurance: $366.80

HOA: $195.00

Maint + CapEx: $688.21

Vacancy + Mgmt: $491.43

Total: $6,756.31/mo

Returns

Market Rent (all units): $3,780

Your Rental Income: $3,780

Cashflow: $-2,976/mo

Annual: $-35,713/yr

Cash-on-Cash ROI: -70.7%

Cap Rate: 2.2% · DSCR: 0.93x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-2,976/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,770/mo (vs $-2,976/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-1,716/mo — saves $1,260/mo.
✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%
AVG NIGHTLY
$300
OCCUPANCY
50%
GROSS / MO
$4,500
STR CASHFLOW
$-4,263/mo
STR vs LTR
-75%
BREAKEVEN OCC
91%
STR EXPENSES BREAKDOWN
Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410
FURNITURE SETUP
Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300
🛡
LTR is safer bet
LTR: $-2,976/mo · STR: $-4,263/mo · CoC ROI: -99.1%

🏠 RENTAL COMPS

AVG MARKET RENT
$3,780/mo
RANGE
$3,780 – $3,780
CONFIDENCE
LOW
N/A
Our estimate $3,780/mo ✅ Inline with market
No comparable rentals found in 32839
Purchase + Close$607,597
Reno Cost$63,421
Holding (6mo)$40,538
Total All-In$711,556
ARV$721,670
Selling Costs 8%$57,734
Flip Profit$-47,620
Flip ROI-47%

📍 NEIGHBORHOOD SCORE 🔒 Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis
PriUpgradeCostValue AddROI
CRIT Professional Deep Clean $550 +$2,750 500%
CRIT Full Interior Paint $7,565 +$22,696 300%
HIGH New Water Heater $2,650 +$3,445 130%
HIGH Door/Cabinet Hardware $475 +$1,425 300%
HIGH Luxury Vinyl Plank (LVP) $16,506 +$31,361 190%
RENO COST
$63,421
VALUE ADDED
+$131,770
OVERALL ROI
208%
🔨 FIX & FLIP High Confidence
  • • Strong forced equity potential (+$68,348)
  • • Excellent reno ROI (208%)
  • • Negative cashflow ($-2,976/mo) — poor rental hold
  • • Low cap rate area — better flip than hold
IS IT WORTH IT?
NO — Walk Away
  • • Heavy negative cashflow ($-2,976/mo)
  • • Has flip exit strategy if hold doesn't work
🛡 NEIGHBORHOOD SAFETY
4/10 Moderate
Some crime concerns, exercise normal caution
29
AI Deal Score
29/100
🔴 Weak
Cash Flow
75$820/mo
Cap Rate
606.2%
CoC Return
508.1%
Freshness
4012 DOM
🔒
See full AI analysis
⬆️ Upgrade to Pro
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

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