Quick Filter:
1 of 1 properties · ✕ Clear filters · Search: “32209” — 1 result(s)
1 D
Grade
$180,000💡 🏦 DSCR 25%dn: $-264/mo
D
$180,000
4208 Homer Rd S, Jacksonville
FL
D
38
Cashflow
$-523/mo
CoC ROI
-40.7%
Rent Est
$1,572/mo
via RentCast · GRM 9.5
Cap Rate
4.8%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-330/mo🏦 DSCR 25%dn: $-264/mo
🏠
D
38
$180,000
4208 Homer Rd S
Jacksonville · 2bd/2.0ba · Single
828 sf · Built 1960
$-523
Cash Flow
-40.7%
CoC ROI
4.8%
Cap Rate
$15,413
Cash In
Property Breakdowns
D
38
4208 Homer Rd S Single
Jacksonville, FL 32209 · 2bd/2.0ba · 828sf · Built 1960
$180,000
Asking Price
Asking Price
—
3.5% down, great for first-time buyers
Down Payment: $6,300
Loan Amount: $176,740
Fees / MIP: $3,040
Closing Costs: $5,400
Reserves (3mo): $3,713
Total Cash Needed: $15,413
Monthly Expenses
Mortgage P&I+MIP: $1,237.71
Property Tax: $292.50
Insurance: $150.00
HOA: $0.00
Maint + CapEx: $210.00
Vacancy + Mgmt: $204.34
Total: $2,094.55/mo
Returns
Market Rent (all units): $1,572
Your Rental Income: $1,572
Cashflow: $-523/mo
Annual: $-6,272/yr
Cash-on-Cash ROI: -40.7%
Cap Rate: 4.8% · DSCR: 1.27x
💡
CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-523/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-155/mo (vs $-523/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-138/mo — saves $384/mo.
✈️
AIRBNB / SHORT-TERM RENTAL ANALYSIS
LEGAL
Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-940/mo
STR vs LTR
-62%
BREAKEVEN OCC
68%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-523/mo · STR: $-940/mo · CoC ROI: -53.5%
🏠 RENTAL COMPS
AVG MARKET RENT
$1,571/mo
RANGE
$1,571 – $1,571
CONFIDENCE
LOW
N/A
Our estimate
$1,571/mo ✅ Inline with market
No comparable rentals found in 32209
📍 NEIGHBORHOOD SCORE 🔒 Pro
▶TOP UPGRADES BY ROI
📷 Upload photos for AI analysis
| Pri | Upgrade | Cost | Value Add | ROI |
|---|---|---|---|---|
| CRIT | New A/C System | $7,500 | +$9,750 | 130% |
| CRIT | Electrical Panel Upgrade | $4,500 | +$5,400 | 120% |
| CRIT | Full Re-Pipe | $9,000 | +$9,900 | 110% |
| CRIT | Full Roof Replacement | $7,866 | +$8,653 | 110% |
| CRIT | Professional Deep Clean | $550 | +$2,750 | 500% |
🔨
FIX & FLIP
High Confidence
- • Strong forced equity potential (+$54,565)
- • Excellent reno ROI (168%)
- • Older build (1960) — high value-add potential
- • Negative cashflow ($-523/mo) — poor rental hold
❌
IS IT WORTH IT?
NO — Walk Away
- • Heavy negative cashflow ($-523/mo)
- • Low barrier to entry ($15,413 cash needed)
- • Has flip exit strategy if hold doesn't work
- • High-crime area (High Risk) — higher risk
🛡
NEIGHBORHOOD SAFETY
2/10
High Risk
Significantly elevated crime rates — factor into investment risk
38
AI Deal Score
38/100
🔴 Weak
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →
📈 10-YEAR EQUITY PROJECTION
▶🔨 FIX & FLIP ANALYSIS
▶SpillFeed · live
View all →AG
10d ago
🔔 did something in
AI
15d ago
📤 shared an analysis
JL
20d ago
📊 ran AI analysis on
DS
20d ago
💾 saved a deal
RB
20d ago
📊 ran AI analysis on
MA
20d ago
👀 viewed a deal in
SK
20d ago
📊 ran AI analysis on
MJ
20d ago
💾 saved a deal
IV
20d ago
📊 ran AI analysis on
JH
20d ago
👀 viewed a deal in
SR
20d ago
📊 ran AI analysis on
CM
20d ago
💾 saved a deal
SpillDeals v5 · Estimates only — verify before making offers