SpillDeals is a free real estate deal finder for Florida investors. Every property listing is automatically analyzed with cash flow projections, cap rate, ROI grade (A through F), and house hack scenarios. Updated daily with live FL listings.

What is a good cap rate for investment property in Florida?

A good cap rate in Florida is typically 5-8% for residential investment properties. In Miami-Dade, cap rates of 5-6% are common due to high appreciation. In markets like Hialeah, Homestead, and Opa-locka, you can find 7-9% cap rates. SpillDeals grades every property A through F based on cash flow, cap rate, and ROI so you can instantly identify the best deals.

What does an A-grade property mean on SpillDeals?

An A-grade property on SpillDeals is a top-tier investment with strong positive cash flow, a cap rate above 7%, and excellent ROI relative to the market. These are the rarest deals — typically cash flowing $500+/month after all expenses including mortgage, taxes, insurance, and maintenance.

How does SpillDeals analyze properties?

SpillDeals automatically calculates monthly cash flow, cap rate, cash-on-cash return, and overall ROI for every property using current market rent estimates, property taxes, insurance, HOA fees, and a 30-year fixed mortgage at current rates. It also models house hack scenarios for multi-unit properties and FHA loan scenarios for owner-occupants.

Is SpillDeals free to use?

Yes. SpillDeals is free to sign up and use. Free users can view C, D, and F-grade properties with full analysis. Pro users ($67/month, or $33.25/month billed annually as $399/yr) unlock all A and B-grade deals — the highest cash-flowing properties in Florida — plus unlimited access, deal alerts, advanced filters, and a 14-day free trial.

What is cash-on-cash return for real estate?

Cash-on-cash return (CoC ROI) measures your annual cash flow divided by the total cash you invested (down payment + closing costs). For example, if you invested $60,000 to buy a rental and it generates $6,000 in annual cash flow, your CoC ROI is 10%. SpillDeals calculates this automatically on every property using current mortgage rates and market rent estimates.

How do I find Section 8 investment properties in Florida?

Section 8 (Housing Choice Voucher) properties in Florida are regular rental properties that accept government-subsidized tenants. To find them: filter by the Section 8 tab on SpillDeals, which shows properties where HUD Fair Market Rents in that zip code exceed the estimated market rent — meaning Section 8 can pay you above-market rent. Jacksonville, Tampa, and Miami-Dade have the strongest Section 8 rental demand.

What is a DSCR loan and how does it work for Florida investors?

A DSCR (Debt Service Coverage Ratio) loan lets real estate investors qualify based on rental income instead of personal income or W-2s. The property must generate enough rent to cover 1.0–1.25x the monthly mortgage payment. DSCR loans are ideal for self-employed investors and those with multiple properties. Current DSCR rates in Florida range from 6.25%–7.50%. SpillDeals calculates DSCR for every property automatically.

What is the 1% rule for rental properties, and does it still work in Florida?

The 1% rule states that a rental property's monthly rent should equal at least 1% of its purchase price. For example, a $200,000 home should rent for $2,000/month. In Florida's current market (2026), the 1% rule is hard to hit in most coastal markets but achievable in Jacksonville, parts of Tampa, and smaller markets like Daytona Beach and Lakeland. SpillDeals shows the rent-to-price ratio on every listing so you can spot these deals instantly.

How often are properties updated on SpillDeals?

SpillDeals pulls live listing data from MLS and public sources daily. The scraper runs every 20–30 minutes, continuously ingesting new listings and updating prices. New properties are automatically analyzed and graded within minutes of appearing. Pro users get priority access to new listings as they hit the database.

Can I use SpillDeals to find fix and flip properties in Florida?

Yes. SpillDeals has a dedicated Flip tab that shows properties with high ARV (after-repair value) potential. The analysis estimates rehab costs, projected resale price, and profit margin on every fix-and-flip opportunity. Filter by condition, grade, and maximum renovation budget to find deals that fit your criteria.

What Florida cities have the best rental property cash flow in 2026?

The top Florida cities for rental cash flow in 2026 are: 1) Jacksonville (7.2% avg cap rate, strong rent-to-price ratio), 2) Tampa East/Sulphur Springs (6.8% cap rate, affordable duplexes), 3) Orlando/Kissimmee (6.5% cap rate, STR demand), 4) Fort Myers/Cape Coral (6.1% cap rate, post-hurricane buying opportunities), and 5) Miami/Hialeah (5.8% cap rate, strong appreciation). SpillDeals shows live deals from all of these markets.

What is house hacking and how does it work in Florida?

House hacking means buying a multi-unit property (duplex, triplex, or fourplex), living in one unit, and renting the others. The rental income covers your mortgage — often making your housing free or profitable. In Florida, FHA loans let you buy a 2-4 unit property with just 3.5% down, as long as you live in one unit. SpillDeals shows house hack scenarios on all multi-unit properties, including estimated rent from the other units and net housing cost.

SpillDeals | FL Investment Property Deals — Graded A-F

FL 🌴 Miami ⛵ Fort Lauderdale 🏌️ Palm Beach 🌉 Tampa 🎡 Orlando 🏙️ Jacksonville 🦅 Naples 🎨 Sarasota 🚤 Cape Coral 🌊 Port St Lucie 🏎️ Daytona Beach 🎓 Gainesville 🐎 Ocala 🏛️ Tallahassee 🏖️ Pensacola 🦢 Lakeland

Quick Filter:

All Multi-Unit Single Refreshing Florida markets...

147 of 147 properties · ✕ Clear filters · Refreshing Florida markets...

1 A · 59 F

Deal gradesA — 12%+ ROI 🔒B — 8%+ ROI 🔒C — 5%+ ROI ✓ FreeA & B unlock with Pro

⚡ Go Pro

Grade

Cash+ only

$100,000🔒 Pro Deal

$100,000

1910 Cotant St, Titusville

3bd2ba Single936sf $107/sf Built 1971

Monthly Cashflow+$476/mo

CoC ROI

••.•%

Rent Est

$•,•••/mo

Cap Rate

•.•%

🔓 Unlock Pro

$174,900💡 🏦 DSCR 25%dn: +$26/mo

$174,900

1097 McDuff Ave S, Titusville

3bd1ba Single943sf $185/sf Built 1943

Cashflow

$-196/mo

CoC ROI

-15.7%

Rent Est

$1,891/mo

HUD FMR · GRM 7.7

Cap Rate

6.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-37/mo🏦 DSCR 25%dn: +$26/mo

🏠 Listing

$159,000💡 🏦 DSCR 25%dn: $-25/mo

$159,000

1466 Manotak Point Dr #208, Titusville

3bd2ba Single1,157sf $137/sf Built 2006

Cashflow

$-210/mo

CoC ROI

-18.5%

Rent Est

$1,941/mo

HUD FMR · GRM 6.8

Cap Rate

6.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-84/mo🏦 DSCR 25%dn: $-25/mo

🏠 Listing

$144,000💡 🏦 DSCR 25%dn: $-72/mo

$144,000

10733 Gladwynne Rd, Jacksonville

2bd2ba Single744sf $194/sf Built 1982

Cashflow

$-262/mo

CoC ROI

-25.5%

Rent Est

$1,471/mo

HUD FMR · GRM 8.2

Cap Rate

6.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-125/mo🏦 DSCR 25%dn: $-72/mo

🏠 Listing

$204,000💡 🏦 DSCR 25%dn: $-43/mo

$204,000

6219 Moncrief Rd W, Titusville

3bd2ba Single1,188sf $172/sf Built 2024

Cashflow

$-312/mo

CoC ROI

-21.4%

Rent Est

$2,090/mo

HUD FMR · GRM 8.1

Cap Rate

6.4%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-118/mo🏦 DSCR 25%dn: $-43/mo

🏠 Listing

🏆

🔒 Unlock full financials, cashflow projections, and loan analysis for every deal

1 Grade A/B deal locked — Pro only locked — Pro members see all A/B grade deals

⚡ Start Free Trial

$149,000💡 🏦 DSCR 25%dn: $-117/mo

$149,000

14928 Pinecrest Rd, Titusville

2bd1ba Single720sf $207/sf Built 1957

Cashflow

$-319/mo

CoC ROI

-30.0%

Rent Est

$1,461/mo

HUD FMR · GRM 8.5

Cap Rate

5.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-172/mo🏦 DSCR 25%dn: $-117/mo

🏠 Listing

$209,950💡 🏦 DSCR 25%dn: $-68/mo

$209,950

7453 Jade Dr N, Jacksonville

3bd2ba Single1,224sf $172/sf Built 1971

Cashflow

$-347/mo

CoC ROI

-23.2%

Rent Est

$2,122/mo

HUD FMR · GRM 8.2

Cap Rate

6.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-145/mo🏦 DSCR 25%dn: $-68/mo

🏠 Listing

$219,900💡 🏦 DSCR 25%dn: $-139/mo

$219,900

1844 41st St W, Titusville

3bd2ba Single1,209sf $182/sf Built 2026

Cashflow

$-439/mo

CoC ROI

-28.0%

Rent Est

$2,124/mo

HUD FMR · GRM 8.6

Cap Rate

5.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-220/mo🏦 DSCR 25%dn: $-139/mo

🏠 Listing

$227,990💡 🏦 DSCR 25%dn: $-175/mo

$227,990

8040 Siskin Ave, Titusville

3bd2ba Single1,253sf $182/sf Built 2026

Cashflow

$-489/mo

CoC ROI

-30.1%

Rent Est

$2,164/mo

HUD FMR · GRM 8.8

Cap Rate

5.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-259/mo🏦 DSCR 25%dn: $-175/mo

🏠 Listing

$143,000💡 🏦 DSCR 25%dn: $-356/mo

$143,000

10200 Belle Rive Blvd #57, Jacksonville

2bd2ba Single970sf $147/sf Built 1985

Cashflow

$-541/mo

CoC ROI

-53.0%

Rent Est

$1,519/mo

HUD FMR · GRM 7.8

Cap Rate

3.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-409/mo🏦 DSCR 25%dn: $-356/mo

🏠 Listing

$190,000💡 🏦 DSCR 25%dn: $-321/mo

$190,000

5104 Tennis Court Cir, Tampa

🏘️ S8 $2,122/mo

3bd2ba Single1,238sf $153/sf Built 1977

Cashflow

$-559/mo

CoC ROI

-41.2%

Rent Est

$2,106/mo

HUD FMR · GRM 7.5

Cap Rate

4.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-391/mo🏦 DSCR 25%dn: $-321/mo

🏠 Listing

$223,000💡 🏦 DSCR 25%dn: $-274/mo

$223,000

1648 Stafford Rd, Jacksonville

3bd2ba Single1,674sf $133/sf Built 1951

Cashflow

$-586/mo

CoC ROI

-36.8%

Rent Est

$2,061/mo

HUD FMR · GRM 9.0

Cap Rate

5.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-357/mo🏦 DSCR 25%dn: $-274/mo

🏠 Listing

$256,500💡 🏦 DSCR 25%dn: $-291/mo

$256,500

332 Marisco Way, Titusville

4bd2ba Single1,760sf $146/sf Built 2007

Cashflow

$-648/mo

CoC ROI

-35.4%

Rent Est

$2,388/mo

HUD FMR · GRM 9.0

Cap Rate

5.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-386/mo🏦 DSCR 25%dn: $-291/mo

🏠 Listing

$249,000💡 🏦 DSCR 25%dn: $-301/mo

$249,000

4745 Blackburn St, Titusville

3bd1ba Single1,282sf $194/sf Built 1941

Cashflow

$-656/mo

CoC ROI

-36.9%

Rent Est

$2,209/mo

HUD FMR · GRM 9.4

Cap Rate

5.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-393/mo🏦 DSCR 25%dn: $-301/mo

🏠 Listing

$229,900💡 🏦 DSCR 25%dn: $-325/mo

$229,900

3526 Ernest St, Jacksonville

3bd1ba Single957sf $240/sf Built 1940

Cashflow

$-659/mo

CoC ROI

-40.2%

Rent Est

$1,969/mo

HUD FMR · GRM 9.7

Cap Rate

4.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-410/mo🏦 DSCR 25%dn: $-325/mo

🏠 Listing

$249,950💡 🏦 DSCR 25%dn: $-315/mo

$249,950

6238 Randia Dr, Jacksonville

3bd1ba Single1,261sf $198/sf Built 1956

Cashflow

$-674/mo

CoC ROI

-37.8%

Rent Est

$2,196/mo

HUD FMR · GRM 9.5

Cap Rate

5.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-407/mo🏦 DSCR 25%dn: $-315/mo

🏠 Listing

$140,000💡 🏦 DSCR 25%dn: $-524/mo

$140,000

5349 Hansel Ave #1, Cape Coral

1bd1ba Single730sf $192/sf Built 1970

Cashflow

$-715/mo

CoC ROI

-71.6%

Rent Est

$1,358/mo

HUD FMR · GRM 8.6

Cap Rate

2.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-576/mo🏦 DSCR 25%dn: $-524/mo

🏠 Listing

$269,500💡 🏦 DSCR 25%dn: $-361/mo

$269,500

8331 Three Creeks Blvd, Jacksonville

3bd2ba Single1,506sf $179/sf Built 1993

Cashflow

$-746/mo

CoC ROI

-38.8%

Rent Est

$2,384/mo

HUD FMR · GRM 9.4

Cap Rate

4.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-461/mo🏦 DSCR 25%dn: $-361/mo

🏠 Listing

$145,900💡 🏦 DSCR 25%dn: $-570/mo

$145,900

Unit 15H, Cape Coral

1bd1ba Single730sf $200/sf Built 1970

Cashflow

$-773/mo

CoC ROI

-74.2%

Rent Est

$1,365/mo

HUD FMR · GRM 8.9

Cap Rate

1.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-624/mo🏦 DSCR 25%dn: $-570/mo

🏠 Listing

$150,000💡 🏦 DSCR 25%dn: $-590/mo

$150,000

5407 Hansel Ave Unit G12, Cape Coral

1bd1ba Single730sf $205/sf Built 1970

Cashflow

$-801/mo

CoC ROI

-74.8%

Rent Est

$1,370/mo

HUD FMR · GRM 9.1

Cap Rate

1.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-645/mo🏦 DSCR 25%dn: $-590/mo

🏠 Listing

$282,000💡 🏦 DSCR 25%dn: $-432/mo

$282,000

4341 Lake Woodbourne Dr S, Titusville

3bd2ba Single1,540sf $183/sf Built 1989

Cashflow

$-841/mo

CoC ROI

-41.8%

Rent Est

$2,422/mo

HUD FMR · GRM 9.7

Cap Rate

4.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-537/mo🏦 DSCR 25%dn: $-432/mo

🏠 Listing

$225,000💡 🏦 DSCR 25%dn: $-541/mo

$225,000

8451 NW 4th Ave #8451, Miami

🏘️ S8 +34%

3bd2ba Single1,150sf $196/sf Built 1958

Cashflow

$-858/mo

CoC ROI

-53.5%

Rent Est

$2,046/mo

HUD FMR · GRM 9.2

Cap Rate

3.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-624/mo🏦 DSCR 25%dn: $-541/mo

🏠 Listing

$260,000💡 🏦 DSCR 25%dn: $-472/mo

$260,000

3104 E Chelsea St, Tampa

🏘️ S8 +2%

3bd2ba Single1,054sf $247/sf Built 1961

Cashflow

$-862/mo

CoC ROI

-46.4%

Rent Est

$2,071/mo

HUD FMR · GRM 10.5

Cap Rate

4.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-568/mo🏦 DSCR 25%dn: $-472/mo

🏠 Listing

$224,900💡 🏦 DSCR 25%dn: $-563/mo

$224,900

6415 SW 133rd Ct, Miami

🏘️ S8 +15%

2bd2ba Single1,250sf $180/sf Built 1985

Cashflow

$-896/mo

CoC ROI

-55.8%

Rent Est

$1,845/mo

HUD FMR · GRM 10.2

Cap Rate

3.5%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-646/mo🏦 DSCR 25%dn: $-563/mo

🏠 Listing

$249,000💡 🏦 DSCR 25%dn: $-526/mo

$249,000

8211 N 10th St, Tampa

2bd2ba Single1,130sf $220/sf Built 1935

Cashflow

$-906/mo

CoC ROI

-51.0%

Rent Est

$1,898/mo

HUD FMR · GRM 10.9

Cap Rate

3.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-618/mo🏦 DSCR 25%dn: $-526/mo

🏠 Listing

$239,000💡 🏦 DSCR 25%dn: $-549/mo

$239,000

2712 E Columbus Dr, Tampa

2bd1ba Single1,020sf $234/sf Built 1923

Cashflow

$-918/mo

CoC ROI

-53.8%

Rent Est

$1,773/mo

HUD FMR · GRM 11.2

Cap Rate

3.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-637/mo🏦 DSCR 25%dn: $-549/mo

🏠 Listing

$278,294💡 🏦 DSCR 25%dn: $-523/mo

$278,294

7660 Commander Ln, Titusville

3bd2ba Single1,519sf $183/sf Built 2026

Cashflow

$-926/mo

CoC ROI

-46.6%

Rent Est

$2,403/mo

HUD FMR · GRM 9.6

Cap Rate

4.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-626/mo🏦 DSCR 25%dn: $-523/mo

🏠 Listing

$199,000💡 🏦 DSCR 25%dn: $-649/mo

$199,000

8713 Liberty Pl, Tampa

2bd2ba Single1,092sf $182/sf Built 1987

Cashflow

$-933/mo

CoC ROI

-65.7%

Rent Est

$1,771/mo

HUD FMR · GRM 9.4

Cap Rate

2.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-723/mo🏦 DSCR 25%dn: $-649/mo

🏠 Listing

$184,000💡 🏦 DSCR 25%dn: $-689/mo

$184,000

5441 Hansel Ave Unit J15, Cape Coral

2bd2ba Single981sf $188/sf Built 1970

Cashflow

$-943/mo

CoC ROI

-71.8%

Rent Est

$1,747/mo

HUD FMR · GRM 8.8

Cap Rate

2.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-757/mo🏦 DSCR 25%dn: $-689/mo

🏠 Listing

$137,900💡 🏦 DSCR 25%dn: $-753/mo

$137,900

311 W Ashley St #1602, Titusville

1bd2ba Single573sf $241/sf Built 1949

Cashflow

$-948/mo

CoC ROI

-96.4%

Rent Est

$1,240/mo

HUD FMR · GRM 9.3

Cap Rate

-0.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-804/mo🏦 DSCR 25%dn: $-753/mo

🏠 Listing

$182,500💡 🏦 DSCR 25%dn: $-693/mo

$182,500

13810 Sutton Park Dr #1537, Titusville

2bd2ba Single1,212sf $151/sf Built 2002

Cashflow

$-956/mo

CoC ROI

-73.4%

Rent Est

$1,593/mo

HUD FMR · GRM 9.5

Cap Rate

2.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-760/mo🏦 DSCR 25%dn: $-693/mo

🏠 Listing

$229,000💡 🏦 DSCR 25%dn: $-620/mo

$229,000

8125 Summer Point Ct, Jacksonville

2bd2ba Single1,248sf $183/sf Built 2006

Cashflow

$-957/mo

CoC ROI

-58.5%

Rent Est

$1,912/mo

HUD FMR · GRM 10.0

Cap Rate

3.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-705/mo🏦 DSCR 25%dn: $-620/mo

🏠 Listing

$260,000💡 🏦 DSCR 25%dn: $-571/mo

$260,000

2116 E Ellicott St, Titusville

3bd1ba Single864sf $301/sf Built 1946

Cashflow

$-971/mo

CoC ROI

-52.4%

Rent Est

$1,945/mo

HUD FMR · GRM 11.1

Cap Rate

3.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-667/mo🏦 DSCR 25%dn: $-571/mo

🏠 Listing

$289,999💡 🏦 DSCR 25%dn: $-598/mo

$289,999

3107 N 16th St, Titusville

3bd2ba Single1,209sf $240/sf Built 1925

Cashflow

$-1,040/mo

CoC ROI

-50.3%

Rent Est

$2,212/mo

HUD FMR · GRM 10.9

Cap Rate

4.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-705/mo🏦 DSCR 25%dn: $-598/mo

🏠 Listing

$335,000💡 🏦 DSCR 25%dn: $-570/mo

$335,000

7744 Rockridge Dr W, Jacksonville

3bd2ba Single2,136sf $157/sf Built 1990

Cashflow

$-1,055/mo

CoC ROI

-44.1%

Rent Est

$2,885/mo

HUD FMR · GRM 9.7

Cap Rate

4.5%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-694/mo🏦 DSCR 25%dn: $-570/mo

🏠 Listing

$200,000💡 🏦 DSCR 25%dn: $-776/mo

$200,000

5307 Hansel Ave Unit D8, Cape Coral

2bd2ba Single1,071sf $187/sf Built 1970

Cashflow

$-1,056/mo

CoC ROI

-74.0%

Rent Est

$1,833/mo

HUD FMR · GRM 9.1

Cap Rate

1.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-849/mo🏦 DSCR 25%dn: $-776/mo

🏠 Listing

$229,000💡 🏦 DSCR 25%dn: $-734/mo

$229,000

13364 Beach Blvd #430, Jacksonville

3bd2ba Single1,623sf $141/sf Built 2007

Cashflow

$-1,058/mo

CoC ROI

-64.7%

Rent Est

$2,072/mo

HUD FMR · GRM 9.2

Cap Rate

2.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-818/mo🏦 DSCR 25%dn: $-734/mo

🏠 Listing

$199,900💡 🏦 DSCR 25%dn: $-802/mo

$199,900

5409 Sweetwater Terrace Cir, Titusville

3bd2ba Single1,408sf $142/sf Built 1984

Cashflow

$-1,068/mo

CoC ROI

-74.9%

Rent Est

$2,018/mo

HUD FMR · GRM 8.3

Cap Rate

1.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-876/mo🏦 DSCR 25%dn: $-802/mo

🏠 Listing

$199,900💡 🏦 DSCR 25%dn: $-783/mo

$199,900

4315 Aegean Dr Unit 102C, Titusville

2bd1ba Single1,000sf $200/sf Built 1981

Cashflow

$-1,068/mo

CoC ROI

-74.9%

Rent Est

$1,781/mo

HUD FMR · GRM 9.4

Cap Rate

1.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-857/mo🏦 DSCR 25%dn: $-783/mo

🏠 Listing

$260,000💡 🏦 DSCR 25%dn: $-700/mo

$260,000

1810 NW 55th St, Titusville

2bd1ba Single994sf $262/sf Built 1956

Cashflow

$-1,113/mo

CoC ROI

-60.0%

Rent Est

$1,782/mo

HUD FMR · GRM 12.2

Cap Rate

3.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-796/mo🏦 DSCR 25%dn: $-700/mo

🏠 Listing

$307,000💡 🏦 DSCR 25%dn: $-672/mo

$307,000

3970 Whippoorwill Holler Ln #312, Titusville

3bd2ba Single1,782sf $172/sf Built 2024

Cashflow

$-1,119/mo

CoC ROI

-51.1%

Rent Est

$2,614/mo

HUD FMR · GRM 9.8

Cap Rate

3.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-786/mo🏦 DSCR 25%dn: $-672/mo

🏠 Listing

$325,000💡 🏦 DSCR 25%dn: $-639/mo

$325,000

9703 N 14th St, Tampa

🏘️ S8 +2%

4bd2ba Single1,350sf $241/sf Built 1971

Cashflow

$-1,132/mo

CoC ROI

-48.8%

Rent Est

$2,517/mo

HUD FMR · GRM 10.8

Cap Rate

4.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-759/mo🏦 DSCR 25%dn: $-639/mo

🏠 Listing

$250,000💡 🏦 DSCR 25%dn: $-736/mo

$250,000

1428 Gay Ave, Jacksonville

2bd1ba Single800sf $312/sf Built 1951

Cashflow

$-1,140/mo

CoC ROI

-63.9%

Rent Est

$1,641/mo

HUD FMR · GRM 12.7

Cap Rate

2.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-829/mo🏦 DSCR 25%dn: $-736/mo

🏠 Listing

$180,000💡 🏦 DSCR 25%dn: $-922/mo

$180,000

8550 Touchton Rd #511, Jacksonville

2bd2ba Single1,195sf $151/sf Built 2005

Cashflow

$-1,179/mo

CoC ROI

-91.8%

Rent Est

$1,589/mo

HUD FMR · GRM 9.4

Cap Rate

0.4%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-988/mo🏦 DSCR 25%dn: $-922/mo

🏠 Listing

$215,000💡 🏦 DSCR 25%dn: $-891/mo

$215,000

5323 Hansel Ave Unit E14, Cape Coral

🏘️ S8 +1%

3bd2ba Single1,341sf $160/sf Built 1970

Cashflow

$-1,187/mo

CoC ROI

-77.4%

Rent Est

$2,046/mo

HUD FMR · GRM 8.8

Cap Rate

1.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-971/mo🏦 DSCR 25%dn: $-891/mo

🏠 Listing

$211,500💡 🏦 DSCR 25%dn: $-919/mo

$211,500

399 NW 72nd Ave #104, Titusville

1bd1ba Single680sf $311/sf Built 1973

Cashflow

$-1,262/mo

CoC ROI

-83.7%

Rent Est

$1,359/mo

HUD FMR · GRM 13.0

Cap Rate

1.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-997/mo🏦 DSCR 25%dn: $-919/mo

🏠 Listing

$364,350💡 🏦 DSCR 25%dn: $-739/mo

$364,350

12142 Yew Tree Rd, Titusville

4bd2ba Single1,774sf $205/sf Built 2026

Cashflow

$-1,290/mo

CoC ROI

-49.6%

Rent Est

$2,849/mo

HUD FMR · GRM 10.7

Cap Rate

4.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-874/mo🏦 DSCR 25%dn: $-739/mo

🏠 Listing

$319,000💡 🏦 DSCR 25%dn: $-839/mo

$319,000

12024 Arbor Lake Dr, Jacksonville

3bd2ba Single1,964sf $162/sf Built 1988

Cashflow

$-1,301/mo

CoC ROI

-57.2%

Rent Est

$2,750/mo

HUD FMR · GRM 9.7

Cap Rate

3.4%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-957/mo🏦 DSCR 25%dn: $-839/mo

🏠 Listing

$225,000💡 🏦 DSCR 25%dn: $-965/mo

$225,000

8255 SW 152nd Ave Unit E-101, Miami

🏘️ S8 +22%

2bd1ba Single896sf $251/sf Built 1984

Cashflow

$-1,307/mo

CoC ROI

-81.4%

Rent Est

$1,736/mo

HUD FMR · GRM 10.8

Cap Rate

1.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,048/mo🏦 DSCR 25%dn: $-965/mo

🏠 Listing

$299,000💡 🏦 DSCR 25%dn: $-862/mo

$299,000

2522 Lake Ellen Ln, Titusville

3bd3ba Single2,637sf $113/sf Built 1956

Cashflow

$-1,325/mo

CoC ROI

-62.1%

Rent Est

$2,203/mo

HUD FMR · GRM 11.3

Cap Rate

2.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-973/mo🏦 DSCR 25%dn: $-862/mo

🏠 Listing

$344,350💡 🏦 DSCR 25%dn: $-802/mo

$344,350

12082 Yew Tree Rd, Titusville

3bd2ba Single1,618sf $213/sf Built 2026

Cashflow

$-1,334/mo

CoC ROI

-54.3%

Rent Est

$2,552/mo

HUD FMR · GRM 11.2

Cap Rate

3.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-929/mo🏦 DSCR 25%dn: $-802/mo

🏠 Listing

$380,000💡 🏦 DSCR 25%dn: $-760/mo

$380,000

1504 E 99th Ave, Tampa

4bd3ba Single1,829sf $208/sf Built 1941

Cashflow

$-1,335/mo

CoC ROI

-49.2%

Rent Est

$2,969/mo

HUD FMR · GRM 10.7

Cap Rate

4.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-901/mo🏦 DSCR 25%dn: $-760/mo

🏠 Listing

$340,000💡 🏦 DSCR 25%dn: $-807/mo

$340,000

3934 Spring Glen Rd, Titusville

3bd2ba Single1,510sf $225/sf Built 1972

Cashflow

$-1,336/mo

CoC ROI

-55.0%

Rent Est

$2,475/mo

HUD FMR · GRM 11.4

Cap Rate

3.5%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-932/mo🏦 DSCR 25%dn: $-807/mo

🏠 Listing

$310,000💡 🏦 DSCR 25%dn: $-887/mo

$310,000

7036 Beauhaven Ct, Jacksonville

3bd2ba Single1,516sf $204/sf Built 2016

Cashflow

$-1,354/mo

CoC ROI

-61.2%

Rent Est

$2,441/mo

HUD FMR · GRM 10.6

Cap Rate

3.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,002/mo🏦 DSCR 25%dn: $-887/mo

🏠 Listing

$409,000💡 🏦 DSCR 25%dn: $-761/mo

$409,000

1209 Eagle Bend Ct, Jacksonville

4bd2ba Single2,542sf $161/sf Built 1980

Cashflow

$-1,362/mo

CoC ROI

-46.7%

Rent Est

$3,415/mo

HUD FMR · GRM 10.0

Cap Rate

4.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-912/mo🏦 DSCR 25%dn: $-761/mo

🏠 Listing

$279,000💡 🏦 DSCR 25%dn: $-905/mo

$279,000

3302 Bay Club Cir #3202, Tampa

1bd1ba Single964sf $289/sf Built 1997

Cashflow

$-1,365/mo

CoC ROI

-68.6%

Rent Est

$1,704/mo

HUD FMR · GRM 13.6

Cap Rate

2.4%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,008/mo🏦 DSCR 25%dn: $-905/mo

🏠 Listing

$319,589💡 🏦 DSCR 25%dn: $-878/mo

$319,589

3964 Palladian Ct, Titusville

3bd2ba Single1,483sf $216/sf Built 2026

Cashflow

$-1,366/mo

CoC ROI

-59.9%

Rent Est

$2,431/mo

HUD FMR · GRM 11.0

Cap Rate

3.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-996/mo🏦 DSCR 25%dn: $-878/mo

🏠 Listing

$359,000💡 🏦 DSCR 25%dn: $-815/mo

$359,000

4510 N 42nd St, Titusville

4bd2ba Single1,468sf $245/sf Built 2026

Cashflow

$-1,371/mo

CoC ROI

-53.5%

Rent Est

$2,638/mo

HUD FMR · GRM 11.3

Cap Rate

3.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-948/mo🏦 DSCR 25%dn: $-815/mo

🏠 Listing

$325,000💡 🏦 DSCR 25%dn: $-895/mo

$325,000

4341 Cambio Gardens Ct, Tampa

3bd2ba Single1,737sf $187/sf Built 2025

Cashflow

$-1,381/mo

CoC ROI

-59.5%

Rent Est

$2,607/mo

HUD FMR · GRM 10.4

Cap Rate

3.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,015/mo🏦 DSCR 25%dn: $-895/mo

🏠 Listing

$325,000💡 🏦 DSCR 25%dn: $-895/mo

$325,000

4343 Cambio Gardens Ct, Titusville

3bd2ba Single1,737sf $187/sf Built 2025

Cashflow

$-1,381/mo

CoC ROI

-59.5%

Rent Est

$2,607/mo

HUD FMR · GRM 10.4

Cap Rate

3.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,015/mo🏦 DSCR 25%dn: $-895/mo

🏠 Listing

#	Grade	Type	Property	Price	Rent	Cash In	CF/mo	ROI	Your Cost	Flip Equity
1	A	Single	1910 Cotant St Titusville · 3bd/1.5ba · 936sf	$100,000	$???	$???	$???	$???/mo	?.?%	🔒 Unlock Pro
2	F	Single	1097 McDuff Ave S Titusville · 3bd/1.0ba · 943sf · 1943	$174,900	$1,891	$14,976	$-196	-15.7%	$1,783/mo	$52,202
3	F	Single	1466 Manotak Point Dr #208 Titusville · 3bd/2.0ba · 1,157sf · 2006	$159,000	$1,941	$13,615	$-210	-18.5%	$1,845/mo	$49,136
4	F	Single	6219 Moncrief Rd W Titusville · 3bd/2.0ba · 1,188sf · 2024	$204,000	$2,090	$17,468	$-312	-21.4%	$2,063/mo	$9,684
5	F	Single	7453 Jade Dr N Jacksonville · 3bd/2.5ba · 1,224sf · 1971	$209,950	$2,122	$17,978	$-347	-23.2%	$2,123/mo	$60,505
6	F	Single	10733 Gladwynne Rd Jacksonville · 2bd/2.0ba · 744sf · 1982	$144,000	$1,471	$12,331	$-262	-25.5%	$1,494/mo	$50,898
7	F	Single	1844 41st St W Titusville · 3bd/2.0ba · 1,209sf · 2026	$219,900	$2,124	$18,830	$-439	-28.0%	$2,214/mo	$9,800
8	F	Single	14928 Pinecrest Rd Titusville · 2bd/1.0ba · 720sf · 1957	$149,000	$1,461	$12,759	$-319	-30.0%	$1,541/mo	$48,858
9	F	Single	8040 Siskin Ave Titusville · 3bd/2.0ba · 1,253sf · 2026	$227,990	$2,164	$19,522	$-489	-30.1%	$2,295/mo	$10,042
10	F	Single	332 Marisco Way Titusville · 4bd/2.0ba · 1,760sf · 2007	$256,500	$2,388	$21,964	$-648	-35.4%	$2,640/mo	$55,709
11	F	Single	1648 Stafford Rd Jacksonville · 3bd/2.0ba · 1,674sf · 1951	$223,000	$2,061	$19,095	$-586	-36.8%	$2,305/mo	$67,255
12	F	Single	4745 Blackburn St Titusville · 3bd/1.0ba · 1,282sf · 1941	$249,000	$2,209	$21,322	$-656	-36.9%	$2,495/mo	$57,288
13	F	Single	6238 Randia Dr Jacksonville · 3bd/1.0ba · 1,261sf · 1956	$249,950	$2,196	$21,403	$-674	-37.8%	$2,501/mo	$56,972
14	F	Single	8331 Three Creeks Blvd Jacksonville · 3bd/2.0ba · 1,506sf · 1993	$269,500	$2,384	$23,077	$-746	-38.8%	$2,730/mo	$60,704
15	F	Single	3526 Ernest St Jacksonville · 3bd/1.0ba · 957sf · 1940	$229,900	$1,969	$19,686	$-659	-40.2%	$2,296/mo	$52,412
16	F	Single	5104 Tennis Court Cir Tampa · 3bd/2.5ba · 1,238sf · 1977	$190,000	$2,106	$16,269	$-559	-41.2%	$2,328/mo	$57,839
17	F	Single	4341 Lake Woodbourne Dr S Titusville · 3bd/2.0ba · 1,540sf · 1989	$282,000	$2,422	$24,147	$-841	-41.8%	$2,855/mo	$61,182
18	F	Single	7744 Rockridge Dr W Jacksonville · 3bd/2.0ba · 2,136sf · 1990	$335,000	$2,885	$28,686	$-1,055	-44.1%	$3,453/mo	$69,556
19	F	Single	3104 E Chelsea St Tampa · 3bd/2.0ba · 1,054sf · 1961	$260,000	$2,071	$22,263	$-862	-46.4%	$2,577/mo	$57,955
20	F	Single	7660 Commander Ln Titusville · 3bd/2.5ba · 1,519sf · 2026	$278,294	$2,403	$23,830	$-926	-46.6%	$2,924/mo	$11,504
21	F	Single	1209 Eagle Bend Ct Jacksonville · 4bd/2.5ba · 2,542sf · 1980	$409,000	$3,415	$35,022	$-1,362	-46.7%	$4,197/mo	$76,160
22	F	Single	9703 N 14th St Tampa · 4bd/2.0ba · 1,350sf · 1971	$325,000	$2,517	$27,829	$-1,132	-48.8%	$3,214/mo	$62,395
23	F	Single	1504 E 99th Ave Tampa · 4bd/3.0ba · 1,829sf · 1941	$380,000	$2,969	$32,539	$-1,335	-49.2%	$3,791/mo	$73,668
24	F	Single	12142 Yew Tree Rd Titusville · 4bd/2.0ba · 1,774sf · 2026	$364,350	$2,849	$31,199	$-1,290	-49.6%	$3,647/mo	$12,907
25	F	Single	3107 N 16th St Titusville · 3bd/2.0ba · 1,209sf · 1925	$289,999	$2,212	$24,832	$-1,040	-50.3%	$2,868/mo	$60,280
26	F	Single	8211 N 10th St Tampa · 2bd/2.0ba · 1,130sf · 1935	$249,000	$1,898	$21,322	$-906	-51.0%	$2,475/mo	$59,095
27	F	Single	3970 Whippoorwill Holler Ln #312 Titusville · 3bd/2.5ba · 1,782sf · 2024	$307,000	$2,614	$26,288	$-1,119	-51.1%	$3,291/mo	$12,951
28	F	Single	15891 SW 84th St Titusville · 4bd/2.5ba · 2,073sf · 1997	$699,000	$3,466	$89,737	$-3,844	-51.4%	$6,627/mo	$59,121
29	F	Single	558 Avalon Woods Ln Jacksonville · 4bd/3.5ba · 2,263sf · 2026	$395,985	$3,213	$33,908	$-1,470	-52.0%	$4,134/mo	$15,596
30	F	Single	561 Avalon Woods Ln Titusville · 4bd/3.0ba · 2,094sf · 2026	$380,985	$3,082	$32,623	$-1,417	-52.1%	$3,972/mo	$14,667
31	F	Single	180 8th St Hollywood · 4bd/2.0ba · 1,724sf · 2002	$699,000	$3,294	$89,737	$-3,904	-52.2%	$6,537/mo	$55,317
32	F	Single	2116 E Ellicott St Titusville · 3bd/1.0ba · 864sf · 1946	$260,000	$1,945	$22,263	$-971	-52.4%	$2,577/mo	$51,018
33	F	Single	10200 Belle Rive Blvd #57 Jacksonville · 2bd/2.0ba · 970sf · 1985	$143,000	$1,519	$12,245	$-541	-53.0%	$1,815/mo	$54,074
34	F	Single	8451 NW 4th Ave #8451 Miami · 3bd/2.0ba · 1,150sf · 1958	$225,000	$2,046	$19,266	$-858	-53.5%	$2,564/mo	$59,395
35	F	Single	4510 N 42nd St Titusville · 4bd/2.0ba · 1,468sf · 2026	$359,000	$2,638	$30,741	$-1,371	-53.5%	$3,547/mo	$11,224
36	F	Single	2712 E Columbus Dr Tampa · 2bd/1.0ba · 1,020sf · 1923	$239,000	$1,773	$20,465	$-918	-53.8%	$2,381/mo	$53,358
37	F	Single	2860 Emily Ln W Jacksonville · 4bd/2.0ba · 1,934sf · 1962	$405,000	$3,006	$34,680	$-1,558	-53.9%	$4,038/mo	$71,155
38	F	Single	12082 Yew Tree Rd Titusville · 3bd/2.0ba · 1,618sf · 2026	$344,350	$2,552	$29,486	$-1,334	-54.3%	$3,439/mo	$12,049
39	F	Single	3510 SW 87th Ave Titusville · 3bd/2.0ba · 1,696sf · 1959	$699,900	$3,048	$90,664	$-4,117	-54.5%	$6,536/mo	$67,585
40	F	Single	3934 Spring Glen Rd Titusville · 3bd/2.0ba · 1,510sf · 1972	$340,000	$2,475	$29,114	$-1,336	-55.0%	$3,375/mo	$64,795
41	F	Single	6415 SW 133rd Ct Miami · 2bd/2.0ba · 1,250sf · 1985	$224,900	$1,845	$19,258	$-896	-55.8%	$2,426/mo	$58,008
42	F	Single	334 NW 110th St Titusville · 3bd/3.0ba · 1,383sf · 1948	$700,000	$2,840	$90,767	$-4,257	-56.3%	$6,494/mo	$66,978
43	F	Single	12024 Arbor Lake Dr Jacksonville · 3bd/2.5ba · 1,964sf · 1988	$319,000	$2,750	$27,316	$-1,301	-57.2%	$3,588/mo	$67,139
44	F	Single	5320 Brereton Ave Cape Coral · 3bd/1.5ba · 1,468sf · 1959	$350,000	$2,459	$29,970	$-1,440	-57.7%	$3,463/mo	$60,078
45	F	Single	8125 Summer Point Ct Jacksonville · 2bd/2.5ba · 1,248sf · 2006	$229,000	$1,912	$19,609	$-957	-58.5%	$2,544/mo	$50,128
46	F	Single	4449 SW 164th Path Titusville · 3bd/2.0ba · 1,490sf · 2008	$695,000	$2,905	$85,617	$-4,200	-58.9%	$6,496/mo	$50,516
47	F	Single	1693 Timber Crossing Ln Jacksonville · 4bd/3.0ba · 2,841sf · 2004	$525,000	$3,759	$44,955	$-2,226	-59.4%	$5,321/mo	$71,579
48	F	Single	2511 N Grady Ave #89 Titusville · 3bd/3.5ba · 1,855sf · 2018	$699,900	$3,154	$90,664	$-4,490	-59.4%	$7,001/mo	$21,902
49	F	Single	4341 Cambio Gardens Ct Tampa · 3bd/2.5ba · 1,737sf · 2025	$325,000	$2,607	$27,829	$-1,381	-59.5%	$3,540/mo	$12,704
50	F	Single	4343 Cambio Gardens Ct Titusville · 3bd/2.5ba · 1,737sf · 2025	$325,000	$2,607	$27,829	$-1,381	-59.5%	$3,540/mo	$12,704
51	F	Single	3964 Palladian Ct Titusville · 3bd/2.5ba · 1,483sf · 2026	$319,589	$2,431	$27,366	$-1,366	-59.9%	$3,375/mo	$11,306
52	F	Single	1810 NW 55th St Titusville · 2bd/1.0ba · 994sf · 1956	$260,000	$1,782	$22,263	$-1,113	-60.0%	$2,577/mo	$52,968
53	F	Single	7036 Beauhaven Ct Jacksonville · 3bd/2.5ba · 1,516sf · 2016	$310,000	$2,441	$26,545	$-1,354	-61.2%	$3,375/mo	$20,038
54	F	Single	2522 Lake Ellen Ln Titusville · 3bd/3.0ba · 2,637sf · 1956	$299,000	$2,203	$25,603	$-1,325	-62.1%	$3,143/mo	$85,788
55	F	Single	1428 Gay Ave Jacksonville · 2bd/1.0ba · 800sf · 1951	$250,000	$1,641	$21,407	$-1,140	-63.9%	$2,484/mo	$50,058
56	F	Single	14001 Citrus Crest Cir Tampa · 3bd/2.5ba · 1,856sf · 2006	$369,100	$2,741	$31,606	$-1,694	-64.3%	$3,956/mo	$56,755
57	F	Single	13364 Beach Blvd #430 Jacksonville · 3bd/2.0ba · 1,623sf · 2007	$229,000	$2,072	$19,609	$-1,058	-64.7%	$2,784/mo	$54,216
58	F	Single	11865 Mountain Ash Rd E Titusville · 4bd/2.0ba · 2,103sf · 1995	$499,999	$3,237	$42,814	$-2,312	-64.8%	$4,962/mo	$69,092
59	F	Single	4825 Highridge Ct Cape Coral · 3bd/2.0ba · 1,581sf · 1992	$405,000	$2,603	$34,680	$-1,885	-65.2%	$4,014/mo	$61,758
60	F	Single	4014 Lingo Ln Titusville · 3bd/2.5ba · 1,799sf · 2026	$371,990	$2,707	$31,853	$-1,731	-65.2%	$3,962/mo	$13,044

🏠

$100,000

1910 Cotant St

Titusville · 3bd/1.5ba · Single

936 sf · Built 1971

🔒 Unlock Pro

—

Cash Flow

—

CoC ROI

—

Cap Rate

—

Cash In

🏠

$174,900

1097 McDuff Ave S

Titusville · 3bd/1.0ba · Single

943 sf · Built 1943

$-196

Cash Flow

-15.7%

CoC ROI

6.9%

Cap Rate

$14,976

Cash In

🏘

$159,000

1466 Manotak Point Dr #208

Titusville · 3bd/2.0ba · Single

1,157 sf · Built 2006

$-210

Cash Flow

-18.5%

CoC ROI

6.7%

Cap Rate

$13,615

Cash In

🏠

$204,000

6219 Moncrief Rd W

Titusville · 3bd/2.0ba · Single

1,188 sf · Built 2024

$-312

Cash Flow

-21.4%

CoC ROI

6.4%

Cap Rate

$17,468

Cash In

🏠

$209,950

7453 Jade Dr N

Jacksonville · 3bd/2.5ba · Single

1,224 sf · Built 1971

$-347

Cash Flow

-23.2%

CoC ROI

6.3%

Cap Rate

$17,978

Cash In

🏠

$144,000

10733 Gladwynne Rd

Jacksonville · 2bd/2.0ba · Single

744 sf · Built 1982

$-262

Cash Flow

-25.5%

CoC ROI

6.1%

Cap Rate

$12,331

Cash In

🏠

$219,900

1844 41st St W

Titusville · 3bd/2.0ba · Single

1,209 sf · Built 2026

$-439

Cash Flow

-28.0%

CoC ROI

5.9%

Cap Rate

$18,830

Cash In

🏠

$149,000

14928 Pinecrest Rd

Titusville · 2bd/1.0ba · Single

720 sf · Built 1957

$-319

Cash Flow

-30.0%

CoC ROI

5.7%

Cap Rate

$12,759

Cash In

🏠

$227,990

8040 Siskin Ave

Titusville · 3bd/2.0ba · Single

1,253 sf · Built 2026

$-489

Cash Flow

-30.1%

CoC ROI

5.7%

Cap Rate

$19,522

Cash In

🏠

$256,500

332 Marisco Way

Titusville · 4bd/2.0ba · Single

1,760 sf · Built 2007

$-648

Cash Flow

-35.4%

CoC ROI

5.2%

Cap Rate

$21,964

Cash In

🏠

$223,000

1648 Stafford Rd

Jacksonville · 3bd/2.0ba · Single

1,674 sf · Built 1951

$-586

Cash Flow

-36.8%

CoC ROI

5.1%

Cap Rate

$19,095

Cash In

🏠

$249,000

4745 Blackburn St

Titusville · 3bd/1.0ba · Single

1,282 sf · Built 1941

$-656

Cash Flow

-36.9%

CoC ROI

5.1%

Cap Rate

$21,322

Cash In

🏠

$249,950

6238 Randia Dr

Jacksonville · 3bd/1.0ba · Single

1,261 sf · Built 1956

$-674

Cash Flow

-37.8%

CoC ROI

5.0%

Cap Rate

$21,403

Cash In

🏠

$269,500

8331 Three Creeks Blvd

Jacksonville · 3bd/2.0ba · Single

1,506 sf · Built 1993

$-746

Cash Flow

-38.8%

CoC ROI

4.9%

Cap Rate

$23,077

Cash In

🏠

$229,900

3526 Ernest St

Jacksonville · 3bd/1.0ba · Single

957 sf · Built 1940

$-659

Cash Flow

-40.2%

CoC ROI

4.8%

Cap Rate

$19,686

Cash In

🏠

$190,000

5104 Tennis Court Cir

Tampa · 3bd/2.5ba · Single

1,238 sf · Built 1977

🏘️ S8 $2,122/mo

$-559

Cash Flow

-41.2%

CoC ROI

4.7%

Cap Rate

$16,269

Cash In

🏠

$282,000

4341 Lake Woodbourne Dr S

Titusville · 3bd/2.0ba · Single

1,540 sf · Built 1989

$-841

Cash Flow

-41.8%

CoC ROI

4.7%

Cap Rate

$24,147

Cash In

🏠

$335,000

7744 Rockridge Dr W

Jacksonville · 3bd/2.0ba · Single

2,136 sf · Built 1990

$-1,055

Cash Flow

-44.1%

CoC ROI

4.5%

Cap Rate

$28,686

Cash In

🏠

$260,000

3104 E Chelsea St

Tampa · 3bd/2.0ba · Single

1,054 sf · Built 1961

🏘️ S8 +2%

$-862

Cash Flow

-46.4%

CoC ROI

4.3%

Cap Rate

$22,263

Cash In

🏠

$278,294

7660 Commander Ln

Titusville · 3bd/2.5ba · Single

1,519 sf · Built 2026

$-926

Cash Flow

-46.6%

CoC ROI

4.3%

Cap Rate

$23,830

Cash In

🏠

$409,000

1209 Eagle Bend Ct

Jacksonville · 4bd/2.5ba · Single

2,542 sf · Built 1980

$-1,362

Cash Flow

-46.7%

CoC ROI

4.3%

Cap Rate

$35,022

Cash In

🏠

$325,000

9703 N 14th St

Tampa · 4bd/2.0ba · Single

1,350 sf · Built 1971

🏘️ S8 +2%

$-1,132

Cash Flow

-48.8%

CoC ROI

4.1%

Cap Rate

$27,829

Cash In

🏠

$380,000

1504 E 99th Ave

Tampa · 4bd/3.0ba · Single

1,829 sf · Built 1941

$-1,335

Cash Flow

-49.2%

CoC ROI

4.0%

Cap Rate

$32,539

Cash In

🏠

$364,350

12142 Yew Tree Rd

Titusville · 4bd/2.0ba · Single

1,774 sf · Built 2026

$-1,290

Cash Flow

-49.6%

CoC ROI

4.0%

Cap Rate

$31,199

Cash In

🏠

$289,999

3107 N 16th St

Titusville · 3bd/2.0ba · Single

1,209 sf · Built 1925

$-1,040

Cash Flow

-50.3%

CoC ROI

4.0%

Cap Rate

$24,832

Cash In

🏠

$249,000

8211 N 10th St

Tampa · 2bd/2.0ba · Single

1,130 sf · Built 1935

$-906

Cash Flow

-51.0%

CoC ROI

3.9%

Cap Rate

$21,322

Cash In

🏠

$307,000

3970 Whippoorwill Holler Ln #312

Titusville · 3bd/2.5ba · Single

1,782 sf · Built 2024

$-1,119

Cash Flow

-51.1%

CoC ROI

3.9%

Cap Rate

$26,288

Cash In

🏠

$699,000

15891 SW 84th St

Titusville · 4bd/2.5ba · Single

2,073 sf · Built 1997

$-3,844

Cash Flow

-51.4%

CoC ROI

1.3%

Cap Rate

$89,737

Cash In

🏠

$395,985

558 Avalon Woods Ln

Jacksonville · 4bd/3.5ba · Single

2,263 sf · Built 2026

$-1,470

Cash Flow

-52.0%

CoC ROI

3.8%

Cap Rate

$33,908

Cash In

🏠

$380,985

561 Avalon Woods Ln

Titusville · 4bd/3.0ba · Single

2,094 sf · Built 2026

$-1,417

Cash Flow

-52.1%

CoC ROI

3.8%

Cap Rate

$32,623

Cash In

🏠

$699,000

180 8th St

Hollywood · 4bd/2.0ba · Single

1,724 sf · Built 2002

$-3,904

Cash Flow

-52.2%

CoC ROI

1.2%

Cap Rate

$89,737

Cash In

🏠

$260,000

2116 E Ellicott St

Titusville · 3bd/1.0ba · Single

864 sf · Built 1946

$-971

Cash Flow

-52.4%

CoC ROI

3.8%

Cap Rate

$22,263

Cash In

🏘

$143,000

10200 Belle Rive Blvd #57

Jacksonville · 2bd/2.0ba · Single

970 sf · Built 1985

$-541

Cash Flow

-53.0%

CoC ROI

3.7%

Cap Rate

$12,245

Cash In

🏘

$225,000

8451 NW 4th Ave #8451

Miami · 3bd/2.0ba · Single

1,150 sf · Built 1958

🏘️ S8 +34%

$-858

Cash Flow

-53.5%

CoC ROI

3.7%

Cap Rate

$19,266

Cash In

🏠

$359,000

4510 N 42nd St

Titusville · 4bd/2.0ba · Single

1,468 sf · Built 2026

$-1,371

Cash Flow

-53.5%

CoC ROI

3.7%

Cap Rate

$30,741

Cash In

🏠

$239,000

2712 E Columbus Dr

Tampa · 2bd/1.0ba · Single

1,020 sf · Built 1923

$-918

Cash Flow

-53.8%

CoC ROI

3.6%

Cap Rate

$20,465

Cash In

🏠

$405,000

2860 Emily Ln W

Jacksonville · 4bd/2.0ba · Single

1,934 sf · Built 1962

$-1,558

Cash Flow

-53.9%

CoC ROI

3.6%

Cap Rate

$34,680

Cash In

🏠

$344,350

12082 Yew Tree Rd

Titusville · 3bd/2.0ba · Single

1,618 sf · Built 2026

$-1,334

Cash Flow

-54.3%

CoC ROI

3.6%

Cap Rate

$29,486

Cash In

🏠

$699,900

3510 SW 87th Ave

Titusville · 3bd/2.0ba · Single

1,696 sf · Built 1959

$-4,117

Cash Flow

-54.5%

CoC ROI

0.8%

Cap Rate

$90,664

Cash In

🏠

$340,000

3934 Spring Glen Rd

Titusville · 3bd/2.0ba · Single

1,510 sf · Built 1972

$-1,336

Cash Flow

-55.0%

CoC ROI

3.5%

Cap Rate

$29,114

Cash In

🏠

$224,900

6415 SW 133rd Ct

Miami · 2bd/2.0ba · Single

1,250 sf · Built 1985

🏘️ S8 +15%

$-896

Cash Flow

-55.8%

CoC ROI

3.5%

Cap Rate

$19,258

Cash In

🏠

$700,000

334 NW 110th St

Titusville · 3bd/3.0ba · Single

1,383 sf · Built 1948

$-4,257

Cash Flow

-56.3%

CoC ROI

0.6%

Cap Rate

$90,767

Cash In

🏠

$319,000

12024 Arbor Lake Dr

Jacksonville · 3bd/2.5ba · Single

1,964 sf · Built 1988

$-1,301

Cash Flow

-57.2%

CoC ROI

3.4%

Cap Rate

$27,316

Cash In

🏠

$350,000

5320 Brereton Ave

Cape Coral · 3bd/1.5ba · Single

1,468 sf · Built 1959

$-1,440

Cash Flow

-57.7%

CoC ROI

3.3%

Cap Rate

$29,970

Cash In

🏠

$229,000

8125 Summer Point Ct

Jacksonville · 2bd/2.5ba · Single

1,248 sf · Built 2006

$-957

Cash Flow

-58.5%

CoC ROI

3.2%

Cap Rate

$19,609

Cash In

🏠

$695,000

4449 SW 164th Path

Titusville · 3bd/2.0ba · Single

1,490 sf · Built 2008

$-4,200

Cash Flow

-58.9%

CoC ROI

0.7%

Cap Rate

$85,617

Cash In

🏠

$525,000

1693 Timber Crossing Ln

Jacksonville · 4bd/3.0ba · Single

2,841 sf · Built 2004

$-2,226

Cash Flow

-59.4%

CoC ROI

3.2%

Cap Rate

$44,955

Cash In

🏠

$699,900

2511 N Grady Ave #89

Titusville · 3bd/3.5ba · Single

1,855 sf · Built 2018

$-4,490

Cash Flow

-59.4%

CoC ROI

0.2%

Cap Rate

$90,664

Cash In

🏠

$325,000

4341 Cambio Gardens Ct

Tampa · 3bd/2.5ba · Single

1,737 sf · Built 2025

$-1,381

Cash Flow

-59.5%

CoC ROI

3.1%

Cap Rate

$27,829

Cash In

🏠

$325,000

4343 Cambio Gardens Ct

Titusville · 3bd/2.5ba · Single

1,737 sf · Built 2025

$-1,381

Cash Flow

-59.5%

CoC ROI

3.1%

Cap Rate

$27,829

Cash In

🏠

$319,589

3964 Palladian Ct

Titusville · 3bd/2.5ba · Single

1,483 sf · Built 2026

$-1,366

Cash Flow

-59.9%

CoC ROI

3.1%

Cap Rate

$27,366

Cash In

🏠

$260,000

1810 NW 55th St

Titusville · 2bd/1.0ba · Single

994 sf · Built 1956

$-1,113

Cash Flow

-60.0%

CoC ROI

3.1%

Cap Rate

$22,263

Cash In

🏠

$310,000

7036 Beauhaven Ct

Jacksonville · 3bd/2.5ba · Single

1,516 sf · Built 2016

$-1,354

Cash Flow

-61.2%

CoC ROI

3.0%

Cap Rate

$26,545

Cash In

🏠

$299,000

2522 Lake Ellen Ln

Titusville · 3bd/3.0ba · Single

2,637 sf · Built 1956

$-1,325

Cash Flow

-62.1%

CoC ROI

2.9%

Cap Rate

$25,603

Cash In

🏠

$250,000

1428 Gay Ave

Jacksonville · 2bd/1.0ba · Single

800 sf · Built 1951

$-1,140

Cash Flow

-63.9%

CoC ROI

2.8%

Cap Rate

$21,407

Cash In

🏠

$369,100

14001 Citrus Crest Cir

Tampa · 3bd/2.5ba · Single

1,856 sf · Built 2006

$-1,694

Cash Flow

-64.3%

CoC ROI

2.7%

Cap Rate

$31,606

Cash In

🏘

$229,000

13364 Beach Blvd #430

Jacksonville · 3bd/2.0ba · Single

1,623 sf · Built 2007

$-1,058

Cash Flow

-64.7%

CoC ROI

2.7%

Cap Rate

$19,609

Cash In

🏠

$499,999

11865 Mountain Ash Rd E

Titusville · 4bd/2.0ba · Single

2,103 sf · Built 1995

$-2,312

Cash Flow

-64.8%

CoC ROI

2.7%

Cap Rate

$42,814

Cash In

🏠

$405,000

4825 Highridge Ct

Cape Coral · 3bd/2.0ba · Single

1,581 sf · Built 1992

$-1,885

Cash Flow

-65.2%

CoC ROI

2.7%

Cap Rate

$34,680

Cash In

🏠

$371,990

4014 Lingo Ln

Titusville · 3bd/2.5ba · Single

1,799 sf · Built 2026

$-1,731

Cash Flow

-65.2%

CoC ROI

2.7%

Cap Rate

$31,853

Cash In

Property Breakdowns

1910 Cotant St SingleFL

Titusville, FL 32209 · 3bd/1.5ba · 936sf

$100,000
Asking Price

Cash Flow
$???/mo

ROI
??.?%

Cash Needed
$???,???

DSCR
?.??

🔒

Pro Deal — Grade A/B deal

Full analysis, FHA breakdown, flip & reno numbers, and owner data

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1097 McDuff Ave S Single

Titusville, FL 32205 · 3bd/1.0ba · 943sf · Built 1943

$174,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $6,122

Loan Amount: $171,732

Fees / MIP: $2,954

Closing Costs: $5,247

Reserves (3mo): $3,608

Total Cash Needed: $14,976

Monthly Expenses

Mortgage P&I+MIP: $1,202.65

Property Tax: $284.21

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $204.05

Vacancy + Mgmt: $245.85

Total: $2,086.76/mo

Returns

Market Rent (all units): $1,891

Your Rental Income: $1,891

Cashflow: $-196/mo

Annual: $-2,347/yr

Cash-on-Cash ROI: -15.7%

Cap Rate: 6.9% · DSCR: 0.84x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-196/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $162/mo (vs $-196/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $178/mo — saves $374/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $613/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-597/mo

STR vs LTR

-53%

BREAKEVEN OCC

55%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-196/mo · STR: $-597/mo · CoC ROI: -31.5%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,891/mo

RANGE

$1,891 – $1,891

CONFIDENCE

LOW

N/A

Our estimate $1,891/mo ✅ Inline with market

No comparable rentals found in 32205

Purchase + Close$180,147

Reno Cost$76,740

Holding (6mo)$12,521

Total All-In$269,408

ARV$303,843

Selling Costs 8%$24,307

Flip Profit+$10,128

Flip ROI11%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~83 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$8,958	+$9,854	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$76,740

VALUE ADDED

+$128,943

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$52,202)
• Excellent reno ROI (168%)
• Older build (1943) — high value-add potential

👎 IS IT WORTH IT?

PROBABLY NOT — Risky

• Slight negative cashflow — manageable if house-hacking
• Low barrier to entry ($14,976 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

50/100

⚠️ Borderline

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

1466 Manotak Point Dr #208 Single

Titusville, FL 32210 · 3bd/2.0ba · 1,157sf · Built 2006

$159,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $5,565

Loan Amount: $156,120

Fees / MIP: $2,685

Closing Costs: $4,770

Reserves (3mo): $3,280

Total Cash Needed: $13,615

Monthly Expenses

Mortgage P&I+MIP: $1,093.31

Property Tax: $258.38

Insurance: $154.27

HOA: $207.00

Maint + CapEx: $185.50

Vacancy + Mgmt: $252.33

Total: $2,150.78/mo

Returns

Market Rent (all units): $1,941

Your Rental Income: $1,941

Cashflow: $-210/mo

Annual: $-2,518/yr

Cash-on-Cash ROI: -18.5%

Cap Rate: 6.7% · DSCR: 0.81x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-210/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $115/mo (vs $-210/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $130/mo — saves $340/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $549/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-675/mo

STR vs LTR

-54%

BREAKEVEN OCC

56%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-210/mo · STR: $-675/mo · CoC ROI: -37.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,940/mo

RANGE

$1,940 – $1,940

CONFIDENCE

LOW

N/A

Our estimate $1,940/mo ✅ Inline with market

No comparable rentals found in 32210

Purchase + Close$163,770

Reno Cost$51,999

Holding (6mo)$12,905

Total All-In$228,673

ARV$260,135

Selling Costs 8%$20,811

Flip Profit+$10,651

Flip ROI17%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~20 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,182	+$9,545	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~20 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$51,999

VALUE ADDED

+$101,135

OVERALL ROI

194%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$49,136)
• Excellent reno ROI (194%)
• Negative cashflow ($-210/mo) — poor rental hold

👎 IS IT WORTH IT?

PROBABLY NOT — Risky

• Slight negative cashflow — manageable if house-hacking
• Low barrier to entry ($13,615 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

49/100

⚠️ Borderline

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

6219 Moncrief Rd W Single

Titusville, FL 32219 · 3bd/2.0ba · 1,188sf · Built 2024

$204,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $7,140

Loan Amount: $200,305

Fees / MIP: $3,445

Closing Costs: $6,120

Reserves (3mo): $4,208

Total Cash Needed: $17,468

Monthly Expenses

Mortgage P&I+MIP: $1,402.75

Property Tax: $331.50

Insurance: $158.40

HOA: $0.00

Maint + CapEx: $238.00

Vacancy + Mgmt: $271.76

Total: $2,402.41/mo

Returns

Market Rent (all units): $2,090

Your Rental Income: $2,090

Cashflow: $-312/mo

Annual: $-3,743/yr

Cash-on-Cash ROI: -21.4%

Cap Rate: 6.4% · DSCR: 0.78x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-312/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $105/mo (vs $-312/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $124/mo — saves $436/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $298/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-856/mo

STR vs LTR

-58%

BREAKEVEN OCC

59%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-312/mo · STR: $-856/mo · CoC ROI: -41.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,090/mo

RANGE

$2,090 – $2,090

CONFIDENCE

LOW

N/A

Our estimate $2,090/mo ✅ Inline with market

No comparable rentals found in 32219

Purchase + Close$210,120

Reno Cost$4,292

Holding (6mo)$14,414

Total All-In$228,826

ARV$217,976

Selling Costs 8%$17,438

Flip Profit$-28,289

Flip ROI-161%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

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TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,267	+$9,801	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$4,292

VALUE ADDED

+$13,976

OVERALL ROI

326%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (326%)
• Negative cashflow ($-312/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-312/mo)
• Low barrier to entry ($17,468 cash needed)

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

48/100

⚠️ Borderline

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

7453 Jade Dr N Single

Jacksonville, FL 32210 · 3bd/2.5ba · 1,224sf · Built 1971

$209,950
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $7,348

Loan Amount: $206,147

Fees / MIP: $3,546

Closing Costs: $6,298

Reserves (3mo): $4,331

Total Cash Needed: $17,978

Monthly Expenses

Mortgage P&I+MIP: $1,443.66

Property Tax: $341.17

Insurance: $163.20

HOA: $0.00

Maint + CapEx: $244.94

Vacancy + Mgmt: $275.84

Total: $2,468.81/mo

Returns

Market Rent (all units): $2,122

Your Rental Income: $2,122

Cashflow: $-347/mo

Annual: $-4,164/yr

Cash-on-Cash ROI: -23.2%

Cap Rate: 6.3% · DSCR: 0.76x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-347/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $82/mo (vs $-347/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $101/mo — saves $448/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $231/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-913/mo

STR vs LTR

-59%

BREAKEVEN OCC

60%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-347/mo · STR: $-913/mo · CoC ROI: -43.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,121/mo

RANGE

$2,121 – $2,121

CONFIDENCE

LOW

N/A

Our estimate $2,121/mo ✅ Inline with market

No comparable rentals found in 32210

Purchase + Close$216,248

Reno Cost$87,983

Holding (6mo)$14,813

Total All-In$319,045

ARV$358,438

Selling Costs 8%$28,675

Flip Profit+$10,719

Flip ROI11%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~55 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$11,628	+$12,791	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$87,983

VALUE ADDED

+$148,488

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$60,505)
• Excellent reno ROI (169%)
• Older build (1971) — high value-add potential
• Negative cashflow ($-347/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-347/mo)
• Low barrier to entry ($17,978 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

48/100

⚠️ Borderline

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

10733 Gladwynne Rd Single

Jacksonville, FL 32218 · 2bd/2.0ba · 744sf · Built 1982

$144,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $5,040

Loan Amount: $141,392

Fees / MIP: $2,432

Closing Costs: $4,320

Reserves (3mo): $2,971

Total Cash Needed: $12,331

Monthly Expenses

Mortgage P&I+MIP: $990.17

Property Tax: $234.00

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $168.00

Vacancy + Mgmt: $191.23

Total: $1,733.40/mo

Returns

Market Rent (all units): $1,471

Your Rental Income: $1,471

Cashflow: $-262/mo

Annual: $-3,149/yr

Cash-on-Cash ROI: -25.5%

Cap Rate: 6.1% · DSCR: 0.74x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-262/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $32/mo (vs $-262/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $45/mo — saves $308/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-634/mo

STR vs LTR

-60%

BREAKEVEN OCC

62%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-262/mo · STR: $-634/mo · CoC ROI: -40.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,471/mo

RANGE

$1,471 – $1,471

CONFIDENCE

LOW

N/A

Our estimate $1,471/mo ✅ Inline with market

No comparable rentals found in 32218

Purchase + Close$148,320

Reno Cost$67,747

Holding (6mo)$10,400

Total All-In$226,468

ARV$262,646

Selling Costs 8%$21,012

Flip Profit+$15,166

Flip ROI20%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

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Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~44 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$2,046	+$6,138	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$67,747

VALUE ADDED

+$118,646

OVERALL ROI

175%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$50,898)
• Excellent reno ROI (175%)
• Older build (1982) — high value-add potential
• Negative cashflow ($-262/mo) — poor rental hold

👎 IS IT WORTH IT?

PROBABLY NOT — Risky

• Slight negative cashflow — manageable if house-hacking
• Low barrier to entry ($12,331 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

48/100

⚠️ Borderline

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

1844 41st St W Single

Titusville, FL 32209 · 3bd/2.0ba · 1,209sf · Built 2026

$219,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $7,696

Loan Amount: $215,917

Fees / MIP: $3,714

Closing Costs: $6,597

Reserves (3mo): $4,536

Total Cash Needed: $18,830

Monthly Expenses

Mortgage P&I+MIP: $1,512.08

Property Tax: $357.34

Insurance: $161.20

HOA: $0.00

Maint + CapEx: $256.55

Vacancy + Mgmt: $276.16

Total: $2,563.33/mo

Returns

Market Rent (all units): $2,124

Your Rental Income: $2,124

Cashflow: $-439/mo

Annual: $-5,268/yr

Cash-on-Cash ROI: -28.0%

Cap Rate: 5.9% · DSCR: 0.71x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-439/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $11/mo (vs $-439/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $31/mo — saves $470/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $137/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-995/mo

STR vs LTR

-59%

BREAKEVEN OCC

61%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-439/mo · STR: $-995/mo · CoC ROI: -46.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,124/mo

RANGE

$2,124 – $2,124

CONFIDENCE

LOW

N/A

Our estimate $2,124/mo ✅ Inline with market

No comparable rentals found in 32209

Purchase + Close$226,497

Reno Cost$4,350

Holding (6mo)$15,380

Total All-In$246,227

ARV$234,049

Selling Costs 8%$18,724

Flip Profit$-30,901

Flip ROI-166%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,325	+$9,974	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$4,350

VALUE ADDED

+$14,149

OVERALL ROI

325%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (325%)
• Negative cashflow ($-439/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-439/mo)
• Low barrier to entry ($18,830 cash needed)
• High-crime area (High Risk) — higher risk

🛡 NEIGHBORHOOD SAFETY

2/10 High Risk

Significantly elevated crime rates — factor into investment risk

AI Deal Score

38/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

14928 Pinecrest Rd Single

Titusville, FL 33613 · 2bd/1.0ba · 720sf · Built 1957

$149,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $5,215

Loan Amount: $146,301

Fees / MIP: $2,516

Closing Costs: $4,470

Reserves (3mo): $3,074

Total Cash Needed: $12,759

Monthly Expenses

Mortgage P&I+MIP: $1,024.55

Property Tax: $242.12

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $173.84

Vacancy + Mgmt: $189.96

Total: $1,780.48/mo

Returns

Market Rent (all units): $1,461

Your Rental Income: $1,461

Cashflow: $-319/mo

Annual: $-3,830/yr

Cash-on-Cash ROI: -30.0%

Cap Rate: 5.7% · DSCR: 0.69x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-319/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-14/mo (vs $-319/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1/mo — saves $318/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-677/mo

STR vs LTR

-60%

BREAKEVEN OCC

62%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-319/mo · STR: $-677/mo · CoC ROI: -42.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,461/mo

RANGE

$1,461 – $1,461

CONFIDENCE

LOW

N/A

Our estimate $1,461/mo ✅ Inline with market

No comparable rentals found in 33613

Purchase + Close$153,470

Reno Cost$72,202

Holding (6mo)$10,683

Total All-In$236,355

ARV$270,060

Selling Costs 8%$21,605

Flip Profit+$12,100

Flip ROI15%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~69 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$6,840	+$7,524	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$72,202

VALUE ADDED

+$121,060

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$48,858)
• Excellent reno ROI (168%)
• Older build (1957) — high value-add potential
• Negative cashflow ($-319/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-319/mo)
• Low barrier to entry ($12,759 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

41/100

⚠️ Borderline

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

8040 Siskin Ave Single

Titusville, FL 32219 · 3bd/2.0ba · 1,253sf · Built 2026

$227,990
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $7,980

Loan Amount: $223,861

Fees / MIP: $3,850

Closing Costs: $6,840

Reserves (3mo): $4,703

Total Cash Needed: $19,522

Monthly Expenses

Mortgage P&I+MIP: $1,567.71

Property Tax: $370.48

Insurance: $167.07

HOA: $0.00

Maint + CapEx: $265.99

Vacancy + Mgmt: $281.27

Total: $2,652.53/mo

Returns

Market Rent (all units): $2,164

Your Rental Income: $2,164

Cashflow: $-489/mo

Annual: $-5,866/yr

Cash-on-Cash ROI: -30.1%

Cap Rate: 5.7% · DSCR: 0.69x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-489/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-23/mo (vs $-489/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2/mo — saves $487/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $47/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,072/mo

STR vs LTR

-60%

BREAKEVEN OCC

62%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-489/mo · STR: $-1,072/mo · CoC ROI: -49.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,163/mo

RANGE

$2,163 – $2,163

CONFIDENCE

LOW

N/A

Our estimate $2,163/mo ✅ Inline with market

No comparable rentals found in 32219

Purchase + Close$234,830

Reno Cost$4,471

Holding (6mo)$15,915

Total All-In$255,216

ARV$242,502

Selling Costs 8%$19,400

Flip Profit$-32,114

Flip ROI-166%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,446	+$10,337	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$4,471

VALUE ADDED

+$14,512

OVERALL ROI

325%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (325%)
• Negative cashflow ($-489/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-489/mo)
• Low barrier to entry ($19,522 cash needed)

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

40/100

⚠️ Borderline

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

332 Marisco Way Single

Titusville, FL 32220 · 4bd/2.0ba · 1,760sf · Built 2007

$256,500
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $8,978

Loan Amount: $251,854

Fees / MIP: $4,332

Closing Costs: $7,695

Reserves (3mo): $5,291

Total Cash Needed: $21,964

Monthly Expenses

Mortgage P&I+MIP: $1,763.75

Property Tax: $416.81

Insurance: $234.67

HOA: $11.00

Maint + CapEx: $299.25

Vacancy + Mgmt: $310.41

Total: $3,035.89/mo

Returns

Market Rent (all units): $2,388

Your Rental Income: $2,388

Cashflow: $-648/mo

Annual: $-7,777/yr

Cash-on-Cash ROI: -35.4%

Cap Rate: 5.2% · DSCR: 0.63x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-648/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-124/mo (vs $-648/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-100/mo — saves $548/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $564/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-1,060/mo

STR vs LTR

-53%

BREAKEVEN OCC

56%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-648/mo · STR: $-1,060/mo · CoC ROI: -42.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,387/mo

RANGE

$2,387 – $2,387

CONFIDENCE

LOW

N/A

Our estimate $2,387/mo ✅ Inline with market

No comparable rentals found in 32220

Purchase + Close$264,195

Reno Cost$57,275

Holding (6mo)$18,215

Total All-In$339,685

ARV$369,484

Selling Costs 8%$29,559

Flip Profit+$240

Flip ROI0%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~19 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,840	+$14,520	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~19 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$57,275

VALUE ADDED

+$112,984

OVERALL ROI

197%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$55,709)
• Excellent reno ROI (197%)
• Negative cashflow ($-648/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-648/mo)
• Low barrier to entry ($21,964 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

39/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

1648 Stafford Rd Single

Jacksonville, FL 32208 · 3bd/2.0ba · 1,674sf · Built 1951

$223,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $7,805

Loan Amount: $218,961

Fees / MIP: $3,766

Closing Costs: $6,690

Reserves (3mo): $4,600

Total Cash Needed: $19,095

Monthly Expenses

Mortgage P&I+MIP: $1,533.39

Property Tax: $362.38

Insurance: $223.20

HOA: $0.00

Maint + CapEx: $260.16

Vacancy + Mgmt: $267.93

Total: $2,647.06/mo

Returns

Market Rent (all units): $2,061

Your Rental Income: $2,061

Cashflow: $-586/mo

Annual: $-7,033/yr

Cash-on-Cash ROI: -36.8%

Cap Rate: 5.1% · DSCR: 0.62x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-586/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-130/mo (vs $-586/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-110/mo — saves $476/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $53/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,108/mo

STR vs LTR

-62%

BREAKEVEN OCC

62%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-586/mo · STR: $-1,108/mo · CoC ROI: -51.5%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,060/mo

RANGE

$2,060 – $2,060

CONFIDENCE

LOW

N/A

Our estimate $2,060/mo ✅ Inline with market

No comparable rentals found in 32208

Purchase + Close$229,690

Reno Cost$97,141

Holding (6mo)$15,882

Total All-In$342,713

ARV$387,396

Selling Costs 8%$30,992

Flip Profit+$13,691

Flip ROI12%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~75 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$15,903	+$17,493	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$97,141

VALUE ADDED

+$164,396

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$67,255)
• Excellent reno ROI (169%)
• Older build (1951) — high value-add potential
• Negative cashflow ($-586/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-586/mo)
• Low barrier to entry ($19,095 cash needed)
• Has flip exit strategy if hold doesn't work
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

37/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4745 Blackburn St Single

Titusville, FL 32210 · 3bd/1.0ba · 1,282sf · Built 1941

$249,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $8,715

Loan Amount: $244,490

Fees / MIP: $4,205

Closing Costs: $7,470

Reserves (3mo): $5,137

Total Cash Needed: $21,322

Monthly Expenses

Mortgage P&I+MIP: $1,712.17

Property Tax: $404.62

Insurance: $170.93

HOA: $0.00

Maint + CapEx: $290.50

Vacancy + Mgmt: $287.20

Total: $2,865.43/mo

Returns

Market Rent (all units): $2,209

Your Rental Income: $2,209

Cashflow: $-656/mo

Annual: $-7,874/yr

Cash-on-Cash ROI: -36.9%

Cap Rate: 5.1% · DSCR: 0.62x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-656/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-147/mo (vs $-656/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-124/mo — saves $532/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-165/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,256/mo

STR vs LTR

-61%

BREAKEVEN OCC

65%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-656/mo · STR: $-1,256/mo · CoC ROI: -54.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,209/mo

RANGE

$2,209 – $2,209

CONFIDENCE

LOW

N/A

Our estimate $2,209/mo ✅ Inline with market

No comparable rentals found in 32210

Purchase + Close$256,470

Reno Cost$83,639

Holding (6mo)$17,193

Total All-In$357,301

ARV$389,926

Selling Costs 8%$31,194

Flip Profit+$1,431

Flip ROI1%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~85 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$12,179	+$13,397	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$83,639

VALUE ADDED

+$140,926

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$57,288)
• Excellent reno ROI (168%)
• Older build (1941) — high value-add potential
• Negative cashflow ($-656/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-656/mo)
• Low barrier to entry ($21,322 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

39/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

6238 Randia Dr Single

Jacksonville, FL 32210 · 3bd/1.0ba · 1,261sf · Built 1956

$249,950
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $8,748

Loan Amount: $245,423

Fees / MIP: $4,221

Closing Costs: $7,498

Reserves (3mo): $5,156

Total Cash Needed: $21,403

Monthly Expenses

Mortgage P&I+MIP: $1,718.71

Property Tax: $406.17

Insurance: $168.13

HOA: $0.00

Maint + CapEx: $291.61

Vacancy + Mgmt: $285.54

Total: $2,870.16/mo

Returns

Market Rent (all units): $2,196

Your Rental Income: $2,196

Cashflow: $-674/mo

Annual: $-8,085/yr

Cash-on-Cash ROI: -37.8%

Cap Rate: 5.0% · DSCR: 0.61x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-674/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-163/mo (vs $-674/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-140/mo — saves $534/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-170/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,260/mo

STR vs LTR

-61%

BREAKEVEN OCC

65%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-674/mo · STR: $-1,260/mo · CoC ROI: -54.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,196/mo

RANGE

$2,196 – $2,196

CONFIDENCE

LOW

N/A

Our estimate $2,196/mo ✅ Inline with market

No comparable rentals found in 32210

Purchase + Close$257,448

Reno Cost$83,211

Holding (6mo)$17,221

Total All-In$357,881

ARV$390,134

Selling Costs 8%$31,211

Flip Profit+$1,042

Flip ROI1%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~70 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$11,980	+$13,177	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$83,211

VALUE ADDED

+$140,184

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$56,972)
• Excellent reno ROI (168%)
• Older build (1956) — high value-add potential
• Negative cashflow ($-674/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-674/mo)
• Low barrier to entry ($21,403 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

39/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

8331 Three Creeks Blvd Single

Jacksonville, FL 32220 · 3bd/2.0ba · 1,506sf · Built 1993

$269,500
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $9,432

Loan Amount: $264,619

Fees / MIP: $4,551

Closing Costs: $8,085

Reserves (3mo): $5,559

Total Cash Needed: $23,077

Monthly Expenses

Mortgage P&I+MIP: $1,853.14

Property Tax: $437.94

Insurance: $200.80

HOA: $14.00

Maint + CapEx: $314.41

Vacancy + Mgmt: $309.90

Total: $3,130.19/mo

Returns

Market Rent (all units): $2,384

Your Rental Income: $2,384

Cashflow: $-746/mo

Annual: $-8,956/yr

Cash-on-Cash ROI: -38.8%

Cap Rate: 4.9% · DSCR: 0.60x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-746/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-195/mo (vs $-746/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-171/mo — saves $576/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-430/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,486/mo

STR vs LTR

-66%

BREAKEVEN OCC

68%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-746/mo · STR: $-1,486/mo · CoC ROI: -61.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,383/mo

RANGE

$2,383 – $2,383

CONFIDENCE

LOW

N/A

Our estimate $2,383/mo ✅ Inline with market

No comparable rentals found in 32220

Purchase + Close$277,585

Reno Cost$67,015

Holding (6mo)$18,781

Total All-In$363,381

ARV$397,219

Selling Costs 8%$31,778

Flip Profit+$2,061

Flip ROI2%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~33 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,142	+$12,424	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$67,015

VALUE ADDED

+$127,719

OVERALL ROI

191%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$60,704)
• Excellent reno ROI (191%)
• Aging property (1993) — renovation upside
• Negative cashflow ($-746/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-746/mo)
• Low barrier to entry ($23,077 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

39/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

3526 Ernest St Single

Jacksonville, FL 32205 · 3bd/1.0ba · 957sf · Built 1940

$229,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $8,046

Loan Amount: $225,736

Fees / MIP: $3,882

Closing Costs: $6,897

Reserves (3mo): $4,743

Total Cash Needed: $19,686

Monthly Expenses

Mortgage P&I+MIP: $1,580.84

Property Tax: $373.59

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $268.21

Vacancy + Mgmt: $256.00

Total: $2,628.64/mo

Returns

Market Rent (all units): $1,969

Your Rental Income: $1,969

Cashflow: $-659/mo

Annual: $-7,913/yr

Cash-on-Cash ROI: -40.2%

Cap Rate: 4.8% · DSCR: 0.58x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-659/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-189/mo (vs $-659/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-168/mo — saves $491/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $71/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,064/mo

STR vs LTR

-55%

BREAKEVEN OCC

62%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-659/mo · STR: $-1,064/mo · CoC ROI: -48.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,969/mo

RANGE

$1,969 – $1,969

CONFIDENCE

LOW

N/A

Our estimate $1,969/mo ✅ Inline with market

No comparable rentals found in 32205

Purchase + Close$236,797

Reno Cost$77,025

Holding (6mo)$15,772

Total All-In$329,594

ARV$359,337

Selling Costs 8%$28,747

Flip Profit+$997

Flip ROI1%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~86 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$9,092	+$10,001	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$77,025

VALUE ADDED

+$129,437

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$52,412)
• Excellent reno ROI (168%)
• Older build (1940) — high value-add potential
• Negative cashflow ($-659/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-659/mo)
• Low barrier to entry ($19,686 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

39/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

5104 Tennis Court Cir Single

Tampa, FL 33617 · 3bd/2.5ba · 1,238sf · Built 1977

$190,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $6,650

Loan Amount: $186,559

Fees / MIP: $3,209

Closing Costs: $5,700

Reserves (3mo): $3,919

Total Cash Needed: $16,269

Monthly Expenses

Mortgage P&I+MIP: $1,306.48

Property Tax: $308.75

Insurance: $165.07

HOA: $389.00

Maint + CapEx: $221.66

Vacancy + Mgmt: $273.81

Total: $2,664.77/mo

Returns

Market Rent (all units): $2,106

Your Rental Income: $2,106

Cashflow: $-559/mo

Annual: $-6,703/yr

Cash-on-Cash ROI: -41.2%

Cap Rate: 4.7% · DSCR: 0.57x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-559/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-170/mo (vs $-559/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-153/mo — saves $406/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $35/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,135/mo

STR vs LTR

-59%

BREAKEVEN OCC

63%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-559/mo · STR: $-1,135/mo · CoC ROI: -57.5%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,106/mo

RANGE

$2,106 – $2,106

CONFIDENCE

LOW

N/A

Our estimate $2,106/mo ✅ Inline with market

No comparable rentals found in 33617

Purchase + Close$195,700

Reno Cost$73,107

Holding (6mo)$15,989

Total All-In$284,796

ARV$320,946

Selling Costs 8%$25,676

Flip Profit+$10,475

Flip ROI12%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~49 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,404	+$10,214	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$73,107

VALUE ADDED

+$130,946

OVERALL ROI

179%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$57,839)
• Excellent reno ROI (179%)
• Older build (1977) — high value-add potential
• Negative cashflow ($-559/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-559/mo)
• Low barrier to entry ($16,269 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

38/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4341 Lake Woodbourne Dr S Single

Titusville, FL 32217 · 3bd/2.0ba · 1,540sf · Built 1989

$282,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $9,870

Loan Amount: $276,892

Fees / MIP: $4,762

Closing Costs: $8,460

Reserves (3mo): $5,817

Total Cash Needed: $24,147

Monthly Expenses

Mortgage P&I+MIP: $1,939.09

Property Tax: $458.25

Insurance: $205.33

HOA: $17.00

Maint + CapEx: $329.00

Vacancy + Mgmt: $314.86

Total: $3,263.54/mo

Returns

Market Rent (all units): $2,422

Your Rental Income: $2,422

Cashflow: $-841/mo

Annual: $-10,098/yr

Cash-on-Cash ROI: -41.8%

Cap Rate: 4.7% · DSCR: 0.57x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-841/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-265/mo (vs $-841/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-239/mo — saves $602/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-564/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,602/mo

STR vs LTR

-66%

BREAKEVEN OCC

70%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-841/mo · STR: $-1,602/mo · CoC ROI: -64.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,422/mo

RANGE

$2,422 – $2,422

CONFIDENCE

LOW

N/A

Our estimate $2,422/mo ✅ Inline with market

No comparable rentals found in 32217

Purchase + Close$290,460

Reno Cost$67,384

Holding (6mo)$19,581

Total All-In$377,425

ARV$410,566

Selling Costs 8%$32,845

Flip Profit+$295

Flip ROI0%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~37 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,235	+$12,705	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$67,384

VALUE ADDED

+$128,566

OVERALL ROI

191%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$61,182)
• Excellent reno ROI (191%)
• Aging property (1989) — renovation upside
• Negative cashflow ($-841/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-841/mo)
• Low barrier to entry ($24,147 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

40/100

⚠️ Borderline

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

7744 Rockridge Dr W Single

Jacksonville, FL 32244 · 3bd/2.0ba · 2,136sf · Built 1990

$335,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $11,725

Loan Amount: $328,932

Fees / MIP: $5,657

Closing Costs: $10,050

Reserves (3mo): $6,911

Total Cash Needed: $28,686

Monthly Expenses

Mortgage P&I+MIP: $2,303.53

Property Tax: $544.38

Insurance: $284.80

HOA: $41.00

Maint + CapEx: $390.84

Vacancy + Mgmt: $375.00

Total: $3,939.54/mo

Returns

Market Rent (all units): $2,885

Your Rental Income: $2,885

Cashflow: $-1,055/mo

Annual: $-12,659/yr

Cash-on-Cash ROI: -44.1%

Cap Rate: 4.5% · DSCR: 0.54x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,055/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-370/mo (vs $-1,055/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-339/mo — saves $715/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,188/mo

STR vs LTR

-76%

BREAKEVEN OCC

78%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,055/mo · STR: $-2,188/mo · CoC ROI: -79.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,884/mo

RANGE

$2,884 – $2,884

CONFIDENCE

LOW

N/A

Our estimate $2,884/mo ✅ Inline with market

No comparable rentals found in 32244

Purchase + Close$345,050

Reno Cost$73,851

Holding (6mo)$23,637

Total All-In$442,538

ARV$478,406

Selling Costs 8%$38,273

Flip Profit$-2,404

Flip ROI-3%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~36 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,874	+$17,622	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$73,851

VALUE ADDED

+$143,406

OVERALL ROI

194%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$69,556)
• Excellent reno ROI (194%)
• Aging property (1990) — renovation upside
• Negative cashflow ($-1,055/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,055/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

39/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

3104 E Chelsea St Single

Tampa, FL 33610 · 3bd/2.0ba · 1,054sf · Built 1961

$260,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $9,100

Loan Amount: $255,291

Fees / MIP: $4,391

Closing Costs: $7,800

Reserves (3mo): $5,363

Total Cash Needed: $22,263

Monthly Expenses

Mortgage P&I+MIP: $1,787.82

Property Tax: $422.50

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $303.34

Vacancy + Mgmt: $269.28

Total: $2,932.93/mo

Returns

Market Rent (all units): $2,071

Your Rental Income: $2,071

Cashflow: $-862/mo

Annual: $-10,339/yr

Cash-on-Cash ROI: -46.4%

Cap Rate: 4.3% · DSCR: 0.52x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-862/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-330/mo (vs $-862/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-306/mo — saves $555/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-233/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,320/mo

STR vs LTR

-57%

BREAKEVEN OCC

66%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-862/mo · STR: $-1,320/mo · CoC ROI: -56.1%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,071/mo

RANGE

$2,071 – $2,071

CONFIDENCE

LOW

N/A

Our estimate $2,071/mo ✅ Inline with market

No comparable rentals found in 33610

Purchase + Close$267,800

Reno Cost$84,524

Holding (6mo)$17,598

Total All-In$369,921

ARV$402,479

Selling Costs 8%$32,198

Flip Profit+$359

Flip ROI0%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~65 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$10,013	+$11,014	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$84,524

VALUE ADDED

+$142,479

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$57,955)
• Excellent reno ROI (169%)
• Older build (1961) — high value-add potential
• Negative cashflow ($-862/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-862/mo)
• Low barrier to entry ($22,263 cash needed)
• Has flip exit strategy if hold doesn't work
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

33/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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Owner Not Yet Found County records searched automatically — open for manual lookup:
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7660 Commander Ln Single

Titusville, FL 32256 · 3bd/2.5ba · 1,519sf · Built 2026

$278,294
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $9,740

Loan Amount: $273,253

Fees / MIP: $4,700

Closing Costs: $8,349

Reserves (3mo): $5,741

Total Cash Needed: $23,830

Monthly Expenses

Mortgage P&I+MIP: $1,913.61

Property Tax: $452.23

Insurance: $202.53

HOA: $124.00

Maint + CapEx: $324.67

Vacancy + Mgmt: $312.45

Total: $3,329.50/mo

Returns

Market Rent (all units): $2,403

Your Rental Income: $2,403

Cashflow: $-926/mo

Annual: $-11,113/yr

Cash-on-Cash ROI: -46.6%

Cap Rate: 4.3% · DSCR: 0.52x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-926/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-357/mo (vs $-926/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-332/mo — saves $594/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-630/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,673/mo

STR vs LTR

-66%

BREAKEVEN OCC

71%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-926/mo · STR: $-1,673/mo · CoC ROI: -68.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,403/mo

RANGE

$2,403 – $2,403

CONFIDENCE

LOW

N/A

Our estimate $2,403/mo ✅ Inline with market

No comparable rentals found in 32256

Purchase + Close$286,643

Reno Cost$5,202

Holding (6mo)$19,977

Total All-In$311,822

ARV$295,001

Selling Costs 8%$23,600

Flip Profit$-40,421

Flip ROI-174%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,177	+$12,532	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$5,202

VALUE ADDED

+$16,707

OVERALL ROI

321%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (321%)
• Negative cashflow ($-926/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-926/mo)
• Low barrier to entry ($23,830 cash needed)

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

41/100

⚠️ Borderline

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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1209 Eagle Bend Ct Single

Jacksonville, FL 32226 · 4bd/2.5ba · 2,542sf · Built 1980

$409,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $14,315

Loan Amount: $401,592

Fees / MIP: $6,907

Closing Costs: $12,270

Reserves (3mo): $8,437

Total Cash Needed: $35,022

Monthly Expenses

Mortgage P&I+MIP: $2,812.37

Property Tax: $664.62

Insurance: $338.93

HOA: $40.00

Maint + CapEx: $477.16

Vacancy + Mgmt: $443.97

Total: $4,777.06/mo

Returns

Market Rent (all units): $3,415

Your Rental Income: $3,415

Cashflow: $-1,362/mo

Annual: $-16,343/yr

Cash-on-Cash ROI: -46.7%

Cap Rate: 4.3% · DSCR: 0.52x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,362/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-526/mo (vs $-1,362/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-488/mo — saves $874/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,177/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,531/mo

STR vs LTR

-71%

BREAKEVEN OCC

72%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,362/mo · STR: $-2,531/mo · CoC ROI: -76.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,415/mo

RANGE

$3,415 – $3,415

CONFIDENCE

LOW

N/A

Our estimate $3,415/mo ✅ Inline with market

No comparable rentals found in 32226

Purchase + Close$421,270

Reno Cost$87,256

Holding (6mo)$28,662

Total All-In$537,188

ARV$572,416

Selling Costs 8%$45,793

Flip Profit$-10,566

Flip ROI-9%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~46 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$6,990	+$20,972	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$87,256

VALUE ADDED

+$163,416

OVERALL ROI

187%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$76,160)
• Excellent reno ROI (187%)
• Older build (1980) — high value-add potential
• Negative cashflow ($-1,362/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,362/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

39/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

9703 N 14th St Single

Tampa, FL 33612 · 4bd/2.0ba · 1,350sf · Built 1971

$325,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $11,375

Loan Amount: $319,113

Fees / MIP: $5,488

Closing Costs: $9,750

Reserves (3mo): $6,704

Total Cash Needed: $27,829

Monthly Expenses

Mortgage P&I+MIP: $2,234.76

Property Tax: $528.12

Insurance: $180.00

HOA: $0.00

Maint + CapEx: $379.16

Vacancy + Mgmt: $327.27

Total: $3,649.32/mo

Returns

Market Rent (all units): $2,517

Your Rental Income: $2,517

Cashflow: $-1,132/mo

Annual: $-13,582/yr

Cash-on-Cash ROI: -48.8%

Cap Rate: 4.1% · DSCR: 0.49x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,132/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-467/mo (vs $-1,132/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-438/mo — saves $694/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-49/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-1,555/mo

STR vs LTR

-52%

BREAKEVEN OCC

62%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,132/mo · STR: $-1,555/mo · CoC ROI: -54.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,517/mo

RANGE

$2,517 – $2,517

CONFIDENCE

LOW

N/A

Our estimate $2,517/mo ✅ Inline with market

No comparable rentals found in 33612

Purchase + Close$334,750

Reno Cost$90,548

Holding (6mo)$21,896

Total All-In$447,193

ARV$477,942

Selling Costs 8%$38,235

Flip Profit$-7,486

Flip ROI-7%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~55 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$12,825	+$14,108	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$90,548

VALUE ADDED

+$152,942

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$62,395)
• Excellent reno ROI (169%)
• Older build (1971) — high value-add potential
• Negative cashflow ($-1,132/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,132/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

34/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

1504 E 99th Ave Single

Tampa, FL 33612 · 4bd/3.0ba · 1,829sf · Built 1941

$380,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $13,300

Loan Amount: $373,117

Fees / MIP: $6,417

Closing Costs: $11,400

Reserves (3mo): $7,839

Total Cash Needed: $32,539

Monthly Expenses

Mortgage P&I+MIP: $2,612.96

Property Tax: $617.50

Insurance: $243.87

HOA: $0.00

Maint + CapEx: $443.34

Vacancy + Mgmt: $385.94

Total: $4,303.60/mo

Returns

Market Rent (all units): $2,969

Your Rental Income: $2,969

Cashflow: $-1,335/mo

Annual: $-16,018/yr

Cash-on-Cash ROI: -49.2%

Cap Rate: 4.0% · DSCR: 0.49x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,335/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-558/mo (vs $-1,335/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-523/mo — saves $812/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-704/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,112/mo

STR vs LTR

-62%

BREAKEVEN OCC

68%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,335/mo · STR: $-2,112/mo · CoC ROI: -66.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,968/mo

RANGE

$2,968 – $2,968

CONFIDENCE

LOW

N/A

Our estimate $2,968/mo ✅ Inline with market

No comparable rentals found in 33612

Purchase + Close$391,400

Reno Cost$105,820

Holding (6mo)$25,822

Total All-In$523,042

ARV$559,488

Selling Costs 8%$44,759

Flip Profit$-8,313

Flip ROI-6%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

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Upgrade to Pro

TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~85 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$17,376	+$19,113	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$105,820

VALUE ADDED

+$179,488

OVERALL ROI

170%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$73,668)
• Excellent reno ROI (170%)
• Older build (1941) — high value-add potential
• Negative cashflow ($-1,335/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,335/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

33/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

12142 Yew Tree Rd Single

Titusville, FL 32218 · 4bd/2.0ba · 1,774sf · Built 2026

$364,350
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,752

Loan Amount: $357,751

Fees / MIP: $6,153

Closing Costs: $10,930

Reserves (3mo): $7,516

Total Cash Needed: $31,199

Monthly Expenses

Mortgage P&I+MIP: $2,505.34

Property Tax: $592.07

Insurance: $236.53

HOA: $9.00

Maint + CapEx: $425.07

Vacancy + Mgmt: $370.32

Total: $4,138.34/mo

Returns

Market Rent (all units): $2,849

Your Rental Income: $2,849

Cashflow: $-1,290/mo

Annual: $-15,477/yr

Cash-on-Cash ROI: -49.6%

Cap Rate: 4.0% · DSCR: 0.49x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,290/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-545/mo (vs $-1,290/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-512/mo — saves $778/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-538/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-1,978/mo

STR vs LTR

-60%

BREAKEVEN OCC

66%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,290/mo · STR: $-1,978/mo · CoC ROI: -64.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,848/mo

RANGE

$2,848 – $2,848

CONFIDENCE

LOW

N/A

Our estimate $2,848/mo ✅ Inline with market

No comparable rentals found in 32218

Purchase + Close$375,280

Reno Cost$5,904

Holding (6mo)$24,830

Total All-In$406,014

ARV$383,160

Selling Costs 8%$30,653

Flip Profit$-53,506

Flip ROI-181%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,878	+$14,636	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$5,904

VALUE ADDED

+$18,810

OVERALL ROI

319%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (319%)
• Negative cashflow ($-1,290/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,290/mo)

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

34/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

3107 N 16th St Single

Titusville, FL 33605 · 3bd/2.0ba · 1,209sf · Built 1925

$289,999
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,150

Loan Amount: $284,746

Fees / MIP: $4,897

Closing Costs: $8,700

Reserves (3mo): $5,982

Total Cash Needed: $24,832

Monthly Expenses

Mortgage P&I+MIP: $1,994.09

Property Tax: $471.25

Insurance: $161.20

HOA: $0.00

Maint + CapEx: $338.34

Vacancy + Mgmt: $287.55

Total: $3,252.42/mo

Returns

Market Rent (all units): $2,212

Your Rental Income: $2,212

Cashflow: $-1,040/mo

Annual: $-12,486/yr

Cash-on-Cash ROI: -50.3%

Cap Rate: 4.0% · DSCR: 0.48x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,040/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-448/mo (vs $-1,040/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-421/mo — saves $619/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-552/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,591/mo

STR vs LTR

-60%

BREAKEVEN OCC

70%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,040/mo · STR: $-1,591/mo · CoC ROI: -63.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,211/mo

RANGE

$2,211 – $2,211

CONFIDENCE

LOW

N/A

Our estimate $2,211/mo ✅ Inline with market

No comparable rentals found in 33605

Purchase + Close$298,699

Reno Cost$87,678

Holding (6mo)$19,515

Total All-In$405,892

ARV$437,957

Selling Costs 8%$35,037

Flip Profit$-2,971

Flip ROI-3%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~101 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$11,486	+$12,634	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$87,678

VALUE ADDED

+$147,958

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$60,280)
• Excellent reno ROI (169%)
• Older build (1925) — high value-add potential
• Negative cashflow ($-1,040/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,040/mo)
• Low barrier to entry ($24,832 cash needed)
• Has flip exit strategy if hold doesn't work
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

28/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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8211 N 10th St Single

Tampa, FL 33604 · 2bd/2.0ba · 1,130sf · Built 1935

$249,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $8,715

Loan Amount: $244,490

Fees / MIP: $4,205

Closing Costs: $7,470

Reserves (3mo): $5,137

Total Cash Needed: $21,322

Monthly Expenses

Mortgage P&I+MIP: $1,712.17

Property Tax: $404.62

Insurance: $150.67

HOA: $0.00

Maint + CapEx: $290.50

Vacancy + Mgmt: $246.81

Total: $2,804.77/mo

Returns

Market Rent (all units): $1,898

Your Rental Income: $1,898

Cashflow: $-906/mo

Annual: $-10,875/yr

Cash-on-Cash ROI: -51.0%

Cap Rate: 3.9% · DSCR: 0.47x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-906/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-397/mo (vs $-906/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-374/mo — saves $532/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-1,528/mo

STR vs LTR

-69%

BREAKEVEN OCC

79%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-906/mo · STR: $-1,528/mo · CoC ROI: -71.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,898/mo

RANGE

$1,898 – $1,898

CONFIDENCE

LOW

N/A

Our estimate $1,898/mo ✅ Inline with market

No comparable rentals found in 33604

Purchase + Close$256,470

Reno Cost$86,070

Holding (6mo)$16,829

Total All-In$359,369

ARV$394,166

Selling Costs 8%$31,533

Flip Profit+$3,263

Flip ROI3%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~91 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$10,735	+$11,808	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$86,070

VALUE ADDED

+$145,166

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$59,095)
• Excellent reno ROI (169%)
• Older build (1935) — high value-add potential
• Negative cashflow ($-906/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-906/mo)
• Low barrier to entry ($21,322 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

28/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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3970 Whippoorwill Holler Ln #312 Single

Titusville, FL 32217 · 3bd/2.5ba · 1,782sf · Built 2024

$307,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,745

Loan Amount: $301,439

Fees / MIP: $5,184

Closing Costs: $9,210

Reserves (3mo): $6,333

Total Cash Needed: $26,288

Monthly Expenses

Mortgage P&I+MIP: $2,110.99

Property Tax: $498.88

Insurance: $237.60

HOA: $188.00

Maint + CapEx: $358.16

Vacancy + Mgmt: $339.85

Total: $3,733.48/mo

Returns

Market Rent (all units): $2,614

Your Rental Income: $2,614

Cashflow: $-1,119/mo

Annual: $-13,431/yr

Cash-on-Cash ROI: -51.1%

Cap Rate: 3.9% · DSCR: 0.47x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,119/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-491/mo (vs $-1,119/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-464/mo — saves $656/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,030/mo

STR vs LTR

-71%

BREAKEVEN OCC

76%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,119/mo · STR: $-2,030/mo · CoC ROI: -77.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,614/mo

RANGE

$2,614 – $2,614

CONFIDENCE

LOW

N/A

Our estimate $2,614/mo ✅ Inline with market

No comparable rentals found in 32217

Purchase + Close$316,210

Reno Cost$5,926

Holding (6mo)$22,401

Total All-In$344,536

ARV$325,876

Selling Costs 8%$26,070

Flip Profit$-44,730

Flip ROI-173%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,900	+$14,702	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$5,926

VALUE ADDED

+$18,876

OVERALL ROI

319%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (319%)
• Negative cashflow ($-1,119/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,119/mo)

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

35/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

15891 SW 84th St Single

Titusville, FL 33193 · 4bd/2.5ba · 2,073sf · Built 1997

$699,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $55,000

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,970

Reserves (3mo): $13,767

Total Cash Needed: $89,737

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,135.88

Insurance: $276.40

HOA: $43.00

Maint + CapEx: $815.50

Vacancy + Mgmt: $450.55

Total: $7,310.21/mo

Returns

Market Rent (all units): $3,466

Your Rental Income: $3,466

Cashflow: $-3,844/mo

Annual: $-46,134/yr

Cash-on-Cash ROI: -51.4%

Cap Rate: 1.3% · DSCR: 0.16x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,844/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,633/mo (vs $-3,844/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,569/mo — saves $1,275/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-4,695/mo

STR vs LTR

-69%

BREAKEVEN OCC

96%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-3,844/mo · STR: $-4,695/mo · CoC ROI: -63.1%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,465/mo

RANGE

$3,465 – $3,465

CONFIDENCE

LOW

N/A

Our estimate $3,465/mo ✅ Inline with market

No comparable rentals found in 33193

Purchase + Close$719,970

Reno Cost$60,014

Holding (6mo)$43,861

Total All-In$823,845

ARV$818,134

Selling Costs 8%$65,451

Flip Profit$-71,161

Flip ROI-52%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~29 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,701	+$17,102	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~29 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$60,014

VALUE ADDED

+$119,134

OVERALL ROI

198%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$59,121)
• Excellent reno ROI (198%)
• Aging property (1997) — renovation upside
• Negative cashflow ($-3,844/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,844/mo)
• High cash requirement ($89,737)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

22/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

558 Avalon Woods Ln Single

Jacksonville, FL 32218 · 4bd/3.5ba · 2,263sf · Built 2026

$395,985
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $13,859

Loan Amount: $388,813

Fees / MIP: $6,687

Closing Costs: $11,880

Reserves (3mo): $8,169

Total Cash Needed: $33,908

Monthly Expenses

Mortgage P&I+MIP: $2,722.87

Property Tax: $643.48

Insurance: $301.73

HOA: $136.00

Maint + CapEx: $461.99

Vacancy + Mgmt: $417.74

Total: $4,683.79/mo

Returns

Market Rent (all units): $3,213

Your Rental Income: $3,213

Cashflow: $-1,470/mo

Annual: $-17,646/yr

Cash-on-Cash ROI: -52.0%

Cap Rate: 3.8% · DSCR: 0.46x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,470/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-661/mo (vs $-1,470/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-625/mo — saves $846/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,084/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,465/mo

STR vs LTR

-68%

BREAKEVEN OCC

72%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,470/mo · STR: $-2,465/mo · CoC ROI: -75.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,213/mo

RANGE

$3,213 – $3,213

CONFIDENCE

LOW

N/A

Our estimate $3,213/mo ✅ Inline with market

No comparable rentals found in 32218

Purchase + Close$407,865

Reno Cost$7,248

Holding (6mo)$28,103

Total All-In$443,216

ARV$418,830

Selling Costs 8%$33,506

Flip Profit$-57,892

Flip ROI-175%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$6,223	+$18,670	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$7,248

VALUE ADDED

+$22,845

OVERALL ROI

315%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (315%)
• Negative cashflow ($-1,470/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,470/mo)

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

561 Avalon Woods Ln Single

Titusville, FL 32218 · 4bd/3.0ba · 2,094sf · Built 2026

$380,985
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $13,334

Loan Amount: $374,084

Fees / MIP: $6,434

Closing Costs: $11,430

Reserves (3mo): $7,859

Total Cash Needed: $32,623

Monthly Expenses

Mortgage P&I+MIP: $2,619.73

Property Tax: $619.10

Insurance: $279.20

HOA: $136.00

Maint + CapEx: $444.49

Vacancy + Mgmt: $400.69

Total: $4,499.20/mo

Returns

Market Rent (all units): $3,082

Your Rental Income: $3,082

Cashflow: $-1,417/mo

Annual: $-17,004/yr

Cash-on-Cash ROI: -52.1%

Cap Rate: 3.8% · DSCR: 0.46x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,417/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-638/mo (vs $-1,417/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-603/mo — saves $814/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-899/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,306/mo

STR vs LTR

-65%

BREAKEVEN OCC

70%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,417/mo · STR: $-2,306/mo · CoC ROI: -72.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,082/mo

RANGE

$3,082 – $3,082

CONFIDENCE

LOW

N/A

Our estimate $3,082/mo ✅ Inline with market

No comparable rentals found in 32218

Purchase + Close$392,415

Reno Cost$6,784

Holding (6mo)$26,995

Total All-In$426,193

ARV$402,436

Selling Costs 8%$32,195

Flip Profit$-55,953

Flip ROI-177%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,758	+$17,276	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$6,784

VALUE ADDED

+$21,450

OVERALL ROI

316%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (316%)
• Negative cashflow ($-1,417/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,417/mo)

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

180 8th St Single

Hollywood, FL 33051 · 4bd/2.0ba · 1,724sf · Built 2002

$699,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $55,000

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,970

Reserves (3mo): $13,767

Total Cash Needed: $89,737

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,135.88

Insurance: $229.87

HOA: $0.00

Maint + CapEx: $815.50

Vacancy + Mgmt: $428.22

Total: $7,198.35/mo

Returns

Market Rent (all units): $3,294

Your Rental Income: $3,294

Cashflow: $-3,904/mo

Annual: $-46,852/yr

Cash-on-Cash ROI: -52.2%

Cap Rate: 1.2% · DSCR: 0.15x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,904/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,693/mo (vs $-3,904/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,629/mo — saves $1,275/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-3,598/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-4,587/mo

STR vs LTR

-65%

BREAKEVEN OCC

95%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-3,904/mo · STR: $-4,587/mo · CoC ROI: -61.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,294/mo

RANGE

$3,294 – $3,294

CONFIDENCE

LOW

N/A

Our estimate $3,294/mo ✅ Inline with market

No comparable rentals found in 33051

Purchase + Close$719,970

Reno Cost$56,960

Holding (6mo)$43,190

Total All-In$820,120

ARV$811,277

Selling Costs 8%$64,902

Flip Profit$-73,746

Flip ROI-55%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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Upgrade to Pro

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📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~24 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,741	+$14,223	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~24 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$56,960

VALUE ADDED

+$112,277

OVERALL ROI

197%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$55,317)
• Excellent reno ROI (197%)
• Negative cashflow ($-3,904/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,904/mo)
• High cash requirement ($89,737)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

21/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

2116 E Ellicott St Single

Titusville, FL 33610 · 3bd/1.0ba · 864sf · Built 1946

$260,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $9,100

Loan Amount: $255,291

Fees / MIP: $4,391

Closing Costs: $7,800

Reserves (3mo): $5,363

Total Cash Needed: $22,263

Monthly Expenses

Mortgage P&I+MIP: $1,787.82

Property Tax: $422.50

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $303.34

Vacancy + Mgmt: $252.85

Total: $2,916.50/mo

Returns

Market Rent (all units): $1,945

Your Rental Income: $1,945

Cashflow: $-971/mo

Annual: $-11,658/yr

Cash-on-Cash ROI: -52.4%

Cap Rate: 3.8% · DSCR: 0.46x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-971/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-440/mo (vs $-971/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-416/mo — saves $555/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-216/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,320/mo

STR vs LTR

-54%

BREAKEVEN OCC

66%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-971/mo · STR: $-1,320/mo · CoC ROI: -56.1%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,945/mo

RANGE

$1,945 – $1,945

CONFIDENCE

LOW

N/A

Our estimate $1,945/mo ✅ Inline with market

No comparable rentals found in 33610

Purchase + Close$267,800

Reno Cost$75,132

Holding (6mo)$17,499

Total All-In$360,431

ARV$386,150

Selling Costs 8%$30,892

Flip Profit$-5,173

Flip ROI-6%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

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📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~80 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$8,208	+$9,029	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$75,132

VALUE ADDED

+$126,150

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$51,018)
• Excellent reno ROI (168%)
• Older build (1946) — high value-add potential
• Negative cashflow ($-971/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-971/mo)
• Low barrier to entry ($22,263 cash needed)
• Has flip exit strategy if hold doesn't work
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

28/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

10200 Belle Rive Blvd #57 Single

Jacksonville, FL 32256 · 2bd/2.0ba · 970sf · Built 1985

$143,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $5,005

Loan Amount: $140,410

Fees / MIP: $2,415

Closing Costs: $4,290

Reserves (3mo): $2,950

Total Cash Needed: $12,245

Monthly Expenses

Mortgage P&I+MIP: $983.30

Property Tax: $232.38

Insurance: $150.00

HOA: $330.00

Maint + CapEx: $166.84

Vacancy + Mgmt: $197.52

Total: $2,060.03/mo

Returns

Market Rent (all units): $1,519

Your Rental Income: $1,519

Cashflow: $-541/mo

Annual: $-6,488/yr

Cash-on-Cash ROI: -53.0%

Cap Rate: 3.7% · DSCR: 0.45x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-541/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-248/mo (vs $-541/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-235/mo — saves $305/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-956/mo

STR vs LTR

-61%

BREAKEVEN OCC

68%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-541/mo · STR: $-956/mo · CoC ROI: -61.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,519/mo

RANGE

$1,519 – $1,519

CONFIDENCE

LOW

N/A

Our estimate $1,519/mo ✅ Inline with market

No comparable rentals found in 32256

Purchase + Close$147,290

Reno Cost$70,200

Holding (6mo)$12,360

Total All-In$229,850

ARV$267,273

Selling Costs 8%$21,382

Flip Profit+$16,041

Flip ROI20%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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Upgrade to Pro

TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~41 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$2,668	+$8,002	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$70,200

VALUE ADDED

+$124,273

OVERALL ROI

177%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$54,074)
• Excellent reno ROI (177%)
• Older build (1985) — high value-add potential
• Negative cashflow ($-541/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-541/mo)
• Low barrier to entry ($12,245 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

36/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

8451 NW 4th Ave #8451 Single

Miami, FL 33150 · 3bd/2.0ba · 1,150sf · Built 1958

$225,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $7,875

Loan Amount: $220,925

Fees / MIP: $3,800

Closing Costs: $6,750

Reserves (3mo): $4,641

Total Cash Needed: $19,266

Monthly Expenses

Mortgage P&I+MIP: $1,547.15

Property Tax: $365.62

Insurance: $153.33

HOA: $310.00

Maint + CapEx: $262.50

Vacancy + Mgmt: $266.05

Total: $2,904.65/mo

Returns

Market Rent (all units): $2,046

Your Rental Income: $2,046

Cashflow: $-858/mo

Annual: $-10,298/yr

Cash-on-Cash ROI: -53.5%

Cap Rate: 3.7% · DSCR: 0.45x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-858/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-398/mo (vs $-858/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-378/mo — saves $481/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-205/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,358/mo

STR vs LTR

-58%

BREAKEVEN OCC

66%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-858/mo · STR: $-1,358/mo · CoC ROI: -62.7%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,046/mo

RANGE

$2,046 – $2,046

CONFIDENCE

LOW

N/A

Our estimate $2,046/mo ✅ Inline with market

No comparable rentals found in 33150

Purchase + Close$231,750

Reno Cost$86,478

Holding (6mo)$17,428

Total All-In$335,655

ARV$370,872

Selling Costs 8%$29,670

Flip Profit+$5,547

Flip ROI5%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~68 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$10,925	+$12,018	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$86,478

VALUE ADDED

+$145,872

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$59,395)
• Excellent reno ROI (169%)
• Older build (1958) — high value-add potential
• Negative cashflow ($-858/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-858/mo)
• Low barrier to entry ($19,266 cash needed)
• Has flip exit strategy if hold doesn't work
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

32/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4510 N 42nd St Single

Titusville, FL 33610 · 4bd/2.0ba · 1,468sf · Built 2026

$359,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,565

Loan Amount: $352,498

Fees / MIP: $6,063

Closing Costs: $10,770

Reserves (3mo): $7,406

Total Cash Needed: $30,741

Monthly Expenses

Mortgage P&I+MIP: $2,468.55

Property Tax: $583.38

Insurance: $195.73

HOA: $0.00

Maint + CapEx: $418.84

Vacancy + Mgmt: $342.99

Total: $4,009.49/mo

Returns

Market Rent (all units): $2,638

Your Rental Income: $2,638

Cashflow: $-1,371/mo

Annual: $-16,453/yr

Cash-on-Cash ROI: -53.5%

Cap Rate: 3.7% · DSCR: 0.44x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,371/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-637/mo (vs $-1,371/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-604/mo — saves $767/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-409/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-1,866/mo

STR vs LTR

-55%

BREAKEVEN OCC

65%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,371/mo · STR: $-1,866/mo · CoC ROI: -61.1%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,638/mo

RANGE

$2,638 – $2,638

CONFIDENCE

LOW

N/A

Our estimate $2,638/mo ✅ Inline with market

No comparable rentals found in 33610

Purchase + Close$369,770

Reno Cost$5,062

Holding (6mo)$24,057

Total All-In$398,889

ARV$375,286

Selling Costs 8%$30,023

Flip Profit$-53,626

Flip ROI-189%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,037	+$12,111	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$5,062

VALUE ADDED

+$16,286

OVERALL ROI

322%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (322%)
• Negative cashflow ($-1,371/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,371/mo)
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

28/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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2712 E Columbus Dr Single

Tampa, FL 33605 · 2bd/1.0ba · 1,020sf · Built 1923

$239,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $8,365

Loan Amount: $234,671

Fees / MIP: $4,036

Closing Costs: $7,170

Reserves (3mo): $4,930

Total Cash Needed: $20,465

Monthly Expenses

Mortgage P&I+MIP: $1,643.41

Property Tax: $388.38

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $278.84

Vacancy + Mgmt: $230.53

Total: $2,691.15/mo

Returns

Market Rent (all units): $1,773

Your Rental Income: $1,773

Cashflow: $-918/mo

Annual: $-11,014/yr

Cash-on-Cash ROI: -53.8%

Cap Rate: 3.6% · DSCR: 0.44x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-918/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-429/mo (vs $-918/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-407/mo — saves $510/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-1,442/mo

STR vs LTR

-67%

BREAKEVEN OCC

78%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-918/mo · STR: $-1,442/mo · CoC ROI: -69.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,773/mo

RANGE

$1,773 – $1,773

CONFIDENCE

LOW

N/A

Our estimate $1,773/mo ✅ Inline with market

No comparable rentals found in 33605

Purchase + Close$246,170

Reno Cost$78,307

Holding (6mo)$16,147

Total All-In$340,624

ARV$370,664

Selling Costs 8%$29,653

Flip Profit+$387

Flip ROI0%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~103 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$9,690	+$10,659	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$78,307

VALUE ADDED

+$131,664

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$53,358)
• Excellent reno ROI (168%)
• Older build (1923) — high value-add potential
• Negative cashflow ($-918/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-918/mo)
• Low barrier to entry ($20,465 cash needed)
• Has flip exit strategy if hold doesn't work
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

28/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

2860 Emily Ln W Single

Jacksonville, FL 32216 · 4bd/2.0ba · 1,934sf · Built 1962

$405,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $14,175

Loan Amount: $397,664

Fees / MIP: $6,839

Closing Costs: $12,150

Reserves (3mo): $8,355

Total Cash Needed: $34,680

Monthly Expenses

Mortgage P&I+MIP: $2,784.86

Property Tax: $658.12

Insurance: $257.87

HOA: $0.00

Maint + CapEx: $472.50

Vacancy + Mgmt: $390.75

Total: $4,564.11/mo

Returns

Market Rent (all units): $3,006

Your Rental Income: $3,006

Cashflow: $-1,558/mo

Annual: $-18,700/yr

Cash-on-Cash ROI: -53.9%

Cap Rate: 3.6% · DSCR: 0.44x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,558/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-730/mo (vs $-1,558/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-693/mo — saves $865/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-964/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,344/mo

STR vs LTR

-63%

BREAKEVEN OCC

70%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,558/mo · STR: $-2,344/mo · CoC ROI: -71.0%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,005/mo

RANGE

$3,005 – $3,005

CONFIDENCE

LOW

N/A

Our estimate $3,005/mo ✅ Inline with market

No comparable rentals found in 32216

Purchase + Close$417,150

Reno Cost$102,432

Holding (6mo)$27,385

Total All-In$546,967

ARV$578,587

Selling Costs 8%$46,287

Flip Profit$-14,667

Flip ROI-11%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~64 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$18,373	+$20,210	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$102,432

VALUE ADDED

+$173,587

OVERALL ROI

170%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$71,155)
• Excellent reno ROI (170%)
• Older build (1962) — high value-add potential
• Negative cashflow ($-1,558/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,558/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

12082 Yew Tree Rd Single

Titusville, FL 32218 · 3bd/2.0ba · 1,618sf · Built 2026

$344,350
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,052

Loan Amount: $338,113

Fees / MIP: $5,815

Closing Costs: $10,330

Reserves (3mo): $7,103

Total Cash Needed: $29,486

Monthly Expenses

Mortgage P&I+MIP: $2,367.82

Property Tax: $559.57

Insurance: $215.73

HOA: $9.00

Maint + CapEx: $401.74

Vacancy + Mgmt: $331.74

Total: $3,885.61/mo

Returns

Market Rent (all units): $2,552

Your Rental Income: $2,552

Cashflow: $-1,334/mo

Annual: $-16,005/yr

Cash-on-Cash ROI: -54.3%

Cap Rate: 3.6% · DSCR: 0.44x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,334/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-630/mo (vs $-1,334/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-598/mo — saves $735/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,138/mo

STR vs LTR

-69%

BREAKEVEN OCC

77%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,334/mo · STR: $-2,138/mo · CoC ROI: -76.1%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,551/mo

RANGE

$2,551 – $2,551

CONFIDENCE

LOW

N/A

Our estimate $2,551/mo ✅ Inline with market

No comparable rentals found in 32218

Purchase + Close$354,680

Reno Cost$5,474

Holding (6mo)$23,314

Total All-In$383,469

ARV$361,874

Selling Costs 8%$28,950

Flip Profit$-50,545

Flip ROI-181%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,450	+$13,348	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$5,474

VALUE ADDED

+$17,524

OVERALL ROI

320%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (320%)
• Negative cashflow ($-1,334/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,334/mo)

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

3510 SW 87th Ave Single

Titusville, FL 33165 · 3bd/2.0ba · 1,696sf · Built 1959

$699,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $55,900

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,997

Reserves (3mo): $13,767

Total Cash Needed: $90,664

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,137.34

Insurance: $226.13

HOA: $0.00

Maint + CapEx: $816.55

Vacancy + Mgmt: $396.26

Total: $7,165.17/mo

Returns

Market Rent (all units): $3,048

Your Rental Income: $3,048

Cashflow: $-4,117/mo

Annual: $-49,404/yr

Cash-on-Cash ROI: -54.5%

Cap Rate: 0.8% · DSCR: 0.10x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-4,117/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,910/mo (vs $-4,117/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,846/mo — saves $1,271/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-4,943/mo

STR vs LTR

-74%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-4,117/mo · STR: $-4,943/mo · CoC ROI: -67.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,048/mo

RANGE

$3,048 – $3,048

CONFIDENCE

LOW

N/A

Our estimate $3,048/mo ✅ Inline with market

No comparable rentals found in 33165

Purchase + Close$720,897

Reno Cost$97,589

Holding (6mo)$42,991

Total All-In$861,477

ARV$865,074

Selling Costs 8%$69,206

Flip Profit$-65,609

Flip ROI-38%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~67 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$16,112	+$17,723	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$97,589

VALUE ADDED

+$165,174

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$67,585)
• Excellent reno ROI (169%)
• Older build (1959) — high value-add potential
• Negative cashflow ($-4,117/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-4,117/mo)
• High cash requirement ($90,664)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

22/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

3934 Spring Glen Rd Single

Titusville, FL 32207 · 3bd/2.0ba · 1,510sf · Built 1972

$340,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $11,900

Loan Amount: $333,842

Fees / MIP: $5,742

Closing Costs: $10,200

Reserves (3mo): $7,014

Total Cash Needed: $29,114

Monthly Expenses

Mortgage P&I+MIP: $2,337.91

Property Tax: $552.50

Insurance: $201.33

HOA: $0.00

Maint + CapEx: $396.66

Vacancy + Mgmt: $321.70

Total: $3,810.11/mo

Returns

Market Rent (all units): $2,475

Your Rental Income: $2,475

Cashflow: $-1,336/mo

Annual: $-16,026/yr

Cash-on-Cash ROI: -55.0%

Cap Rate: 3.5% · DSCR: 0.43x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,336/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-640/mo (vs $-1,336/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-609/mo — saves $726/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-1,110/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,072/mo

STR vs LTR

-67%

BREAKEVEN OCC

76%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,336/mo · STR: $-2,072/mo · CoC ROI: -74.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,474/mo

RANGE

$2,474 – $2,474

CONFIDENCE

LOW

N/A

Our estimate $2,474/mo ✅ Inline with market

No comparable rentals found in 32207

Purchase + Close$350,200

Reno Cost$93,804

Holding (6mo)$22,861

Total All-In$466,864

ARV$498,598

Selling Costs 8%$39,888

Flip Profit$-8,154

Flip ROI-7%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~54 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$14,345	+$15,780	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$93,804

VALUE ADDED

+$158,598

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$64,795)
• Excellent reno ROI (169%)
• Older build (1972) — high value-add potential
• Negative cashflow ($-1,336/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,336/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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6415 SW 133rd Ct Single

Miami, FL 33183 · 2bd/2.0ba · 1,250sf · Built 1985

$224,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $7,872

Loan Amount: $220,826

Fees / MIP: $3,798

Closing Costs: $6,747

Reserves (3mo): $4,639

Total Cash Needed: $19,258

Monthly Expenses

Mortgage P&I+MIP: $1,546.46

Property Tax: $365.46

Insurance: $166.67

HOA: $160.00

Maint + CapEx: $262.39

Vacancy + Mgmt: $239.84

Total: $2,740.81/mo

Returns

Market Rent (all units): $1,845

Your Rental Income: $1,845

Cashflow: $-896/mo

Annual: $-10,751/yr

Cash-on-Cash ROI: -55.8%

Cap Rate: 3.5% · DSCR: 0.42x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-896/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-436/mo (vs $-896/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-416/mo — saves $480/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-1,526/mo

STR vs LTR

-70%

BREAKEVEN OCC

79%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-896/mo · STR: $-1,526/mo · CoC ROI: -76.3%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$1,844/mo

RANGE

$1,844 – $1,844

CONFIDENCE

LOW

N/A

Our estimate $1,844/mo ✅ Inline with market

No comparable rentals found in 33183

Purchase + Close$231,647

Reno Cost$73,238

Holding (6mo)$16,445

Total All-In$321,329

ARV$356,145

Selling Costs 8%$28,492

Flip Profit+$6,324

Flip ROI7%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~41 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,438	+$10,312	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$73,238

VALUE ADDED

+$131,245

OVERALL ROI

179%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$58,008)
• Excellent reno ROI (179%)
• Older build (1985) — high value-add potential
• Negative cashflow ($-896/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-896/mo)
• Low barrier to entry ($19,258 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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334 NW 110th St Single

Titusville, FL 33168 · 3bd/3.0ba · 1,383sf · Built 1948

$700,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $56,000

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $21,000

Reserves (3mo): $13,767

Total Cash Needed: $90,767

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,137.50

Insurance: $184.40

HOA: $0.00

Maint + CapEx: $816.66

Vacancy + Mgmt: $369.22

Total: $7,096.67/mo

Returns

Market Rent (all units): $2,840

Your Rental Income: $2,840

Cashflow: $-4,257/mo

Annual: $-51,078/yr

Cash-on-Cash ROI: -56.3%

Cap Rate: 0.6% · DSCR: 0.07x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-4,257/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-3,050/mo (vs $-4,257/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,986/mo — saves $1,271/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-4,884/mo

STR vs LTR

-70%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-4,257/mo · STR: $-4,884/mo · CoC ROI: -66.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,840/mo

RANGE

$2,840 – $2,840

CONFIDENCE

LOW

N/A

Our estimate $2,840/mo ✅ Inline with market

No comparable rentals found in 33168

Purchase + Close$721,000

Reno Cost$96,744

Holding (6mo)$42,580

Total All-In$860,324

ARV$863,722

Selling Costs 8%$69,098

Flip Profit$-65,700

Flip ROI-38%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~78 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$13,138	+$14,452	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$96,744

VALUE ADDED

+$163,722

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$66,978)
• Excellent reno ROI (169%)
• Older build (1948) — high value-add potential
• Negative cashflow ($-4,257/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-4,257/mo)
• High cash requirement ($90,767)
• Has flip exit strategy if hold doesn't work
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

16/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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12024 Arbor Lake Dr Single

Jacksonville, FL 32225 · 3bd/2.5ba · 1,964sf · Built 1988

$319,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $11,165

Loan Amount: $313,222

Fees / MIP: $5,387

Closing Costs: $9,570

Reserves (3mo): $6,581

Total Cash Needed: $27,316

Monthly Expenses

Mortgage P&I+MIP: $2,193.51

Property Tax: $518.38

Insurance: $261.87

HOA: $348.00

Maint + CapEx: $372.16

Vacancy + Mgmt: $357.53

Total: $4,051.45/mo

Returns

Market Rent (all units): $2,750

Your Rental Income: $2,750

Cashflow: $-1,301/mo

Annual: $-15,614/yr

Cash-on-Cash ROI: -57.2%

Cap Rate: 3.4% · DSCR: 0.41x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,301/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-649/mo (vs $-1,301/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-620/mo — saves $681/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,326/mo

STR vs LTR

-73%

BREAKEVEN OCC

80%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,301/mo · STR: $-2,326/mo · CoC ROI: -87.0%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,750/mo

RANGE

$2,750 – $2,750

CONFIDENCE

LOW

N/A

Our estimate $2,750/mo ✅ Inline with market

No comparable rentals found in 32225

Purchase + Close$328,570

Reno Cost$71,984

Holding (6mo)$24,309

Total All-In$424,863

ARV$458,124

Selling Costs 8%$36,650

Flip Profit$-3,389

Flip ROI-4%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~38 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,401	+$16,203	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$71,984

VALUE ADDED

+$139,124

OVERALL ROI

193%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$67,139)
• Excellent reno ROI (193%)
• Aging property (1988) — renovation upside
• Negative cashflow ($-1,301/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,301/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

35/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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5320 Brereton Ave Single

Cape Coral, FL 32839 · 3bd/1.5ba · 1,468sf · Built 1959

$350,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,250

Loan Amount: $343,661

Fees / MIP: $5,911

Closing Costs: $10,500

Reserves (3mo): $7,220

Total Cash Needed: $29,970

Monthly Expenses

Mortgage P&I+MIP: $2,406.67

Property Tax: $568.75

Insurance: $195.73

HOA: $0.00

Maint + CapEx: $408.34

Vacancy + Mgmt: $319.69

Total: $3,899.18/mo

Returns

Market Rent (all units): $2,459

Your Rental Income: $2,459

Cashflow: $-1,440/mo

Annual: $-17,280/yr

Cash-on-Cash ROI: -57.7%

Cap Rate: 3.3% · DSCR: 0.40x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,440/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-724/mo (vs $-1,440/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-693/mo — saves $747/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-1,199/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,149/mo

STR vs LTR

-66%

BREAKEVEN OCC

78%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,440/mo · STR: $-2,149/mo · CoC ROI: -75.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,459/mo

RANGE

$2,459 – $2,459

CONFIDENCE

LOW

N/A

Our estimate $2,459/mo ✅ Inline with market

No comparable rentals found in 32839

Purchase + Close$360,500

Reno Cost$87,424

Holding (6mo)$23,395

Total All-In$471,319

ARV$497,501

Selling Costs 8%$39,800

Flip Profit$-13,618

Flip ROI-12%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~67 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$13,946	+$15,341	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$87,424

VALUE ADDED

+$147,501

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$60,078)
• Excellent reno ROI (169%)
• Older build (1959) — high value-add potential
• Negative cashflow ($-1,440/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,440/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

8125 Summer Point Ct Single

Jacksonville, FL 32256 · 2bd/2.5ba · 1,248sf · Built 2006

$229,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $8,015

Loan Amount: $224,852

Fees / MIP: $3,867

Closing Costs: $6,870

Reserves (3mo): $4,724

Total Cash Needed: $19,609

Monthly Expenses

Mortgage P&I+MIP: $1,574.65

Property Tax: $372.12

Insurance: $166.40

HOA: $240.00

Maint + CapEx: $267.16

Vacancy + Mgmt: $248.61

Total: $2,868.96/mo

Returns

Market Rent (all units): $1,912

Your Rental Income: $1,912

Cashflow: $-957/mo

Annual: $-11,478/yr

Cash-on-Cash ROI: -58.5%

Cap Rate: 3.2% · DSCR: 0.39x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-957/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-488/mo (vs $-957/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-467/mo — saves $489/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-1,620/mo

STR vs LTR

-70%

BREAKEVEN OCC

81%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-957/mo · STR: $-1,620/mo · CoC ROI: -80.1%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,912/mo

RANGE

$1,912 – $1,912

CONFIDENCE

LOW

N/A

Our estimate $1,912/mo ✅ Inline with market

No comparable rentals found in 32256

Purchase + Close$235,870

Reno Cost$52,795

Holding (6mo)$17,214

Total All-In$305,879

ARV$331,923

Selling Costs 8%$26,554

Flip Profit$-509

Flip ROI-1%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~20 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,432	+$10,296	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~20 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$52,795

VALUE ADDED

+$102,923

OVERALL ROI

195%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$50,128)
• Excellent reno ROI (195%)
• Negative cashflow ($-957/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-957/mo)
• Low barrier to entry ($19,609 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

36/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

4449 SW 164th Path Single

Titusville, FL 33185 · 3bd/2.0ba · 1,490sf · Built 2008

$695,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $51,000

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,850

Reserves (3mo): $13,767

Total Cash Needed: $85,617

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,129.38

Insurance: $198.67

HOA: $0.00

Maint + CapEx: $810.84

Vacancy + Mgmt: $377.65

Total: $7,105.42/mo

Returns

Market Rent (all units): $2,905

Your Rental Income: $2,905

Cashflow: $-4,200/mo

Annual: $-50,404/yr

Cash-on-Cash ROI: -58.9%

Cap Rate: 0.7% · DSCR: 0.08x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-4,200/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,969/mo (vs $-4,200/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,906/mo — saves $1,294/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-4,896/mo

STR vs LTR

-72%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-4,200/mo · STR: $-4,896/mo · CoC ROI: -70.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,905/mo

RANGE

$2,905 – $2,905

CONFIDENCE

LOW

N/A

Our estimate $2,905/mo ✅ Inline with market

No comparable rentals found in 33185

Purchase + Close$715,850

Reno Cost$47,412

Holding (6mo)$42,633

Total All-In$805,895

ARV$792,928

Selling Costs 8%$63,434

Flip Profit$-76,401

Flip ROI-64%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,098	+$12,292	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~18 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Luxury Vinyl Plank (LVP)	$8,940	+$16,986	190%
📌 Waterproof LVP is ideal for Miami's humidity and withstands tenant use — low maintenance, 25-yr lifespan.

RENO COST

$47,412

VALUE ADDED

+$97,928

OVERALL ROI

206%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$50,516)
• Excellent reno ROI (206%)
• Negative cashflow ($-4,200/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-4,200/mo)
• High cash requirement ($85,617)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

22/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

1693 Timber Crossing Ln Single

Jacksonville, FL 32225 · 4bd/3.0ba · 2,841sf · Built 2004

$525,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $18,375

Loan Amount: $515,491

Fees / MIP: $8,866

Closing Costs: $15,750

Reserves (3mo): $10,830

Total Cash Needed: $44,955

Monthly Expenses

Mortgage P&I+MIP: $3,610.00

Property Tax: $853.12

Insurance: $378.80

HOA: $42.00

Maint + CapEx: $612.50

Vacancy + Mgmt: $488.67

Total: $5,985.09/mo

Returns

Market Rent (all units): $3,759

Your Rental Income: $3,759

Cashflow: $-2,226/mo

Annual: $-26,714/yr

Cash-on-Cash ROI: -59.4%

Cap Rate: 3.2% · DSCR: 0.38x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,226/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,153/mo (vs $-2,226/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,105/mo — saves $1,121/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-3,575/mo

STR vs LTR

-75%

BREAKEVEN OCC

84%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-2,226/mo · STR: $-3,575/mo · CoC ROI: -90.5%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,758/mo

RANGE

$3,758 – $3,758

CONFIDENCE

LOW

N/A

Our estimate $3,758/mo ✅ Inline with market

No comparable rentals found in 32225

Purchase + Close$540,750

Reno Cost$71,709

Holding (6mo)$35,911

Total All-In$648,369

ARV$668,288

Selling Costs 8%$53,463

Flip Profit$-33,544

Flip ROI-32%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~22 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$7,813	+$23,438	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~22 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$71,709

VALUE ADDED

+$143,288

OVERALL ROI

200%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$71,579)
• Excellent reno ROI (200%)
• Negative cashflow ($-2,226/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,226/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

2511 N Grady Ave #89 Single

Titusville, FL 33607 · 3bd/3.5ba · 1,855sf · Built 2018

$699,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $55,900

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,997

Reserves (3mo): $13,767

Total Cash Needed: $90,664

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,137.34

Insurance: $247.33

HOA: $444.00

Maint + CapEx: $816.55

Vacancy + Mgmt: $410.01

Total: $7,644.12/mo

Returns

Market Rent (all units): $3,154

Your Rental Income: $3,154

Cashflow: $-4,490/mo

Annual: $-53,883/yr

Cash-on-Cash ROI: -59.4%

Cap Rate: 0.2% · DSCR: 0.02x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-4,490/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-3,283/mo (vs $-4,490/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-3,219/mo — saves $1,271/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-5,416/mo

STR vs LTR

-76%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-4,490/mo · STR: $-5,416/mo · CoC ROI: -73.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,153/mo

RANGE

$3,153 – $3,153

CONFIDENCE

LOW

N/A

Our estimate $3,153/mo ✅ Inline with market

No comparable rentals found in 33607

Purchase + Close$720,897

Reno Cost$10,176

Holding (6mo)$45,865

Total All-In$776,938

ARV$731,979

Selling Costs 8%$58,558

Flip Profit$-103,518

Flip ROI-119%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,101	+$15,304	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Landscaping & Curb Appeal	$2,250	+$9,000	400%
📌 Curb appeal sets buyer/tenant first impressions. Highest ROI per dollar — typically done in 1–2 days.
HIGH	Light Fixture Update	$1,800	+$3,600	200%
📌 Replacing dated fixtures with modern LED pendants/recessed lights takes 1–2 days and dramatically modernizes the feel.

RENO COST

$10,176

VALUE ADDED

+$32,079

OVERALL ROI

315%

🔨 FIX & FLIP High Confidence

• Decent forced equity (+$21,902)
• Excellent reno ROI (315%)
• Negative cashflow ($-4,490/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-4,490/mo)
• High cash requirement ($90,664)

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

21/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4341 Cambio Gardens Ct Single

Tampa, FL 33610 · 3bd/2.5ba · 1,737sf · Built 2025

$325,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $11,375

Loan Amount: $319,113

Fees / MIP: $5,488

Closing Costs: $9,750

Reserves (3mo): $6,704

Total Cash Needed: $27,829

Monthly Expenses

Mortgage P&I+MIP: $2,234.76

Property Tax: $528.12

Insurance: $231.60

HOA: $275.00

Maint + CapEx: $379.16

Vacancy + Mgmt: $338.88

Total: $3,987.54/mo

Returns

Market Rent (all units): $2,607

Your Rental Income: $2,607

Cashflow: $-1,381/mo

Annual: $-16,569/yr

Cash-on-Cash ROI: -59.5%

Cap Rate: 3.1% · DSCR: 0.38x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,381/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-716/mo (vs $-1,381/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-687/mo — saves $694/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,262/mo

STR vs LTR

-70%

BREAKEVEN OCC

79%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,381/mo · STR: $-2,262/mo · CoC ROI: -83.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,606/mo

RANGE

$2,606 – $2,606

CONFIDENCE

LOW

N/A

Our estimate $2,606/mo ✅ Inline with market

No comparable rentals found in 33610

Purchase + Close$334,750

Reno Cost$5,802

Holding (6mo)$23,925

Total All-In$364,477

ARV$343,505

Selling Costs 8%$27,480

Flip Profit$-48,452

Flip ROI-180%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,777	+$14,330	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$5,802

VALUE ADDED

+$18,505

OVERALL ROI

319%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (319%)
• Negative cashflow ($-1,381/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,381/mo)
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

28/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4343 Cambio Gardens Ct Single

Titusville, FL 33610 · 3bd/2.5ba · 1,737sf · Built 2025

$325,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $11,375

Loan Amount: $319,113

Fees / MIP: $5,488

Closing Costs: $9,750

Reserves (3mo): $6,704

Total Cash Needed: $27,829

Monthly Expenses

Mortgage P&I+MIP: $2,234.76

Property Tax: $528.12

Insurance: $231.60

HOA: $275.00

Maint + CapEx: $379.16

Vacancy + Mgmt: $338.88

Total: $3,987.54/mo

Returns

Market Rent (all units): $2,607

Your Rental Income: $2,607

Cashflow: $-1,381/mo

Annual: $-16,569/yr

Cash-on-Cash ROI: -59.5%

Cap Rate: 3.1% · DSCR: 0.38x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,381/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-716/mo (vs $-1,381/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-687/mo — saves $694/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,262/mo

STR vs LTR

-70%

BREAKEVEN OCC

79%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,381/mo · STR: $-2,262/mo · CoC ROI: -83.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,606/mo

RANGE

$2,606 – $2,606

CONFIDENCE

LOW

N/A

Our estimate $2,606/mo ✅ Inline with market

No comparable rentals found in 33610

Purchase + Close$334,750

Reno Cost$5,802

Holding (6mo)$23,925

Total All-In$364,477

ARV$343,505

Selling Costs 8%$27,480

Flip Profit$-48,452

Flip ROI-180%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,777	+$14,330	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$5,802

VALUE ADDED

+$18,505

OVERALL ROI

319%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (319%)
• Negative cashflow ($-1,381/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,381/mo)
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

28/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

3964 Palladian Ct Single

Titusville, FL 32217 · 3bd/2.5ba · 1,483sf · Built 2026

$319,589
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $11,186

Loan Amount: $313,800

Fees / MIP: $5,397

Closing Costs: $9,588

Reserves (3mo): $6,593

Total Cash Needed: $27,366

Monthly Expenses

Mortgage P&I+MIP: $2,197.56

Property Tax: $519.33

Insurance: $197.73

HOA: $194.00

Maint + CapEx: $372.85

Vacancy + Mgmt: $316.05

Total: $3,797.53/mo

Returns

Market Rent (all units): $2,431

Your Rental Income: $2,431

Cashflow: $-1,366/mo

Annual: $-16,397/yr

Cash-on-Cash ROI: -59.9%

Cap Rate: 3.1% · DSCR: 0.38x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,366/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-713/mo (vs $-1,366/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-684/mo — saves $683/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-1,098/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,088/mo

STR vs LTR

-66%

BREAKEVEN OCC

77%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,366/mo · STR: $-2,088/mo · CoC ROI: -78.0%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,431/mo

RANGE

$2,431 – $2,431

CONFIDENCE

LOW

N/A

Our estimate $2,431/mo ✅ Inline with market

No comparable rentals found in 32217

Purchase + Close$329,177

Reno Cost$5,103

Holding (6mo)$22,785

Total All-In$357,065

ARV$335,999

Selling Costs 8%$26,880

Flip Profit$-47,946

Flip ROI-185%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,078	+$12,235	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$5,103

VALUE ADDED

+$16,410

OVERALL ROI

322%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (322%)
• Negative cashflow ($-1,366/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,366/mo)

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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1810 NW 55th St Single

Titusville, FL 33142 · 2bd/1.0ba · 994sf · Built 1956

$260,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $9,100

Loan Amount: $255,291

Fees / MIP: $4,391

Closing Costs: $7,800

Reserves (3mo): $5,363

Total Cash Needed: $22,263

Monthly Expenses

Mortgage P&I+MIP: $1,787.82

Property Tax: $422.50

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $303.34

Vacancy + Mgmt: $231.69

Total: $2,895.35/mo

Returns

Market Rent (all units): $1,782

Your Rental Income: $1,782

Cashflow: $-1,113/mo

Annual: $-13,357/yr

Cash-on-Cash ROI: -60.0%

Cap Rate: 3.1% · DSCR: 0.38x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,113/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-581/mo (vs $-1,113/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-558/mo — saves $555/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-1,621/mo

STR vs LTR

-67%

BREAKEVEN OCC

81%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-1,113/mo · STR: $-1,621/mo · CoC ROI: -73.9%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,782/mo

RANGE

$1,782 – $1,782

CONFIDENCE

LOW

N/A

Our estimate $1,782/mo ✅ Inline with market

No comparable rentals found in 33142

Purchase + Close$267,800

Reno Cost$77,778

Holding (6mo)$17,372

Total All-In$362,950

ARV$390,745

Selling Costs 8%$31,260

Flip Profit$-3,464

Flip ROI-4%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~70 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$9,443	+$10,387	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$77,778

VALUE ADDED

+$130,745

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$52,968)
• Excellent reno ROI (168%)
• Older build (1956) — high value-add potential
• Negative cashflow ($-1,113/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,113/mo)
• Low barrier to entry ($22,263 cash needed)
• Has flip exit strategy if hold doesn't work
• High-crime area (High Risk) — higher risk

🛡 NEIGHBORHOOD SAFETY

2/10 High Risk

Significantly elevated crime rates — factor into investment risk

AI Deal Score

28/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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7036 Beauhaven Ct Single

Jacksonville, FL 32258 · 3bd/2.5ba · 1,516sf · Built 2016

$310,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,850

Loan Amount: $304,385

Fees / MIP: $5,235

Closing Costs: $9,300

Reserves (3mo): $6,395

Total Cash Needed: $26,545

Monthly Expenses

Mortgage P&I+MIP: $2,131.62

Property Tax: $503.75

Insurance: $202.13

HOA: $279.00

Maint + CapEx: $361.66

Vacancy + Mgmt: $317.34

Total: $3,795.51/mo

Returns

Market Rent (all units): $2,441

Your Rental Income: $2,441

Cashflow: $-1,354/mo

Annual: $-16,253/yr

Cash-on-Cash ROI: -61.2%

Cap Rate: 3.0% · DSCR: 0.36x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,354/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-721/mo (vs $-1,354/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-692/mo — saves $662/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-1,096/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,097/mo

STR vs LTR

-66%

BREAKEVEN OCC

77%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,354/mo · STR: $-2,097/mo · CoC ROI: -79.9%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,441/mo

RANGE

$2,441 – $2,441

CONFIDENCE

LOW

N/A

Our estimate $2,441/mo ✅ Inline with market

No comparable rentals found in 32258

Purchase + Close$319,300

Reno Cost$9,244

Holding (6mo)$22,773

Total All-In$351,317

ARV$339,282

Selling Costs 8%$27,143

Flip Profit$-39,178

Flip ROI-133%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,169	+$12,507	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Landscaping & Curb Appeal	$2,250	+$9,000	400%
📌 Curb appeal sets buyer/tenant first impressions. Highest ROI per dollar — typically done in 1–2 days.
HIGH	Light Fixture Update	$1,800	+$3,600	200%
📌 Replacing dated fixtures with modern LED pendants/recessed lights takes 1–2 days and dramatically modernizes the feel.

RENO COST

$9,244

VALUE ADDED

+$29,282

OVERALL ROI

317%

🔨 FIX & FLIP High Confidence

• Decent forced equity (+$20,038)
• Excellent reno ROI (317%)
• Negative cashflow ($-1,354/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,354/mo)

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

32/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

2522 Lake Ellen Ln Single

Titusville, FL 33618 · 3bd/3.0ba · 2,637sf · Built 1956

$299,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,465

Loan Amount: $293,584

Fees / MIP: $5,049

Closing Costs: $8,970

Reserves (3mo): $6,168

Total Cash Needed: $25,603

Monthly Expenses

Mortgage P&I+MIP: $2,055.99

Property Tax: $485.88

Insurance: $351.60

HOA: $0.00

Maint + CapEx: $348.84

Vacancy + Mgmt: $286.45

Total: $3,528.75/mo

Returns

Market Rent (all units): $2,203

Your Rental Income: $2,203

Cashflow: $-1,325/mo

Annual: $-15,903/yr

Cash-on-Cash ROI: -62.1%

Cap Rate: 2.9% · DSCR: 0.36x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,325/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-714/mo (vs $-1,325/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-687/mo — saves $639/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-829/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,934/mo

STR vs LTR

-72%

BREAKEVEN OCC

74%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,325/mo · STR: $-1,934/mo · CoC ROI: -75.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,203/mo

RANGE

$2,203 – $2,203

CONFIDENCE

LOW

N/A

Our estimate $2,203/mo ✅ Inline with market

No comparable rentals found in 33618

Purchase + Close$307,970

Reno Cost$122,263

Holding (6mo)$21,172

Total All-In$451,405

ARV$507,050

Selling Costs 8%$40,564

Flip Profit+$15,081

Flip ROI11%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

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Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~70 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$25,052	+$27,557	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$122,263

VALUE ADDED

+$208,050

OVERALL ROI

170%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$85,788)
• Excellent reno ROI (170%)
• Older build (1956) — high value-add potential
• Negative cashflow ($-1,325/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,325/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

1428 Gay Ave Single

Jacksonville, FL 32207 · 2bd/1.0ba · 800sf · Built 1951

$250,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $8,750

Loan Amount: $245,472

Fees / MIP: $4,222

Closing Costs: $7,500

Reserves (3mo): $5,157

Total Cash Needed: $21,407

Monthly Expenses

Mortgage P&I+MIP: $1,719.05

Property Tax: $406.25

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $291.66

Vacancy + Mgmt: $213.30

Total: $2,780.26/mo

Returns

Market Rent (all units): $1,641

Your Rental Income: $1,641

Cashflow: $-1,140/mo

Annual: $-13,674/yr

Cash-on-Cash ROI: -63.9%

Cap Rate: 2.8% · DSCR: 0.34x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,140/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-628/mo (vs $-1,140/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-606/mo — saves $534/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-1,536/mo

STR vs LTR

-64%

BREAKEVEN OCC

79%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-1,140/mo · STR: $-1,536/mo · CoC ROI: -71.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,640/mo

RANGE

$1,640 – $1,640

CONFIDENCE

LOW

N/A

Our estimate $1,640/mo ✅ Inline with market

No comparable rentals found in 32207

Purchase + Close$257,500

Reno Cost$73,830

Holding (6mo)$16,682

Total All-In$348,012

ARV$373,888

Selling Costs 8%$29,911

Flip Profit$-4,035

Flip ROI-4%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~75 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$7,600	+$8,360	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$73,830

VALUE ADDED

+$123,888

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$50,058)
• Excellent reno ROI (168%)
• Older build (1951) — high value-add potential
• Negative cashflow ($-1,140/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,140/mo)
• Low barrier to entry ($21,407 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

14001 Citrus Crest Cir Single

Tampa, FL 33625 · 3bd/2.5ba · 1,856sf · Built 2006

$369,100
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,918

Loan Amount: $362,415

Fees / MIP: $6,233

Closing Costs: $11,073

Reserves (3mo): $7,614

Total Cash Needed: $31,606

Monthly Expenses

Mortgage P&I+MIP: $2,538.01

Property Tax: $599.79

Insurance: $247.47

HOA: $263.00

Maint + CapEx: $430.61

Vacancy + Mgmt: $356.33

Total: $4,435.22/mo

Returns

Market Rent (all units): $2,741

Your Rental Income: $2,741

Cashflow: $-1,694/mo

Annual: $-20,330/yr

Cash-on-Cash ROI: -64.3%

Cap Rate: 2.7% · DSCR: 0.33x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,694/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-939/mo (vs $-1,694/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-906/mo — saves $788/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,647/mo

STR vs LTR

-72%

BREAKEVEN OCC

85%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,694/mo · STR: $-2,647/mo · CoC ROI: -89.9%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,741/mo

RANGE

$2,741 – $2,741

CONFIDENCE

LOW

N/A

Our estimate $2,741/mo ✅ Inline with market

No comparable rentals found in 33625

Purchase + Close$380,173

Reno Cost$58,115

Holding (6mo)$26,611

Total All-In$464,899

ARV$483,970

Selling Costs 8%$38,718

Flip Profit$-19,647

Flip ROI-24%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

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📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~20 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,104	+$15,312	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~20 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$58,115

VALUE ADDED

+$114,870

OVERALL ROI

198%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$56,755)
• Excellent reno ROI (198%)
• Negative cashflow ($-1,694/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,694/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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13364 Beach Blvd #430 Single

Jacksonville, FL 32224 · 3bd/2.0ba · 1,623sf · Built 2007

$229,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $8,015

Loan Amount: $224,852

Fees / MIP: $3,867

Closing Costs: $6,870

Reserves (3mo): $4,724

Total Cash Needed: $19,609

Monthly Expenses

Mortgage P&I+MIP: $1,574.65

Property Tax: $372.12

Insurance: $216.40

HOA: $430.00

Maint + CapEx: $267.16

Vacancy + Mgmt: $269.39

Total: $3,129.73/mo

Returns

Market Rent (all units): $2,072

Your Rental Income: $2,072

Cashflow: $-1,058/mo

Annual: $-12,690/yr

Cash-on-Cash ROI: -64.7%

Cap Rate: 2.7% · DSCR: 0.33x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,058/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-589/mo (vs $-1,058/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-568/mo — saves $489/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-430/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,580/mo

STR vs LTR

-62%

BREAKEVEN OCC

69%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,058/mo · STR: $-1,580/mo · CoC ROI: -72.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,072/mo

RANGE

$2,072 – $2,072

CONFIDENCE

LOW

N/A

Our estimate $2,072/mo ✅ Inline with market

No comparable rentals found in 32224

Purchase + Close$235,870

Reno Cost$56,076

Holding (6mo)$18,778

Total All-In$310,725

ARV$339,292

Selling Costs 8%$27,143

Flip Profit+$1,424

Flip ROI2%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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🔒 Pro Feature

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📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~19 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,463	+$13,390	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~19 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$56,076

VALUE ADDED

+$110,292

OVERALL ROI

197%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$54,216)
• Excellent reno ROI (197%)
• Negative cashflow ($-1,058/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,058/mo)
• Low barrier to entry ($19,609 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

35/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

11865 Mountain Ash Rd E Single

Titusville, FL 32223 · 4bd/2.0ba · 2,103sf · Built 1995

$499,999
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $17,500

Loan Amount: $490,943

Fees / MIP: $8,444

Closing Costs: $15,000

Reserves (3mo): $10,314

Total Cash Needed: $42,814

Monthly Expenses

Mortgage P&I+MIP: $3,438.10

Property Tax: $812.50

Insurance: $280.40

HOA: $14.00

Maint + CapEx: $583.34

Vacancy + Mgmt: $420.81

Total: $5,549.13/mo

Returns

Market Rent (all units): $3,237

Your Rental Income: $3,237

Cashflow: $-2,312/mo

Annual: $-27,746/yr

Cash-on-Cash ROI: -64.8%

Cap Rate: 2.7% · DSCR: 0.33x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,312/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,290/mo (vs $-2,312/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,244/mo — saves $1,068/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,949/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-3,197/mo

STR vs LTR

-67%

BREAKEVEN OCC

80%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-2,312/mo · STR: $-3,197/mo · CoC ROI: -83.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,236/mo

RANGE

$3,236 – $3,236

CONFIDENCE

LOW

N/A

Our estimate $3,236/mo ✅ Inline with market

No comparable rentals found in 32223

Purchase + Close$514,999

Reno Cost$73,493

Holding (6mo)$33,295

Total All-In$621,786

ARV$642,584

Selling Costs 8%$51,407

Flip Profit$-30,609

Flip ROI-29%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~31 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,783	+$17,350	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$73,493

VALUE ADDED

+$142,585

OVERALL ROI

194%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$69,092)
• Excellent reno ROI (194%)
• Aging property (1995) — renovation upside
• Negative cashflow ($-2,312/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,312/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

32/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4825 Highridge Ct Single

Cape Coral, FL 32839 · 3bd/2.0ba · 1,581sf · Built 1992

$405,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $14,175

Loan Amount: $397,664

Fees / MIP: $6,839

Closing Costs: $12,150

Reserves (3mo): $8,355

Total Cash Needed: $34,680

Monthly Expenses

Mortgage P&I+MIP: $2,784.86

Property Tax: $658.12

Insurance: $210.80

HOA: $23.00

Maint + CapEx: $472.50

Vacancy + Mgmt: $338.39

Total: $4,487.68/mo

Returns

Market Rent (all units): $2,603

Your Rental Income: $2,603

Cashflow: $-1,885/mo

Annual: $-22,615/yr

Cash-on-Cash ROI: -65.2%

Cap Rate: 2.7% · DSCR: 0.32x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,885/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,056/mo (vs $-1,885/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,020/mo — saves $865/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,661/mo

STR vs LTR

-69%

BREAKEVEN OCC

85%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,885/mo · STR: $-2,661/mo · CoC ROI: -84.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,603/mo

RANGE

$2,603 – $2,603

CONFIDENCE

LOW

N/A

Our estimate $2,603/mo ✅ Inline with market

No comparable rentals found in 32839

Purchase + Close$417,150

Reno Cost$67,829

Holding (6mo)$26,926

Total All-In$511,905

ARV$534,587

Selling Costs 8%$42,767

Flip Profit$-20,085

Flip ROI-21%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~34 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,348	+$13,043	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$67,829

VALUE ADDED

+$129,587

OVERALL ROI

191%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$61,758)
• Excellent reno ROI (191%)
• Aging property (1992) — renovation upside
• Negative cashflow ($-1,885/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,885/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4014 Lingo Ln Single

Titusville, FL 32257 · 3bd/2.5ba · 1,799sf · Built 2026

$371,990
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $13,020

Loan Amount: $365,252

Fees / MIP: $6,282

Closing Costs: $11,160

Reserves (3mo): $7,674

Total Cash Needed: $31,853

Monthly Expenses

Mortgage P&I+MIP: $2,557.88

Property Tax: $604.48

Insurance: $239.87

HOA: $250.00

Maint + CapEx: $433.99

Vacancy + Mgmt: $351.88

Total: $4,438.10/mo

Returns

Market Rent (all units): $2,707

Your Rental Income: $2,707

Cashflow: $-1,731/mo

Annual: $-20,776/yr

Cash-on-Cash ROI: -65.2%

Cap Rate: 2.7% · DSCR: 0.32x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,731/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-971/mo (vs $-1,731/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-937/mo — saves $794/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,648/mo

STR vs LTR

-72%

BREAKEVEN OCC

85%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,731/mo · STR: $-2,648/mo · CoC ROI: -89.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,706/mo

RANGE

$2,706 – $2,706

CONFIDENCE

LOW

N/A

Our estimate $2,706/mo ✅ Inline with market

No comparable rentals found in 32257

Purchase + Close$383,150

Reno Cost$5,972

Holding (6mo)$26,629

Total All-In$415,751

ARV$391,007

Selling Costs 8%$31,281

Flip Profit$-56,024

Flip ROI-186%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,947	+$14,842	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$5,972

VALUE ADDED

+$19,017

OVERALL ROI

318%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (318%)
• Negative cashflow ($-1,731/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,731/mo)

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

32/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

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📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

1844 41st St W Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

14928 Pinecrest Rd Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

8040 Siskin Ave Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

332 Marisco Way Single

Monthly Expenses

Returns

🏠 RENTAL COMPS