Honest Comparison

SpillDeals vs Tranchi.ai

Tranchi.ai is targeting Florida real estate investors — but their inventory is Memphis and Detroit. Here's what you need to know before paying $97/month.

0
Trust Score
Tranchi.ai · Scamadviser
35
Trust Score
Tranchi.ai · Gridinsoft
FL-Focused
SpillDeals · Core Product
Bottom line: Tranchi.ai is a 7-month-old startup whose real business is their DSCR lending firm — the SaaS is a lead funnel. Zero reviews on Reddit, G2, Trustpilot, or ProductHunt after six months live. SpillDeals was built specifically for FL multifamily investors, with free access and no trust score problems.
Side by Side

Feature Comparison

Every dimension that matters for a Florida real estate investor.

Dimension Tranchi.ai SpillDeals
Florida-specific inventory None visible Core product
Deal grading system Raw numbers only A–F letter grades
Trust score (Scamadviser) 0 / 100 Established
Trust score (Gridinsoft) 35 / 100 No flags
User reviews Zero anywhere Google verified
Free tier None — $97/mo Free tier exists
Analysis cap 75/mo limit (Pro) No hard cap
Data source transparency Zero disclosed FL County + MLS + Zillow
Company age 7 months (Sept 2025) Established
Actual business model DSCR lending funnel Investor-first tool
The Inventory Problem

They say Florida. They show Detroit.

Tranchi.ai's stated market is FL multifamily investors. Their actual visible inventory is Memphis and Detroit — Rust Belt distressed assets averaging $117K. That's a mismatch that costs you time.

Memphis & Detroit
Tranchi.ai visible inventory
~$117K Rust Belt distressed assets
Not what FL investors need
Miami · Tampa · Orlando
SpillDeals inventory
FL multifamily, graded A–F
Built for FL investors, full stop
"We don't show you Detroit duplexes — we show you Miami duplexes graded A through F." — SpillDeals, built for Florida real estate investors
Why SpillDeals

Built for FL investors, not for lender leads

Tranchi.ai's real revenue comes from their DSCR lending business — the software is designed to route you toward their loans. SpillDeals has one goal: help you find and grade the best FL deals faster.

🏆

A–F Deal Grading

Every deal gets a letter grade based on DSCR, cap rate, cash-on-cash return, and neighborhood data — not just raw numbers you have to interpret yourself.

🗺️

Florida-Only Focus

Miami, Fort Lauderdale, Tampa, Orlando, Jacksonville. We don't waste your time with out-of-state inventory you never asked for.

🔓

Free Tier — No Credit Card

Start analyzing FL deals immediately. No $97/month commitment, no $1 trial that auto-converts. Upgrade when it makes sense for you.

📊

Transparent Data Sources

FL County Property Appraisers, Zillow, MLS. You know exactly where every number comes from — Tranchi discloses nothing about their data sourcing.

🚫

No Analysis Caps

Tranchi Pro limits you to 75 analyses per month. SpillDeals doesn't throttle your research when you're deep in a deal cycle.

Real Trust Scores

Tranchi scores 0/100 on Scamadviser and 35/100 on Gridinsoft, with Scam Detector flagging them too. Zero reviews after six months. SpillDeals has none of those problems.

Common Questions

FAQ

Things people ask when comparing these two tools.

Is Tranchi.ai a scam?

We can't say definitively — but a 0/100 Scamadviser score, 35/100 Gridinsoft, Scam Detector flags, and zero user reviews on any platform after six months live are serious red flags. Their founders appear legitimate (a 23-year-old developer and a loan officer), but their primary business is DSCR lending, not software. Proceed with caution.

What does Tranchi.ai actually cost?

$97/month after a $1 trial, with no free tier. Their Pro plan caps you at 75 deal analyses per month. SpillDeals has a free tier with no analysis cap — you can try it without entering a credit card.

Does Tranchi.ai have FL inventory?

Their marketing targets Florida multifamily investors, but their visible listings as of early 2026 are primarily Memphis, TN and Detroit, MI — Rust Belt distressed assets averaging ~$117K. If you're looking for Miami, Tampa, or Orlando deals, SpillDeals is the better fit.

What's the difference in deal grading?

Tranchi shows raw financial numbers (DSCR, cap rate) and leaves interpretation to you. SpillDeals grades every deal A through F based on a composite score — so you can scan 50 deals in minutes and know exactly where to focus.

Can I switch from Tranchi to SpillDeals easily?

Yes. SpillDeals has a free tier, so you can start exploring FL deals immediately without canceling anything first. Try it side by side and decide.

Try SpillDeals Free

Florida multifamily deals, graded A–F, no credit card required. Start in 60 seconds.

Get Started Free →
No trial trap. No $97/month surprise. Just FL deals.